An individual should invest based on this risk-taking ability, but how to determine the risk of a mutual fund? Read full article
Simple mantra for home loans, prepay as early as possible. Only investment which is generating a very high return (home loan interest rate +5.5%) will earn extra return compared to saving from prepayment.
From the analysis performed in this article, it can be said all funds will never give more return than the interest rate on FD. Fund performance analysis and fund selection will be very crucial for generating an extra return.