Choosing the right mutual fund can be a crucial decision in your investment journey. With a plethora of options available in the Indian market, it’s essential to align your choice with your financial goals, risk tolerance, and investment horizon. Here’s a step-by-step guide to help you select the most suitable mutual fund for your needs.

If you are looking for a way to measure the risk and volatility of a mutual fund, you may have come across the term standard deviation of return. But what does it mean and how can you use it to make better investment decisions? In this blog post, I will explain what the standard deviation of return is, how it is calculated, and why it is important for mutual fund investors.

Large-cap mutual funds invest in large, established companies, offering investors the potential for consistent returns and lower risk due to their stability and diversification across sectors. These funds, managed by professional fund managers, also offer high liquidity and the potential for regular dividend payouts. However, drawbacks include limited growth potential, as these mature companies operate at or near their peak in saturated markets. Also, they aren't immune to economic downturns and offer less control to investors over their investments. The suitability of these funds depends on an individual's financial goals, risk tolerance, and investment horizon.