1. Nippon India Consumption Fund Top performer with 20.52% 5-year XIRR, strong Sharpe (0.83), moderate volatility (13.50%), but significant -21.07% drawdown for growth seekers.

2. Tata India Consumer Fund High 19.77% 5-year XIRR, best Sharpe (0.87), moderate volatility (14.16%), resilient -19.45% drawdown, ideal for balanced risk-return investors.

Investing money can often feel like navigating a maze, especially for those who are new to it. With numerous investment strategies available, deciding the best approach can be daunting. Two popular methods of investing are the Systematic Investment Plan (SIP) and Lump Sum Investment. Each method has its own set of advantages and disadvantages. Understanding these can help investors make informed decisions that align with their financial goals and risk tolerance.

  • Motilal Oswal ELSS: Highest 5-year XIRR at 33.46%, strong risk-adjusted returns, ideal for growth-focused investors.
  • SBI Long Term Equity: 5-year XIRR of 28.84%, low volatility, suitable for moderate-risk, long-term investors.