Previously Known As : Uti Treasury Advantage Fund
Uti Low Duration Fund Overview
Category Low Duration Fund
BMSMONEY Rank 2
BMSMONEY Rating
Gro. Opt. As On: 02-12-2024
NAV ₹3390.72(R) +0.08% ₹3442.58(D) +0.09%
Returns 1Y 3Y 5Y 7Y 10Y
LumpSum (R) 7.72% 6.34% 7.05% 5.4% 6.28%
LumpSum (D) 7.81% 6.45% 7.16% 5.52% 6.41%
SIP (R) 7.76% 7.12% 7.09% 5.91% 5.68%
SIP (D) 7.85% 7.21% 7.2% 6.02% 5.8%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
-0.85 -0.27 0.63 -% -
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
0.56% 0.0% 0.0% - 0.45%
Top Low Duration Fund
Fund Name Rank Rating
Icici Prudential Savings Fund 1
UTI Low Duration Fund 2
Axis Treasury Advantage Fund 3
Hdfc Low Duration Fund 4

NAV Date: 02-12-2024

Scheme Name NAV Rupee Change Percent Change
UTI Low Duration Fund - Direct Plan - Weekly IDCW 1022.75
0.8700
0.0900%
UTI Low Duration Fund - Discontinued Monthly Dividend Option 1027.03
0.8700
0.0800%
UTI Low Duration Fund - Discontinued - Periodic Dividend Plan 1055.03
0.8900
0.0800%
UTI Low Duration Fund - Discontinued Flexi Dividend Plan 1090.27
0.9200
0.0800%
UTI Low Duration Fund - Direct Plan - Annual IDCW 1274.33
1.0900
0.0900%
UTI Low Duration Fund - Regular Plan - Flexi IDCW 1289.63
1.0900
0.0800%
UTI Low Duration Fund - Regular Plan - Daily IDCW (Reinvestment) 1306.86
1.1100
0.0800%
UTI Low Duration Fund - Regular Plan - Weekly IDCW 1310.15
1.1100
0.0800%
UTI Low Duration Fund - Direct Plan - Daily IDCW (Reinvestment) 1314.36
1.1200
0.0900%
UTI Low Duration Fund - Regular Plan - Fortnightly IDCW 1331.35
1.1300
0.0800%
UTI Low Duration Fund - Direct Plan - Half-Yearly IDCW 1331.87
1.1400
0.0900%
UTI Low Duration Fund - Regular Plan - Monthly IDCW 1333.02
1.1300
0.0800%
UTI Low Duration Fund - Regular Plan - Half-Yearly IDCW 1338.38
1.1300
0.0800%
UTI Low Duration Fund - Direct Plan - Fortnightly IDCW 1340.04
1.1400
0.0900%
UTI Low Duration Fund - Direct Plan - Monthly IDCW 1344.08
1.1500
0.0900%
UTI Low Duration Fund - Regular Plan - Quarterly IDCW 1344.82
1.1400
0.0800%
UTI Low Duration Fund - Direct Plan - Flexi IDCW 1460.98
1.2500
0.0900%
UTI Low Duration Fund - Direct Plan - Quarterly IDCW 1845.81
1.5700
0.0900%
UTI Low Duration Fund - Discontinued - Quarterly Dividend Option 2120.46
1.8000
0.0800%
UTI Low Duration Fund - Regular Plan - Bonus Option 2833.92
2.4000
0.0800%
UTI Low Duration Fund - Discontinued - Annaul Dividend Option 3222.31
2.7300
0.0800%
UTI Low Duration Fund - Regular Plan - Growth Option 3390.72
2.8700
0.0800%
UTI Low Duration Fund - Direct Plan - Growth Option 3442.58
2.9400
0.0900%
UTI Low Duration Fund - Discontinued Bonus Option 3997.55
3.3900
0.0800%
UTI Low Duration Fund - Discontinued Growth Option 5997.01
5.0800
0.0800%

Review Date: 02-12-2024

UTI Low Duration Fund has shown very good performance in the Low Duration Fund category. The fund has rank of 2 out of 17 funds in the category. The fund has delivered return of 7.72% in 1 year, 6.34% in 3 years, 7.05% in 5 years and 6.28% in 10 years. The category average for the same periods is 7.37%, 5.98%, 6.0% and 6.59% respectively, which shows very good return performance of fund in the category. The fund has exhibited standard deviation of 0.56, VaR of 0.0, Average Drawdown of -0.0, Semi Deviation of 0.45 and Max Drawdown of -0.0. The category average for the same parameters is 0.62, -0.02, -0.12, 0.5 and -0.13 respectively. The fund has very low risk in the category.

Key Points:

  1. An investment of ₹10,000 in UTI Low Duration Fund direct growth option would have grown to ₹10781.0 in 1 year, ₹12063.0 in 3 years and ₹14129.0 in 5 years as of today (02-12-2024).
  2. An SIP of ₹1,000 per month in UTI Low Duration Fund direct growth option would have grown to ₹12504.0 in 1 year, ₹40158.0 in 3 years and ₹71958.0 in 5 years as of today (02-12-2024).
  3. standard deviation of 0.56 and based on VaR one can expect to lose more than 0.0% of current value of fund in one year.
  4. Sharpe ratio of the fund is -0.85 which shows very good performance of fund in the low duration fund category.


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KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
1M Return % 0.53
0.51
0.45 | 0.56 3 | 19 Very Good
3M Return % 1.98
1.82
1.67 | 1.98 1 | 19 Very Good
6M Return % 3.84
3.63
3.34 | 3.90 2 | 19 Very Good
1Y Return % 7.72
7.37
6.89 | 7.99 2 | 19 Very Good
3Y Return % 6.34
5.98
5.38 | 6.52 2 | 17 Very Good
5Y Return % 7.05
6.00
5.10 | 9.22 2 | 17 Very Good
7Y Return % 5.40
6.08
5.40 | 6.87 16 | 16 Poor
10Y Return % 6.28
6.59
5.96 | 7.34 10 | 13 Average
15Y Return % 7.06
18.29
6.66 | 45.80 11 | 12 Poor
1Y SIP Return % 7.76
7.38
6.84 | 7.99 2 | 19 Very Good
3Y SIP Return % 7.12
6.80
6.22 | 7.51 2 | 17 Very Good
5Y SIP Return % 7.09
6.11
5.39 | 7.09 1 | 17 Very Good
7Y SIP Return % 5.91
5.63
5.11 | 6.34 3 | 16 Very Good
10Y SIP Return % 5.68
5.81
5.36 | 6.55 9 | 13 Average
15Y SIP Return % 6.10
12.57
2.08 | 42.52 10 | 12 Poor
Standard Deviation 0.56
0.62
0.53 | 0.92 3 | 17 Very Good
Semi Deviation 0.45
0.50
0.42 | 0.76 3 | 17 Very Good
Max Drawdown % 0.00
-0.13
-0.29 | 0.00 1 | 17 Very Good
VaR 1 Y % 0.00
-0.02
-0.36 | 0.00 16 | 17 Poor
Average Drawdown % 0.00
-0.12
-0.26 | 0.00 1 | 17 Very Good
Sharpe Ratio -0.85
-1.35
-2.24 | -0.33 2 | 17 Very Good
Sterling Ratio 0.63
0.59
0.53 | 0.63 2 | 17 Very Good
Sortino Ratio -0.27
-0.38
-0.56 | -0.11 2 | 17 Very Good
Return data last Updated On : Dec. 2, 2024.
Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Nov. 29, 2024
KPIs: Key Performance Indicators

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KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
1M Return % 0.54 0.55 0.51 | 0.59 15 | 19
3M Return % 1.99 1.95 1.86 | 2.14 4 | 19
6M Return % 3.87 3.90 3.73 | 4.08 11 | 19
1Y Return % 7.81 7.92 7.64 | 8.16 14 | 19
3Y Return % 6.45 6.51 6.27 | 6.81 10 | 17
5Y Return % 7.16 6.51 5.81 | 9.60 2 | 17
7Y Return % 5.52 6.59 5.52 | 7.20 16 | 16
10Y Return % 6.41 7.07 6.41 | 7.65 13 | 13
1Y SIP Return % 7.85 7.94 7.64 | 8.21 14 | 19
3Y SIP Return % 7.21 7.33 7.09 | 7.62 10 | 17
5Y SIP Return % 7.20 6.63 6.24 | 7.40 2 | 17
7Y SIP Return % 6.02 6.14 5.67 | 6.56 11 | 16
10Y SIP Return % 5.80 6.29 5.76 | 6.83 12 | 13
Standard Deviation 0.56 0.62 0.53 | 0.92 3 | 17
Semi Deviation 0.45 0.50 0.42 | 0.76 3 | 17
Max Drawdown % 0.00 -0.13 -0.29 | 0.00 1 | 17
VaR 1 Y % 0.00 -0.02 -0.36 | 0.00 16 | 17
Average Drawdown % 0.00 -0.12 -0.26 | 0.00 1 | 17
Sharpe Ratio -0.85 -1.35 -2.24 | -0.33 2 | 17
Sterling Ratio 0.63 0.59 0.53 | 0.63 2 | 17
Sortino Ratio -0.27 -0.38 -0.56 | -0.11 2 | 17
Return data last Updated On : Dec. 2, 2024.
Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Nov. 29, 2024
KPIs: Key Performance Indicators

Investment Period Regular Direct
Return % Current Value of ₹ 10000 Return % Current Value of ₹ 10000
1D 0.08 ₹ 10,008.00 0.09 ₹ 10,009.00
1W 0.15 ₹ 10,015.00 0.15 ₹ 10,015.00
1M 0.53 ₹ 10,053.00 0.54 ₹ 10,054.00
3M 1.98 ₹ 10,198.00 1.99 ₹ 10,199.00
6M 3.84 ₹ 10,384.00 3.87 ₹ 10,387.00
1Y 7.72 ₹ 10,772.00 7.81 ₹ 10,781.00
3Y 6.34 ₹ 12,025.00 6.45 ₹ 12,063.00
5Y 7.05 ₹ 14,057.00 7.16 ₹ 14,129.00
7Y 5.40 ₹ 14,451.00 5.52 ₹ 14,566.00
10Y 6.28 ₹ 18,386.00 6.41 ₹ 18,614.00
15Y 7.06 ₹ 27,828.00

Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.

Investment Period Invested Amount Regular Direct
XIRR % Current Value of Invested Amount XIRR % Current Value of Invested Amount
1Y ₹ 12000 7.76 ₹ 12,498.18 7.85 ₹ 12,503.80
3Y ₹ 36000 7.12 ₹ 40,098.64 7.21 ₹ 40,158.04
5Y ₹ 60000 7.09 ₹ 71,763.54 7.20 ₹ 71,958.18
7Y ₹ 84000 5.91 ₹ 103,667.09 6.02 ₹ 104,070.96
10Y ₹ 120000 5.68 ₹ 160,590.84 5.80 ₹ 161,585.76
15Y ₹ 180000 6.10 ₹ 290,801.16


Date Uti Low Duration Fund NAV Regular Growth Uti Low Duration Fund NAV Direct Growth
02-12-2024 3390.7171 3442.5808
29-11-2024 3387.8439 3439.6439
28-11-2024 3386.977 3438.7572
27-11-2024 3386.3763 3438.1406
26-11-2024 3386.3024 3438.059
25-11-2024 3385.7966 3437.5389
22-11-2024 3383.7674 3435.4589
21-11-2024 3383.2705 3434.9478
19-11-2024 3382.1524 3433.7995
18-11-2024 3381.6118 3433.244
14-11-2024 3379.0575 3430.6244
13-11-2024 3378.5357 3430.0881
12-11-2024 3378.0502 3429.5886
11-11-2024 3377.5253 3429.0491
08-11-2024 3375.6767 3427.1526
07-11-2024 3374.649 3426.1026
06-11-2024 3373.6873 3425.1197
05-11-2024 3373.1362 3424.5536
04-11-2024 3372.7242 3424.1288

Fund Launch Date: 05/May/1999
Fund Category: Low Duration Fund
Investment Objective: The investment objective is to generate reasonable income for its investors consistent with high liquidity by investing in a portfolio of debt & money market instruments. However there can be no assurance that the investment objective of the Scheme will be achieved. The Scheme does not guarantee / indicate any returns.
Fund Description: An open ended low duration debt scheme investing in instruments such that the Macaulay duration of the portfolios is between 6 months and 12 months
Fund Benchmark: CRISIL LowDuration DebtIndex
Source: Fund FactSheet

Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.