Uti Low Duration Fund

Review Date: 11-04-2025

Beginning of Analysis

UTI Low Duration Fund is the second ranked fund in the Low Duration Fund category. The category has total 19 funds. The 5 star rating shows an excellent past performance of the UTI Low Duration Fund in Low Duration Fund. The fund has a Jensen Alpha of 3.83% which is higher than the category average of 3.25%. Here the fund has shown very good performance in terms of risk adjusted returns. The fund has a Sharpe Ratio of 0.1 which is higher than the category average of -0.5.
The past performance of the fund may or may not be sustained in the future. The review is not investment advice nor is it a recommendation to buy or sell funds. The ranking is based on proprietary methodology developed by bmsmoney. The methodology is based on the past performance of the funds and does not guarantee future performance.
Low Duration Mutual Funds are a category of debt mutual funds that invest in debt and money market instruments with a portfolio duration of 6 to 12 months. These funds aim to provide relatively stable returns with lower interest rate risk compared to longer-duration debt funds. They invest in a mix of instruments such as government securities, corporate bonds, and money market instruments. Low Duration Mutual Funds are ideal for conservative investors seeking stable returns with lower interest rate risk. These funds invest in debt and money market instruments with a portfolio duration of 6 to 12 months, making them less sensitive to interest rate changes compared to long-duration funds. While they offer moderate returns with relatively lower risk, they may underperform in a falling interest rate environment. Investors should carefully assess their risk tolerance, investment horizon, and financial goals before investing in these funds. Additionally, choosing funds managed by experienced professionals can help optimize risk-adjusted returns.

UTI Low Duration Fund Return Analysis

• The fund has given a return of 1.24%, 2.35 and 4.06 in last one, three and six months respectively. In the same period the category average return was 1.19%, 2.34% and 4.1% respectively.
• The fund has given a return of 7.05% in last three years and ranked 12.0th out of 19 funds in the category. In the same period the Low Duration Fund category average return was 7.13%.
• The fund has given a return of 7.38% in last five years and ranked 2nd out of 17 funds in the category. In the same period the Low Duration Fund category average return was 6.75%.
• The fund has given a return of 6.39% in last ten years and ranked 15th out of 15 funds in the category. In the same period the category average return was 7.11%.
• The fund has given a SIP return of -8.11% in last one year whereas category average SIP return is -8.11%. The fund one year return rank in the category is 11th in 19 funds
• The fund has SIP return of 5.92% in last three years and ranks 13th in 19 funds. Icici Prudential Savings Fund has given the highest SIP return (6.26%) in the category in last three years.
• The fund has SIP return of 6.83% in last five years whereas category average SIP return is 6.33%.

UTI Low Duration Fund Risk Analysis

• The fund has a standard deviation of 0.55 and semi deviation of 0.44. The category average standard deviation is 0.59 and semi deviation is 0.49.
• The fund has a beta of 0.34 which shows that fund is less volatile than the benchmark.

Standard deviation measures the fund's return volatility and Semi deviation focuses on downside volatility. Value at Risk (VaR) is a measure of the risk of investments. Maximum Drawdown is the maximum loss from a peak to a trough of a portfolio. Beta measures the volatility of the fund compared to the benchmark. A beta of 1 indicates that the fund will move in line with the benchmark. A beta of more than 1 indicates that the fund will be more volatile than the benchmark and vice versa.

Very Good Performance in Low Duration Fund Category

Good Performance in Low Duration Fund Category

Poor Performance in Low Duration Fund Category

Very Poor Performance in Low Duration Fund Category