Previously Known As : Uti Treasury Advantage Fund
Uti Low Duration Fund Overview
Category Low Duration Fund
BMSMONEY Rank 2
BMSMONEY Rating
Gro. Opt. As On: 14-01-2025
NAV ₹3414.5(R) +0.01% ₹3467.01(D) +0.01%
Returns 1Y 3Y 5Y 7Y 10Y
LumpSum (R) 7.52% 6.44% 7.08% 5.42% 6.25%
LumpSum (D) 7.61% 6.54% 7.19% 5.54% 6.38%
SIP (R) 7.4% 3.05% 4.2% 5.0% 5.48%
SIP (D) 7.49% 3.14% 4.31% 5.11% 5.6%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
-0.83 -0.26 0.64 -% -
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
0.55% 0.0% 0.0% - 0.44%
Top Low Duration Fund
Fund Name Rank Rating
Icici Prudential Savings Fund 1
UTI Low Duration Fund 2
Axis Treasury Advantage Fund 3
Hdfc Low Duration Fund 4

NAV Date: 14-01-2025

Scheme Name NAV Rupee Change Percent Change
UTI Low Duration Fund - Discontinued Monthly Dividend Option 1021.68
0.0900
0.0100%
UTI Low Duration Fund - Direct Plan - Weekly IDCW 1022.01
0.0900
0.0100%
UTI Low Duration Fund - Discontinued - Periodic Dividend Plan 1051.06
0.0900
0.0100%
UTI Low Duration Fund - Discontinued Flexi Dividend Plan 1086.39
0.0900
0.0100%
UTI Low Duration Fund - Direct Plan - Annual IDCW 1283.37
0.1100
0.0100%
UTI Low Duration Fund - Regular Plan - Flexi IDCW 1298.67
0.1100
0.0100%
UTI Low Duration Fund - Regular Plan - Daily IDCW (Reinvestment) 1316.02
0.1100
0.0100%
UTI Low Duration Fund - Regular Plan - Weekly IDCW 1319.34
0.1100
0.0100%
UTI Low Duration Fund - Direct Plan - Daily IDCW (Reinvestment) 1323.69
0.1100
0.0100%
UTI Low Duration Fund - Regular Plan - Fortnightly IDCW 1329.86
0.1100
0.0100%
UTI Low Duration Fund - Direct Plan - Fortnightly IDCW 1338.54
0.1300
0.0100%
UTI Low Duration Fund - Direct Plan - Half-Yearly IDCW 1341.33
0.1200
0.0100%
UTI Low Duration Fund - Regular Plan - Monthly IDCW 1342.37
0.1100
0.0100%
UTI Low Duration Fund - Regular Plan - Quarterly IDCW 1345.21
0.1100
0.0100%
UTI Low Duration Fund - Regular Plan - Half-Yearly IDCW 1347.77
0.1100
0.0100%
UTI Low Duration Fund - Direct Plan - Monthly IDCW 1353.62
0.1200
0.0100%
UTI Low Duration Fund - Direct Plan - Flexi IDCW 1471.35
0.1300
0.0100%
UTI Low Duration Fund - Direct Plan - Quarterly IDCW 1858.9
0.1600
0.0100%
UTI Low Duration Fund - Discontinued - Quarterly Dividend Option 2135.33
0.1800
0.0100%
UTI Low Duration Fund - Regular Plan - Bonus Option 2853.8
0.2400
0.0100%
UTI Low Duration Fund - Discontinued - Annaul Dividend Option 3244.91
0.2700
0.0100%
UTI Low Duration Fund - Regular Plan - Growth Option 3414.5
0.2900
0.0100%
UTI Low Duration Fund - Direct Plan - Growth Option 3467.01
0.3000
0.0100%
UTI Low Duration Fund - Discontinued Bonus Option 4025.58
0.3400
0.0100%
UTI Low Duration Fund - Discontinued Growth Option 6039.06
0.5100
0.0100%

Review Date: 14-01-2025

UTI Low Duration Fund has exhibited very good performance in the Low Duration Fund category. The fund has rank of 2 out of 17 funds in the category. The fund has delivered return of 7.52% in 1 year, 6.44% in 3 years, 7.08% in 5 years and 6.25% in 10 years. The category average for the same periods is 7.2%, 6.08%, 6.02% and 6.57% respectively, which shows very good return performance of fund in the category. The fund has exhibited standard deviation of 0.55, VaR of 0.0, Average Drawdown of -0.0, Semi Deviation of 0.44 and Max Drawdown of -0.0. The category average for the same parameters is 0.61, -0.02, -0.12, 0.5 and -0.13 respectively. The fund has very low risk in the category.

Key Points:

  1. An investment of ₹10,000 in UTI Low Duration Fund direct growth option would have grown to ₹10761.0 in 1 year, ₹12094.0 in 3 years and ₹14152.0 in 5 years as of today (14-01-2025).
  2. An SIP of ₹1,000 per month in UTI Low Duration Fund direct growth option would have grown to ₹12483.0 in 1 year, ₹37775.0 in 3 years and ₹66923.0 in 5 years as of today (14-01-2025).
  3. standard deviation of 0.55 and based on VaR one can expect to lose more than 0.0% of current value of fund in one year.
  4. Sharpe ratio of the fund is -0.83 which shows very good performance of fund in the low duration fund category.


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KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
1M Return % 0.47
0.44
0.39 | 0.48 2 | 19 Very Good
3M Return % 1.60
1.54
1.42 | 1.65 3 | 19 Very Good
6M Return % 3.68
3.44
3.17 | 3.69 2 | 19 Very Good
1Y Return % 7.52
7.20
6.73 | 7.82 2 | 19 Very Good
3Y Return % 6.44
6.08
5.48 | 6.72 2 | 18 Very Good
5Y Return % 7.08
6.02
5.12 | 9.25 2 | 17 Very Good
7Y Return % 5.42
6.11
5.42 | 6.90 16 | 16 Poor
10Y Return % 6.25
6.57
5.95 | 7.32 10 | 13 Average
15Y Return % 7.07
18.31
6.67 | 45.82 11 | 12 Poor
1Y SIP Return % 7.40
7.04
6.49 | 7.58 2 | 19 Very Good
3Y SIP Return % 3.05
2.75
2.22 | 3.39 2 | 18 Very Good
5Y SIP Return % 4.20
3.28
2.59 | 4.20 1 | 17 Very Good
7Y SIP Return % 5.00
4.70
4.17 | 5.41 3 | 16 Very Good
10Y SIP Return % 5.48
5.62
5.17 | 6.37 9 | 13 Average
15Y SIP Return % 6.24
14.95
2.13 | 44.00 11 | 13 Average
Standard Deviation 0.55
0.61
0.52 | 0.87 3 | 17 Very Good
Semi Deviation 0.44
0.50
0.42 | 0.73 3 | 17 Very Good
Max Drawdown % 0.00
-0.13
-0.29 | 0.00 1 | 17 Very Good
VaR 1 Y % 0.00
-0.02
-0.36 | 0.00 16 | 17 Poor
Average Drawdown % 0.00
-0.12
-0.26 | 0.00 1 | 17 Very Good
Sharpe Ratio -0.83
-1.32
-2.21 | -0.23 2 | 17 Very Good
Sterling Ratio 0.64
0.60
0.54 | 0.65 2 | 17 Very Good
Sortino Ratio -0.26
-0.37
-0.55 | -0.07 2 | 17 Very Good
Return data last Updated On : Jan. 14, 2025.
Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Dec. 31, 2024
KPIs: Key Performance Indicators

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KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
1M Return % 0.47 0.48 0.44 | 0.52 8 | 19
3M Return % 1.62 1.67 1.60 | 1.74 15 | 19
6M Return % 3.72 3.71 3.56 | 3.90 10 | 19
1Y Return % 7.61 7.75 7.46 | 8.04 16 | 19
3Y Return % 6.54 6.62 6.38 | 6.89 11 | 18
5Y Return % 7.19 6.54 5.84 | 9.64 2 | 17
7Y Return % 5.54 6.62 5.54 | 7.23 16 | 16
10Y Return % 6.38 7.04 6.38 | 7.62 13 | 13
1Y SIP Return % 7.49 7.60 7.32 | 7.89 14 | 19
3Y SIP Return % 3.14 3.26 3.03 | 3.50 13 | 18
5Y SIP Return % 4.31 3.78 3.42 | 4.37 2 | 17
7Y SIP Return % 5.11 5.22 4.75 | 5.63 11 | 16
10Y SIP Return % 5.60 6.11 5.56 | 6.65 12 | 13
Standard Deviation 0.55 0.61 0.52 | 0.87 3 | 17
Semi Deviation 0.44 0.50 0.42 | 0.73 3 | 17
Max Drawdown % 0.00 -0.13 -0.29 | 0.00 1 | 17
VaR 1 Y % 0.00 -0.02 -0.36 | 0.00 16 | 17
Average Drawdown % 0.00 -0.12 -0.26 | 0.00 1 | 17
Sharpe Ratio -0.83 -1.32 -2.21 | -0.23 2 | 17
Sterling Ratio 0.64 0.60 0.54 | 0.65 2 | 17
Sortino Ratio -0.26 -0.37 -0.55 | -0.07 2 | 17
Return data last Updated On : Jan. 14, 2025.
Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Dec. 31, 2024
KPIs: Key Performance Indicators

Investment Period Regular Direct
Return % Current Value of ₹ 10000 Return % Current Value of ₹ 10000
1D 0.01 ₹ 10,001.00 0.01 ₹ 10,001.00
1W 0.06 ₹ 10,006.00 0.06 ₹ 10,006.00
1M 0.47 ₹ 10,047.00 0.47 ₹ 10,047.00
3M 1.60 ₹ 10,160.00 1.62 ₹ 10,162.00
6M 3.68 ₹ 10,368.00 3.72 ₹ 10,372.00
1Y 7.52 ₹ 10,752.00 7.61 ₹ 10,761.00
3Y 6.44 ₹ 12,057.00 6.54 ₹ 12,094.00
5Y 7.08 ₹ 14,080.00 7.19 ₹ 14,152.00
7Y 5.42 ₹ 14,468.00 5.54 ₹ 14,582.00
10Y 6.25 ₹ 18,333.00 6.38 ₹ 18,559.00
15Y 7.07 ₹ 27,871.00 ₹

Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.

Investment Period Invested Amount Regular Direct
XIRR % Current Value of Invested Amount XIRR % Current Value of Invested Amount
1Y ₹ 12000 7.40 ₹ 12,476.90 7.49 ₹ 12,482.62
3Y ₹ 36000 3.05 ₹ 37,723.36 3.14 ₹ 37,775.48
5Y ₹ 60000 4.20 ₹ 66,746.88 4.31 ₹ 66,923.34
7Y ₹ 84000 5.00 ₹ 100,346.23 5.11 ₹ 100,740.86
10Y ₹ 120000 5.48 ₹ 158,908.92 5.60 ₹ 159,908.88
15Y ₹ 180000 6.24 ₹ 294,043.68 ₹


Date Uti Low Duration Fund NAV Regular Growth Uti Low Duration Fund NAV Direct Growth
14-01-2025 3414.495 3467.0085
13-01-2025 3414.206 3466.7084
10-01-2025 3413.3663 3465.8358
09-01-2025 3412.487 3464.9364
08-01-2025 3412.6361 3465.0812
07-01-2025 3412.5076 3464.944
06-01-2025 3411.7934 3464.2122
03-01-2025 3409.9084 3462.2784
02-01-2025 3409.2551 3461.6083
01-01-2025 3408.5314 3460.8669
31-12-2024 3407.6241 3459.939
30-12-2024 3405.6796 3457.958
27-12-2024 3403.6518 3455.8793
26-12-2024 3402.4673 3454.6699
24-12-2024 3401.3825 3453.5552
23-12-2024 3400.3753 3452.526
20-12-2024 3399.0555 3451.166
19-12-2024 3399.3137 3451.4215
18-12-2024 3399.6691 3451.7758
17-12-2024 3399.0591 3451.1499
16-12-2024 3398.5902 3450.6671

Fund Launch Date: 05/May/1999
Fund Category: Low Duration Fund
Investment Objective: The investment objective is to generate reasonable income for its investors consistent with high liquidity by investing in a portfolio of debt & money market instruments. However there can be no assurance that the investment objective of the Scheme will be achieved. The Scheme does not guarantee / indicate any returns.
Fund Description: An open ended low duration debt scheme investing in instruments such that the Macaulay duration of the portfolios is between 6 months and 12 months
Fund Benchmark: CRISIL LowDuration DebtIndex
Source: Fund FactSheet

Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.