Best Low Duration Mutual Funds December 2024

  • Hdfc Low Duration Fund has shown good performance in the Low Duration Fund category. The fund has rank of 4 out of 17 funds in the category. The fund has delivered return of 7.26% in 1 year, 6.18% in 3 years, 6.05% in 5 years and 6.73% in 10 years. The category average for the same periods is 7.2%, 6.08%, 6.02% and 6.57% respectively, which shows very good return performance of fund in the category. The fund has exhibited standard …
  • Axis Treasury Advantage Fund has shown very good performance in the Low Duration Fund category. The fund has rank of 3 out of 17 funds in the category. The fund has delivered return of 7.5% in 1 year, 6.34% in 3 years, 6.0% in 5 years and 6.93% in 10 years. The category average for the same periods is 7.2%, 6.08%, 6.02% and 6.57% respectively, which shows very good return performance of fund in the category. The fund has exhibited …
  • Dsp Low Duration Fund has shown good performance in the Low Duration Fund category. The fund has rank of 5 out of 17 funds in the category. The fund has delivered return of 7.29% in 1 year, 6.16% in 3 years and 5.7% in 5 years. The category average for the same periods is 7.2%, 6.08% and 6.02% respectively, which shows poor return performance of fund in the category. The fund has exhibited standard deviation of 0.58, VaR of 0.0, …
  • UTI Low Duration Fund has exhibited very good performance in the Low Duration Fund category. The fund has rank of 2 out of 17 funds in the category. The fund has delivered return of 7.52% in 1 year, 6.44% in 3 years, 7.08% in 5 years and 6.25% in 10 years. The category average for the same periods is 7.2%, 6.08%, 6.02% and 6.57% respectively, which shows very good return performance of fund in the category. The fund has exhibited …
  • Icici Prudential Savings Fund is the best performing fund in the Low Duration Fund category. The fund has delivered return of 7.82% in 1 year, 6.72% in 3 years, 6.46% in 5 years and 7.32% in 10 years. The category average for the same periods is 7.2%, 6.08%, 6.02% and 6.57% respectively, which shows very good return performance of fund in the category. The fund has exhibited standard deviation of 0.87, VaR of -0.36, Average Drawdown of -0.21, Semi Deviation …

Full review at the fund page (link in the table below.)

Fund Name BMSMONEY Rank Rating 1Y (R) 3Y (R) 5Y (R) 7Y (R) 10Y (R) 1Y (D) 3Y (D) 5Y (D) 7Y (D) 10Y (D) Std. Dev. Max Drawdown VaR 1Y 95% Jensen's Alpha Beta Sortino Ratio Sharpe Ratio
1
7.82% 6.72% 6.46% 6.90% 7.32% 7.95% 6.84% 6.57% 7.03% 7.44% 0.87% -0.29% -0.36% % -0.07 -0.23
2
7.52% 6.44% 7.08% 5.42% 6.25% 7.61% 6.54% 7.19% 5.54% 6.38% 0.55% 0.00% 0.00% % -0.26 -0.83
3
7.50% 6.34% 6.00% 6.58% 6.93% 7.84% 6.69% 6.34% 6.95% 7.33% 0.58% -0.11% 0.00% % -0.28 -0.90
4
7.26% 6.18% 6.05% 6.39% 6.73% 7.90% 6.83% 6.70% 7.04% 7.42% 0.65% -0.13% 0.00% % -0.32 -1.07
5
7.29% 6.16% 5.70% 6.35% % 7.63% 6.49% 6.01% 6.67% % 0.58% -0.09% 0.00% % -0.36 -1.23
6
7.29% 6.12% 5.86% 5.56% 6.27% 7.71% 6.48% 6.17% 5.84% 6.53% 0.59% -0.15% 0.00% % -0.37 -1.29
7
7.20% 6.13% 5.55% 6.11% 6.62% 7.52% 6.43% 5.84% 6.38% 6.87% 0.59% -0.12% 0.00% % -0.36 -1.23
8
7.29% 6.10% 5.90% 6.28% 6.75% 7.90% 6.74% 6.58% 6.86% 7.26% 0.59% -0.14% 0.00% % -0.38 -1.32
9
7.19% 6.11% 5.72% 6.30% 6.84% 7.46% 6.38% 5.97% 6.55% 7.07% 0.65% -0.18% 0.00% % -0.35 -1.19
10
7.23% 5.99% 5.51% 5.71% 5.95% 7.89% 6.63% 6.16% 6.37% 6.68% 0.58% -0.11% 0.00% % -0.42 -1.52
11
7.20% 5.97% 5.82% 6.39% % 8.04% 6.78% 6.63% 7.20% % 0.67% -0.26% 0.00% % -0.38 -1.33
12
7.10% 6.02% 5.56% 6.22% 6.70% 7.69% 6.61% 6.15% 6.72% 7.08% 0.58% -0.11% 0.00% % -0.41 -1.46
13
7.19% 6.00% 9.25% % % 7.64% 6.47% 9.64% % % 0.52% -0.04% 0.00% % -0.45 -1.66
14
6.96% 6.02% 5.83% 6.36% 6.73% 7.82% 6.89% 6.69% 7.23% 7.62% 0.54% -0.06% 0.00% % -0.42 -1.52
15
7.02% 5.85% 5.38% 5.90% % 7.87% 6.69% 6.23% 6.78% % 0.60% -0.12% 0.00% % -0.46 -1.69
16
6.97% 5.83% 5.62% 5.54% 6.11% 7.71% 6.49% 6.25% 6.14% 6.78% 0.56% -0.03% 0.00% % -0.50 -1.83
17
6.73% 5.48% 5.12% 5.75% 6.19% 7.58% 6.42% 6.07% 6.71% 7.12% 0.61% -0.20% 0.00% % -0.55 -2.21

Return Calculated On: 14 January 2025

Ratios Calculated On: 31 December 2024

As On: 14 January 2025

Fund Name 1D 1W 1M 3M 6M 1Y 3Y 5Y 7Y 10Y 15Y
Aditya Birla Sun Life Low Duration Fund
0.00
0.04
0.40
1.48
3.31
6.96
6.02
5.83
6.36
6.73
25.00
Baroda BNP Paribas Low Duration Fund
0.00
0.08
0.45
1.46
3.28
6.85
Canara Robeco Savings Fund
0.00
0.05
0.43
1.51
3.41
7.20
6.13
5.55
6.11
6.62
7.31
Dsp Low Duration Fund
0.01
0.05
0.43
1.54
3.46
7.29
6.16
5.70
6.35
Hdfc Low Duration Fund
0.00
0.07
0.45
1.50
3.41
7.26
6.18
6.05
6.39
6.73
7.13
Icici Prudential Savings Fund
0.01
0.07
0.48
1.65
3.69
7.82
6.72
6.46
6.90
7.32
7.80
Bandhan Low Duration Fund
0.01
0.06
0.42
1.56
3.43
7.19
6.11
5.72
6.30
6.84
7.52
Invesco India Low Duration Fund
0.00
0.04
0.39
1.42
3.17
6.73
5.48
5.12
5.75
6.19
45.01
Jm Low Duration Fund
0.02
0.06
0.44
1.57
3.46
7.19
6.00
9.25
Kotak Low Duration Fund
0.00
0.06
0.43
1.52
3.44
7.20
5.97
5.82
6.39
LIC MF Low Duration Fund
0.01
0.05
0.44
1.51
3.35
6.97
5.83
5.62
5.54
6.11
6.67
Mahindra Manulife Low Duration Fund
0.00
0.05
0.41
1.53
3.36
7.02
5.85
5.38
5.90
Mirae Asset Low Duration Fund
0.01
0.06
0.47
1.54
3.43
7.23
5.99
5.51
5.71
5.95
Nippon India Low Duration Fund
0.01
0.08
0.46
1.60
3.56
7.29
6.10
5.90
6.28
6.75
7.36
Sbi Magnum Low Duration Fund
0.00
0.05
0.43
1.48
3.37
7.10
6.02
5.56
6.22
6.70
45.82
Sundaram Low Duration Fund
0.01
0.04
0.41
1.51
3.52
7.12
5.97
Tata Treasury Advantage Fund
0.01
0.05
0.44
1.59
3.49
7.29
6.12
5.86
5.56
6.27
45.54
UTI Low Duration Fund
0.01
0.06
0.47
1.60
3.68
7.52
6.44
7.08
5.42
6.25
7.07
Axis Treasury Advantage Fund
0.00
0.05
0.44
1.60
3.59
7.50
6.34
6.00
6.58
6.93
7.46

As On: 14 January 2025

Fund Name 1D 1W 1M 3M 6M 1Y 3Y 5Y 7Y 10Y 15Y
Aditya Birla Sun Life Low Duration Fund
0.00
0.05
0.46
1.68
3.72
7.82
6.89
6.69
7.23
7.62
Baroda BNP Paribas Low Duration Fund
0.01
0.10
0.52
1.66
3.71
7.68
Canara Robeco Savings Fund
0.00
0.05
0.45
1.61
3.59
7.52
6.43
5.84
6.38
6.87
Dsp Low Duration Fund
0.01
0.06
0.46
1.62
3.62
7.63
6.49
6.01
6.67
Hdfc Low Duration Fund
0.01
0.08
0.49
1.65
3.72
7.90
6.83
6.70
7.04
7.42
Icici Prudential Savings Fund
0.01
0.08
0.48
1.68
3.74
7.95
6.84
6.57
7.03
7.44
Bandhan Low Duration Fund
0.01
0.07
0.44
1.62
3.56
7.46
6.38
5.97
6.55
7.07
Invesco India Low Duration Fund
0.01
0.06
0.46
1.66
3.65
7.58
6.42
6.07
6.71
7.12
Jm Low Duration Fund
0.02
0.06
0.47
1.67
3.68
7.64
6.47
9.64
Kotak Low Duration Fund
0.00
0.08
0.49
1.72
3.84
8.04
6.78
6.63
7.20
LIC MF Low Duration Fund
0.01
0.06
0.50
1.69
3.71
7.71
6.49
6.25
6.14
6.78
Mahindra Manulife Low Duration Fund
0.00
0.07
0.47
1.73
3.77
7.87
6.69
6.23
6.78
Mirae Asset Low Duration Fund
0.01
0.07
0.52
1.70
3.74
7.89
6.63
6.16
6.37
6.68
Nippon India Low Duration Fund
0.01
0.09
0.51
1.74
3.85
7.90
6.74
6.58
6.86
7.26
Sbi Magnum Low Duration Fund
0.00
0.06
0.45
1.60
3.64
7.69
6.61
6.15
6.72
7.08
Sundaram Low Duration Fund
0.01
0.06
0.47
1.70
3.90
7.84
6.75
Tata Treasury Advantage Fund
0.01
0.06
0.46
1.66
3.65
7.71
6.48
6.17
5.84
6.53
UTI Low Duration Fund
0.01
0.06
0.47
1.62
3.72
7.61
6.54
7.19
5.54
6.38
Axis Treasury Advantage Fund
0.00
0.06
0.47
1.68
3.75
7.84
6.69
6.34
6.95
7.33

As On: 14 January 2025

Fund Name 1 Year 3 Year 5 Year 7 Year 10 Year 15 Year
Aditya Birla Sun Life Low Duration Fund
6.80
2.59
3.13
4.76
5.76
18.17
Baroda BNP Paribas Low Duration Fund
6.69
Canara Robeco Savings Fund
7.01
2.79
3.13
4.61
5.60
6.46
Dsp Low Duration Fund
7.10
2.81
3.21
4.79
Hdfc Low Duration Fund
7.04
2.84
3.35
4.93
5.84
6.48
Icici Prudential Savings Fund
7.58
3.39
3.82
5.41
6.37
7.12
Bandhan Low Duration Fund
7.05
2.78
3.18
4.74
5.77
6.68
Invesco India Low Duration Fund
6.49
2.22
2.59
4.17
5.17
35.69
Jm Low Duration Fund
7.07
2.67
3.94
Kotak Low Duration Fund
7.04
2.68
3.14
4.77
LIC MF Low Duration Fund
6.84
2.50
2.98
4.30
5.17
5.91
Mahindra Manulife Low Duration Fund
6.88
2.57
2.92
4.42
Mirae Asset Low Duration Fund
7.08
2.69
3.04
4.38
5.18
2.13
Nippon India Low Duration Fund
7.19
2.77
3.28
4.80
5.76
6.57
Sbi Magnum Low Duration Fund
6.92
2.67
3.06
4.62
5.65
42.11
Sundaram Low Duration Fund
7.04
2.61
Tata Treasury Advantage Fund
7.14
2.80
3.25
4.44
5.27
44.00
UTI Low Duration Fund
7.40
3.05
4.20
5.00
5.48
6.24
Axis Treasury Advantage Fund
7.32
2.99
3.43
5.02
5.98
6.73

As On: 14 January 2025

Fund Name 1 Year 3 Year 5 Year 7 Year 10 Year 15 Year
Aditya Birla Sun Life Low Duration Fund
7.66
3.40
3.97
5.63
6.65
Baroda BNP Paribas Low Duration Fund
7.54
Canara Robeco Savings Fund
7.36
3.08
3.42
4.90
5.88
Dsp Low Duration Fund
7.44
3.13
3.53
5.12
Hdfc Low Duration Fund
7.68
3.44
3.98
5.58
6.51
Icici Prudential Savings Fund
7.70
3.50
3.94
5.53
6.49
Bandhan Low Duration Fund
7.32
3.03
3.44
5.00
6.02
Invesco India Low Duration Fund
7.44
3.09
3.50
5.12
6.13
Jm Low Duration Fund
7.53
3.10
4.37
Kotak Low Duration Fund
7.89
3.46
3.94
5.60
LIC MF Low Duration Fund
7.59
3.17
3.62
4.93
5.81
Mahindra Manulife Low Duration Fund
7.72
3.36
3.74
5.27
Mirae Asset Low Duration Fund
7.73
3.30
3.67
5.04
5.87
Nippon India Low Duration Fund
7.80
3.35
3.92
5.44
6.35
Sbi Magnum Low Duration Fund
7.49
3.23
3.63
5.19
6.14
Sundaram Low Duration Fund
7.80
3.34
Tata Treasury Advantage Fund
7.52
3.15
3.59
4.75
5.56
UTI Low Duration Fund
7.49
3.14
4.31
5.11
5.60
Axis Treasury Advantage Fund
7.67
3.32
3.77
5.36
6.37

Performance Indicators


Calculated On: 31 December 2024

Fund Name VaR 1 Y 95% Max Drawdown % Average Drawdown % Standard Deviation % Semi Deviation %
Aditya Birla Sun Life Low Duration Fund 0.00 -0.06 -0.06 0.54 0.45
Canara Robeco Savings Fund 0.00 -0.12 -0.12 0.59 0.48
Dsp Low Duration Fund 0.00 -0.09 -0.09 0.58 0.47
Hdfc Low Duration Fund 0.00 -0.13 -0.13 0.65 0.53
Icici Prudential Savings Fund -0.36 -0.29 -0.21 0.87 0.73
Bandhan Low Duration Fund 0.00 -0.18 -0.18 0.65 0.54
Invesco India Low Duration Fund 0.00 -0.20 -0.20 0.61 0.50
Jm Low Duration Fund 0.00 -0.04 -0.04 0.52 0.42
Kotak Low Duration Fund 0.00 -0.26 -0.26 0.67 0.56
Lic Mf Low Duration Fund 0.00 -0.03 -0.03 0.56 0.43
Mahindra Manulife Low Duration Fund 0.00 -0.12 -0.12 0.60 0.50
Mirae Asset Low Duration Fund 0.00 -0.11 -0.11 0.58 0.48
Nippon India Low Duration Fund 0.00 -0.14 -0.14 0.59 0.48
Sbi Magnum Low Duration Fund 0.00 -0.11 -0.11 0.58 0.48
Tata Treasury Advantage Fund 0.00 -0.15 -0.15 0.59 0.48
Uti Low Duration Fund 0.00 0.00 0.00 0.55 0.44
Axis Treasury Advantage Fund 0.00 -0.11 -0.11 0.58 0.48

Calculated On: 31 December 2024

Fund Name Sharpe Ratio Sortino Ratio Sterling ratio Hurst Index Jensen’s Alpha Beta R2 Treynor Ratio Modigliani2 Measure Active Return
Aditya Birla Sun Life Low Duration Fund
-1.52
-0.42
0.60
0.45
Canara Robeco Savings Fund
-1.23
-0.36
0.61
0.44
Dsp Low Duration Fund
-1.23
-0.36
0.61
0.45
Hdfc Low Duration Fund
-1.07
-0.32
0.61
0.43
Icici Prudential Savings Fund
-0.23
-0.07
0.65
0.44
Bandhan Low Duration Fund
-1.19
-0.35
0.60
0.47
Invesco India Low Duration Fund
-2.21
-0.55
0.54
0.45
Jm Low Duration Fund
-1.66
-0.45
0.60
0.45
Kotak Low Duration Fund
-1.33
-0.38
0.58
0.46
Lic Mf Low Duration Fund
-1.83
-0.50
0.58
0.47
Mahindra Manulife Low Duration Fund
-1.69
-0.46
0.58
0.43
Mirae Asset Low Duration Fund
-1.52
-0.42
0.59
0.44
Nippon India Low Duration Fund
-1.32
-0.38
0.60
0.45
Sbi Magnum Low Duration Fund
-1.46
-0.41
0.59
0.45
Tata Treasury Advantage Fund
-1.29
-0.37
0.60
0.46
Uti Low Duration Fund
-0.83
-0.26
0.64
0.44
Axis Treasury Advantage Fund
-0.90
-0.28
0.63
0.46

Fund Name 1Y
Invested Amount: 12,000 		3Y
Invested Amount: 36,000 		5Y
Invested Amount: 60,000 		7Y
Invested Amount: 84,000 		10Y
Invested Amount: 1,20,000 		15Y
Invested Amount: 1,80,000
LumpSum SIP LumpSum SIP LumpSum SIP LumpSum SIP LumpSum SIP LumpSum SIP
Aditya Birla Sun Life Low Duration Fund 12,835.20 12,438.30 42,904.80 37,459.94 79,644.00 64,964.04 129,343.20 99,500.94 230,268.00 161,261.04 5,115,798.00 814,465.08
Baroda BNP Paribas Low Duration Fund 12,822.00 12,431.62
Canara Robeco Savings Fund 12,864.00 12,452.12 43,034.40 37,572.19 78,618.00 64,964.22 127,234.80 98,974.68 227,856.00 159,955.08 518,364.00 299,371.32
Dsp Low Duration Fund 12,874.80 12,457.85 43,070.40 37,582.34 79,152.00 65,094.78 129,284.40 99,610.39
Hdfc Low Duration Fund 12,871.20 12,453.50 43,102.80 37,600.60 80,484.00 65,320.50 129,561.60 100,089.61 230,112.00 161,986.08 505,440.00 299,944.80
Icici Prudential Savings Fund 12,938.40 12,487.96 43,761.60 37,916.60 82,038.00 66,105.12 134,030.40 101,836.48 243,120.00 166,482.36 555,192.00 316,063.44
Bandhan Low Duration Fund 12,862.80 12,454.12 43,009.20 37,565.71 79,236.00 65,041.68 128,822.40 99,421.64 232,644.00 161,399.88 533,934.00 304,843.14
Invesco India Low Duration Fund 12,807.60 12,418.91 42,253.20 37,246.28 77,010.00 64,078.92 124,252.80 97,418.92 218,784.00 156,388.32 47,474,172.00 3,847,927.50
Jm Low Duration Fund 12,862.80 12,455.96 42,872.40 37,503.11 93,378.00 66,301.98
Kotak Low Duration Fund 12,864.00 12,453.58 42,836.40 37,510.60 79,596.00 64,973.28 129,586.80 99,547.73
LIC MF Low Duration Fund 12,836.40 12,441.11 42,674.40 37,409.94 78,864.00 64,717.86 122,497.20 97,879.15 217,164.00 156,404.76 474,210.00 286,420.86
Mahindra Manulife Low Duration Fund 12,842.40 12,443.26 42,696.00 37,448.21 77,982.00 64,621.86 125,504.40 98,291.59
Mirae Asset Low Duration Fund 12,867.60 12,456.11 42,865.20 37,517.94 78,462.00 64,819.56 123,874.80 98,165.93 213,912.00 156,497.04 211,850.10
Nippon India Low Duration Fund 12,874.80 12,463.34 42,998.40 37,562.54 79,914.00 65,209.68 128,620.80 99,637.19 230,508.00 161,261.04 522,558.00 302,250.06
Sbi Magnum Low Duration Fund 12,852.00 12,445.88 42,897.60 37,507.36 78,654.00 64,847.22 128,175.60 98,986.61 229,536.00 160,336.92 51,590,016.00 6,737,758.56
Sundaram Low Duration Fund 12,854.40 12,453.67 42,840.00 37,469.23
Tata Treasury Advantage Fund 12,874.80 12,460.32 43,020.00 37,578.31 79,782.00 65,158.92 122,690.40 98,352.24 220,500.00 157,242.36 50,127,858.00 7,927,347.42
UTI Low Duration Fund 12,902.40 12,476.90 43,405.20 37,723.36 84,480.00 66,746.88 121,531.20 100,346.23 219,996.00 158,908.92 501,678.00 294,043.68
Axis Treasury Advantage Fund 12,900.00 12,471.78 43,293.60 37,686.31 80,286.00 65,452.68 131,199.60 100,405.54 234,432.00 163,150.68 529,596.00 306,185.04

Fund Name 1Y
Invested Amount: 12,000 		3Y
Invested Amount: 36,000 		5Y
Invested Amount: 60,000 		7Y
Invested Amount: 84,000 		10Y
Invested Amount: 1,20,000 		15Y
Invested Amount: 1,80,000
LumpSum SIP LumpSum SIP LumpSum SIP LumpSum SIP LumpSum SIP LumpSum SIP
Aditya Birla Sun Life Low Duration Fund 12,938.40 12,493.13 43,959.60 37,924.52 82,944.00 66,354.72 136,970.40 102,647.08 250,128.00 168,931.08
Baroda BNP Paribas Low Duration Fund 12,921.60 12,485.63
Canara Robeco Savings Fund 12,902.40 12,473.89 43,398.00 37,741.75 79,680.00 65,441.34 129,519.60 99,997.13 233,292.00 162,255.36
Dsp Low Duration Fund 12,915.60 12,479.48 43,477.20 37,765.58 80,346.00 65,622.66 132,006.00 100,772.95
Hdfc Low Duration Fund 12,948.00 12,494.34 43,894.80 37,948.79 82,962.00 66,365.46 135,206.40 102,437.33 245,412.00 167,762.88
Icici Prudential Savings Fund 12,954.00 12,495.72 43,905.60 37,980.68 82,488.00 66,297.12 135,114.00 102,269.58 245,952.00 167,568.12
Bandhan Low Duration Fund 12,895.20 12,471.35 43,340.40 37,711.12 80,196.00 65,463.12 130,947.60 100,337.75 237,576.00 163,492.80
Invesco India Low Duration Fund 12,909.60 12,479.09 43,390.80 37,742.18 80,556.00 65,574.54 132,316.80 100,783.03 238,764.00 164,441.40
Jm Low Duration Fund 12,916.80 12,484.68 43,452.00 37,752.44 95,040.00 67,025.22
Kotak Low Duration Fund 12,964.80 12,507.62 43,833.60 37,957.18 82,710.00 66,295.26 136,659.60 102,507.64
LIC MF Low Duration Fund 12,925.20 12,488.71 43,477.20 37,789.52 81,228.00 65,774.64 127,444.80 100,108.43 231,312.00 161,740.56
Mahindra Manulife Low Duration Fund 12,944.40 12,497.17 43,718.40 37,901.99 81,162.00 65,971.26 132,938.40 101,327.44
Mirae Asset Low Duration Fund 12,946.80 12,497.96 43,646.40 37,864.19 80,886.00 65,854.92 129,435.60 100,478.78 229,020.00 162,180.72
Nippon India Low Duration Fund 12,948.00 12,502.09 43,783.20 37,897.09 82,512.00 66,261.60 133,660.80 101,934.84 241,920.00 166,298.16
Sbi Magnum Low Duration Fund 12,922.80 12,482.58 43,614.00 37,825.49 80,868.00 65,787.78 132,459.60 101,019.74 237,852.00 164,515.56
Sundaram Low Duration Fund 12,940.80 12,502.08 43,794.00 37,888.70
Tata Treasury Advantage Fund 12,925.20 12,484.45 43,459.20 37,780.45 80,928.00 65,713.62 124,941.60 99,452.39 225,900.00 159,617.16
UTI Low Duration Fund 12,913.20 12,482.62 43,538.40 37,775.48 84,912.00 66,923.34 122,488.80 100,740.86 222,708.00 159,908.88
Axis Treasury Advantage Fund 12,940.80 12,494.17 43,722.00 37,875.56 81,588.00 66,012.06 134,408.40 101,664.61 243,408.00 166,455.72