Uti Credit Risk Fund Overview
Category	Credit Risk Fund
BMSMONEY Rank	11
BMSMONEY Rating
Gro. Opt.	As On:	17-01-2025
NAV	₹16.44_(R)		+0.03%	₹18.53_(D)	+0.03%
Returns	1Y	3Y	5Y	7Y	10Y
LumpSum_(R)	7.81%	6.16%	3.14%	0.73%	3.0%
LumpSum_(D)	8.57%	6.96%	3.92%	1.57%	3.95%
SIP_(R)	-8.61%	5.24%	7.44%	3.43%	2.38%
SIP_(D)	-8.01%	6.03%	8.26%	4.18%	3.2%
Ratio	Sharpe Ratio	Sortino Ratio	Sterling Ratio	Jensen's Alpha	Treynor Ratio
Ratio	-0.77	-0.26	0.59	-%	-
Risk	STD. Dev	VaR 1Y95%	Max DD	Beta	Semi Devi.
Risk	0.98%	0.0%	-0.4%	-	0.73%

Top Credit Risk Fund
Fund Name	Rank	Rating
Aditya Birla Sun Life Credit Risk Fund	1
Icici Prudential Credit Risk Fund	2
Nippon India Credit Risk Fund	3

NAV Date: 17-01-2025

Scheme Name	NAV	Rupee Change	Percent Change
UTI - Credit Risk Fund (Segregated - 06032020) - Direct Plan - Monthly Dividend Option	0.0	0.0000	%
UTI - Credit Risk Fund (Segregated - 06032020) - Direct Plan - Flexi Dividend Option	0.0	0.0000	%
UTI - Credit Risk Fund (Segregated - 06032020) - Direct Plan - Growth Option	0.0	0.0000	%
UTI - Credit Risk Fund (Segregated - 06032020) - Regular Plan - Quarterly Dividend Option	0.0	0.0000	%
UTI - Credit Risk Fund (Segregated - 06032020) - Regular Plan - Monthly Dividend Option	0.0	0.0000	%
UTI - Credit Risk Fund (Segregated - 06032020) - Direct Plan - Quarterly Dividend Option	0.0	0.0000	%
UTI - Credit Risk Fund (Segregated - 06032020) - Regular Plan - Annual Dividend Option	0.0	0.0000	%
UTI - Credit Risk Fund (Segregated - 06032020) - Regular Plan - Half Yearly Dividend Option	0.0	0.0000	%
UTI - Credit Risk Fund (Segregated - 06032020) - Regular Plan - Flexi Dividend Option	0.0	0.0000	%
UTI - Credit Risk Fund (Segregated - 06032020) - Regular Plan - Growth Option	0.0	0.0000	%
UTI - Credit Risk Fund (Segregated - 06032020) - Direct Plan - Half Yearly Dividend Option	0.0	0.0000	%
UTI - Credit Risk Fund (Segregated - 06032020) - Direct Plan - Annual Dividend Option	0.0	0.0000	%
UTI Credit Risk Fund - Regular Plan - Monthly IDCW	9.87	0.0000	0.0300%
UTI Credit Risk Fund - Regular Plan - Flexi IDCW	10.67	0.0000	0.0300%
UTI Credit Risk Fund - Regular Plan - Annual IDCW	10.97	0.0000	0.0300%
UTI Credit Risk Fund - Regular Plan - Half-Yearly IDCW	11.03	0.0000	0.0300%
UTI Credit Risk Fund - Direct Plan - Monthly IDCW	11.06	0.0000	0.0300%
UTI Credit Risk Fund - Regular Plan - Quarterly IDCW	11.68	0.0000	0.0300%
UTI Credit Risk Fund - Direct Plan - Annual IDCW	11.75	0.0000	0.0300%
UTI Credit Risk Fund - Direct Plan - Flexi IDCW	11.76	0.0000	0.0300%
UTI Credit Risk Fund - Direct Plan - Half-Yearly IDCW	11.8	0.0000	0.0300%
UTI Credit Risk Fund - Direct Plan - Quarterly IDCW	13.07	0.0000	0.0300%
UTI Credit Risk Fund - Regular Plan - Growth Option	16.44	0.0000	0.0300%
UTI Credit Risk Fund - Direct Plan - Growth Option	18.53	0.0100	0.0300%

Review Date: 17-01-2025

Uti Credit Risk Fund has exhibited poor performance in the Credit Risk Fund category. The fund has rank of 11 out of 13 funds in the category. The fund has delivered return of 7.81% in 1 year, 6.16% in 3 years, 3.14% in 5 years and 3.0% in 10 years. The category average for the same periods is 7.85%, 9.45%, 6.82% and 6.4% respectively, which shows average return performance of fund in the category. The fund has exhibited standard deviation of 0.98, VaR of 0.0, Average Drawdown of -0.4, Semi Deviation of 0.73 and Max Drawdown of -0.4. The category average for the same parameters is 7.08, -0.23, -0.51, 1.84 and -0.72 respectively. The fund has low risk in the category.

Key Points:

An investment of ₹10,000 in Uti Credit Risk Fund direct growth option would have grown to ₹10857.0 in 1 year, ₹12238.0 in 3 years and ₹12121.0 in 5 years as of today (17-01-2025).
An SIP of ₹1,000 per month in Uti Credit Risk Fund direct growth option would have grown to ₹11472.0 in 1 year, ₹39459.0 in 3 years and ₹73909.0 in 5 years as of today (17-01-2025).
standard deviation of 0.98 and based on VaR one can expect to lose more than 0.0% of current value of fund in one year.
Sharpe ratio of the fund is -0.77 which shows average performance of fund in the credit risk fund category.

Select Parameter:

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KPIs^*	Fund	Cat. Avg	Min \| Max	Rank _{(In Cat.)}	Performance
1M Return %	0.41	0.46	0.25 \| 0.63	9 \| 14	Average
3M Return %	1.54	1.53	1.13 \| 1.77	8 \| 14	Good
6M Return %	4.15	3.86	2.47 \| 7.06	2 \| 14	Very Good
1Y Return %	7.81	7.85	5.93 \| 12.05	8 \| 14	Good
3Y Return %	6.16	9.45	4.91 \| 39.67	11 \| 13	Average
5Y Return %	3.14	6.82	3.14 \| 10.48	13 \| 13	Poor
7Y Return %	0.73	5.25	-1.47 \| 7.57	12 \| 13	Average
10Y Return %	3.00	6.40	3.00 \| 7.75	9 \| 9	Average
1Y SIP Return %	-8.61	-8.74	-10.99 \| -4.28	5 \| 14	Good
3Y SIP Return %	5.24	6.37	4.55 \| 11.03	11 \| 13	Average
5Y SIP Return %	7.44	8.07	4.96 \| 23.44	5 \| 13	Good
7Y SIP Return %	3.43	6.16	3.43 \| 12.68	13 \| 13	Poor
10Y SIP Return %	2.38	5.38	2.38 \| 6.68	9 \| 9	Average
Standard Deviation	0.98	7.08	0.91 \| 70.73	3 \| 13	Very Good
Semi Deviation	0.73	1.84	0.73 \| 11.98	2 \| 13	Very Good
Max Drawdown %	-0.40	-0.72	-2.85 \| -0.26	5 \| 13	Good
VaR 1 Y %	0.00	-0.23	-1.48 \| 0.00	8 \| 13	Good
Average Drawdown %	-0.40	-0.51	-1.08 \| -0.26	6 \| 13	Good
Sharpe Ratio	-0.77	-0.23	-1.39 \| 0.68	11 \| 13	Average
Sterling Ratio	0.59	0.89	0.37 \| 3.85	10 \| 13	Average
Sortino Ratio	-0.26	1.15	-0.40 \| 14.66	11 \| 13	Average

_{Return data last Updated On :
Jan. 17, 2025.

Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On :

Dec. 31, 2024

KPIs: Key Performance Indicators}

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KPIs^*	Fund	Cat. Avg	Min \| Max	Rank _{(In Cat.)}
1M Return %	0.46	0.52	0.28 \| 0.71	12 \| 14
3M Return %	1.70	1.72	1.21 \| 1.97	8 \| 14
6M Return %	4.50	4.27	2.65 \| 7.53	3 \| 14
1Y Return %	8.57	8.69	6.29 \| 13.05	8 \| 14
3Y Return %	6.96	10.29	5.92 \| 40.08	10 \| 13
5Y Return %	3.92	7.65	3.92 \| 10.80	13 \| 13
7Y Return %	1.57	6.09	-1.21 \| 8.32	12 \| 13
10Y Return %	3.95	7.29	3.95 \| 8.57	9 \| 9
1Y SIP Return %	-8.01	-8.06	-10.69 \| -3.47	6 \| 14
3Y SIP Return %	6.03	7.21	5.56 \| 11.39	11 \| 13
5Y SIP Return %	8.26	8.91	5.99 \| 23.82	5 \| 13
7Y SIP Return %	4.18	6.96	4.18 \| 12.97	13 \| 13
10Y SIP Return %	3.20	6.24	3.20 \| 7.45	9 \| 9
Standard Deviation	0.98	7.08	0.91 \| 70.73	3 \| 13
Semi Deviation	0.73	1.84	0.73 \| 11.98	2 \| 13
Max Drawdown %	-0.40	-0.72	-2.85 \| -0.26	5 \| 13
VaR 1 Y %	0.00	-0.23	-1.48 \| 0.00	8 \| 13
Average Drawdown %	-0.40	-0.51	-1.08 \| -0.26	6 \| 13
Sharpe Ratio	-0.77	-0.23	-1.39 \| 0.68	11 \| 13
Sterling Ratio	0.59	0.89	0.37 \| 3.85	10 \| 13
Sortino Ratio	-0.26	1.15	-0.40 \| 14.66	11 \| 13

Investment Period	Regular		Direct
Investment Period	Return %	Current Value of ₹ 10000	Return %	Current Value of ₹ 10000
1D	0.03	₹ 10,003.00	0.03	₹ 10,003.00
1W	0.10	₹ 10,010.00	0.11	₹ 10,011.00
1M	0.41	₹ 10,041.00	0.46	₹ 10,046.00
3M	1.54	₹ 10,154.00	1.70	₹ 10,170.00
6M	4.15	₹ 10,415.00	4.50	₹ 10,450.00
1Y	7.81	₹ 10,781.00	8.57	₹ 10,857.00
3Y	6.16	₹ 11,965.00	6.96	₹ 12,238.00
5Y	3.14	₹ 11,670.00	3.92	₹ 12,121.00
7Y	0.73	₹ 10,521.00	1.57	₹ 11,150.00
10Y	3.00	₹ 13,436.00	3.95	₹ 14,735.00
15Y		₹		₹

Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.

Investment Period	Invested Amount	Regular		Direct
Investment Period	Invested Amount	XIRR %	Current Value of Invested Amount	XIRR %	Current Value of Invested Amount
1Y	₹ 12000	-8.61	₹ 11,432.30	-8.01	₹ 11,472.25
3Y	₹ 36000	5.24	₹ 38,995.31	6.03	₹ 39,458.84
5Y	₹ 60000	7.44	₹ 72,417.36	8.26	₹ 73,908.84
7Y	₹ 84000	3.43	₹ 94,884.64	4.18	₹ 97,471.50
10Y	₹ 120000	2.38	₹ 135,444.72	3.20	₹ 141,285.00
15Y	₹ 180000		₹		₹

Date	Uti Credit Risk Fund NAV Regular Growth	Uti Credit Risk Fund NAV Direct Growth
17-01-2025	16.4404	18.526
16-01-2025	16.4357	18.5204
15-01-2025	16.4218	18.5045
14-01-2025	16.4142	18.4956
13-01-2025	16.4108	18.4916
10-01-2025	16.4241	18.5058
09-01-2025	16.4214	18.5025
08-01-2025	16.4179	18.4982
07-01-2025	16.4175	18.4975
06-01-2025	16.415	18.4944
03-01-2025	16.4057	18.4831
02-01-2025	16.4029	18.4797
01-01-2025	16.3971	18.4729
31-12-2024	16.3934	18.4685
30-12-2024	16.3913	18.4659
27-12-2024	16.3868	18.4599
26-12-2024	16.3846	18.4571
24-12-2024	16.3784	18.4495
23-12-2024	16.3758	18.4463
20-12-2024	16.3675	18.436
19-12-2024	16.3699	18.4384
18-12-2024	16.3772	18.4463
17-12-2024	16.3725	18.4407

Fund Launch Date: 25/Oct/2012
Fund Category: Credit Risk Fund
Investment Objective: The investment objective of the scheme is to generate reasonable income and capital appreciation by investing minimum of 65% of total assets in AA and below rated corporate bonds (excluding AA+ rated corporate bonds). However there can be no assurance that the investment objective of the Scheme will be achieved. The Scheme does not guarantee / indicate any returns.
Fund Description: An open ended debt scheme predominantly investing in AA and below rated corporate bonds (excluding AA+ rated corporate bonds)
Fund Benchmark: CRISIL Short Term Bond Fund Index

_{Source: Fund FactSheet}

Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.

Uti Credit Risk Fund

Uti Credit Risk Fund NAV

Uti Credit Risk Fund Review

Uti Credit Risk Fund Performance Comparison with Peers (Regular Plan Chart)

Uti Credit Risk Fund Review Dashboard (Regular Plan)

Uti Credit Risk Fund Review Dashboard (Direct Plan)

Uti Credit Risk Fund Lumpsum Returns and Investment Value

Uti Credit Risk Fund SIP Return and Investment Value

Uti Credit Risk Fund NAV History

Uti Credit Risk Fund Information