Uti Credit Risk Fund Overview
Category Credit Risk Fund
BMSMONEY Rank 11
BMSMONEY Rating
Gro. Opt. As On: 20-12-2024
NAV ₹16.37(R) -0.01% ₹18.44(D) -0.01%
Returns 1Y 3Y 5Y 7Y 10Y
LumpSum (R) 7.89% 6.07% 0.92% 0.71% 3.07%
LumpSum (D) 8.67% 6.87% 1.69% 1.56% 4.03%
SIP (R) -37.43% 1.67% 6.12% 3.31% 2.65%
SIP (D) -36.95% 2.49% 6.95% 4.1% 3.5%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
-0.74 -0.25 0.58 -% -
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
0.98% 0.0% -0.4% - 0.73%
Top Credit Risk Fund
Fund Name Rank Rating
Aditya Birla Sun Life Credit Risk Fund 1
Icici Prudential Credit Risk Fund 2
Baroda BNP Paribas Credit Risk Fund 3

NAV Date: 20-12-2024

Scheme Name NAV Rupee Change Percent Change
UTI - Credit Risk Fund (Segregated - 06032020) - Direct Plan - Monthly Dividend Option 0.0
0.0000
%
UTI - Credit Risk Fund (Segregated - 06032020) - Direct Plan - Flexi Dividend Option 0.0
0.0000
%
UTI - Credit Risk Fund (Segregated - 06032020) - Direct Plan - Growth Option 0.0
0.0000
%
UTI - Credit Risk Fund (Segregated - 06032020) - Regular Plan - Quarterly Dividend Option 0.0
0.0000
%
UTI - Credit Risk Fund (Segregated - 06032020) - Regular Plan - Monthly Dividend Option 0.0
0.0000
%
UTI - Credit Risk Fund (Segregated - 06032020) - Direct Plan - Quarterly Dividend Option 0.0
0.0000
%
UTI - Credit Risk Fund (Segregated - 06032020) - Regular Plan - Annual Dividend Option 0.0
0.0000
%
UTI - Credit Risk Fund (Segregated - 06032020) - Regular Plan - Half Yearly Dividend Option 0.0
0.0000
%
UTI - Credit Risk Fund (Segregated - 06032020) - Regular Plan - Flexi Dividend Option 0.0
0.0000
%
UTI - Credit Risk Fund (Segregated - 06032020) - Regular Plan - Growth Option 0.0
0.0000
%
UTI - Credit Risk Fund (Segregated - 06032020) - Direct Plan - Half Yearly Dividend Option 0.0
0.0000
%
UTI - Credit Risk Fund (Segregated - 06032020) - Direct Plan - Annual Dividend Option 0.0
0.0000
%
UTI Credit Risk Fund - Regular Plan - Monthly IDCW 9.83
0.0000
-0.0100%
UTI Credit Risk Fund - Regular Plan - Flexi IDCW 10.63
0.0000
-0.0200%
UTI Credit Risk Fund - Regular Plan - Annual IDCW 10.92
0.0000
-0.0100%
UTI Credit Risk Fund - Regular Plan - Half-Yearly IDCW 10.98
0.0000
-0.0100%
UTI Credit Risk Fund - Direct Plan - Monthly IDCW 11.0
0.0000
-0.0100%
UTI Credit Risk Fund - Regular Plan - Quarterly IDCW 11.63
0.0000
-0.0100%
UTI Credit Risk Fund - Direct Plan - Annual IDCW 11.7
0.0000
-0.0100%
UTI Credit Risk Fund - Direct Plan - Flexi IDCW 11.7
0.0000
-0.0100%
UTI Credit Risk Fund - Direct Plan - Half-Yearly IDCW 11.74
0.0000
-0.0100%
UTI Credit Risk Fund - Direct Plan - Quarterly IDCW 13.01
0.0000
-0.0100%
UTI Credit Risk Fund - Regular Plan - Growth Option 16.37
0.0000
-0.0100%
UTI Credit Risk Fund - Direct Plan - Growth Option 18.44
0.0000
-0.0100%

Review Date: 20-12-2024

Uti Credit Risk Fund has exhibited poor performance in the Credit Risk Fund category. The fund has rank of 11 out of 13 funds in the category. The fund has delivered return of 7.89% in 1 year, 6.07% in 3 years, 0.92% in 5 years and 3.07% in 10 years. The category average for the same periods is 7.9%, 9.32%, 6.65% and 6.47% respectively, which shows average return performance of fund in the category. The fund has exhibited standard deviation of 0.98, VaR of 0.0, Average Drawdown of -0.4, Semi Deviation of 0.73 and Max Drawdown of -0.4. The category average for the same parameters is 7.08, -0.22, -0.54, 1.84 and -0.72 respectively. The fund has low risk in the category.

Key Points:

  1. An investment of ₹10,000 in Uti Credit Risk Fund direct growth option would have grown to ₹10867.0 in 1 year, ₹12206.0 in 3 years and ₹10874.0 in 5 years as of today (20-12-2024).
  2. An SIP of ₹1,000 per month in Uti Credit Risk Fund direct growth option would have grown to ₹9432.0 in 1 year, ₹37400.0 in 3 years and ₹71519.0 in 5 years as of today (20-12-2024).
  3. standard deviation of 0.98 and based on VaR one can expect to lose more than 0.0% of current value of fund in one year.
  4. Sharpe ratio of the fund is -0.74 which shows average performance of fund in the credit risk fund category.


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KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
1M Return % 0.53
0.51
0.32 | 0.62 8 | 14 Good
3M Return % 1.60
1.66
-0.16 | 4.33 7 | 14 Good
6M Return % 4.22
3.91
2.46 | 7.01 2 | 14 Very Good
1Y Return % 7.89
7.90
6.14 | 11.81 8 | 14 Good
3Y Return % 6.07
9.32
4.73 | 39.66 11 | 13 Average
5Y Return % 0.92
6.65
0.92 | 10.47 13 | 13 Poor
7Y Return % 0.71
5.22
-1.44 | 7.50 12 | 13 Average
10Y Return % 3.07
6.47
3.07 | 7.81 9 | 9 Average
1Y SIP Return % -37.43
-37.63
-39.17 | -33.99 3 | 14 Very Good
3Y SIP Return % 1.67
3.00
0.72 | 10.36 11 | 13 Average
5Y SIP Return % 6.12
6.90
3.62 | 22.80 5 | 13 Good
7Y SIP Return % 3.31
6.33
3.31 | 12.52 13 | 13 Poor
10Y SIP Return % 2.65
5.83
2.65 | 7.17 9 | 9 Average
Standard Deviation 0.98
7.08
0.91 | 70.73 3 | 13 Very Good
Semi Deviation 0.73
1.84
0.73 | 11.99 1 | 13 Very Good
Max Drawdown % -0.40
-0.72
-2.85 | -0.26 5 | 13 Good
VaR 1 Y % 0.00
-0.22
-1.48 | 0.00 8 | 13 Good
Average Drawdown % -0.40
-0.54
-1.08 | -0.26 5 | 13 Good
Sharpe Ratio -0.74
-0.23
-1.44 | 0.69 11 | 13 Average
Sterling Ratio 0.58
0.88
0.37 | 3.84 10 | 13 Average
Sortino Ratio -0.25
1.15
-0.41 | 14.70 11 | 13 Average
Return data last Updated On : Dec. 20, 2024.
Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Nov. 29, 2024
KPIs: Key Performance Indicators

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KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
1M Return % 0.58 0.57 0.40 | 0.69 8 | 14
3M Return % 1.77 1.86 0.07 | 4.56 7 | 14
6M Return % 4.58 4.32 2.63 | 7.48 2 | 14
1Y Return % 8.67 8.74 6.50 | 12.81 8 | 14
3Y Return % 6.87 10.16 5.73 | 40.07 10 | 13
5Y Return % 1.69 7.47 1.69 | 10.79 13 | 13
7Y Return % 1.56 6.05 -1.17 | 8.25 12 | 13
10Y Return % 4.03 7.37 4.03 | 8.63 9 | 9
1Y SIP Return % -36.95 -37.10 -38.85 | -33.35 4 | 14
3Y SIP Return % 2.49 3.86 1.75 | 10.74 10 | 13
5Y SIP Return % 6.95 7.76 4.67 | 23.18 5 | 13
7Y SIP Return % 4.10 7.17 4.10 | 12.82 13 | 13
10Y SIP Return % 3.50 6.71 3.50 | 7.95 9 | 9
Standard Deviation 0.98 7.08 0.91 | 70.73 3 | 13
Semi Deviation 0.73 1.84 0.73 | 11.99 1 | 13
Max Drawdown % -0.40 -0.72 -2.85 | -0.26 5 | 13
VaR 1 Y % 0.00 -0.22 -1.48 | 0.00 8 | 13
Average Drawdown % -0.40 -0.54 -1.08 | -0.26 5 | 13
Sharpe Ratio -0.74 -0.23 -1.44 | 0.69 11 | 13
Sterling Ratio 0.58 0.88 0.37 | 3.84 10 | 13
Sortino Ratio -0.25 1.15 -0.41 | 14.70 11 | 13
Return data last Updated On : Dec. 20, 2024.
Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Nov. 29, 2024
KPIs: Key Performance Indicators

Investment Period Regular Direct
Return % Current Value of ₹ 10000 Return % Current Value of ₹ 10000
1D -0.01 ₹ 9,999.00 -0.01 ₹ 9,999.00
1W 0.02 ₹ 10,002.00 0.03 ₹ 10,003.00
1M 0.53 ₹ 10,053.00 0.58 ₹ 10,058.00
3M 1.60 ₹ 10,160.00 1.77 ₹ 10,177.00
6M 4.22 ₹ 10,422.00 4.58 ₹ 10,458.00
1Y 7.89 ₹ 10,789.00 8.67 ₹ 10,867.00
3Y 6.07 ₹ 11,932.00 6.87 ₹ 12,206.00
5Y 0.92 ₹ 10,466.00 1.69 ₹ 10,874.00
7Y 0.71 ₹ 10,510.00 1.56 ₹ 11,143.00
10Y 3.07 ₹ 13,534.00 4.03 ₹ 14,849.00
15Y ₹ ₹

Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.

Investment Period Invested Amount Regular Direct
XIRR % Current Value of Invested Amount XIRR % Current Value of Invested Amount
1Y ₹ 12000 -37.43 ₹ 9,395.16 -36.95 ₹ 9,431.62
3Y ₹ 36000 1.67 ₹ 36,936.11 2.49 ₹ 37,400.04
5Y ₹ 60000 6.12 ₹ 70,036.26 6.95 ₹ 71,519.34
7Y ₹ 84000 3.31 ₹ 94,464.47 4.10 ₹ 97,163.05
10Y ₹ 120000 2.65 ₹ 137,347.20 3.50 ₹ 143,485.68
15Y ₹ 180000 ₹ ₹


Date Uti Credit Risk Fund NAV Regular Growth Uti Credit Risk Fund NAV Direct Growth
20-12-2024 16.3675 18.436
19-12-2024 16.3699 18.4384
18-12-2024 16.3772 18.4463
17-12-2024 16.3725 18.4407
16-12-2024 16.3719 18.4397
13-12-2024 16.364 18.4299
12-12-2024 16.3612 18.4265
11-12-2024 16.3552 18.4195
10-12-2024 16.3555 18.4194
09-12-2024 16.3527 18.416
06-12-2024 16.3425 18.4036
05-12-2024 16.3368 18.3969
04-12-2024 16.3465 18.4075
03-12-2024 16.3447 18.4051
02-12-2024 16.3417 18.4014
29-11-2024 16.3233 18.3797
28-11-2024 16.3092 18.3635
27-11-2024 16.3004 18.3533
26-11-2024 16.2981 18.3504
25-11-2024 16.2966 18.3484
22-11-2024 16.2829 18.332
21-11-2024 16.2815 18.33

Fund Launch Date: 25/Oct/2012
Fund Category: Credit Risk Fund
Investment Objective: The investment objective of the scheme is to generate reasonable income and capital appreciation by investing minimum of 65% of total assets in AA and below rated corporate bonds (excluding AA+ rated corporate bonds). However there can be no assurance that the investment objective of the Scheme will be achieved. The Scheme does not guarantee / indicate any returns.
Fund Description: An open ended debt scheme predominantly investing in AA and below rated corporate bonds (excluding AA+ rated corporate bonds)
Fund Benchmark: CRISIL Short Term Bond Fund Index
Source: Fund FactSheet

Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.