Best Credit Risk Mutual Funds December 2024

  • Aditya Birla Sun Life Credit Risk Fund is the top performing fund in the Credit Risk Fund category. The fund has delivered return of 12.05% in 1 year, 8.72% in 3 years and 8.32% in 5 years. The category average for the same periods is 7.85%, 9.45% and 6.82% respectively, which shows very good return performance of fund in the category. The fund has exhibited standard deviation of 2.37, VaR of 0.0, Average Drawdown of -0.27, Semi Deviation of 1.01 …
  • Sbi Credit Risk Fund has exhibited good performance in the Credit Risk Fund category. The fund has rank of 4 out of 13 funds in the category. The fund has delivered return of 8.0% in 1 year, 6.9% in 3 years, 7.01% in 5 years and 7.39% in 10 years. The category average for the same periods is 7.85%, 9.45%, 6.82% and 6.4% respectively, which shows good return performance of fund in the category. The fund has exhibited standard deviation …
  • Dsp Credit Risk Fund has exhibited good performance in the Credit Risk Fund category. The fund has rank of 5 out of 13 funds in the category. The fund has delivered return of 7.7% in 1 year, 10.92% in 3 years, 7.94% in 5 years and 6.69% in 10 years. The category average for the same periods is 7.85%, 9.45%, 6.82% and 6.4% respectively, which shows good return performance of fund in the category. The fund has exhibited standard deviation …
  • Nippon India Credit Risk Fund has exhibited good performance in the Credit Risk Fund category. The fund has rank of 3 out of 13 funds in the category. The fund has delivered return of 8.23% in 1 year, 6.75% in 3 years, 5.4% in 5 years and 5.98% in 10 years. The category average for the same periods is 7.85%, 9.45%, 6.82% and 6.4% respectively, which shows average return performance of fund in the category. The fund has exhibited standard …
  • Icici Prudential Credit Risk Fund has shown very good performance in the Credit Risk Fund category. The fund has rank of 2 out of 13 funds in the category. The fund has delivered return of 8.16% in 1 year, 6.97% in 3 years, 7.35% in 5 years and 7.75% in 10 years. The category average for the same periods is 7.85%, 9.45%, 6.82% and 6.4% respectively, which shows very good return performance of fund in the category. The fund has …

Full review at the fund page (link in the table below.)

Fund Name BMSMONEY Rank Rating 1Y (R) 3Y (R) 5Y (R) 7Y (R) 10Y (R) 1Y (D) 3Y (D) 5Y (D) 7Y (D) 10Y (D) Std. Dev. Max Drawdown VaR 1Y 95% Jensen's Alpha Beta Sortino Ratio Sharpe Ratio
1
12.05% 8.72% 8.32% 7.16% % 13.05% 9.69% 9.25% 8.12% % 2.37% -0.27% 0.00% % 0.65 0.68
2
8.16% 6.97% 7.35% 7.57% 7.75% 8.89% 7.69% 8.06% 8.32% 8.57% 1.03% -0.26% 0.00% % 0.00 0.00
3
8.23% 6.75% 5.40% 4.95% 5.98% 9.06% 7.52% 6.12% 5.68% 6.78% 1.03% -0.66% 0.00% % -0.07 -0.22
4
8.00% 6.90% 7.01% 6.84% 7.39% 8.71% 7.59% 7.69% 7.55% 8.11% 1.32% -0.36% 0.00% % -0.01 -0.03
5
7.70% 10.92% 7.94% 5.87% 6.69% 8.52% 11.81% 8.81% 6.71% 7.47% 5.74% -0.77% -0.44% % 1.09 0.64
6
8.05% 6.75% 8.21% 6.99% % 8.93% 7.62% 9.05% 7.86% % 0.91% -0.47% 0.00% % -0.08 -0.23
7
7.96% 6.38% 6.61% 6.20% 6.76% 8.75% 7.24% 7.57% 7.26% 7.89% 0.95% -0.57% 0.00% % -0.18 -0.56
8
5.93% 39.67% 10.48% -1.47% % 6.29% 40.08% 10.80% -1.21% % 70.73% -0.29% 0.00% % 14.66 0.43
9
7.11% 7.04% 6.29% 4.37% 5.68% 8.27% 8.31% 7.56% 5.52% 6.74% 2.66% -0.83% -0.63% % 0.03 0.03
10
7.93% 6.22% 7.22% 7.19% 7.58% 8.59% 6.88% 7.84% 7.81% 8.33% 1.18% -0.90% -0.18% % -0.20 -0.60
11
7.81% 6.16% 3.14% 0.73% 3.00% 8.57% 6.96% 3.92% 1.57% 3.95% 0.98% -0.40% 0.00% % -0.26 -0.77
12
7.18% 5.46% 5.48% 5.94% % 8.25% 6.48% 6.49% 6.98% % 1.03% -0.78% -0.28% % -0.40 -1.39
13
6.80% 4.91% 5.27% 5.95% 6.72% 7.81% 5.92% 6.30% 6.97% 7.82% 2.07% -2.85% -1.48% % -0.29 -0.97

Return Calculated On: 17 January 2025

Ratios Calculated On: 31 December 2024

As On: 17 January 2025

Fund Name 1D 1W 1M 3M 6M 1Y 3Y 5Y 7Y 10Y 15Y
Aditya Birla Sun Life Credit Risk Fund
0.01
0.09
0.63
1.71
7.06
12.05
8.72
8.32
7.16
Baroda BNP Paribas Credit Risk Fund
0.00
0.09
0.50
1.61
4.10
8.05
6.75
8.21
6.99
Bank of India Credit Risk Fund
0.02
0.10
0.25
1.13
2.47
5.93
39.67
10.48
-1.47
Dsp Credit Risk Fund
0.00
0.08
0.45
1.60
3.71
7.70
10.92
7.94
5.87
6.69
7.27
Hdfc Credit Risk Debt Fund
0.05
0.09
0.41
1.46
3.95
7.93
6.22
7.22
7.19
7.58
HSBC Credit Risk Fund
0.00
0.08
0.42
1.42
3.43
7.06
Icici Prudential Credit Risk Fund
0.03
0.15
0.60
1.64
4.11
8.16
6.97
7.35
7.57
7.75
Bandhan Credit Risk Fund
-0.01
0.06
0.38
1.41
3.39
7.18
5.46
5.48
5.94
Invesco India Credit Risk Fund
-0.03
0.07
0.36
1.32
3.36
7.11
7.04
6.29
4.37
5.68
Kotak Credit Risk Fund
0.02
0.08
0.51
1.36
2.68
6.80
4.91
5.27
5.95
6.72
Nippon India Credit Risk Fund
0.01
0.11
0.55
1.77
4.06
8.23
6.75
5.40
4.95
5.98
Sbi Credit Risk Fund
0.04
0.11
0.51
1.77
3.71
8.00
6.90
7.01
6.84
7.39
8.03
Uti Credit Risk Fund
0.03
0.10
0.41
1.54
4.15
7.81
6.16
3.14
0.73
3.00
Axis Credit Risk Fund
0.01
0.08
0.41
1.63
3.90
7.96
6.38
6.61
6.20
6.76

As On: 17 January 2025

Fund Name 1D 1W 1M 3M 6M 1Y 3Y 5Y 7Y 10Y 15Y
Aditya Birla Sun Life Credit Risk Fund
0.02
0.11
0.71
1.93
7.53
13.05
9.69
9.25
8.12
Baroda BNP Paribas Credit Risk Fund
0.01
0.11
0.57
1.82
4.52
8.93
7.62
9.05
7.86
Bank of India Credit Risk Fund
0.02
0.11
0.28
1.21
2.65
6.29
40.08
10.80
-1.21
Dsp Credit Risk Fund
0.00
0.09
0.52
1.79
4.11
8.52
11.81
8.81
6.71
7.47
Hdfc Credit Risk Debt Fund
0.05
0.10
0.46
1.61
4.26
8.59
6.88
7.84
7.81
8.33
HSBC Credit Risk Fund
0.00
0.10
0.49
1.63
3.85
7.92
Icici Prudential Credit Risk Fund
0.03
0.16
0.66
1.81
4.45
8.89
7.69
8.06
8.32
8.57
Bandhan Credit Risk Fund
-0.01
0.08
0.47
1.67
3.91
8.25
6.48
6.49
6.98
Invesco India Credit Risk Fund
-0.02
0.09
0.46
1.62
3.97
8.27
8.31
7.56
5.52
6.74
Kotak Credit Risk Fund
0.02
0.10
0.59
1.60
3.16
7.81
5.92
6.30
6.97
7.82
Nippon India Credit Risk Fund
0.01
0.12
0.62
1.97
4.46
9.06
7.52
6.12
5.68
6.78
Sbi Credit Risk Fund
0.04
0.13
0.57
1.94
4.06
8.71
7.59
7.69
7.55
8.11
Uti Credit Risk Fund
0.03
0.11
0.46
1.70
4.50
8.57
6.96
3.92
1.57
3.95
Axis Credit Risk Fund
0.01
0.09
0.48
1.83
4.30
8.75
7.24
7.57
7.26
7.89

As On: 17 January 2025

Fund Name 1 Year 3 Year 5 Year 7 Year 10 Year 15 Year
Aditya Birla Sun Life Credit Risk Fund
-4.28
8.01
8.23
6.94
Baroda BNP Paribas Credit Risk Fund
-8.43
5.74
8.01
6.83
Bank of India Credit Risk Fund
-10.99
11.03
23.44
12.68
Dsp Credit Risk Fund
-8.90
8.96
8.89
7.03
6.23
6.72
Hdfc Credit Risk Debt Fund
-8.76
5.40
6.26
6.03
6.40
HSBC Credit Risk Fund
-9.36
Icici Prudential Credit Risk Fund
-8.37
5.95
6.67
6.33
6.68
Bandhan Credit Risk Fund
-9.34
4.56
5.05
4.71
Invesco India Credit Risk Fund
-9.46
6.26
6.23
4.90
4.64
Kotak Credit Risk Fund
-10.25
4.55
4.96
4.60
5.20
Nippon India Credit Risk Fund
-8.32
5.89
7.18
5.28
5.04
Sbi Credit Risk Fund
-8.65
5.84
6.43
5.88
6.18
7.21
Uti Credit Risk Fund
-8.61
5.24
7.44
3.43
2.38
Axis Credit Risk Fund
-8.66
5.44
6.07
5.42
5.63

As On: 17 January 2025

Fund Name 1 Year 3 Year 5 Year 7 Year 10 Year 15 Year
Aditya Birla Sun Life Credit Risk Fund
-3.47
8.97
9.18
7.86
Baroda BNP Paribas Credit Risk Fund
-7.71
6.60
8.88
7.67
Bank of India Credit Risk Fund
-10.69
11.39
23.82
12.97
Dsp Credit Risk Fund
-8.23
9.83
9.76
7.86
7.04
Hdfc Credit Risk Debt Fund
-8.23
6.05
6.91
6.64
7.07
HSBC Credit Risk Fund
-8.65
Icici Prudential Credit Risk Fund
-7.79
6.68
7.39
7.04
7.45
Bandhan Credit Risk Fund
-8.47
5.60
6.08
5.71
Invesco India Credit Risk Fund
-8.45
7.51
7.48
6.09
5.77
Kotak Credit Risk Fund
-9.44
5.56
5.99
5.61
6.24
Nippon India Credit Risk Fund
-7.64
6.69
7.94
5.99
5.79
Sbi Credit Risk Fund
-8.06
6.54
7.12
6.56
6.89
Uti Credit Risk Fund
-8.01
6.03
8.26
4.18
3.20
Axis Credit Risk Fund
-7.99
6.27
6.96
6.35
6.67

Performance Indicators


Calculated On: 31 December 2024

Fund Name VaR 1 Y 95% Max Drawdown % Average Drawdown % Standard Deviation % Semi Deviation %
Aditya Birla Sun Life Credit Risk Fund 0.00 -0.27 -0.27 2.37 1.01
Baroda Bnp Paribas Credit Risk Fund 0.00 -0.47 -0.47 0.91 0.74
Bank Of India Credit Risk Fund 0.00 -0.29 -0.29 70.73 11.98
Dsp Credit Risk Fund -0.44 -0.77 -0.43 5.74 1.70
Hdfc Credit Risk Debt Fund -0.18 -0.90 -0.90 1.18 0.94
Icici Prudential Credit Risk Fund 0.00 -0.26 -0.26 1.03 0.74
Bandhan Credit Risk Fund -0.28 -0.78 -0.40 1.03 0.82
Invesco India Credit Risk Fund -0.63 -0.83 -0.48 2.66 1.10
Kotak Credit Risk Fund -1.48 -2.85 -1.08 2.07 1.74
Nippon India Credit Risk Fund 0.00 -0.66 -0.66 1.03 0.85
Sbi Credit Risk Fund 0.00 -0.36 -0.36 1.32 0.73
Uti Credit Risk Fund 0.00 -0.40 -0.40 0.98 0.73
Axis Credit Risk Fund 0.00 -0.57 -0.57 0.95 0.79

Calculated On: 31 December 2024

Fund Name Sharpe Ratio Sortino Ratio Sterling ratio Hurst Index Jensen’s Alpha Beta R2 Treynor Ratio Modigliani2 Measure Active Return
Aditya Birla Sun Life Credit Risk Fund
0.68
0.65
0.84
0.46
Baroda Bnp Paribas Credit Risk Fund
-0.23
-0.08
0.64
0.50
Bank Of India Credit Risk Fund
0.43
14.66
3.85
0.50
Dsp Credit Risk Fund
0.64
1.09
1.01
0.46
Hdfc Credit Risk Debt Fund
-0.60
-0.20
0.56
0.45
Icici Prudential Credit Risk Fund
0.00
0.00
0.67
0.42
Bandhan Credit Risk Fund
-1.39
-0.40
0.50
0.42
Invesco India Credit Risk Fund
0.03
0.03
0.64
0.52
Kotak Credit Risk Fund
-0.97
-0.29
0.37
0.47
Nippon India Credit Risk Fund
-0.22
-0.07
0.62
0.49
Sbi Credit Risk Fund
-0.03
-0.01
0.66
0.54
Uti Credit Risk Fund
-0.77
-0.26
0.59
0.48
Axis Credit Risk Fund
-0.56
-0.18
0.60
0.46

Fund Name 1Y
Invested Amount: 12,000 		3Y
Invested Amount: 36,000 		5Y
Invested Amount: 60,000 		7Y
Invested Amount: 84,000 		10Y
Invested Amount: 1,20,000 		15Y
Invested Amount: 1,80,000
LumpSum SIP LumpSum SIP LumpSum SIP LumpSum SIP LumpSum SIP LumpSum SIP
Aditya Birla Sun Life Credit Risk Fund 13,446.00 11,719.36 46,260.00 40,638.13 89,472.00 73,853.16 136,315.20 107,553.85
Baroda BNP Paribas Credit Risk Fund 12,966.00 11,444.10 43,797.60 39,283.85 89,016.00 73,459.02 134,828.40 107,127.55
Bank of India Credit Risk Fund 12,711.60 11,272.09 98,085.60 42,487.96 98,766.00 107,347.56 75,709.20 132,016.84
Dsp Credit Risk Fund 12,924.00 11,412.56 49,132.80 41,213.81 87,924.00 75,085.26 125,269.20 107,878.93 229,380.00 165,288.96 516,096.00 305,885.16
Hdfc Credit Risk Debt Fund 12,951.60 11,421.89 43,149.60 39,085.09 85,026.00 70,300.02 136,533.60 104,090.78 249,228.00 166,800.24
HSBC Credit Risk Fund 12,847.20 11,381.98
Icici Prudential Credit Risk Fund 12,979.20 11,447.88 44,067.60 39,412.66 85,542.00 71,024.70 140,002.80 105,243.26 253,164.00 169,229.16
Bandhan Credit Risk Fund 12,861.60 11,383.00 42,220.80 38,596.10 78,330.00 68,188.62 125,823.60 99,303.54
Invesco India Credit Risk Fund 12,853.20 11,374.98 44,154.00 39,591.76 81,402.00 70,233.96 113,324.40 99,988.90 208,584.00 152,200.08
Kotak Credit Risk Fund 12,816.00 11,322.16 41,569.20 38,590.70 77,562.00 68,039.64 125,899.20 98,933.77 229,908.00 156,649.20
Nippon India Credit Risk Fund 12,987.60 11,451.74 43,794.00 39,376.04 78,042.00 71,932.56 117,784.80 101,340.37 214,464.00 155,352.00
Sbi Credit Risk Fund 12,960.00 11,429.62 43,981.20 39,346.96 84,186.00 70,603.80 133,484.40 103,565.62 244,836.00 164,858.16 573,246.00 318,373.20
Uti Credit Risk Fund 12,937.20 11,432.30 43,074.00 38,995.31 70,020.00 72,417.36 88,376.40 94,884.64 161,232.00 135,444.72
Axis Credit Risk Fund 12,955.20 11,428.39 43,344.00 39,107.84 82,650.00 69,967.08 128,016.00 101,868.31 230,904.00 160,220.40

Fund Name 1Y
Invested Amount: 12,000 		3Y
Invested Amount: 36,000 		5Y
Invested Amount: 60,000 		7Y
Invested Amount: 84,000 		10Y
Invested Amount: 1,20,000 		15Y
Invested Amount: 1,80,000
LumpSum SIP LumpSum SIP LumpSum SIP LumpSum SIP LumpSum SIP LumpSum SIP
Aditya Birla Sun Life Credit Risk Fund 13,566.00 11,772.70 47,509.20 41,223.02 93,390.00 75,632.34 145,059.60 111,131.24
Baroda BNP Paribas Credit Risk Fund 13,071.60 11,491.93 44,866.80 39,796.31 92,520.00 75,076.68 142,690.80 110,381.46
Bank of India Credit Risk Fund 12,754.80 11,292.13 98,953.20 42,714.43 100,206.00 108,331.38 77,154.00 133,412.33
Dsp Credit Risk Fund 13,022.40 11,457.18 50,313.60 41,746.21 91,500.00 76,744.14 132,384.00 111,152.92 246,660.00 172,433.88
Hdfc Credit Risk Debt Fund 13,030.80 11,457.35 43,956.00 39,471.52 87,516.00 71,458.38 142,203.60 106,411.12 267,204.00 172,757.16
HSBC Credit Risk Fund 12,950.40 11,429.68
Icici Prudential Credit Risk Fund 13,066.80 11,486.90 44,956.80 39,841.63 88,422.00 72,323.58 147,016.80 107,937.90 272,964.00 176,149.80
Bandhan Credit Risk Fund 12,990.00 11,441.68 43,462.80 39,206.45 82,182.00 69,982.62 134,685.60 102,929.57
Invesco India Credit Risk Fund 12,992.40 11,442.84 45,734.40 40,339.51 86,370.00 72,477.54 122,337.60 104,338.00 230,280.00 161,403.12
Kotak Credit Risk Fund 12,937.20 11,376.66 42,778.80 39,181.79 81,450.00 69,817.02 134,576.40 102,563.41 254,736.00 165,406.68
Nippon India Credit Risk Fund 13,087.20 11,496.82 44,740.80 39,849.30 80,736.00 73,331.94 123,673.20 103,961.42 231,216.00 161,515.08
Sbi Credit Risk Fund 13,045.20 11,468.53 44,830.80 39,760.38 86,904.00 71,837.58 139,792.80 106,085.28 261,612.00 171,065.28
Uti Credit Risk Fund 13,028.40 11,472.25 44,056.80 39,458.84 72,726.00 73,908.84 93,660.00 97,471.50 176,820.00 141,285.00
Axis Credit Risk Fund 13,050.00 11,473.30 44,398.80 39,602.23 86,418.00 71,549.16 137,163.60 105,304.42 256,440.00 169,161.24