Uti Banking And Financial Services Fund Overview
Category Banking and Financial Fund
BMSMONEY Rank 9
BMSMONEY Rating
Gro. Opt. As On: 20-12-2024
NAV ₹171.02(R) -1.32% ₹193.74(D) -1.32%
Returns 1Y 3Y 5Y 7Y 10Y
LumpSum (R) 12.89% 16.15% 10.63% 8.1% 9.62%
LumpSum (D) 14.07% 17.43% 11.81% 9.25% 10.78%
SIP (R) -37.25% 12.05% 15.95% 12.79% 11.57%
SIP (D) -36.54% 13.33% 17.26% 13.98% 12.74%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
0.49 0.29 0.62 3.34% 0.08
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
14.77% -17.11% -13.22% 0.95 9.45%
Top Banking and Financial Fund
Fund Name Rank Rating
Invesco India Financial Services Fund 1
Sbi Banking & Financial Services Fund 2
Baroda BNP Paribas Banking & Financial Services Fund 3

NAV Date: 20-12-2024

Scheme Name NAV Rupee Change Percent Change
UTI Banking and Financial Services Fund - Regular Plan - IDCW 66.56
-0.8900
-1.3200%
UTI Banking and Financial Services Fund - Direct Plan - IDCW 75.83
-1.0100
-1.3200%
UTI Banking and Financial Services Fund - Regular Plan - Growth Option 171.02
-2.2900
-1.3200%
UTI Banking and Financial Services Fund - Direct Plan - Growth Option 193.74
-2.5900
-1.3200%

Review Date: 20-12-2024

Uti Banking And Financial Services Fund has exhibited poor performance in the Banking and Financial Services Fund category. The fund has rank of 9 out of 13 funds in the category. The fund has delivered return of 12.89% in 1 year, 16.15% in 3 years, 10.63% in 5 years and 9.62% in 10 years. The category average for the same periods is 13.15%, 16.5%, 12.1% and 11.84% respectively, which shows poor return performance of fund in the category. The fund has exhibited standard deviation of 14.77, VaR of -17.11, Average Drawdown of -4.6, Semi Deviation of 9.45 and Max Drawdown of -13.22. The category average for the same parameters is 14.48, -16.69, -4.05, 9.5 and -12.93 respectively. The fund has average risk in the category.

Key Points:

  1. An investment of ₹10,000 in Uti Banking And Financial Services Fund direct growth option would have grown to ₹11407.0 in 1 year, ₹16192.0 in 3 years and ₹17477.0 in 5 years as of today (20-12-2024).
  2. An SIP of ₹1,000 per month in Uti Banking And Financial Services Fund direct growth option would have grown to ₹9462.0 in 1 year, ₹43927.0 in 3 years and ₹92365.0 in 5 years as of today (20-12-2024).
  3. standard deviation of 14.77 and based on VaR one can expect to lose more than -17.11% of current value of fund in one year.
  4. Sharpe ratio of the fund is 0.49 which shows average performance of fund in the banking and financial services fund category.
  5. The fund has R-square of 0.87, Beta of 0.95 and Jensen's Alpha of 3.34% which exhibit average performance in the banking and financial services fund category .


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KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
1M Return % 1.86
1.79
0.28 | 3.45 11 | 21 Good
3M Return % -5.58
-6.15
-11.67 | -1.46 8 | 21 Good
6M Return % 1.34
0.95
-9.76 | 6.35 9 | 20 Good
1Y Return % 12.89
13.15
2.39 | 21.78 10 | 18 Good
3Y Return % 16.15
16.50
10.61 | 20.90 9 | 14 Average
5Y Return % 10.63
12.10
9.22 | 14.79 10 | 11 Poor
7Y Return % 8.10
11.04
6.16 | 14.00 10 | 11 Poor
10Y Return % 9.62
11.84
9.62 | 14.35 8 | 8 Poor
15Y Return % 11.91
14.04
11.91 | 15.36 5 | 5 Average
1Y SIP Return % -37.25
-36.03
-40.06 | -31.70 8 | 13 Good
3Y SIP Return % 12.05
13.34
10.58 | 19.58 8 | 10 Average
5Y SIP Return % 15.95
17.05
15.60 | 20.23 4 | 8 Good
7Y SIP Return % 12.79
14.67
12.79 | 17.36 8 | 8 Poor
10Y SIP Return % 11.57
13.53
11.57 | 16.11 6 | 6 Average
15Y SIP Return % 11.70
14.21
11.70 | 15.72 4 | 4 Poor
Standard Deviation 14.77
14.48
13.32 | 15.53 10 | 13 Average
Semi Deviation 9.45
9.50
9.00 | 10.38 7 | 13 Good
Max Drawdown % -13.22
-12.93
-15.65 | -11.35 10 | 13 Average
VaR 1 Y % -17.11
-16.69
-19.69 | -14.36 8 | 13 Good
Average Drawdown % -4.60
-4.05
-4.69 | -3.44 12 | 13 Average
Sharpe Ratio 0.49
0.57
0.39 | 0.78 10 | 13 Average
Sterling Ratio 0.62
0.68
0.54 | 0.82 10 | 13 Average
Sortino Ratio 0.29
0.32
0.24 | 0.42 9 | 13 Average
Jensen Alpha % 3.34
4.41
1.36 | 8.38 10 | 13 Average
Treynor Ratio 0.08
0.09
0.06 | 0.13 10 | 13 Average
Modigliani Square Measure % 14.14
15.61
12.41 | 18.84 11 | 13 Average
Alpha % 2.83
3.61
0.22 | 7.19 9 | 13 Average
Return data last Updated On : Dec. 20, 2024.
Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Nov. 29, 2024
KPIs: Key Performance Indicators

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KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
1M Return % 1.94 1.90 0.35 | 3.59 11 | 21
3M Return % -5.34 -5.83 -11.31 | -1.00 8 | 21
6M Return % 1.84 1.64 -9.02 | 7.06 10 | 20
1Y Return % 14.07 14.65 4.12 | 23.41 10 | 18
3Y Return % 17.43 17.96 12.89 | 22.54 9 | 14
5Y Return % 11.81 13.35 10.65 | 16.29 9 | 11
7Y Return % 9.25 12.26 7.50 | 15.34 10 | 11
10Y Return % 10.78 13.01 10.78 | 16.09 8 | 8
1Y SIP Return % -36.54 -35.75 -40.29 | -30.69 9 | 15
3Y SIP Return % 13.33 13.95 9.31 | 21.28 8 | 12
5Y SIP Return % 17.26 18.03 15.02 | 21.88 5 | 9
7Y SIP Return % 13.98 15.73 13.98 | 18.91 9 | 9
10Y SIP Return % 12.74 14.57 12.74 | 17.72 7 | 7
Standard Deviation 14.77 14.48 13.32 | 15.53 10 | 13
Semi Deviation 9.45 9.50 9.00 | 10.38 7 | 13
Max Drawdown % -13.22 -12.93 -15.65 | -11.35 10 | 13
VaR 1 Y % -17.11 -16.69 -19.69 | -14.36 8 | 13
Average Drawdown % -4.60 -4.05 -4.69 | -3.44 12 | 13
Sharpe Ratio 0.49 0.57 0.39 | 0.78 10 | 13
Sterling Ratio 0.62 0.68 0.54 | 0.82 10 | 13
Sortino Ratio 0.29 0.32 0.24 | 0.42 9 | 13
Jensen Alpha % 3.34 4.41 1.36 | 8.38 10 | 13
Treynor Ratio 0.08 0.09 0.06 | 0.13 10 | 13
Modigliani Square Measure % 14.14 15.61 12.41 | 18.84 11 | 13
Alpha % 2.83 3.61 0.22 | 7.19 9 | 13
Return data last Updated On : Dec. 20, 2024.
Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Nov. 29, 2024
KPIs: Key Performance Indicators

Investment Period Regular Direct
Return % Current Value of ₹ 10000 Return % Current Value of ₹ 10000
1D -1.32 ₹ 9,868.00 -1.32 ₹ 9,868.00
1W -4.51 ₹ 9,549.00 -4.49 ₹ 9,551.00
1M 1.86 ₹ 10,186.00 1.94 ₹ 10,194.00
3M -5.58 ₹ 9,442.00 -5.34 ₹ 9,466.00
6M 1.34 ₹ 10,134.00 1.84 ₹ 10,184.00
1Y 12.89 ₹ 11,289.00 14.07 ₹ 11,407.00
3Y 16.15 ₹ 15,669.00 17.43 ₹ 16,192.00
5Y 10.63 ₹ 16,571.00 11.81 ₹ 17,477.00
7Y 8.10 ₹ 17,252.00 9.25 ₹ 18,577.00
10Y 9.62 ₹ 25,049.00 10.78 ₹ 27,849.00
15Y 11.91 ₹ 54,102.00 ₹

Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.

Investment Period Invested Amount Regular Direct
XIRR % Current Value of Invested Amount XIRR % Current Value of Invested Amount
1Y ₹ 12000 -37.25 ₹ 9,408.60 -36.54 ₹ 9,462.38
3Y ₹ 36000 12.05 ₹ 43,115.90 13.33 ₹ 43,927.20
5Y ₹ 60000 15.95 ₹ 89,428.44 17.26 ₹ 92,364.96
7Y ₹ 84000 12.79 ₹ 132,542.34 13.98 ₹ 138,305.92
10Y ₹ 120000 11.57 ₹ 219,112.32 12.74 ₹ 233,219.40
15Y ₹ 180000 11.70 ₹ 464,180.22 ₹


Date Uti Banking And Financial Services Fund NAV Regular Growth Uti Banking And Financial Services Fund NAV Direct Growth
20-12-2024 171.0179 193.7389
19-12-2024 173.308 196.328
18-12-2024 174.7656 197.9738
17-12-2024 176.6016 200.048
16-12-2024 179.2633 203.0576
13-12-2024 179.0915 202.8463
12-12-2024 178.6449 202.3349
11-12-2024 179.5776 203.3858
10-12-2024 179.943 203.794
09-12-2024 178.7385 202.4242
06-12-2024 178.436 202.0651
05-12-2024 178.3838 202.0005
04-12-2024 177.3164 200.7862
03-12-2024 175.4752 198.6959
02-12-2024 174.0024 197.0229
29-11-2024 173.6743 196.6354
28-11-2024 173.358 196.2719
27-11-2024 174.3854 197.4298
26-11-2024 174.0807 197.0795
25-11-2024 173.331 196.2254
22-11-2024 169.9554 192.3883
21-11-2024 167.8967 190.0527

Fund Launch Date: 02/Jan/2003
Fund Category: Banking and Financial Fund
Investment Objective: The objective of the scheme is to generate long term capital appreciation by investing predominantly in equity and equity related securities of companies/ institutions engaged in the banking and financial services activities. However, there can be no assurance or guarantee that the investment objective of the scheme would be achieved.
Fund Description: An open ended equity scheme investing in Banking and Financial Services Sector
Fund Benchmark: Nifty Financial Services
Source: Fund FactSheet

Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.