Uti Banking And Financial Services Fund Overview
Category Banking and Financial Fund
BMSMONEY Rank 6
BMSMONEY Rating
Gro. Opt. As On: 19-11-2024
NAV ₹169.09(R) +0.4% ₹191.39(D) +0.4%
Returns 1Y 3Y 5Y 7Y 10Y
LumpSum (R) 22.28% 11.58% 11.12% 8.02% 10.08%
LumpSum (D) 23.56% 12.82% 12.31% 9.17% 11.26%
SIP (R) -5.16% 15.35% 16.81% 13.11% 11.54%
SIP (D) -4.13% 16.62% 18.1% 14.28% 12.7%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
0.33 0.19 0.43 3.57% 0.05
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
15.56% -19.48% -18.11% 0.96 10.31%
Top Banking and Financial Fund
Fund Name Rank Rating
Invesco India Financial Services Fund 1
Sbi Banking & Financial Services Fund 2
Sundaram Financial Services Opportunities Fund 3

NAV Date: 19-11-2024

Scheme Name NAV Rupee Change Percent Change
UTI Banking and Financial Services Fund - Regular Plan - IDCW 65.81
0.2600
0.4000%
UTI Banking and Financial Services Fund - Direct Plan - IDCW 74.91
0.3000
0.4000%
UTI Banking and Financial Services Fund - Regular Plan - Growth Option 169.09
0.6700
0.4000%
UTI Banking and Financial Services Fund - Direct Plan - Growth Option 191.39
0.7700
0.4000%

Review Date: 19-11-2024

Uti Banking And Financial Services Fund has exhibited average performance in the Banking and Financial Services Fund category. The fund has rank of 6 out of 13 funds in the category. The fund has delivered return of 22.28% in 1 year, 11.58% in 3 years, 11.12% in 5 years and 10.08% in 10 years. The category average for the same periods is 20.5%, 12.75%, 12.69% and 12.36% respectively, which shows poor return performance of fund in the category. The fund has exhibited standard deviation of 15.56, VaR of -19.48, Average Drawdown of -5.7, Semi Deviation of 10.31 and Max Drawdown of -18.11. The category average for the same parameters is 15.45, -19.32, -5.05, 10.51 and -17.37 respectively. The fund has low risk in the category.

Key Points:

  1. An investment of ₹10,000 in Uti Banking And Financial Services Fund direct growth option would have grown to ₹12356.0 in 1 year, ₹14361.0 in 3 years and ₹17865.0 in 5 years as of today (19-11-2024).
  2. An SIP of ₹1,000 per month in Uti Banking And Financial Services Fund direct growth option would have grown to ₹11729.0 in 1 year, ₹46051.0 in 3 years and ₹94294.0 in 5 years as of today (19-11-2024).
  3. standard deviation of 15.56 and based on VaR one can expect to lose more than -19.48% of current value of fund in one year.
  4. Sharpe ratio of the fund is 0.33 which shows good performance of fund in the banking and financial services fund category.
  5. The fund has R-square of 0.89, Beta of 0.96 and Jensen's Alpha of 3.57% which exhibit good performance in the banking and financial services fund category .


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KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
1M Return % -3.90
-3.48
-4.92 | -2.51 17 | 21 Average
3M Return % 0.65
0.45
-9.40 | 4.83 12 | 21 Good
6M Return % 7.34
6.45
-7.68 | 11.61 11 | 20 Average
1Y Return % 22.28
20.50
9.29 | 29.62 6 | 17 Good
3Y Return % 11.58
12.75
10.13 | 15.84 9 | 13 Average
5Y Return % 11.12
12.69
9.97 | 15.05 10 | 11 Poor
7Y Return % 8.02
10.89
5.63 | 13.84 10 | 11 Poor
10Y Return % 10.08
12.36
10.08 | 14.58 8 | 8 Poor
15Y Return % 11.45
13.65
11.45 | 15.06 5 | 5 Average
1Y SIP Return % -5.16
-6.15
-17.39 | 0.83 9 | 17 Good
3Y SIP Return % 15.35
16.14
10.40 | 22.11 8 | 13 Good
5Y SIP Return % 16.81
17.54
13.49 | 21.05 8 | 11 Average
7Y SIP Return % 13.11
14.84
11.41 | 17.40 10 | 11 Poor
10Y SIP Return % 11.54
13.70
11.54 | 15.87 8 | 8 Poor
15Y SIP Return % 11.67
14.20
11.67 | 15.57 5 | 5 Average
Standard Deviation 15.56
15.45
14.37 | 16.28 8 | 13 Good
Semi Deviation 10.31
10.51
10.14 | 10.97 6 | 13 Good
Max Drawdown % -18.11
-17.37
-19.28 | -13.67 8 | 13 Good
VaR 1 Y % -19.48
-19.32
-23.25 | -17.15 8 | 13 Good
Average Drawdown % -5.70
-5.05
-6.14 | -3.94 12 | 13 Average
Sharpe Ratio 0.33
0.37
0.18 | 0.57 8 | 13 Good
Sterling Ratio 0.43
0.47
0.38 | 0.66 8 | 13 Good
Sortino Ratio 0.19
0.20
0.12 | 0.31 7 | 13 Good
Jensen Alpha % 3.57
4.20
1.02 | 7.86 7 | 13 Good
Treynor Ratio 0.05
0.06
0.03 | 0.10 7 | 13 Good
Modigliani Square Measure % 11.93
12.76
9.30 | 16.09 9 | 13 Average
Alpha % 3.27
3.72
0.90 | 7.10 7 | 13 Good
Return data last Updated On : Nov. 19, 2024.
Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Oct. 31, 2024
KPIs: Key Performance Indicators

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KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
1M Return % -3.82 -3.38 -4.80 | -2.43 17 | 21
3M Return % 0.90 0.79 -9.03 | 5.24 12 | 21
6M Return % 7.88 7.18 -6.92 | 12.46 12 | 20
1Y Return % 23.56 22.07 11.13 | 31.06 7 | 17
3Y Return % 12.82 14.11 11.65 | 17.41 9 | 13
5Y Return % 12.31 13.94 11.39 | 16.57 9 | 11
7Y Return % 9.17 12.11 6.98 | 15.18 10 | 11
10Y Return % 11.26 13.53 11.26 | 16.33 8 | 8
1Y SIP Return % -4.13 -4.85 -15.91 | 2.24 9 | 17
3Y SIP Return % 16.62 17.56 12.09 | 23.77 9 | 13
5Y SIP Return % 18.10 18.89 15.10 | 22.29 6 | 11
7Y SIP Return % 14.28 16.09 12.85 | 18.92 10 | 11
10Y SIP Return % 12.70 14.84 12.70 | 17.47 8 | 8
Standard Deviation 15.56 15.45 14.37 | 16.28 8 | 13
Semi Deviation 10.31 10.51 10.14 | 10.97 6 | 13
Max Drawdown % -18.11 -17.37 -19.28 | -13.67 8 | 13
VaR 1 Y % -19.48 -19.32 -23.25 | -17.15 8 | 13
Average Drawdown % -5.70 -5.05 -6.14 | -3.94 12 | 13
Sharpe Ratio 0.33 0.37 0.18 | 0.57 8 | 13
Sterling Ratio 0.43 0.47 0.38 | 0.66 8 | 13
Sortino Ratio 0.19 0.20 0.12 | 0.31 7 | 13
Jensen Alpha % 3.57 4.20 1.02 | 7.86 7 | 13
Treynor Ratio 0.05 0.06 0.03 | 0.10 7 | 13
Modigliani Square Measure % 11.93 12.76 9.30 | 16.09 9 | 13
Alpha % 3.27 3.72 0.90 | 7.10 7 | 13
Return data last Updated On : Nov. 19, 2024.
Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Oct. 31, 2024
KPIs: Key Performance Indicators

Investment Period Regular Direct
Return % Current Value of ₹ 10000 Return % Current Value of ₹ 10000
1D 0.40 ₹ 10,040.00 0.40 ₹ 10,040.00
1W -1.73 ₹ 9,827.00 -1.71 ₹ 9,829.00
1M -3.90 ₹ 9,610.00 -3.82 ₹ 9,618.00
3M 0.65 ₹ 10,065.00 0.90 ₹ 10,090.00
6M 7.34 ₹ 10,734.00 7.88 ₹ 10,788.00
1Y 22.28 ₹ 12,228.00 23.56 ₹ 12,356.00
3Y 11.58 ₹ 13,893.00 12.82 ₹ 14,361.00
5Y 11.12 ₹ 16,942.00 12.31 ₹ 17,865.00
7Y 8.02 ₹ 17,161.00 9.17 ₹ 18,481.00
10Y 10.08 ₹ 26,133.00 11.26 ₹ 29,056.00
15Y 11.45 ₹ 50,854.00 ₹

Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.

Investment Period Invested Amount Regular Direct
XIRR % Current Value of Invested Amount XIRR % Current Value of Invested Amount
1Y ₹ 12000 -5.16 ₹ 11,660.75 -4.13 ₹ 11,728.85
3Y ₹ 36000 15.35 ₹ 45,226.37 16.62 ₹ 46,051.16
5Y ₹ 60000 16.81 ₹ 91,358.22 18.10 ₹ 94,294.02
7Y ₹ 84000 13.11 ₹ 134,056.36 14.28 ₹ 139,791.71
10Y ₹ 120000 11.54 ₹ 218,722.20 12.70 ₹ 232,649.04
15Y ₹ 180000 11.67 ₹ 463,273.92 ₹


Date Uti Banking And Financial Services Fund NAV Regular Growth Uti Banking And Financial Services Fund NAV Direct Growth
19-11-2024 169.091 191.3942
18-11-2024 168.4184 190.6277
14-11-2024 168.4464 190.6388
13-11-2024 168.1755 190.327
12-11-2024 172.0679 194.7268
11-11-2024 174.115 197.0381
08-11-2024 174.3479 197.2856
07-11-2024 176.1229 199.2887
06-11-2024 177.1924 200.4935
05-11-2024 176.4893 199.6925
04-11-2024 174.0273 196.9016
31-10-2024 175.3941 198.4267
30-10-2024 175.5923 198.6456
29-10-2024 177.0599 200.3004
28-10-2024 173.8014 196.609
25-10-2024 171.8209 194.353
24-10-2024 174.2547 197.1007
23-10-2024 173.7676 196.5443
22-10-2024 172.8932 195.5501
21-10-2024 175.9452 198.9967

Fund Launch Date: 02/Jan/2003
Fund Category: Banking and Financial Fund
Investment Objective: The objective of the scheme is to generate long term capital appreciation by investing predominantly in equity and equity related securities of companies/ institutions engaged in the banking and financial services activities. However, there can be no assurance or guarantee that the investment objective of the scheme would be achieved.
Fund Description: An open ended equity scheme investing in Banking and Financial Services Sector
Fund Benchmark: Nifty Financial Services
Source: Fund FactSheet

Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.