Previously Known As : Sbi Corporate Bond Fund
Sbi Credit Risk Fund Overview
Category Credit Risk Fund
BMSMONEY Rank 6
BMSMONEY Rating
Gro. Opt. As On: 20-12-2024
NAV ₹43.56(R) +0.06% ₹46.87(D) +0.06%
Returns 1Y 3Y 5Y 7Y 10Y
LumpSum (R) 8.01% 6.8% 7.05% 6.81% 7.51%
LumpSum (D) 8.72% 7.48% 7.73% 7.52% 8.22%
SIP (R) -37.54% 2.3% 5.27% 6.17% 6.7%
SIP (D) -37.08% 3.01% 5.98% 6.88% 7.43%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
-0.07 -0.03 0.65 -% -
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
1.33% 0.0% -0.36% - 0.73%
Top Credit Risk Fund
Fund Name Rank Rating
Aditya Birla Sun Life Credit Risk Fund 1
Icici Prudential Credit Risk Fund 2
Baroda BNP Paribas Credit Risk Fund 3

NAV Date: 20-12-2024

Scheme Name NAV Rupee Change Percent Change
SBI Credit Risk Fund - Regular Plan - Daily Income Distribution cum Capital Withdrawal Option (IDCW) 14.42
0.0100
0.0600%
SBI Credit Risk Fund - Direct Plan - Daily Income Distribution cum Capital Withdrawal Option (IDCW) 14.87
0.0100
0.0600%
SBI Credit Risk Fund - Regular Plan - Income Distribution cum Capital Withdrawal Option (IDCW) 19.69
0.0100
0.0600%
SBI Credit Risk Fund - Direct Plan - Income Distribution cum Capital Withdrawal Option (IDCW) 21.81
0.0100
0.0600%
SBI CREDIT RISK FUND - REGULAR PLAN - GROWTH 43.56
0.0300
0.0600%
SBI CREDIT RISK FUND - DIRECT PLAN -GROWTH 46.87
0.0300
0.0600%

Review Date: 20-12-2024

Sbi Credit Risk Fund has exhibited average performance in the Credit Risk Fund category. The fund has rank of 6 out of 13 funds in the category. The fund has delivered return of 8.01% in 1 year, 6.8% in 3 years, 7.05% in 5 years and 7.51% in 10 years. The category average for the same periods is 7.9%, 9.32%, 6.65% and 6.47% respectively, which shows good return performance of fund in the category. The fund has exhibited standard deviation of 1.33, VaR of 0.0, Average Drawdown of -0.36, Semi Deviation of 0.73 and Max Drawdown of -0.36. The category average for the same parameters is 7.08, -0.22, -0.54, 1.84 and -0.72 respectively. The fund has very low risk in the category.

Key Points:

  1. An investment of ₹10,000 in Sbi Credit Risk Fund direct growth option would have grown to ₹10872.0 in 1 year, ₹12417.0 in 3 years and ₹14514.0 in 5 years as of today (20-12-2024).
  2. An SIP of ₹1,000 per month in Sbi Credit Risk Fund direct growth option would have grown to ₹9421.0 in 1 year, ₹37699.0 in 3 years and ₹69790.0 in 5 years as of today (20-12-2024).
  3. standard deviation of 1.33 and based on VaR one can expect to lose more than 0.0% of current value of fund in one year.
  4. Sharpe ratio of the fund is -0.07 which shows good performance of fund in the credit risk fund category.


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KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
1M Return % 0.62
0.51
0.32 | 0.62 1 | 14 Very Good
3M Return % 1.80
1.66
-0.16 | 4.33 3 | 14 Very Good
6M Return % 3.82
3.91
2.46 | 7.01 8 | 14 Good
1Y Return % 8.01
7.90
6.14 | 11.81 6 | 14 Good
3Y Return % 6.80
9.32
4.73 | 39.66 6 | 13 Good
5Y Return % 7.05
6.65
0.92 | 10.47 7 | 13 Good
7Y Return % 6.81
5.22
-1.44 | 7.50 5 | 13 Good
10Y Return % 7.51
6.47
3.07 | 7.81 3 | 9 Very Good
15Y Return % 8.02
7.64
7.26 | 8.02 1 | 2 Very Good
1Y SIP Return % -37.54
-37.63
-39.17 | -33.99 5 | 14 Good
3Y SIP Return % 2.30
3.00
0.72 | 10.36 5 | 13 Good
5Y SIP Return % 5.27
6.90
3.62 | 22.80 8 | 13 Good
7Y SIP Return % 6.17
6.33
3.31 | 12.52 7 | 13 Good
10Y SIP Return % 6.70
5.83
2.65 | 7.17 3 | 9 Very Good
15Y SIP Return % 7.58
7.32
7.07 | 7.58 1 | 2 Very Good
Standard Deviation 1.33
7.08
0.91 | 70.73 8 | 13 Good
Semi Deviation 0.73
1.84
0.73 | 11.99 2 | 13 Very Good
Max Drawdown % -0.36
-0.72
-2.85 | -0.26 4 | 13 Very Good
VaR 1 Y % 0.00
-0.22
-1.48 | 0.00 8 | 13 Good
Average Drawdown % -0.36
-0.54
-1.08 | -0.26 4 | 13 Very Good
Sharpe Ratio -0.07
-0.23
-1.44 | 0.69 6 | 13 Good
Sterling Ratio 0.65
0.88
0.37 | 3.84 5 | 13 Good
Sortino Ratio -0.03
1.15
-0.41 | 14.70 6 | 13 Good
Return data last Updated On : Dec. 20, 2024.
Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Nov. 29, 2024
KPIs: Key Performance Indicators

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KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
1M Return % 0.67 0.57 0.40 | 0.69 3 | 14
3M Return % 1.97 1.86 0.07 | 4.56 3 | 14
6M Return % 4.17 4.32 2.63 | 7.48 9 | 14
1Y Return % 8.72 8.74 6.50 | 12.81 7 | 14
3Y Return % 7.48 10.16 5.73 | 40.07 7 | 13
5Y Return % 7.73 7.47 1.69 | 10.79 7 | 13
7Y Return % 7.52 6.05 -1.17 | 8.25 5 | 13
10Y Return % 8.22 7.37 4.03 | 8.63 3 | 9
1Y SIP Return % -37.08 -37.10 -38.85 | -33.35 6 | 14
3Y SIP Return % 3.01 3.86 1.75 | 10.74 6 | 13
5Y SIP Return % 5.98 7.76 4.67 | 23.18 9 | 13
7Y SIP Return % 6.88 7.17 4.10 | 12.82 7 | 13
10Y SIP Return % 7.43 6.71 3.50 | 7.95 4 | 9
Standard Deviation 1.33 7.08 0.91 | 70.73 8 | 13
Semi Deviation 0.73 1.84 0.73 | 11.99 2 | 13
Max Drawdown % -0.36 -0.72 -2.85 | -0.26 4 | 13
VaR 1 Y % 0.00 -0.22 -1.48 | 0.00 8 | 13
Average Drawdown % -0.36 -0.54 -1.08 | -0.26 4 | 13
Sharpe Ratio -0.07 -0.23 -1.44 | 0.69 6 | 13
Sterling Ratio 0.65 0.88 0.37 | 3.84 5 | 13
Sortino Ratio -0.03 1.15 -0.41 | 14.70 6 | 13
Return data last Updated On : Dec. 20, 2024.
Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Nov. 29, 2024
KPIs: Key Performance Indicators

Investment Period Regular Direct
Return % Current Value of ₹ 10000 Return % Current Value of ₹ 10000
1D 0.06 ₹ 10,006.00 0.06 ₹ 10,006.00
1W 0.08 ₹ 10,008.00 0.09 ₹ 10,009.00
1M 0.62 ₹ 10,062.00 0.67 ₹ 10,067.00
3M 1.80 ₹ 10,180.00 1.97 ₹ 10,197.00
6M 3.82 ₹ 10,382.00 4.17 ₹ 10,417.00
1Y 8.01 ₹ 10,801.00 8.72 ₹ 10,872.00
3Y 6.80 ₹ 12,181.00 7.48 ₹ 12,417.00
5Y 7.05 ₹ 14,061.00 7.73 ₹ 14,514.00
7Y 6.81 ₹ 15,860.00 7.52 ₹ 16,611.00
10Y 7.51 ₹ 20,630.00 8.22 ₹ 22,038.00
15Y 8.02 ₹ 31,808.00 ₹

Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.

Investment Period Invested Amount Regular Direct
XIRR % Current Value of Invested Amount XIRR % Current Value of Invested Amount
1Y ₹ 12000 -37.54 ₹ 9,387.12 -37.08 ₹ 9,421.32
3Y ₹ 36000 2.30 ₹ 37,291.97 3.01 ₹ 37,699.42
5Y ₹ 60000 5.27 ₹ 68,562.78 5.98 ₹ 69,789.90
7Y ₹ 84000 6.17 ₹ 104,636.78 6.88 ₹ 107,289.00
10Y ₹ 120000 6.70 ₹ 169,416.60 7.43 ₹ 175,947.72
15Y ₹ 180000 7.58 ₹ 328,246.02 ₹


Date Sbi Credit Risk Fund NAV Regular Growth Sbi Credit Risk Fund NAV Direct Growth
20-12-2024 43.5552 46.8716
19-12-2024 43.5278 46.8413
18-12-2024 43.5551 46.8698
17-12-2024 43.546 46.8592
16-12-2024 43.5463 46.8587
13-12-2024 43.5213 46.8292
12-12-2024 43.5116 46.8179
11-12-2024 43.5149 46.8206
10-12-2024 43.5145 46.8193
09-12-2024 43.5012 46.8042
06-12-2024 43.472 46.7703
05-12-2024 43.4966 46.7959
04-12-2024 43.4868 46.7845
03-12-2024 43.4552 46.7496
02-12-2024 43.4482 46.7413
29-11-2024 43.3949 46.6814
28-11-2024 43.3525 46.635
27-11-2024 43.3458 46.6269
26-11-2024 43.3378 46.6175
25-11-2024 43.3343 46.6128
22-11-2024 43.3009 46.5744
21-11-2024 43.2874 46.559

Fund Launch Date: 05/Jul/2004
Fund Category: Credit Risk Fund
Investment Objective: To provide the investors an opportunity to predominantly invest in corporate bonds rated AA and below(excluding AA+ rated corporate bonds) so as to generate attractive returns while maintaining moderate liquidity in the portfolio through investment in money market securities.
Fund Description: An open-ended Debt Scheme predominantly investing in AA and below rated corporate bonds (excluding AA+ rated corporate bonds).
Fund Benchmark: CRISIL Credit Risk Index
Source: Fund FactSheet

Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.