Previously Known As : Sbi Corporate Bond Fund
Sbi Credit Risk Fund Overview
Category Credit Risk Fund
BMSMONEY Rank 6
BMSMONEY Rating
Gro. Opt. As On: 19-11-2024
NAV ₹43.28(R) +0.03% ₹46.55(D) +0.03%
Returns 1Y 3Y 5Y 7Y 10Y
LumpSum (R) 7.93% 6.68% 6.89% 6.7% 7.53%
LumpSum (D) 8.64% 7.36% 7.57% 7.41% 8.24%
SIP (R) -23.33% 4.02% 3.57% 4.53% 5.38%
SIP (D) -22.81% 4.72% 4.25% 5.21% 6.09%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
-0.1 -0.05 0.64 -% -
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
1.33% 0.0% -0.36% - 0.72%
Top Credit Risk Fund
Fund Name Rank Rating
Aditya Birla Sun Life Credit Risk Fund 1
Icici Prudential Credit Risk Fund 2
Baroda BNP Paribas Credit Risk Fund 3

NAV Date: 19-11-2024

Scheme Name NAV Rupee Change Percent Change
SBI Credit Risk Fund - Regular Plan - Daily Income Distribution cum Capital Withdrawal Option (IDCW) 14.32
0.0000
0.0300%
SBI Credit Risk Fund - Direct Plan - Daily Income Distribution cum Capital Withdrawal Option (IDCW) 14.77
0.0000
0.0300%
SBI Credit Risk Fund - Regular Plan - Income Distribution cum Capital Withdrawal Option (IDCW) 19.56
0.0100
0.0300%
SBI Credit Risk Fund - Direct Plan - Income Distribution cum Capital Withdrawal Option (IDCW) 21.66
0.0100
0.0300%
SBI CREDIT RISK FUND - REGULAR PLAN - GROWTH 43.28
0.0100
0.0300%
SBI CREDIT RISK FUND - DIRECT PLAN -GROWTH 46.55
0.0100
0.0300%

Review Date: 19-11-2024

Sbi Credit Risk Fund has exhibited average performance in the Credit Risk Fund category. The fund has rank of 6 out of 13 funds in the category. The fund has delivered return of 7.93% in 1 year, 6.68% in 3 years, 6.89% in 5 years and 7.53% in 10 years. The category average for the same periods is 8.01%, 9.25%, 6.58% and 6.5% respectively, which shows good return performance of fund in the category. The fund has exhibited standard deviation of 1.33, VaR of 0.0, Average Drawdown of -0.36, Semi Deviation of 0.72 and Max Drawdown of -0.36. The category average for the same parameters is 7.08, -0.22, -0.54, 1.84 and -0.72 respectively. The fund has very low risk in the category.

Key Points:

  1. An investment of ₹10,000 in Sbi Credit Risk Fund direct growth option would have grown to ₹10864.0 in 1 year, ₹12376.0 in 3 years and ₹14401.0 in 5 years as of today (19-11-2024).
  2. An SIP of ₹1,000 per month in Sbi Credit Risk Fund direct growth option would have grown to ₹10454.0 in 1 year, ₹38689.0 in 3 years and ₹66820.0 in 5 years as of today (19-11-2024).
  3. standard deviation of 1.33 and based on VaR one can expect to lose more than 0.0% of current value of fund in one year.
  4. Sharpe ratio of the fund is -0.1 which shows good performance of fund in the credit risk fund category.


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KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
1M Return % 0.63
0.48
0.34 | 0.63 1 | 14 Very Good
3M Return % 1.75
1.97
0.53 | 4.76 9 | 14 Average
6M Return % 4.15
4.14
2.22 | 7.97 6 | 14 Good
1Y Return % 7.93
8.01
6.16 | 11.86 7 | 14 Good
3Y Return % 6.68
9.25
4.69 | 39.51 6 | 13 Good
5Y Return % 6.89
6.58
0.96 | 10.58 7 | 13 Good
7Y Return % 6.70
5.15
-1.41 | 7.46 5 | 13 Good
10Y Return % 7.53
6.50
3.08 | 7.85 3 | 9 Very Good
15Y Return % 8.00
7.62
7.25 | 8.00 1 | 2 Very Good
1Y SIP Return % -23.33
-23.27
-25.00 | -18.90 8 | 14 Good
3Y SIP Return % 4.02
4.98
2.60 | 14.40 6 | 13 Good
5Y SIP Return % 3.57
5.17
2.11 | 20.38 8 | 13 Good
7Y SIP Return % 4.53
4.69
1.65 | 10.62 7 | 13 Good
10Y SIP Return % 5.38
4.53
1.34 | 5.91 3 | 9 Very Good
15Y SIP Return % 6.74
6.48
6.23 | 6.74 1 | 2 Very Good
Standard Deviation 1.33
7.08
0.92 | 70.74 8 | 13 Good
Semi Deviation 0.72
1.84
0.72 | 11.99 2 | 13 Very Good
Max Drawdown % -0.36
-0.72
-2.85 | -0.26 4 | 13 Very Good
VaR 1 Y % 0.00
-0.22
-1.48 | 0.00 8 | 13 Good
Average Drawdown % -0.36
-0.54
-1.08 | -0.26 4 | 13 Very Good
Sharpe Ratio -0.10
-0.23
-1.44 | 0.69 6 | 13 Good
Sterling Ratio 0.64
0.88
0.37 | 3.83 5 | 13 Good
Sortino Ratio -0.05
1.10
-0.42 | 14.05 6 | 13 Good
Return data last Updated On : Nov. 19, 2024.
Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Oct. 31, 2024
KPIs: Key Performance Indicators

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KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
1M Return % 0.68 0.54 0.42 | 0.68 1 | 14
3M Return % 1.92 2.17 0.77 | 4.99 10 | 14
6M Return % 4.50 4.55 2.40 | 8.44 8 | 14
1Y Return % 8.64 8.85 6.51 | 12.86 8 | 14
3Y Return % 7.36 10.09 5.70 | 39.91 7 | 13
5Y Return % 7.57 7.40 1.74 | 10.90 8 | 13
7Y Return % 7.41 5.98 -1.15 | 8.22 5 | 13
10Y Return % 8.24 7.40 4.05 | 8.66 3 | 9
1Y SIP Return % -22.81 -22.66 -24.74 | -18.16 8 | 14
3Y SIP Return % 4.72 5.83 3.62 | 14.79 8 | 13
5Y SIP Return % 4.25 6.00 3.12 | 20.74 9 | 13
7Y SIP Return % 5.21 5.51 2.42 | 10.91 7 | 13
10Y SIP Return % 6.09 5.40 2.19 | 6.68 4 | 9
Standard Deviation 1.33 7.08 0.92 | 70.74 8 | 13
Semi Deviation 0.72 1.84 0.72 | 11.99 2 | 13
Max Drawdown % -0.36 -0.72 -2.85 | -0.26 4 | 13
VaR 1 Y % 0.00 -0.22 -1.48 | 0.00 8 | 13
Average Drawdown % -0.36 -0.54 -1.08 | -0.26 4 | 13
Sharpe Ratio -0.10 -0.23 -1.44 | 0.69 6 | 13
Sterling Ratio 0.64 0.88 0.37 | 3.83 5 | 13
Sortino Ratio -0.05 1.10 -0.42 | 14.05 6 | 13
Return data last Updated On : Nov. 19, 2024.
Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Oct. 31, 2024
KPIs: Key Performance Indicators

Investment Period Regular Direct
Return % Current Value of ₹ 10000 Return % Current Value of ₹ 10000
1D 0.03 ₹ 10,003.00 0.03 ₹ 10,003.00
1W 0.09 ₹ 10,009.00 0.10 ₹ 10,010.00
1M 0.63 ₹ 10,063.00 0.68 ₹ 10,068.00
3M 1.75 ₹ 10,175.00 1.92 ₹ 10,192.00
6M 4.15 ₹ 10,415.00 4.50 ₹ 10,450.00
1Y 7.93 ₹ 10,793.00 8.64 ₹ 10,864.00
3Y 6.68 ₹ 12,141.00 7.36 ₹ 12,376.00
5Y 6.89 ₹ 13,952.00 7.57 ₹ 14,401.00
7Y 6.70 ₹ 15,749.00 7.41 ₹ 16,497.00
10Y 7.53 ₹ 20,661.00 8.24 ₹ 22,067.00
15Y 8.00 ₹ 31,734.00 ₹

Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.

Investment Period Invested Amount Regular Direct
XIRR % Current Value of Invested Amount XIRR % Current Value of Invested Amount
1Y ₹ 12000 -23.33 ₹ 10,417.58 -22.81 ₹ 10,454.26
3Y ₹ 36000 4.02 ₹ 38,280.78 4.72 ₹ 38,689.24
5Y ₹ 60000 3.57 ₹ 65,689.68 4.25 ₹ 66,820.38
7Y ₹ 84000 4.53 ₹ 98,676.40 5.21 ₹ 101,108.03
10Y ₹ 120000 5.38 ₹ 158,112.60 6.09 ₹ 164,103.24
15Y ₹ 180000 6.74 ₹ 306,495.00 ₹


Date Sbi Credit Risk Fund NAV Regular Growth Sbi Credit Risk Fund NAV Direct Growth
19-11-2024 43.2767 46.5458
18-11-2024 43.2655 46.5329
14-11-2024 43.23 46.4915
13-11-2024 43.2383 46.4995
12-11-2024 43.239 46.4994
11-11-2024 43.2348 46.494
08-11-2024 43.217 46.4724
07-11-2024 43.1606 46.4109
06-11-2024 43.1478 46.3963
05-11-2024 43.1425 46.3898
04-11-2024 43.1399 46.3862
31-10-2024 43.1298 46.3719
30-10-2024 43.1039 46.3432
29-10-2024 43.0915 46.3291
28-10-2024 43.0593 46.2936
25-10-2024 43.0476 46.2785
24-10-2024 43.0461 46.2761
23-10-2024 43.0309 46.2589
22-10-2024 43.0069 46.2323
21-10-2024 43.0062 46.2307

Fund Launch Date: 05/Jul/2004
Fund Category: Credit Risk Fund
Investment Objective: To provide the investors an opportunity to predominantly invest in corporate bonds rated AA and below(excluding AA+ rated corporate bonds) so as to generate attractive returns while maintaining moderate liquidity in the portfolio through investment in money market securities.
Fund Description: An open-ended Debt Scheme predominantly investing in AA and below rated corporate bonds (excluding AA+ rated corporate bonds).
Fund Benchmark: CRISIL Credit Risk Index
Source: Fund FactSheet

Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.