Nippon India Banking & Financial Services Fund Overview
Category Banking and Financial Fund
BMSMONEY Rank 4
BMSMONEY Rating
Gro. Opt. As On: 20-12-2024
NAV ₹561.02(R) -1.78% ₹610.08(D) -1.77%
Returns 1Y 3Y 5Y 7Y 10Y
LumpSum (R) 11.7% 19.28% 13.78% 11.31% 12.29%
LumpSum (D) 12.61% 20.25% 14.67% 12.16% 13.14%
SIP (R) -38.9% 13.43% 19.6% 15.93% 14.35%
SIP (D) -38.34% 14.42% 20.61% 16.83% 15.21%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
0.74 0.42 0.82 5.82% 0.12
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
14.63% -16.57% -12.33% 0.91 9.7%
Top Banking and Financial Fund
Fund Name Rank Rating
Invesco India Financial Services Fund 1
Sbi Banking & Financial Services Fund 2
Baroda BNP Paribas Banking & Financial Services Fund 3

NAV Date: 20-12-2024

Scheme Name NAV Rupee Change Percent Change
Nippon India Banking & Financial Services Fund - IDCW Option 69.78
-1.2600
-1.7800%
Nippon India Banking & Financial Services Fund- DIRECT Plan - IDCW Option 102.51
-1.8500
-1.7700%
Nippon India Banking & Financial Services Fund-Growth Plan-Growth Option 561.02
-10.1400
-1.7800%
Nippon India Banking & Financial Services Fund-Growth Plan-Bonus Option 561.02
-10.1400
-1.7800%
Nippon India Banking & Financial Services Fund - Direct Plan Growth Plan - Bonus Option 610.08
-11.0200
-1.7700%
Nippon India Banking & Financial Services Fund - Direct Plan Growth Plan - Growth Option 610.08
-11.0200
-1.7700%

Review Date: 20-12-2024

Nippon India Banking & Financial Services Fund has exhibited good performance in the Banking and Financial Services Fund category. The fund has rank of 4 out of 13 funds in the category. The fund has delivered return of 11.7% in 1 year, 19.28% in 3 years, 13.78% in 5 years and 12.29% in 10 years. The category average for the same periods is 13.15%, 16.5%, 12.1% and 11.84% respectively, which shows good return performance of fund in the category. The fund has exhibited standard deviation of 14.63, VaR of -16.57, Average Drawdown of -3.69, Semi Deviation of 9.7 and Max Drawdown of -12.33. The category average for the same parameters is 14.48, -16.69, -4.05, 9.5 and -12.93 respectively. The fund has low risk in the category.

Key Points:

  1. An investment of ₹10,000 in Nippon India Banking & Financial Services Fund direct growth option would have grown to ₹11261.0 in 1 year, ₹17389.0 in 3 years and ₹19830.0 in 5 years as of today (20-12-2024).
  2. An SIP of ₹1,000 per month in Nippon India Banking & Financial Services Fund direct growth option would have grown to ₹9326.0 in 1 year, ₹44624.0 in 3 years and ₹100209.0 in 5 years as of today (20-12-2024).
  3. standard deviation of 14.63 and based on VaR one can expect to lose more than -16.57% of current value of fund in one year.
  4. Sharpe ratio of the fund is 0.74 which shows very good performance of fund in the banking and financial services fund category.
  5. The fund has R-square of 0.86, Beta of 0.91 and Jensen's Alpha of 5.82% which exhibit very good performance in the banking and financial services fund category .


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KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
1M Return % 0.28
1.79
0.28 | 3.45 21 | 21 Poor
3M Return % -7.48
-6.15
-11.67 | -1.46 17 | 21 Average
6M Return % 0.71
0.95
-9.76 | 6.35 12 | 20 Average
1Y Return % 11.70
13.15
2.39 | 21.78 11 | 18 Average
3Y Return % 19.28
16.50
10.61 | 20.90 2 | 14 Very Good
5Y Return % 13.78
12.10
9.22 | 14.79 3 | 11 Very Good
7Y Return % 11.31
11.04
6.16 | 14.00 6 | 11 Good
10Y Return % 12.29
11.84
9.62 | 14.35 5 | 8 Average
15Y Return % 14.56
14.04
11.91 | 15.36 3 | 5 Good
1Y SIP Return % -38.90
-36.03
-40.06 | -31.70 12 | 13 Average
3Y SIP Return % 13.43
13.34
10.58 | 19.58 4 | 10 Good
5Y SIP Return % 19.60
17.05
15.60 | 20.23 2 | 8 Very Good
7Y SIP Return % 15.93
14.67
12.79 | 17.36 3 | 8 Good
10Y SIP Return % 14.35
13.53
11.57 | 16.11 2 | 6 Very Good
15Y SIP Return % 14.42
14.21
11.70 | 15.72 3 | 4 Average
Standard Deviation 14.63
14.48
13.32 | 15.53 9 | 13 Average
Semi Deviation 9.70
9.50
9.00 | 10.38 11 | 13 Average
Max Drawdown % -12.33
-12.93
-15.65 | -11.35 6 | 13 Good
VaR 1 Y % -16.57
-16.69
-19.69 | -14.36 7 | 13 Good
Average Drawdown % -3.69
-4.05
-4.69 | -3.44 3 | 13 Very Good
Sharpe Ratio 0.74
0.57
0.39 | 0.78 2 | 13 Very Good
Sterling Ratio 0.82
0.68
0.54 | 0.82 1 | 13 Very Good
Sortino Ratio 0.42
0.32
0.24 | 0.42 1 | 13 Very Good
Jensen Alpha % 5.82
4.41
1.36 | 8.38 4 | 13 Very Good
Treynor Ratio 0.12
0.09
0.06 | 0.13 2 | 13 Very Good
Modigliani Square Measure % 18.61
15.61
12.41 | 18.84 2 | 13 Very Good
Alpha % 4.68
3.61
0.22 | 7.19 4 | 13 Very Good
Return data last Updated On : Dec. 20, 2024.
Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Nov. 29, 2024
KPIs: Key Performance Indicators

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KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
1M Return % 0.35 1.90 0.35 | 3.59 21 | 21
3M Return % -7.29 -5.83 -11.31 | -1.00 17 | 21
6M Return % 1.12 1.64 -9.02 | 7.06 13 | 20
1Y Return % 12.61 14.65 4.12 | 23.41 12 | 18
3Y Return % 20.25 17.96 12.89 | 22.54 3 | 14
5Y Return % 14.67 13.35 10.65 | 16.29 4 | 11
7Y Return % 12.16 12.26 7.50 | 15.34 6 | 11
10Y Return % 13.14 13.01 10.78 | 16.09 5 | 8
1Y SIP Return % -38.34 -35.75 -40.29 | -30.69 12 | 15
3Y SIP Return % 14.42 13.95 9.31 | 21.28 4 | 12
5Y SIP Return % 20.61 18.03 15.02 | 21.88 2 | 9
7Y SIP Return % 16.83 15.73 13.98 | 18.91 3 | 9
10Y SIP Return % 15.21 14.57 12.74 | 17.72 2 | 7
Standard Deviation 14.63 14.48 13.32 | 15.53 9 | 13
Semi Deviation 9.70 9.50 9.00 | 10.38 11 | 13
Max Drawdown % -12.33 -12.93 -15.65 | -11.35 6 | 13
VaR 1 Y % -16.57 -16.69 -19.69 | -14.36 7 | 13
Average Drawdown % -3.69 -4.05 -4.69 | -3.44 3 | 13
Sharpe Ratio 0.74 0.57 0.39 | 0.78 2 | 13
Sterling Ratio 0.82 0.68 0.54 | 0.82 1 | 13
Sortino Ratio 0.42 0.32 0.24 | 0.42 1 | 13
Jensen Alpha % 5.82 4.41 1.36 | 8.38 4 | 13
Treynor Ratio 0.12 0.09 0.06 | 0.13 2 | 13
Modigliani Square Measure % 18.61 15.61 12.41 | 18.84 2 | 13
Alpha % 4.68 3.61 0.22 | 7.19 4 | 13
Return data last Updated On : Dec. 20, 2024.
Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Nov. 29, 2024
KPIs: Key Performance Indicators

Investment Period Regular Direct
Return % Current Value of ₹ 10000 Return % Current Value of ₹ 10000
1D -1.78 ₹ 9,822.00 -1.77 ₹ 9,823.00
1W -4.94 ₹ 9,506.00 -4.93 ₹ 9,507.00
1M 0.28 ₹ 10,028.00 0.35 ₹ 10,035.00
3M -7.48 ₹ 9,252.00 -7.29 ₹ 9,271.00
6M 0.71 ₹ 10,071.00 1.12 ₹ 10,112.00
1Y 11.70 ₹ 11,170.00 12.61 ₹ 11,261.00
3Y 19.28 ₹ 16,969.00 20.25 ₹ 17,389.00
5Y 13.78 ₹ 19,073.00 14.67 ₹ 19,830.00
7Y 11.31 ₹ 21,174.00 12.16 ₹ 22,328.00
10Y 12.29 ₹ 31,868.00 13.14 ₹ 34,362.00
15Y 14.56 ₹ 76,807.00 ₹

Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.

Investment Period Invested Amount Regular Direct
XIRR % Current Value of Invested Amount XIRR % Current Value of Invested Amount
1Y ₹ 12000 -38.90 ₹ 9,283.88 -38.34 ₹ 9,326.06
3Y ₹ 36000 13.43 ₹ 43,986.13 14.42 ₹ 44,623.55
5Y ₹ 60000 19.60 ₹ 97,787.28 20.61 ₹ 100,208.52
7Y ₹ 84000 15.93 ₹ 148,289.48 16.83 ₹ 153,085.30
10Y ₹ 120000 14.35 ₹ 254,155.32 15.21 ₹ 266,195.52
15Y ₹ 180000 14.42 ₹ 586,561.86 ₹


Date Nippon India Banking & Financial Services Fund NAV Regular Growth Nippon India Banking & Financial Services Fund NAV Direct Growth
20-12-2024 561.0205 610.0773
19-12-2024 571.1646 621.0945
18-12-2024 576.4487 626.8272
17-12-2024 583.0898 634.0344
16-12-2024 590.6363 642.2258
13-12-2024 590.1902 641.6982
12-12-2024 587.8735 639.1654
11-12-2024 589.7879 641.2328
10-12-2024 590.8212 642.3421
09-12-2024 590.2816 641.7414
06-12-2024 589.5634 640.9184
05-12-2024 589.6614 641.0108
04-12-2024 585.8583 636.8626
03-12-2024 579.7507 630.2095
02-12-2024 574.1628 624.1213
29-11-2024 574.6382 624.5971
28-11-2024 573.3743 623.2097
27-11-2024 578.5315 628.8013
26-11-2024 575.5571 625.5547
25-11-2024 574.6565 624.5621
22-11-2024 566.5926 615.7574
21-11-2024 559.4449 607.9741

Fund Launch Date: 08/May/2003
Fund Category: Banking and Financial Fund
Investment Objective: Nippon India Banking Fund is a focused banking and financial services sectororiented fund investing across market caps within the sector. The fund is welldiversified across sub segments like Private Banks, PSUs, NBFCs, Housing FinCo ™s, Broking houses, etc. The fund endeavors to generate superior alphathrough active fund management. The alpha generation is attempted throughtactical allocation across various sub segments and differentiated investmentideas. The fund thus attempts to lower risk through diversification whileretaining the alpha creation potential.
Fund Description: An open ended equity scheme investing in Banking sector
Fund Benchmark: Nifty Bank Total Return Index
Source: Fund FactSheet

Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.