Nippon India Banking & Financial Services Fund Overview
Category Banking and Financial Fund
BMSMONEY Rank 4
BMSMONEY Rating
Gro. Opt. As On: 17-01-2025
NAV ₹545.39(R) -1.27% ₹593.46(D) -1.27%
Returns 1Y 3Y 5Y 7Y 10Y
LumpSum (R) 9.51% 14.11% 13.08% 10.36% 11.35%
LumpSum (D) 10.4% 15.05% 13.96% 11.2% 12.19%
SIP (R) 0.81% 15.17% 19.23% 15.45% 13.86%
SIP (D) 1.64% 16.13% 20.21% 16.33% 14.72%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
0.69 0.38 0.78 5.7% 0.11
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
14.34% -16.57% -12.33% 0.91 9.57%
Top Banking and Financial Fund
Fund Name Rank Rating
Invesco India Financial Services Fund 1
Sbi Banking & Financial Services Fund 2
Baroda BNP Paribas Banking & Financial Services Fund 3

NAV Date: 17-01-2025

Scheme Name NAV Rupee Change Percent Change
Nippon India Banking & Financial Services Fund - IDCW Option 67.84
-0.8700
-1.2700%
Nippon India Banking & Financial Services Fund- DIRECT Plan - IDCW Option 99.72
-1.2800
-1.2700%
Nippon India Banking & Financial Services Fund-Growth Plan-Growth Option 545.39
-7.0000
-1.2700%
Nippon India Banking & Financial Services Fund-Growth Plan-Bonus Option 545.39
-7.0000
-1.2700%
Nippon India Banking & Financial Services Fund - Direct Plan Growth Plan - Bonus Option 593.46
-7.6000
-1.2700%
Nippon India Banking & Financial Services Fund - Direct Plan Growth Plan - Growth Option 593.46
-7.6000
-1.2700%

Review Date: 17-01-2025

Nippon India Banking & Financial Services Fund has exhibited good performance in the Banking and Financial Services Fund category. The fund has rank of 4 out of 14 funds in the category. The fund has delivered return of 9.51% in 1 year, 14.11% in 3 years, 13.08% in 5 years and 11.35% in 10 years. The category average for the same periods is 8.85%, 11.5%, 11.19% and 10.95% respectively, which shows good return performance of fund in the category. The fund has exhibited standard deviation of 14.34, VaR of -16.57, Average Drawdown of -4.17, Semi Deviation of 9.57 and Max Drawdown of -12.33. The category average for the same parameters is 14.26, -16.82, -4.47, 9.31 and -12.79 respectively. The fund has low risk in the category.

Key Points:

  1. An investment of ₹10,000 in Nippon India Banking & Financial Services Fund direct growth option would have grown to ₹11040.0 in 1 year, ₹15228.0 in 3 years and ₹19224.0 in 5 years as of today (17-01-2025).
  2. An SIP of ₹1,000 per month in Nippon India Banking & Financial Services Fund direct growth option would have grown to ₹12107.0 in 1 year, ₹45732.0 in 3 years and ₹99280.0 in 5 years as of today (17-01-2025).
  3. standard deviation of 14.34 and based on VaR one can expect to lose more than -16.57% of current value of fund in one year.
  4. Sharpe ratio of the fund is 0.69 which shows very good performance of fund in the banking and financial services fund category.
  5. The fund has R-square of 0.86, Beta of 0.91 and Jensen's Alpha of 5.7% which exhibit very good performance in the banking and financial services fund category .


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KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
1M Return % -6.46
-7.15
-9.39 | -3.13 4 | 21 Very Good
3M Return % -5.80
-5.62
-7.74 | -3.74 12 | 21 Good
6M Return % -4.98
-5.05
-12.76 | 0.23 11 | 21 Good
1Y Return % 9.51
8.85
-1.31 | 15.90 8 | 18 Good
3Y Return % 14.11
11.50
7.94 | 15.26 3 | 14 Very Good
5Y Return % 13.08
11.19
8.05 | 13.71 3 | 11 Very Good
7Y Return % 10.36
10.08
5.35 | 12.76 6 | 11 Good
10Y Return % 11.35
10.95
8.79 | 13.19 5 | 8 Average
15Y Return % 13.99
13.35
11.12 | 14.74 3 | 5 Good
1Y SIP Return % 0.81
0.17
-8.85 | 9.62 8 | 18 Good
3Y SIP Return % 15.17
13.40
7.44 | 19.88 4 | 14 Very Good
5Y SIP Return % 19.23
15.81
11.39 | 19.23 1 | 11 Very Good
7Y SIP Return % 15.45
13.64
10.05 | 16.35 3 | 11 Very Good
10Y SIP Return % 13.86
13.01
10.87 | 15.26 3 | 8 Good
15Y SIP Return % 14.03
13.72
11.16 | 15.12 3 | 5 Good
Standard Deviation 14.34
14.26
13.18 | 15.38 8 | 14 Good
Semi Deviation 9.57
9.31
8.88 | 10.24 12 | 14 Average
Max Drawdown % -12.33
-12.79
-15.65 | -11.01 7 | 14 Good
VaR 1 Y % -16.57
-16.82
-19.69 | -14.36 7 | 14 Good
Average Drawdown % -4.17
-4.47
-5.25 | -3.78 5 | 14 Good
Sharpe Ratio 0.69
0.51
0.22 | 0.77 2 | 14 Very Good
Sterling Ratio 0.78
0.64
0.48 | 0.78 1 | 14 Very Good
Sortino Ratio 0.38
0.29
0.13 | 0.41 2 | 14 Very Good
Jensen Alpha % 5.70
4.17
0.12 | 8.76 4 | 14 Very Good
Treynor Ratio 0.11
0.08
0.03 | 0.12 2 | 14 Very Good
Modigliani Square Measure % 17.60
14.72
10.46 | 18.73 3 | 14 Very Good
Alpha % 5.21
4.48
-0.69 | 9.20 5 | 14 Good
Return data last Updated On : Jan. 17, 2025.
Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Dec. 31, 2024
KPIs: Key Performance Indicators

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KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
1M Return % -6.40 -7.04 -9.24 | -3.00 5 | 21
3M Return % -5.61 -5.30 -7.42 | -3.35 12 | 21
6M Return % -4.60 -4.39 -12.04 | 0.98 11 | 21
1Y Return % 10.40 10.28 0.36 | 17.19 9 | 18
3Y Return % 15.05 12.90 10.12 | 16.83 3 | 14
5Y Return % 13.96 12.43 9.47 | 15.20 3 | 11
7Y Return % 11.20 11.28 6.67 | 14.09 6 | 11
10Y Return % 12.19 12.08 9.95 | 14.91 5 | 8
1Y SIP Return % 1.64 1.51 -7.31 | 11.31 9 | 18
3Y SIP Return % 16.13 14.84 9.09 | 21.51 5 | 14
5Y SIP Return % 20.21 17.15 13.00 | 20.75 2 | 11
7Y SIP Return % 16.33 14.88 11.50 | 17.87 4 | 11
10Y SIP Return % 14.72 14.15 12.02 | 16.86 3 | 8
Standard Deviation 14.34 14.26 13.18 | 15.38 8 | 14
Semi Deviation 9.57 9.31 8.88 | 10.24 12 | 14
Max Drawdown % -12.33 -12.79 -15.65 | -11.01 7 | 14
VaR 1 Y % -16.57 -16.82 -19.69 | -14.36 7 | 14
Average Drawdown % -4.17 -4.47 -5.25 | -3.78 5 | 14
Sharpe Ratio 0.69 0.51 0.22 | 0.77 2 | 14
Sterling Ratio 0.78 0.64 0.48 | 0.78 1 | 14
Sortino Ratio 0.38 0.29 0.13 | 0.41 2 | 14
Jensen Alpha % 5.70 4.17 0.12 | 8.76 4 | 14
Treynor Ratio 0.11 0.08 0.03 | 0.12 2 | 14
Modigliani Square Measure % 17.60 14.72 10.46 | 18.73 3 | 14
Alpha % 5.21 4.48 -0.69 | 9.20 5 | 14
Return data last Updated On : Jan. 17, 2025.
Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Dec. 31, 2024
KPIs: Key Performance Indicators

Investment Period Regular Direct
Return % Current Value of ₹ 10000 Return % Current Value of ₹ 10000
1D -1.27 ₹ 9,873.00 -1.27 ₹ 9,873.00
1W -0.23 ₹ 9,977.00 -0.21 ₹ 9,979.00
1M -6.46 ₹ 9,354.00 -6.40 ₹ 9,360.00
3M -5.80 ₹ 9,420.00 -5.61 ₹ 9,439.00
6M -4.98 ₹ 9,502.00 -4.60 ₹ 9,540.00
1Y 9.51 ₹ 10,951.00 10.40 ₹ 11,040.00
3Y 14.11 ₹ 14,860.00 15.05 ₹ 15,228.00
5Y 13.08 ₹ 18,487.00 13.96 ₹ 19,224.00
7Y 10.36 ₹ 19,940.00 11.20 ₹ 21,027.00
10Y 11.35 ₹ 29,299.00 12.19 ₹ 31,595.00
15Y 13.99 ₹ 71,276.00 ₹

Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.

Investment Period Invested Amount Regular Direct
XIRR % Current Value of Invested Amount XIRR % Current Value of Invested Amount
1Y ₹ 12000 0.81 ₹ 12,052.38 1.64 ₹ 12,106.70
3Y ₹ 36000 15.17 ₹ 45,110.09 16.13 ₹ 45,732.31
5Y ₹ 60000 19.23 ₹ 96,926.94 20.21 ₹ 99,280.32
7Y ₹ 84000 15.45 ₹ 145,785.53 16.33 ₹ 150,440.89
10Y ₹ 120000 13.86 ₹ 247,648.80 14.72 ₹ 259,292.40
15Y ₹ 180000 14.03 ₹ 567,072.18 ₹


Date Nippon India Banking & Financial Services Fund NAV Regular Growth Nippon India Banking & Financial Services Fund NAV Direct Growth
17-01-2025 545.3936 593.4573
16-01-2025 552.3938 601.0609
15-01-2025 545.9881 594.0775
14-01-2025 545.023 593.014
13-01-2025 538.6002 586.0126
10-01-2025 546.6237 594.7022
09-01-2025 554.9126 603.7066
08-01-2025 558.654 607.7634
07-01-2025 563.172 612.6648
06-01-2025 559.3543 608.4978
03-01-2025 569.2962 619.2715
02-01-2025 573.9426 624.3118
01-01-2025 565.1805 614.7669
31-12-2024 562.5754 611.9195
30-12-2024 564.8597 614.3903
27-12-2024 565.8069 615.3791
26-12-2024 564.7526 614.2187
24-12-2024 564.5036 613.9203
23-12-2024 564.8826 614.3186
20-12-2024 561.0205 610.0773
19-12-2024 571.1646 621.0945
18-12-2024 576.4487 626.8272
17-12-2024 583.0898 634.0344

Fund Launch Date: 08/May/2003
Fund Category: Banking and Financial Fund
Investment Objective: Nippon India Banking Fund is a focused banking and financial services sectororiented fund investing across market caps within the sector. The fund is welldiversified across sub segments like Private Banks, PSUs, NBFCs, Housing FinCo ™s, Broking houses, etc. The fund endeavors to generate superior alphathrough active fund management. The alpha generation is attempted throughtactical allocation across various sub segments and differentiated investmentideas. The fund thus attempts to lower risk through diversification whileretaining the alpha creation potential.
Fund Description: An open ended equity scheme investing in Banking sector
Fund Benchmark: Nifty Bank Total Return Index
Source: Fund FactSheet

Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.