Lic Mf Banking And Financial Services Fund Overview
Category Banking and Financial Fund
BMSMONEY Rank 13
BMSMONEY Rating
Gro. Opt. As On: 14-01-2025
NAV ₹18.2(R) +1.37% ₹20.39(D) +1.37%
Returns 1Y 3Y 5Y 7Y 10Y
LumpSum (R) -5.11% 8.46% 7.99% 5.36% -%
LumpSum (D) -3.5% 9.95% 9.41% 6.69% -%
SIP (R) -9.3% 7.49% 10.51% 9.63% -%
SIP (D) -7.74% 9.14% 12.1% 11.08% -%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
0.33 0.21 0.55 1.51% 0.05
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
15.05% -15.0% -12.29% 0.98 9.35%
Top Banking and Financial Fund
Fund Name Rank Rating
Invesco India Financial Services Fund 1
Sbi Banking & Financial Services Fund 2
Baroda BNP Paribas Banking & Financial Services Fund 3

NAV Date: 14-01-2025

Scheme Name NAV Rupee Change Percent Change
LIC MF Banking and Financial Services Fund-Regular Plan-IDCW 18.19
0.2500
1.3700%
LIC MF Banking and Financial Services Fund-Regular Plan-Growth 18.2
0.2500
1.3700%
LIC MF Banking and Financial Services Fund-Direct Plan-IDCW 20.26
0.2700
1.3700%
LIC MF Banking and Financial Services Fund-Direct Plan-Growth 20.39
0.2800
1.3700%

Review Date: 14-01-2025

Lic Mf Banking And Financial Services Fund has shown poor performance in the Banking and Financial Services Fund category. The fund has rank of 13 out of 14 funds in the category. The fund has delivered return of -5.11% in 1 year, 8.46% in 3 years and 7.99% in 5 years. The category average for the same periods is 5.34%, 11.37% and 11.06% respectively, which shows poor return performance of fund in the category. The fund has exhibited standard deviation of 15.05, VaR of -15.0, Average Drawdown of -4.97, Semi Deviation of 9.35 and Max Drawdown of -12.29. The category average for the same parameters is 14.26, -16.82, -4.47, 9.31 and -12.79 respectively. The fund has average risk in the category.

Key Points:

  1. An investment of ₹10,000 in Lic Mf Banking And Financial Services Fund direct growth option would have grown to ₹9650.0 in 1 year, ₹13291.0 in 3 years and ₹15674.0 in 5 years as of today (14-01-2025).
  2. An SIP of ₹1,000 per month in Lic Mf Banking And Financial Services Fund direct growth option would have grown to ₹11490.0 in 1 year, ₹41326.0 in 3 years and ₹81330.0 in 5 years as of today (14-01-2025).
  3. standard deviation of 15.05 and based on VaR one can expect to lose more than -15.0% of current value of fund in one year.
  4. Sharpe ratio of the fund is 0.33 which shows poor performance of fund in the banking and financial services fund category.
  5. The fund has R-square of 0.88, Beta of 0.98 and Jensen's Alpha of 1.51% which exhibit average performance in the banking and financial services fund category .


Not able to see in mobile!!! save the chart by clicking on camera icon.

KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
1M Return % -9.70
-8.62
-10.77 | -6.00 19 | 21 Poor
3M Return % -8.05
-6.75
-11.01 | -4.63 19 | 21 Poor
6M Return % -10.60
-5.07
-13.53 | 0.44 20 | 21 Poor
1Y Return % -5.11
5.34
-5.11 | 12.31 18 | 18 Poor
3Y Return % 8.46
11.37
7.96 | 15.08 13 | 14 Poor
5Y Return % 7.99
11.06
7.99 | 13.45 11 | 11 Poor
7Y Return % 5.36
10.02
5.36 | 12.71 11 | 11 Poor
1Y SIP Return % -9.30
-0.56
-11.16 | 8.81 17 | 18 Poor
3Y SIP Return % 7.49
13.38
7.49 | 19.67 14 | 14 Poor
5Y SIP Return % 10.51
14.84
10.51 | 18.20 11 | 11 Poor
7Y SIP Return % 9.63
13.18
9.63 | 15.83 11 | 11 Poor
Standard Deviation 15.05
14.26
13.18 | 15.38 13 | 14 Poor
Semi Deviation 9.35
9.31
8.88 | 10.24 9 | 14 Average
Max Drawdown % -12.29
-12.79
-15.65 | -11.01 5 | 14 Good
VaR 1 Y % -15.00
-16.82
-19.69 | -14.36 2 | 14 Very Good
Average Drawdown % -4.97
-4.47
-5.25 | -3.78 12 | 14 Average
Sharpe Ratio 0.33
0.51
0.22 | 0.77 13 | 14 Poor
Sterling Ratio 0.55
0.64
0.48 | 0.78 12 | 14 Average
Sortino Ratio 0.21
0.29
0.13 | 0.41 13 | 14 Poor
Jensen Alpha % 1.51
4.17
0.12 | 8.76 12 | 14 Average
Treynor Ratio 0.05
0.08
0.03 | 0.12 13 | 14 Poor
Modigliani Square Measure % 11.63
14.72
10.46 | 18.73 13 | 14 Poor
Alpha % 3.05
4.48
-0.69 | 9.20 11 | 14 Average
Return data last Updated On : Jan. 14, 2025.
Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Dec. 31, 2024
KPIs: Key Performance Indicators

Rotate the phone! Best viewed in landscape mode on mobile.
KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
1M Return % -9.60 -8.52 -10.63 | -5.88 19 | 21
3M Return % -7.73 -6.44 -10.64 | -4.22 19 | 21
6M Return % -9.76 -4.41 -12.82 | 1.20 20 | 21
1Y Return % -3.50 6.72 -3.50 | 13.81 18 | 18
3Y Return % 9.95 12.76 9.95 | 16.65 14 | 14
5Y Return % 9.41 12.30 9.41 | 14.95 11 | 11
7Y Return % 6.69 11.23 6.69 | 14.04 11 | 11
1Y SIP Return % -7.74 0.78 -9.65 | 10.49 17 | 18
3Y SIP Return % 9.14 14.83 9.14 | 21.31 14 | 14
5Y SIP Return % 12.10 16.17 12.10 | 19.66 11 | 11
7Y SIP Return % 11.08 14.43 11.08 | 17.35 11 | 11
Standard Deviation 15.05 14.26 13.18 | 15.38 13 | 14
Semi Deviation 9.35 9.31 8.88 | 10.24 9 | 14
Max Drawdown % -12.29 -12.79 -15.65 | -11.01 5 | 14
VaR 1 Y % -15.00 -16.82 -19.69 | -14.36 2 | 14
Average Drawdown % -4.97 -4.47 -5.25 | -3.78 12 | 14
Sharpe Ratio 0.33 0.51 0.22 | 0.77 13 | 14
Sterling Ratio 0.55 0.64 0.48 | 0.78 12 | 14
Sortino Ratio 0.21 0.29 0.13 | 0.41 13 | 14
Jensen Alpha % 1.51 4.17 0.12 | 8.76 12 | 14
Treynor Ratio 0.05 0.08 0.03 | 0.12 13 | 14
Modigliani Square Measure % 11.63 14.72 10.46 | 18.73 13 | 14
Alpha % 3.05 4.48 -0.69 | 9.20 11 | 14
Return data last Updated On : Jan. 14, 2025.
Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Dec. 31, 2024
KPIs: Key Performance Indicators

Investment Period Regular Direct
Return % Current Value of ₹ 10000 Return % Current Value of ₹ 10000
1D 1.37 ₹ 10,137.00 1.37 ₹ 10,137.00
1W -4.07 ₹ 9,593.00 -4.04 ₹ 9,596.00
1M -9.70 ₹ 9,030.00 -9.60 ₹ 9,040.00
3M -8.05 ₹ 9,195.00 -7.73 ₹ 9,227.00
6M -10.60 ₹ 8,940.00 -9.76 ₹ 9,024.00
1Y -5.11 ₹ 9,489.00 -3.50 ₹ 9,650.00
3Y 8.46 ₹ 12,757.00 9.95 ₹ 13,291.00
5Y 7.99 ₹ 14,688.00 9.41 ₹ 15,674.00
7Y 5.36 ₹ 14,411.00 6.69 ₹ 15,732.00
10Y ₹ ₹
15Y ₹ ₹

Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.

Investment Period Invested Amount Regular Direct
XIRR % Current Value of Invested Amount XIRR % Current Value of Invested Amount
1Y ₹ 12000 -9.30 ₹ 11,385.23 -7.74 ₹ 11,489.63
3Y ₹ 36000 7.49 ₹ 40,328.53 9.14 ₹ 41,325.59
5Y ₹ 60000 10.51 ₹ 78,186.18 12.10 ₹ 81,330.18
7Y ₹ 84000 9.63 ₹ 118,383.55 11.08 ₹ 124,679.86
10Y ₹ 120000 ₹ ₹
15Y ₹ 180000 ₹ ₹


Date Lic Mf Banking And Financial Services Fund NAV Regular Growth Lic Mf Banking And Financial Services Fund NAV Direct Growth
14-01-2025 18.1956 20.3949
13-01-2025 17.9499 20.1188
10-01-2025 18.3784 20.5968
09-01-2025 18.7208 20.9797
08-01-2025 18.9263 21.2092
07-01-2025 18.9674 21.2545
06-01-2025 18.8341 21.1042
03-01-2025 19.2852 21.6073
02-01-2025 19.4716 21.8153
01-01-2025 19.1811 21.489
31-12-2024 19.1422 21.4446
30-12-2024 19.1707 21.4757
27-12-2024 19.2903 21.6073
26-12-2024 19.2564 21.5685
24-12-2024 19.2573 21.5679
23-12-2024 19.25 21.5589
20-12-2024 19.1268 21.4186
19-12-2024 19.4676 21.7993
18-12-2024 19.6779 22.034
17-12-2024 19.8825 22.2623
16-12-2024 20.1501 22.5611

Fund Launch Date: 09/Mar/2015
Fund Category: Banking and Financial Fund
Investment Objective: The investment objective of the scheme is to generate long-term capital appreciation for unit holders from a portfolio that in invested substantially in equity and equity related securities of companies engaged in banking and financial services sector. However there can be no assurance that the investment objective of the scheme will be achieved.
Fund Description: An open ended equity scheme investing in banking & financial companies
Fund Benchmark: Nifty Financial Services Total Return Index
Source: Fund FactSheet

Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.