Lic Mf Banking And Financial Services Fund Overview
Category Banking and Financial Fund
BMSMONEY Rank 13
BMSMONEY Rating
Gro. Opt. As On: 02-12-2024
NAV ₹19.69(R) +0.25% ₹22.03(D) +0.26%
Returns 1Y 3Y 5Y 7Y 10Y
LumpSum (R) 7.14% 12.88% 10.27% 6.68% -%
LumpSum (D) 8.95% 14.43% 11.71% 8.03% -%
SIP (R) 4.61% 13.42% 14.89% 12.38% -%
SIP (D) 6.46% 15.11% 16.5% 13.82% -%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
0.39 0.24 0.59 1.73% 0.06
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
15.27% -15.0% -12.29% 0.98 9.53%
Top Banking and Financial Fund
Fund Name Rank Rating
Invesco India Financial Services Fund 1
Sbi Banking & Financial Services Fund 2
Baroda BNP Paribas Banking & Financial Services Fund 3

NAV Date: 02-12-2024

Scheme Name NAV Rupee Change Percent Change
LIC MF Banking and Financial Services Fund-Regular Plan-IDCW 19.68
0.0500
0.2500%
LIC MF Banking and Financial Services Fund-Regular Plan-Growth 19.69
0.0500
0.2500%
LIC MF Banking and Financial Services Fund-Direct Plan-IDCW 21.89
0.0600
0.2600%
LIC MF Banking and Financial Services Fund-Direct Plan-Growth 22.03
0.0600
0.2600%

Review Date: 02-12-2024

Lic Mf Banking And Financial Services Fund has shown poor performance in the Banking and Financial Services Fund category. The fund has rank of 13 out of 13 funds in the category. The fund has delivered return of 7.14% in 1 year, 12.88% in 3 years and 10.27% in 5 years. The category average for the same periods is 17.0%, 15.28% and 13.0% respectively, which shows poor return performance of fund in the category. The fund has exhibited standard deviation of 15.27, VaR of -15.0, Average Drawdown of -4.49, Semi Deviation of 9.53 and Max Drawdown of -12.29. The category average for the same parameters is 14.48, -16.69, -4.05, 9.5 and -12.93 respectively. The fund has low risk in the category.

Key Points:

  1. An investment of ₹10,000 in Lic Mf Banking And Financial Services Fund direct growth option would have grown to ₹10895.0 in 1 year, ₹14984.0 in 3 years and ₹17397.0 in 5 years as of today (02-12-2024).
  2. An SIP of ₹1,000 per month in Lic Mf Banking And Financial Services Fund direct growth option would have grown to ₹12415.0 in 1 year, ₹45064.0 in 3 years and ₹90637.0 in 5 years as of today (02-12-2024).
  3. standard deviation of 15.27 and based on VaR one can expect to lose more than -15.0% of current value of fund in one year.
  4. Sharpe ratio of the fund is 0.39 which shows poor performance of fund in the banking and financial services fund category.
  5. The fund has R-square of 0.85, Beta of 0.98 and Jensen's Alpha of 1.73% which exhibit average performance in the banking and financial services fund category .


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KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
1M Return % 1.51
0.79
-0.98 | 2.34 3 | 21 Very Good
3M Return % -1.12
-0.09
-10.93 | 3.40 17 | 21 Average
6M Return % 1.57
5.17
-8.35 | 10.87 18 | 20 Poor
1Y Return % 7.14
17.00
7.14 | 26.25 17 | 17 Poor
3Y Return % 12.88
15.28
12.88 | 18.66 13 | 13 Poor
5Y Return % 10.27
13.00
10.27 | 15.69 11 | 11 Poor
7Y Return % 6.68
11.73
6.68 | 14.73 11 | 11 Poor
1Y SIP Return % 4.61
12.26
-3.29 | 21.51 16 | 17 Poor
3Y SIP Return % 13.42
18.85
13.42 | 25.27 13 | 13 Poor
5Y SIP Return % 14.89
18.75
14.89 | 22.11 11 | 11 Poor
7Y SIP Return % 12.38
15.63
12.38 | 18.33 11 | 11 Poor
Standard Deviation 15.27
14.48
13.32 | 15.53 12 | 13 Average
Semi Deviation 9.53
9.50
9.00 | 10.38 8 | 13 Good
Max Drawdown % -12.29
-12.93
-15.65 | -11.35 4 | 13 Very Good
VaR 1 Y % -15.00
-16.69
-19.69 | -14.36 2 | 13 Very Good
Average Drawdown % -4.49
-4.05
-4.69 | -3.44 11 | 13 Average
Sharpe Ratio 0.39
0.57
0.39 | 0.78 13 | 13 Poor
Sterling Ratio 0.59
0.68
0.54 | 0.82 12 | 13 Average
Sortino Ratio 0.24
0.32
0.24 | 0.42 12 | 13 Average
Jensen Alpha % 1.73
4.41
1.36 | 8.38 12 | 13 Average
Treynor Ratio 0.06
0.09
0.06 | 0.13 13 | 13 Poor
Modigliani Square Measure % 12.41
15.61
12.41 | 18.84 13 | 13 Poor
Alpha % 1.47
3.61
0.22 | 7.19 12 | 13 Average
Return data last Updated On : Dec. 2, 2024.
Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Nov. 29, 2024
KPIs: Key Performance Indicators

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KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
1M Return % 1.62 0.90 -0.86 | 2.51 3 | 21
3M Return % -0.78 0.25 -10.57 | 3.76 18 | 21
6M Return % 2.52 5.88 -7.60 | 11.76 17 | 20
1Y Return % 8.95 18.52 8.95 | 27.64 17 | 17
3Y Return % 14.43 16.66 14.43 | 20.27 13 | 13
5Y Return % 11.71 14.25 11.71 | 17.20 11 | 11
7Y Return % 8.03 12.96 8.03 | 16.08 11 | 11
1Y SIP Return % 6.46 13.74 -1.64 | 23.15 16 | 17
3Y SIP Return % 15.11 20.27 15.11 | 26.94 13 | 13
5Y SIP Return % 16.50 20.10 16.50 | 23.73 11 | 11
7Y SIP Return % 13.82 16.88 13.82 | 19.85 11 | 11
Standard Deviation 15.27 14.48 13.32 | 15.53 12 | 13
Semi Deviation 9.53 9.50 9.00 | 10.38 8 | 13
Max Drawdown % -12.29 -12.93 -15.65 | -11.35 4 | 13
VaR 1 Y % -15.00 -16.69 -19.69 | -14.36 2 | 13
Average Drawdown % -4.49 -4.05 -4.69 | -3.44 11 | 13
Sharpe Ratio 0.39 0.57 0.39 | 0.78 13 | 13
Sterling Ratio 0.59 0.68 0.54 | 0.82 12 | 13
Sortino Ratio 0.24 0.32 0.24 | 0.42 12 | 13
Jensen Alpha % 1.73 4.41 1.36 | 8.38 12 | 13
Treynor Ratio 0.06 0.09 0.06 | 0.13 13 | 13
Modigliani Square Measure % 12.41 15.61 12.41 | 18.84 13 | 13
Alpha % 1.47 3.61 0.22 | 7.19 12 | 13
Return data last Updated On : Dec. 2, 2024.
Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Nov. 29, 2024
KPIs: Key Performance Indicators

Investment Period Regular Direct
Return % Current Value of ₹ 10000 Return % Current Value of ₹ 10000
1D 0.25 ₹ 10,025.00 0.26 ₹ 10,026.00
1W 1.01 ₹ 10,101.00 1.04 ₹ 10,104.00
1M 1.51 ₹ 10,151.00 1.62 ₹ 10,162.00
3M -1.12 ₹ 9,888.00 -0.78 ₹ 9,922.00
6M 1.57 ₹ 10,157.00 2.52 ₹ 10,252.00
1Y 7.14 ₹ 10,714.00 8.95 ₹ 10,895.00
3Y 12.88 ₹ 14,383.00 14.43 ₹ 14,984.00
5Y 10.27 ₹ 16,306.00 11.71 ₹ 17,397.00
7Y 6.68 ₹ 15,721.00 8.03 ₹ 17,170.00
10Y ₹ ₹
15Y ₹ ₹

Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.

Investment Period Invested Amount Regular Direct
XIRR % Current Value of Invested Amount XIRR % Current Value of Invested Amount
1Y ₹ 12000 4.61 ₹ 12,297.10 6.46 ₹ 12,415.43
3Y ₹ 36000 13.42 ₹ 43,980.19 15.11 ₹ 45,063.76
5Y ₹ 60000 14.89 ₹ 87,126.24 16.50 ₹ 90,637.20
7Y ₹ 84000 12.38 ₹ 130,608.74 13.82 ₹ 137,512.79
10Y ₹ 120000 ₹ ₹
15Y ₹ 180000 ₹ ₹


Date Lic Mf Banking And Financial Services Fund NAV Regular Growth Lic Mf Banking And Financial Services Fund NAV Direct Growth
02-12-2024 19.6871 22.0311
29-11-2024 19.6378 21.9734
28-11-2024 19.6317 21.9658
27-11-2024 19.733 22.0783
26-11-2024 19.5774 21.9034
25-11-2024 19.4905 21.8052
22-11-2024 19.151 21.4231
21-11-2024 18.9092 21.1518
19-11-2024 19.0541 21.3122
18-11-2024 18.903 21.1424
14-11-2024 18.904 21.1403
13-11-2024 18.8453 21.0739
12-11-2024 19.234 21.5078
11-11-2024 19.4956 21.7995
08-11-2024 19.4458 21.7413
07-11-2024 19.6037 21.917
06-11-2024 19.7651 22.0967
05-11-2024 19.6619 21.9805
04-11-2024 19.394 21.6802

Fund Launch Date: 09/Mar/2015
Fund Category: Banking and Financial Fund
Investment Objective: The investment objective of the scheme is to generate long-term capital appreciation for unit holders from a portfolio that in invested substantially in equity and equity related securities of companies engaged in banking and financial services sector. However there can be no assurance that the investment objective of the scheme will be achieved.
Fund Description: An open ended equity scheme investing in banking & financial companies
Fund Benchmark: Nifty Financial Services Total Return Index
Source: Fund FactSheet

Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.