Invesco India Credit Risk Fund Overview
Category Credit Risk Fund
BMSMONEY Rank 7
Rating
Growth Option 02-04-2025
NAV ₹1898.13(R) None% ₹2106.61(D) %
Returns 1Y 3Y 5Y 7Y 10Y
Lumpsum Regular 10.08% 8.37% 6.95% -% -%
Direct 11.38% 9.64% 8.22% -% -%
Benchmark
SIP (XIRR) Regular 12.36% 9.9% 8.0% 6.5% 5.67%
Direct 13.68% 11.16% 9.24% 7.7% 6.8%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
0.23 0.18 0.68 2.9% 0.01
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
2.64% -0.63% -0.83% 0.5 1.11%

NAV Date: 02-04-2025

Scheme Name NAV Rupee Change Percent Change
Invesco India Credit Risk Fund - Direct Plan - Monthly IDCW (Payout / Reinvestment) 1183.77
%
Invesco India Credit Risk Fund - Regular Plan - Monthly IDCW (Payout / Reinvestment) 1394.02
%
Invesco India Credit Risk Fund - Regular Plan - Discretionary IDCW (Payout / Reinvestment) 1897.54
%
Invesco India Credit Risk Fund - Regular Plan - Growth 1898.13
%
Invesco India Credit Risk Fund - Direct Plan - Growth 2106.61
%
Invesco India Credit Risk Fund - Direct Plan - Discretionary IDCW (Payout / Reinvestment) 2122.34
%

Review Date: 02-04-2025

Beginning of Analysis

Invesco India Credit Risk Fund is the 7th ranked fund in the Credit Risk Fund category. The category has total 13 funds. The Invesco India Credit Risk Fund has shown an average past performence in Credit Risk Fund. The fund has a Jensen Alpha of 2.9% which is lower than the category average of 4.62%, showing poor performance. The fund has a Sharpe Ratio of 0.23 which is higher than the category average of -0.0.
The past performance of the fund may or may not be sustained in the future. The review is not investment advice nor is it a recommendation to buy or sell funds. The ranking is based on proprietary methodology developed by bmsmoney. The methodology is based on the past performance of the funds and does not guarantee future performance.
Credit Risk Mutual Funds are designed for investors seeking higher returns by taking on higher credit risk. While they offer the potential for attractive yields, they come with significant risks, including the possibility of default and higher volatility. Investors should carefully assess their risk tolerance, investment horizon, and financial goals before investing in these funds. Additionally, it is crucial to choose funds managed by experienced fund managers with a proven track record in managing credit risk.

Invesco India Credit Risk Fund Return Analysis

  • The fund has given a return of 3.08%, 4.87 and 6.52 in last one, three and six months respectively. In the same period the category average return was 2.07%, 3.95% and 5.95% respectively.
  • Invesco India Credit Risk Fund has given a return of 11.38% in last one year. In the same period the Credit Risk Fund category average return was 10.65%.
  • The fund has given a return of 9.64% in last three years and ranked 3.0rd out of 13 funds in the category. In the same period the Credit Risk Fund category average return was 8.33%.
  • The fund has given a return of 8.22% in last five years and ranked 6th out of 13 funds in the category. In the same period the Credit Risk Fund category average return was 8.57%.
  • The fund has given a SIP return of 13.68% in last one year whereas category average SIP return is 12.27%. The fund one year return rank in the category is 3rd in 14 funds
  • The fund has SIP return of 11.16% in last three years and ranks 3rd in 13 funds. Dsp Credit Risk Fund has given the highest SIP return (19.64%) in the category in last three years.
  • The fund has SIP return of 9.24% in last five years whereas category average SIP return is 10.29%.

Invesco India Credit Risk Fund Risk Analysis

The fund has a standard deviation of 2.64 and semi deviation of 1.11. The category average standard deviation is 7.15 and semi deviation is 1.85. The fund has a Value at Risk (VaR) of -0.63 and a maximum drawdown of -0.83. The category average VaR is -0.22 and the maximum drawdown is -0.72. The fund has a beta of 0.5 which shows that fund is less volatile than the benchmark.

Standard deviation measures the fund's return volatility and Semi deviation focuses on downside volatility. Value at Risk (VaR) is a measure of the risk of investments. Maximum Drawdown is the maximum loss from a peak to a trough of a portfolio. Beta measures the volatility of the fund compared to the benchmark. A beta of 1 indicates that the fund will move in line with the benchmark. A beta of more than 1 indicates that the fund will be more volatile than the benchmark and vice versa.


  • Very Good Performance in Credit Risk Fund Category
  • Good Performance in Credit Risk Fund Category
  • Poor Performance in Credit Risk Fund Category
  • Very Poor Performance in Credit Risk Fund Category

  • Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.


    Date Invesco India Credit Risk Fund NAV Regular Growth Invesco India Credit Risk Fund NAV Direct Growth
    02-04-2025 1898.1282 2106.614
    28-03-2025 1890.7008 2098.0345
    27-03-2025 1888.2615 2095.2606
    26-03-2025 1886.7786 2093.548
    25-03-2025 1884.7378 2091.2165
    24-03-2025 1884.2154 2090.5699
    21-03-2025 1882.8829 2088.8906
    20-03-2025 1881.6189 2087.4213
    19-03-2025 1879.8446 2085.3861
    18-03-2025 1878.0606 2083.3403
    17-03-2025 1876.9004 2081.9865
    13-03-2025 1876.1753 2080.9154
    12-03-2025 1875.6733 2080.2919
    11-03-2025 1874.7088 2079.1556
    10-03-2025 1873.7999 2078.0809
    07-03-2025 1873.454 2077.4975
    06-03-2025 1845.8875 2046.863
    05-03-2025 1843.9477 2044.6466
    04-03-2025 1842.8974 2043.4164
    03-03-2025 1843.1844 2043.6691

    Fund Launch Date: 14/Aug/2014
    Fund Category: Credit Risk Fund
    Investment Objective: To generate accrual income and capital appreciation by investing in debt securities of varying maturities across the credit spectrum.
    Fund Description: An open ended debt scheme predominantly investing in AA and below rated corporate bonds (excluding AA+ rated corporate bonds)
    Fund Benchmark: CRISIL Composite AA Short Term Bond Index
    Source: Fund FactSheet

    Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.