Invesco India Credit Risk Fund Overview
Category Credit Risk Fund
BMSMONEY Rank 9
BMSMONEY Rating
Gro. Opt. As On: 17-01-2025
NAV ₹1819.41(R) -0.03% ₹2014.41(D) -0.02%
Returns 1Y 3Y 5Y 7Y 10Y
LumpSum (R) 7.11% 7.04% 6.29% 4.37% 5.68%
LumpSum (D) 8.27% 8.31% 7.56% 5.52% 6.74%
SIP (R) -9.46% 6.26% 6.22% 4.9% 4.64%
SIP (D) -8.45% 7.51% 7.48% 6.09% 5.77%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
0.03 0.03 0.64 -% -
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
2.66% -0.63% -0.83% - 1.1%
Top Credit Risk Fund
Fund Name Rank Rating
Aditya Birla Sun Life Credit Risk Fund 1
Icici Prudential Credit Risk Fund 2
Nippon India Credit Risk Fund 3

NAV Date: 17-01-2025

Scheme Name NAV Rupee Change Percent Change
Invesco India Credit Risk Fund - Direct Plan - Monthly IDCW (Payout / Reinvestment) 1181.48
-0.2700
-0.0200%
Invesco India Credit Risk Fund - Regular Plan - Monthly IDCW (Payout / Reinvestment) 1336.22
-0.3500
-0.0300%
Invesco India Credit Risk Fund - Regular Plan - Discretionary IDCW (Payout / Reinvestment) 1818.85
-0.4800
-0.0300%
Invesco India Credit Risk Fund - Regular Plan - Growth 1819.41
-0.4800
-0.0300%
Invesco India Credit Risk Fund - Direct Plan - Growth 2014.41
-0.4700
-0.0200%
Invesco India Credit Risk Fund - Direct Plan - Discretionary IDCW (Payout / Reinvestment) 2029.44
-0.4700
-0.0200%

Review Date: 17-01-2025

Invesco India Credit Risk Fund has shown poor performance in the Credit Risk Fund category. The fund has rank of 9 out of 13 funds in the category. The fund has delivered return of 7.11% in 1 year, 7.04% in 3 years, 6.29% in 5 years and 5.68% in 10 years. The category average for the same periods is 7.85%, 9.45%, 6.82% and 6.4% respectively, which shows average return performance of fund in the category. The fund has exhibited standard deviation of 2.66, VaR of -0.63, Average Drawdown of -0.48, Semi Deviation of 1.1 and Max Drawdown of -0.83. The category average for the same parameters is 7.08, -0.23, -0.51, 1.84 and -0.72 respectively. The fund has average risk in the category.

Key Points:

  1. An investment of ₹10,000 in Invesco India Credit Risk Fund direct growth option would have grown to ₹10827.0 in 1 year, ₹12704.0 in 3 years and ₹14395.0 in 5 years as of today (17-01-2025).
  2. An SIP of ₹1,000 per month in Invesco India Credit Risk Fund direct growth option would have grown to ₹11443.0 in 1 year, ₹40340.0 in 3 years and ₹72478.0 in 5 years as of today (17-01-2025).
  3. standard deviation of 2.66 and based on VaR one can expect to lose more than -0.63% of current value of fund in one year.
  4. Sharpe ratio of the fund is 0.03 which shows very good performance of fund in the credit risk fund category.


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KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
1M Return % 0.36
0.46
0.25 | 0.63 13 | 14 Poor
3M Return % 1.32
1.53
1.13 | 1.77 13 | 14 Poor
6M Return % 3.36
3.86
2.47 | 7.06 12 | 14 Average
1Y Return % 7.11
7.85
5.93 | 12.05 11 | 14 Average
3Y Return % 7.04
9.45
4.91 | 39.67 4 | 13 Very Good
5Y Return % 6.29
6.82
3.14 | 10.48 9 | 13 Average
7Y Return % 4.37
5.25
-1.47 | 7.57 11 | 13 Average
10Y Return % 5.68
6.40
3.00 | 7.75 8 | 9 Average
1Y SIP Return % -9.46
-8.74
-10.99 | -4.28 12 | 14 Average
3Y SIP Return % 6.26
6.37
4.55 | 11.03 4 | 13 Very Good
5Y SIP Return % 6.23
8.07
4.96 | 23.44 10 | 13 Average
7Y SIP Return % 4.90
6.16
3.43 | 12.68 10 | 13 Average
10Y SIP Return % 4.64
5.38
2.38 | 6.68 8 | 9 Average
Standard Deviation 2.66
7.08
0.91 | 70.73 11 | 13 Average
Semi Deviation 1.10
1.84
0.73 | 11.98 10 | 13 Average
Max Drawdown % -0.83
-0.72
-2.85 | -0.26 11 | 13 Average
VaR 1 Y % -0.63
-0.23
-1.48 | 0.00 12 | 13 Average
Average Drawdown % -0.48
-0.51
-1.08 | -0.26 9 | 13 Average
Sharpe Ratio 0.03
-0.23
-1.39 | 0.68 4 | 13 Very Good
Sterling Ratio 0.64
0.89
0.37 | 3.85 6 | 13 Good
Sortino Ratio 0.03
1.15
-0.40 | 14.66 4 | 13 Very Good
Return data last Updated On : Jan. 17, 2025.
Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Dec. 31, 2024
KPIs: Key Performance Indicators

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KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
1M Return % 0.46 0.52 0.28 | 0.71 11 | 14
3M Return % 1.62 1.72 1.21 | 1.97 11 | 14
6M Return % 3.97 4.27 2.65 | 7.53 10 | 14
1Y Return % 8.27 8.69 6.29 | 13.05 10 | 14
3Y Return % 8.31 10.29 5.92 | 40.08 4 | 13
5Y Return % 7.56 7.65 3.92 | 10.80 9 | 13
7Y Return % 5.52 6.09 -1.21 | 8.32 11 | 13
10Y Return % 6.74 7.29 3.95 | 8.57 8 | 9
1Y SIP Return % -8.45 -8.06 -10.69 | -3.47 10 | 14
3Y SIP Return % 7.51 7.21 5.56 | 11.39 4 | 13
5Y SIP Return % 7.48 8.91 5.99 | 23.82 7 | 13
7Y SIP Return % 6.09 6.96 4.18 | 12.97 9 | 13
10Y SIP Return % 5.77 6.24 3.20 | 7.45 8 | 9
Standard Deviation 2.66 7.08 0.91 | 70.73 11 | 13
Semi Deviation 1.10 1.84 0.73 | 11.98 10 | 13
Max Drawdown % -0.83 -0.72 -2.85 | -0.26 11 | 13
VaR 1 Y % -0.63 -0.23 -1.48 | 0.00 12 | 13
Average Drawdown % -0.48 -0.51 -1.08 | -0.26 9 | 13
Sharpe Ratio 0.03 -0.23 -1.39 | 0.68 4 | 13
Sterling Ratio 0.64 0.89 0.37 | 3.85 6 | 13
Sortino Ratio 0.03 1.15 -0.40 | 14.66 4 | 13
Return data last Updated On : Jan. 17, 2025.
Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Dec. 31, 2024
KPIs: Key Performance Indicators

Investment Period Regular Direct
Return % Current Value of ₹ 10000 Return % Current Value of ₹ 10000
1D -0.03 ₹ 9,997.00 -0.02 ₹ 9,998.00
1W 0.07 ₹ 10,007.00 0.09 ₹ 10,009.00
1M 0.36 ₹ 10,036.00 0.46 ₹ 10,046.00
3M 1.32 ₹ 10,132.00 1.62 ₹ 10,162.00
6M 3.36 ₹ 10,336.00 3.97 ₹ 10,397.00
1Y 7.11 ₹ 10,711.00 8.27 ₹ 10,827.00
3Y 7.04 ₹ 12,265.00 8.31 ₹ 12,704.00
5Y 6.29 ₹ 13,567.00 7.56 ₹ 14,395.00
7Y 4.37 ₹ 13,491.00 5.52 ₹ 14,564.00
10Y 5.68 ₹ 17,382.00 6.74 ₹ 19,190.00
15Y ₹ ₹

Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.

Investment Period Invested Amount Regular Direct
XIRR % Current Value of Invested Amount XIRR % Current Value of Invested Amount
1Y ₹ 12000 -9.46 ₹ 11,374.98 -8.45 ₹ 11,442.84
3Y ₹ 36000 6.26 ₹ 39,591.76 7.51 ₹ 40,339.51
5Y ₹ 60000 6.23 ₹ 70,233.96 7.48 ₹ 72,477.54
7Y ₹ 84000 4.90 ₹ 99,988.90 6.09 ₹ 104,338.00
10Y ₹ 120000 4.64 ₹ 152,200.08 5.77 ₹ 161,403.12
15Y ₹ 180000 ₹ ₹


Date Invesco India Credit Risk Fund NAV Regular Growth Invesco India Credit Risk Fund NAV Direct Growth
17-01-2025 1819.4149 2014.4066
16-01-2025 1819.8947 2014.8732
15-01-2025 1816.6322 2011.1968
14-01-2025 1815.1809 2009.5257
13-01-2025 1814.6233 2008.8439
10-01-2025 1818.1912 2012.6001
09-01-2025 1817.7537 2012.0514
08-01-2025 1817.7513 2011.9842
07-01-2025 1818.3391 2012.5703
06-01-2025 1817.5017 2011.579
03-01-2025 1815.9276 2009.6436
02-01-2025 1815.2446 2008.8233
01-01-2025 1815.0476 2008.541
31-12-2024 1815.8149 2009.3256
30-12-2024 1814.1664 2007.4371
27-12-2024 1812.745 2005.6714
26-12-2024 1812.8736 2005.7493
24-12-2024 1812.9961 2005.7563
23-12-2024 1813.0262 2005.7253
20-12-2024 1811.7667 2004.1392
19-12-2024 1811.8308 2004.1459
18-12-2024 1813.5299 2005.961
17-12-2024 1812.8187 2005.1101

Fund Launch Date: 14/Aug/2014
Fund Category: Credit Risk Fund
Investment Objective: To generate accrual income and capital appreciation by investing in debt securities of varying maturities across the credit spectrum.
Fund Description: An open ended debt scheme predominantly investing in AA and below rated corporate bonds (excluding AA+ rated corporate bonds)
Fund Benchmark: CRISIL Composite AA Short Term Bond Index
Source: Fund FactSheet

Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.