Hsbc Credit Risk Fund Overview
Category Credit Risk Fund
BMSMONEY Rank N/A
BMSMONEY Rating N/A
Gro. Opt. As On: 27-01-2025
NAV ₹27.75(R) +0.11% ₹29.98(D) +0.11%
Returns 1Y 3Y 5Y 7Y 10Y
LumpSum (R) 7.22% -% -% -% -%
LumpSum (D) 8.08% -% -% -% -%
SIP (R) 7.21% -% -% -% -%
SIP (D) 8.08% -% -% -% -%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
Top Credit Risk Fund
Fund Name Rank Rating
Aditya Birla Sun Life Credit Risk Fund 1
Icici Prudential Credit Risk Fund 2
Nippon India Credit Risk Fund 3

NAV Date: 27-01-2025

Scheme Name NAV Rupee Change Percent Change
HSBC Credit Risk Fund - Regular IDCW 10.17
0.0100
0.1100%
HSBC Credit Risk Fund - Direct IDCW 11.07
0.0100
0.1100%
HSBC Credit Risk Fund - Regular Annual IDCW 12.05
0.0100
0.1100%
HSBC Credit Risk Fund - Direct Annual IDCW 12.94
0.0100
0.1100%
HSBC Credit Risk Fund- Regular Plan - Bonus 27.31
0.0300
0.1100%
HSBC Credit Risk Fund - Regular Growth 27.75
0.0300
0.1100%
HSBC Credit Risk Fund - Direct Growth 29.98
0.0300
0.1100%

Review Date: 27-01-2025

A review of the different performance parameters of the fund is as follows:
  1. Returns: It denotes the rise in the investment's worth during the investment period, expressed as a percentage or a monetary value. As part of our analysis, we evaluated four return parameters of this fund. We have classified the return parameters into three performance groups: the top 25%, parameters that fall below the top 25% but remain above average, and parameters that are below average. The performance of each parameter is outlined below.
    1. Top 25%: The fund does not have any return parameter in the top 25% in the category.
    2. Above Average Below the Top 25%: The HSBC Credit Risk Fund has two return parameters in the category, which are above average but below the top 25%, as listed below:
      • 1M Return %
      • 3M Return %
    3. Below Average: HSBC Credit Risk Fund has two return parameters that are below average in the category, which are listed below:
      • 1Y Return %
      • 6M Return %
  2. Risk: The threat of not realizing projected profits or even facing financial loss due to different issues is known as risk. For HSBC Credit Risk Fund, we have analyzed zero risk parameters and divided them into three groups the lowest 25%, below average but above the lowest 25%, and above average, which are described below.
    1. Lowest 25%: HSBC Credit Risk Fund does not have any risk parameters in the lowest 25% of the category. It means high risk compared to other funds in the category.
    2. Below Average but Above the Lowest 25%: HSBC Credit Risk Fund does not have any risk parameters in the below average but above the lowest 25% of the category.
    3. Above Average: HSBC Credit Risk Fund does not have any risk parameters above average; which is a good sign.
  3. Risk Adjusted Performance Parameters: In mutual funds, risk-adjusted performance parameters are evaluation tools that gauge the returns of an investment against the risk taken. They assist investors in comparing various investments, factoring in both risk and returns. We have evaluated zero risk-adjusted performance parameters of the fund.
    1. Top 25% Risk Adjusted Performance Parameters: The fund does not have any risk-adjusted performance parameters that are in the top 25% of the category.
    2. Above Average Below Top 25% Risk Adjusted Performance Parameters: The fund does not have any risk-adjusted performance parameters that are in the above average but below top 25% of the category.
    3. Below Average Risk Adjusted Performance Parameters: The fund does not have any risk-adjusted performance parameters that are in the above average but below top 25% of the category.


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KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
1M Return % 0.67
0.63
0.28 | 0.83 5 | 14 Good
3M Return % 1.71
1.66
1.14 | 1.98 7 | 14 Good
6M Return % 3.43
3.80
2.45 | 6.89 11 | 14 Average
1Y Return % 7.22
7.93
5.93 | 12.05 12 | 14 Average
1Y SIP Return % 7.21
7.81
4.96 | 12.99 12 | 14 Average
Return data last Updated On : Jan. 27, 2025.
Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Dec. 31, 2024
KPIs: Key Performance Indicators

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KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
1M Return % 0.74 0.70 0.31 | 0.90 5 | 14
3M Return % 1.92 1.86 1.23 | 2.15 7 | 14
6M Return % 3.86 4.21 2.63 | 7.36 12 | 14
1Y Return % 8.08 8.76 6.29 | 13.04 12 | 14
1Y SIP Return % 8.08 8.65 5.33 | 13.98 12 | 14
Return data last Updated On : Jan. 27, 2025.
Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Dec. 31, 2024
KPIs: Key Performance Indicators

Investment Period Regular Direct
Return % Current Value of ₹ 10000 Return % Current Value of ₹ 10000
1D 0.11 ₹ 10,011.00 0.11 ₹ 10,011.00
1W 0.24 ₹ 10,024.00 0.26 ₹ 10,026.00
1M 0.67 ₹ 10,067.00 0.74 ₹ 10,074.00
3M 1.71 ₹ 10,171.00 1.92 ₹ 10,192.00
6M 3.43 ₹ 10,343.00 3.86 ₹ 10,386.00
1Y 7.22 ₹ 10,722.00 8.08 ₹ 10,808.00
3Y ₹ ₹
5Y ₹ ₹
7Y ₹ ₹
10Y ₹ ₹
15Y ₹ ₹

Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.

Investment Period Invested Amount Regular Direct
XIRR % Current Value of Invested Amount XIRR % Current Value of Invested Amount
1Y ₹ 12000 7.21 ₹ 12,464.56 8.08 ₹ 12,520.24
3Y ₹ 36000 ₹ ₹
5Y ₹ 60000 ₹ ₹
7Y ₹ 84000 ₹ ₹
10Y ₹ 120000 ₹ ₹
15Y ₹ 180000 ₹ ₹


Date Hsbc Credit Risk Fund NAV Regular Growth Hsbc Credit Risk Fund NAV Direct Growth
27-01-2025 27.7472 29.9823
24-01-2025 27.7175 29.9482
23-01-2025 27.7051 29.9341
22-01-2025 27.703 29.9312
21-01-2025 27.6929 29.9196
20-01-2025 27.6796 29.9046
17-01-2025 27.6601 29.8814
16-01-2025 27.66 29.8807
15-01-2025 27.6288 29.8463
14-01-2025 27.6134 29.829
13-01-2025 27.608 29.8225
10-01-2025 27.6367 29.8515
09-01-2025 27.6311 29.8447
08-01-2025 27.6325 29.8456
07-01-2025 27.6365 29.8493
06-01-2025 27.6273 29.8386
03-01-2025 27.6076 29.8154
02-01-2025 27.5995 29.806
01-01-2025 27.5935 29.7988
31-12-2024 27.5949 29.7996
30-12-2024 27.5771 29.7797
27-12-2024 27.5621 29.7615

Fund Launch Date: 08/Oct/2009
Fund Category: Credit Risk Fund
Investment Objective: To generate regular returns and capital appreciation by investing predominantly in AA and below rated corporate bonds, debt, government securities and money market instruments. There is no assurance that the objective of the Scheme will be realised and the Scheme does not assure or guarantee any returns.
Fund Description: An open-ended debt scheme predominantly investing in AA and below rated corporate bonds (excluding AA+ rated corporate bonds). A relatively high interest rate risk and relatively high credit risk.
Fund Benchmark: NIFTY Credit Risk Bond Index B
Source: Fund FactSheet

Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.