Hdfc Credit Risk Debt Fund Overview
Category	Credit Risk Fund
BMSMONEY Rank	10
BMSMONEY Rating
Gro. Opt.	As On:	17-01-2025
NAV	₹23.11_(R)		+0.05%	₹24.91_(D)	+0.05%
Returns	1Y	3Y	5Y	7Y	10Y
LumpSum_(R)	7.93%	6.22%	7.22%	7.19%	7.58%
LumpSum_(D)	8.59%	6.88%	7.84%	7.81%	8.33%
SIP_(R)	-8.76%	5.4%	6.26%	6.03%	6.4%
SIP_(D)	-8.23%	6.05%	6.91%	6.64%	7.07%
Ratio	Sharpe Ratio	Sortino Ratio	Sterling Ratio	Jensen's Alpha	Treynor Ratio
Ratio	-0.6	-0.2	0.56	-%	-
Risk	STD. Dev	VaR 1Y95%	Max DD	Beta	Semi Devi.
Risk	1.18%	-0.18%	-0.9%	-	0.94%

Top Credit Risk Fund
Fund Name	Rank	Rating
Aditya Birla Sun Life Credit Risk Fund	1
Icici Prudential Credit Risk Fund	2
Nippon India Credit Risk Fund	3

NAV Date: 17-01-2025

Scheme Name	NAV	Rupee Change	Percent Change
HDFC Credit Risk Debt Fund - Quarterly IDCW Option	10.32	0.0000	0.0500%
HDFC Credit Risk Debt Fund - Quarterly IDCW - Direct Plan	10.64	0.0100	0.0500%
HDFC Credit Risk Debt Fund - IDCW Option	21.28	0.0100	0.0500%
HDFC Credit Risk Debt Fund - IDCW Option - Direct Plan	21.83	0.0100	0.0500%
HDFC Credit Risk Debt Fund - Growth Option	23.11	0.0100	0.0500%
HDFC Credit Risk Debt Fund - Growth Option - Direct Plan	24.91	0.0100	0.0500%

Review Date: 17-01-2025

Hdfc Credit Risk Debt Fund has shown poor performance in the Credit Risk Fund category. The fund has rank of 10 out of 13 funds in the category. The fund has delivered return of 7.93% in 1 year, 6.22% in 3 years, 7.22% in 5 years and 7.58% in 10 years. The category average for the same periods is 7.85%, 9.45%, 6.82% and 6.4% respectively, which shows good return performance of fund in the category. The fund has exhibited standard deviation of 1.18, VaR of -0.18, Average Drawdown of -0.9, Semi Deviation of 0.94 and Max Drawdown of -0.9. The category average for the same parameters is 7.08, -0.23, -0.51, 1.84 and -0.72 respectively. The fund has average risk in the category.

Key Points:

An investment of ₹10,000 in Hdfc Credit Risk Debt Fund direct growth option would have grown to ₹10859.0 in 1 year, ₹12210.0 in 3 years and ₹14586.0 in 5 years as of today (17-01-2025).
An SIP of ₹1,000 per month in Hdfc Credit Risk Debt Fund direct growth option would have grown to ₹11457.0 in 1 year, ₹39472.0 in 3 years and ₹71458.0 in 5 years as of today (17-01-2025).
standard deviation of 1.18 and based on VaR one can expect to lose more than -0.18% of current value of fund in one year.
Sharpe ratio of the fund is -0.6 which shows average performance of fund in the credit risk fund category.

Select Parameter:

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KPIs^*	Fund	Cat. Avg	Min \| Max	Rank _{(In Cat.)}	Performance
1M Return %	0.41	0.46	0.25 \| 0.63	11 \| 14	Average
3M Return %	1.46	1.53	1.13 \| 1.77	9 \| 14	Average
6M Return %	3.95	3.86	2.47 \| 7.06	6 \| 14	Good
1Y Return %	7.93	7.85	5.93 \| 12.05	7 \| 14	Good
3Y Return %	6.22	9.45	4.91 \| 39.67	10 \| 13	Average
5Y Return %	7.22	6.82	3.14 \| 10.48	6 \| 13	Good
7Y Return %	7.19	5.25	-1.47 \| 7.57	2 \| 13	Very Good
10Y Return %	7.58	6.40	3.00 \| 7.75	2 \| 9	Very Good
1Y SIP Return %	-8.76	-8.74	-10.99 \| -4.28	8 \| 14	Good
3Y SIP Return %	5.40	6.37	4.55 \| 11.03	10 \| 13	Average
5Y SIP Return %	6.26	8.07	4.96 \| 23.44	9 \| 13	Average
7Y SIP Return %	6.03	6.16	3.43 \| 12.68	6 \| 13	Good
10Y SIP Return %	6.40	5.38	2.38 \| 6.68	2 \| 9	Very Good
Standard Deviation	1.18	7.08	0.91 \| 70.73	7 \| 13	Good
Semi Deviation	0.94	1.84	0.73 \| 11.98	8 \| 13	Good
Max Drawdown %	-0.90	-0.72	-2.85 \| -0.26	12 \| 13	Average
VaR 1 Y %	-0.18	-0.23	-1.48 \| 0.00	9 \| 13	Average
Average Drawdown %	-0.90	-0.51	-1.08 \| -0.26	12 \| 13	Average
Sharpe Ratio	-0.60	-0.23	-1.39 \| 0.68	10 \| 13	Average
Sterling Ratio	0.56	0.89	0.37 \| 3.85	11 \| 13	Average
Sortino Ratio	-0.20	1.15	-0.40 \| 14.66	10 \| 13	Average

_{Return data last Updated On :
Jan. 17, 2025.

Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On :

Dec. 31, 2024

KPIs: Key Performance Indicators}

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KPIs^*	Fund	Cat. Avg	Min \| Max	Rank _{(In Cat.)}
1M Return %	0.46	0.52	0.28 \| 0.71	13 \| 14
3M Return %	1.61	1.72	1.21 \| 1.97	12 \| 14
6M Return %	4.26	4.27	2.65 \| 7.53	7 \| 14
1Y Return %	8.59	8.69	6.29 \| 13.05	7 \| 14
3Y Return %	6.88	10.29	5.92 \| 40.08	11 \| 13
5Y Return %	7.84	7.65	3.92 \| 10.80	6 \| 13
7Y Return %	7.81	6.09	-1.21 \| 8.32	4 \| 13
10Y Return %	8.33	7.29	3.95 \| 8.57	2 \| 9
1Y SIP Return %	-8.23	-8.06	-10.69 \| -3.47	8 \| 14
3Y SIP Return %	6.05	7.21	5.56 \| 11.39	10 \| 13
5Y SIP Return %	6.91	8.91	5.99 \| 23.82	11 \| 13
7Y SIP Return %	6.64	6.96	4.18 \| 12.97	6 \| 13
10Y SIP Return %	7.07	6.24	3.20 \| 7.45	2 \| 9
Standard Deviation	1.18	7.08	0.91 \| 70.73	7 \| 13
Semi Deviation	0.94	1.84	0.73 \| 11.98	8 \| 13
Max Drawdown %	-0.90	-0.72	-2.85 \| -0.26	12 \| 13
VaR 1 Y %	-0.18	-0.23	-1.48 \| 0.00	9 \| 13
Average Drawdown %	-0.90	-0.51	-1.08 \| -0.26	12 \| 13
Sharpe Ratio	-0.60	-0.23	-1.39 \| 0.68	10 \| 13
Sterling Ratio	0.56	0.89	0.37 \| 3.85	11 \| 13
Sortino Ratio	-0.20	1.15	-0.40 \| 14.66	10 \| 13

Investment Period	Regular		Direct
Investment Period	Return %	Current Value of ₹ 10000	Return %	Current Value of ₹ 10000
1D	0.05	₹ 10,005.00	0.05	₹ 10,005.00
1W	0.09	₹ 10,009.00	0.10	₹ 10,010.00
1M	0.41	₹ 10,041.00	0.46	₹ 10,046.00
3M	1.46	₹ 10,146.00	1.61	₹ 10,161.00
6M	3.95	₹ 10,395.00	4.26	₹ 10,426.00
1Y	7.93	₹ 10,793.00	8.59	₹ 10,859.00
3Y	6.22	₹ 11,986.00	6.88	₹ 12,210.00
5Y	7.22	₹ 14,171.00	7.84	₹ 14,586.00
7Y	7.19	₹ 16,254.00	7.81	₹ 16,929.00
10Y	7.58	₹ 20,769.00	8.33	₹ 22,267.00
15Y		₹		₹

Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.

Investment Period	Invested Amount	Regular		Direct
Investment Period	Invested Amount	XIRR %	Current Value of Invested Amount	XIRR %	Current Value of Invested Amount
1Y	₹ 12000	-8.76	₹ 11,421.89	-8.23	₹ 11,457.35
3Y	₹ 36000	5.40	₹ 39,085.09	6.05	₹ 39,471.52
5Y	₹ 60000	6.26	₹ 70,300.02	6.91	₹ 71,458.38
7Y	₹ 84000	6.03	₹ 104,090.78	6.64	₹ 106,411.12
10Y	₹ 120000	6.40	₹ 166,800.24	7.07	₹ 172,757.16
15Y	₹ 180000		₹		₹

Date	Hdfc Credit Risk Debt Fund NAV Regular Growth	Hdfc Credit Risk Debt Fund NAV Direct Growth
17-01-2025	23.1118	24.9063
16-01-2025	23.1011	24.8944
15-01-2025	23.0824	24.8738
14-01-2025	23.0788	24.8696
13-01-2025	23.0686	24.8582
10-01-2025	23.0905	24.8806
09-01-2025	23.0827	24.8718
08-01-2025	23.0814	24.8699
07-01-2025	23.0813	24.8694
06-01-2025	23.0683	24.855
03-01-2025	23.0552	24.8397
02-01-2025	23.0508	24.8345
01-01-2025	23.0414	24.8241
31-12-2024	23.0283	24.8095
30-12-2024	23.0268	24.8075
27-12-2024	23.0302	24.81
26-12-2024	23.0263	24.8054
24-12-2024	23.0209	24.7987
23-12-2024	23.0122	24.7889
20-12-2024	22.9876	24.7612
19-12-2024	23.0188	24.7945
18-12-2024	23.0298	24.8059
17-12-2024	23.0179	24.7927

Fund Launch Date: 06/Mar/2014
Fund Category: Credit Risk Fund
Investment Objective: To generate income/capital appreciation by investing predominantly in AA and below rated corporate debt. There is no assurance that the investment objective of the Scheme will be realized.
Fund Description: An open ended debt scheme predominantly investing in AA and below rated corporate bonds (excluding AA+ rated corporate bonds)
Fund Benchmark: Crisil Short Term Bond Fund Index

_{Source: Fund FactSheet}

Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.

Hdfc Credit Risk Debt Fund

Hdfc Credit Risk Debt Fund NAV

Hdfc Credit Risk Debt Fund Review

Hdfc Credit Risk Debt Fund Performance Comparison with Peers (Regular Plan Chart)

Hdfc Credit Risk Debt Fund Review Dashboard (Regular Plan)

Hdfc Credit Risk Debt Fund Review Dashboard (Direct Plan)

Hdfc Credit Risk Debt Fund Lumpsum Returns and Investment Value

Hdfc Credit Risk Debt Fund SIP Return and Investment Value

Hdfc Credit Risk Debt Fund NAV History

Hdfc Credit Risk Debt Fund Information