Hdfc Credit Risk Debt Fund Overview
Category	Credit Risk Fund
BMSMONEY Rank	10
BMSMONEY Rating
Gro. Opt.	As On:	20-12-2024
NAV	₹22.99_(R)		-0.14%	₹24.76_(D)	-0.13%
Returns	1Y	3Y	5Y	7Y	10Y
LumpSum_(R)	8.09%	6.11%	7.26%	7.14%	7.7%
LumpSum_(D)	8.75%	6.77%	7.88%	7.77%	8.45%
SIP_(R)	-37.64%	1.77%	5.09%	6.33%	6.93%
SIP_(D)	-37.22%	2.44%	5.75%	6.98%	7.62%
Ratio	Sharpe Ratio	Sortino Ratio	Sterling Ratio	Jensen's Alpha	Treynor Ratio
Ratio	-0.58	-0.19	0.56	-%	-
Risk	STD. Dev	VaR 1Y95%	Max DD	Beta	Semi Devi.
Risk	1.18%	-0.18%	-0.9%	-	0.94%

Top Credit Risk Fund
Fund Name	Rank	Rating
Aditya Birla Sun Life Credit Risk Fund	1
Icici Prudential Credit Risk Fund	2
Baroda BNP Paribas Credit Risk Fund	3

NAV Date: 20-12-2024

Scheme Name	NAV	Rupee Change	Percent Change
HDFC Credit Risk Debt Fund - Quarterly IDCW Option	10.45	-0.0100	-0.1400%
HDFC Credit Risk Debt Fund - Quarterly IDCW - Direct Plan	10.79	-0.0100	-0.1300%
HDFC Credit Risk Debt Fund - IDCW Option	21.17	-0.0300	-0.1400%
HDFC Credit Risk Debt Fund - IDCW Option - Direct Plan	21.71	-0.0300	-0.1300%
HDFC Credit Risk Debt Fund - Growth Option	22.99	-0.0300	-0.1400%
HDFC Credit Risk Debt Fund - Growth Option - Direct Plan	24.76	-0.0300	-0.1300%

Review Date: 20-12-2024

Hdfc Credit Risk Debt Fund has shown poor performance in the Credit Risk Fund category. The fund has rank of 10 out of 13 funds in the category. The fund has delivered return of 8.09% in 1 year, 6.11% in 3 years, 7.26% in 5 years and 7.7% in 10 years. The category average for the same periods is 7.9%, 9.32%, 6.65% and 6.47% respectively, which shows very good return performance of fund in the category. The fund has exhibited standard deviation of 1.18, VaR of -0.18, Average Drawdown of -0.9, Semi Deviation of 0.94 and Max Drawdown of -0.9. The category average for the same parameters is 7.08, -0.22, -0.54, 1.84 and -0.72 respectively. The fund has average risk in the category.

Key Points:

An investment of ₹10,000 in Hdfc Credit Risk Debt Fund direct growth option would have grown to ₹10875.0 in 1 year, ₹12172.0 in 3 years and ₹14609.0 in 5 years as of today (20-12-2024).
An SIP of ₹1,000 per month in Hdfc Credit Risk Debt Fund direct growth option would have grown to ₹9411.0 in 1 year, ₹37374.0 in 3 years and ₹69402.0 in 5 years as of today (20-12-2024).
standard deviation of 1.18 and based on VaR one can expect to lose more than -0.18% of current value of fund in one year.
Sharpe ratio of the fund is -0.58 which shows average performance of fund in the credit risk fund category.

Select Parameter:

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KPIs^*	Fund	Cat. Avg	Min \| Max	Rank _{(In Cat.)}	Performance
1M Return %	0.44	0.51	0.32 \| 0.62	11 \| 14	Average
3M Return %	1.50	1.66	-0.16 \| 4.33	9 \| 14	Average
6M Return %	4.00	3.91	2.46 \| 7.01	6 \| 14	Good
1Y Return %	8.09	7.90	6.14 \| 11.81	4 \| 14	Very Good
3Y Return %	6.11	9.32	4.73 \| 39.66	10 \| 13	Average
5Y Return %	7.26	6.65	0.92 \| 10.47	6 \| 13	Good
7Y Return %	7.14	5.22	-1.44 \| 7.50	2 \| 13	Very Good
10Y Return %	7.70	6.47	3.07 \| 7.81	2 \| 9	Very Good
1Y SIP Return %	-37.64	-37.63	-39.17 \| -33.99	8 \| 14	Good
3Y SIP Return %	1.77	3.00	0.72 \| 10.36	10 \| 13	Average
5Y SIP Return %	5.09	6.90	3.62 \| 22.80	9 \| 13	Average
7Y SIP Return %	6.33	6.33	3.31 \| 12.52	6 \| 13	Good
10Y SIP Return %	6.93	5.83	2.65 \| 7.17	2 \| 9	Very Good
Standard Deviation	1.18	7.08	0.91 \| 70.73	7 \| 13	Good
Semi Deviation	0.94	1.84	0.73 \| 11.99	8 \| 13	Good
Max Drawdown %	-0.90	-0.72	-2.85 \| -0.26	12 \| 13	Average
VaR 1 Y %	-0.18	-0.22	-1.48 \| 0.00	10 \| 13	Average
Average Drawdown %	-0.90	-0.54	-1.08 \| -0.26	12 \| 13	Average
Sharpe Ratio	-0.58	-0.23	-1.44 \| 0.69	10 \| 13	Average
Sterling Ratio	0.56	0.88	0.37 \| 3.84	11 \| 13	Average
Sortino Ratio	-0.19	1.15	-0.41 \| 14.70	10 \| 13	Average

_{Return data last Updated On :
Dec. 20, 2024.

Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On :

Nov. 29, 2024

KPIs: Key Performance Indicators}

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KPIs^*	Fund	Cat. Avg	Min \| Max	Rank _{(In Cat.)}
1M Return %	0.49	0.57	0.40 \| 0.69	11 \| 14
3M Return %	1.65	1.86	0.07 \| 4.56	11 \| 14
6M Return %	4.32	4.32	2.63 \| 7.48	7 \| 14
1Y Return %	8.75	8.74	6.50 \| 12.81	6 \| 14
3Y Return %	6.77	10.16	5.73 \| 40.07	11 \| 13
5Y Return %	7.88	7.47	1.69 \| 10.79	6 \| 13
7Y Return %	7.77	6.05	-1.17 \| 8.25	4 \| 13
10Y Return %	8.45	7.37	4.03 \| 8.63	2 \| 9
1Y SIP Return %	-37.22	-37.10	-38.85 \| -33.35	9 \| 14
3Y SIP Return %	2.44	3.86	1.75 \| 10.74	11 \| 13
5Y SIP Return %	5.75	7.76	4.67 \| 23.18	11 \| 13
7Y SIP Return %	6.98	7.17	4.10 \| 12.82	6 \| 13
10Y SIP Return %	7.62	6.71	3.50 \| 7.95	2 \| 9
Standard Deviation	1.18	7.08	0.91 \| 70.73	7 \| 13
Semi Deviation	0.94	1.84	0.73 \| 11.99	8 \| 13
Max Drawdown %	-0.90	-0.72	-2.85 \| -0.26	12 \| 13
VaR 1 Y %	-0.18	-0.22	-1.48 \| 0.00	10 \| 13
Average Drawdown %	-0.90	-0.54	-1.08 \| -0.26	12 \| 13
Sharpe Ratio	-0.58	-0.23	-1.44 \| 0.69	10 \| 13
Sterling Ratio	0.56	0.88	0.37 \| 3.84	11 \| 13
Sortino Ratio	-0.19	1.15	-0.41 \| 14.70	10 \| 13

Investment Period	Regular		Direct
Investment Period	Return %	Current Value of ₹ 10000	Return %	Current Value of ₹ 10000
1D	-0.14	₹ 9,986.00	-0.13	₹ 9,987.00
1W	-0.07	₹ 9,993.00	-0.06	₹ 9,994.00
1M	0.44	₹ 10,044.00	0.49	₹ 10,049.00
3M	1.50	₹ 10,150.00	1.65	₹ 10,165.00
6M	4.00	₹ 10,400.00	4.32	₹ 10,432.00
1Y	8.09	₹ 10,809.00	8.75	₹ 10,875.00
3Y	6.11	₹ 11,948.00	6.77	₹ 12,172.00
5Y	7.26	₹ 14,195.00	7.88	₹ 14,609.00
7Y	7.14	₹ 16,203.00	7.77	₹ 16,881.00
10Y	7.70	₹ 20,992.00	8.45	₹ 22,513.00
15Y		₹		₹

Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.

Investment Period	Invested Amount	Regular		Direct
Investment Period	Invested Amount	XIRR %	Current Value of Invested Amount	XIRR %	Current Value of Invested Amount
1Y	₹ 12000	-37.64	₹ 9,379.33	-37.22	₹ 9,410.70
3Y	₹ 36000	1.77	₹ 36,991.58	2.44	₹ 37,373.76
5Y	₹ 60000	5.09	₹ 68,248.92	5.75	₹ 69,401.64
7Y	₹ 84000	6.33	₹ 105,236.80	6.98	₹ 107,675.15
10Y	₹ 120000	6.93	₹ 171,468.00	7.62	₹ 177,741.36
15Y	₹ 180000		₹		₹

Date	Hdfc Credit Risk Debt Fund NAV Regular Growth	Hdfc Credit Risk Debt Fund NAV Direct Growth
20-12-2024	22.9876	24.7612
19-12-2024	23.0188	24.7945
18-12-2024	23.0298	24.8059
17-12-2024	23.0179	24.7927
16-12-2024	23.0164	24.7907
13-12-2024	23.0035	24.7756
12-12-2024	22.9943	24.7653
11-12-2024	22.9938	24.7643
10-12-2024	22.9957	24.7661
09-12-2024	22.9846	24.7537
06-12-2024	22.9773	24.7446
05-12-2024	22.9896	24.7574
04-12-2024	22.9695	24.7354
03-12-2024	22.9604	24.7251
02-12-2024	22.9581	24.7223
29-11-2024	22.9322	24.6932
28-11-2024	22.9184	24.678
27-11-2024	22.9174	24.6765
26-11-2024	22.9095	24.6676
25-11-2024	22.9066	24.6641
22-11-2024	22.8884	24.6433
21-11-2024	22.8861	24.6404

Fund Launch Date: 06/Mar/2014
Fund Category: Credit Risk Fund
Investment Objective: To generate income/capital appreciation by investing predominantly in AA and below rated corporate debt. There is no assurance that the investment objective of the Scheme will be realized.
Fund Description: An open ended debt scheme predominantly investing in AA and below rated corporate bonds (excluding AA+ rated corporate bonds)
Fund Benchmark: Crisil Short Term Bond Fund Index

_{Source: Fund FactSheet}

Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.

Hdfc Credit Risk Debt Fund

Hdfc Credit Risk Debt Fund NAV

Hdfc Credit Risk Debt Fund Review

Hdfc Credit Risk Debt Fund Performance Comparison with Peers (Regular Plan Chart)

Hdfc Credit Risk Debt Fund Review Dashboard (Regular Plan)

Hdfc Credit Risk Debt Fund Review Dashboard (Direct Plan)

Hdfc Credit Risk Debt Fund Lumpsum Returns and Investment Value

Hdfc Credit Risk Debt Fund SIP Return and Investment Value

Hdfc Credit Risk Debt Fund NAV History

Hdfc Credit Risk Debt Fund Information