Dsp Credit Risk Fund Overview
Category Credit Risk Fund
BMSMONEY Rank 5
BMSMONEY Rating
Gro. Opt. As On: 20-12-2024
NAV ₹41.87(R) 0.0% ₹45.52(D) 0.0%
Returns 1Y 3Y 5Y 7Y 10Y
LumpSum (R) 7.71% 10.74% 7.97% 5.84% 6.78%
LumpSum (D) 8.53% 11.62% 8.83% 6.68% 7.55%
SIP (R) -37.72% 5.62% 7.77% 7.23% 6.69%
SIP (D) -37.2% 6.52% 8.67% 8.1% 7.52%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
0.63 1.05 0.99 -% -
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
5.75% -0.44% -0.77% - 1.71%
Top Credit Risk Fund
Fund Name Rank Rating
Aditya Birla Sun Life Credit Risk Fund 1
Icici Prudential Credit Risk Fund 2
Baroda BNP Paribas Credit Risk Fund 3

NAV Date: 20-12-2024

Scheme Name NAV Rupee Change Percent Change
DSP Credit Risk Fund - Regular Plan - IDCW - Daily 10.24
0.0000
0.0000%
DSP Credit Risk Fund - Direct Plan - IDCW - Daily 10.24
0.0000
0.0000%
DSP Credit Risk Fund - Regular Plan - IDCW - Weekly 10.25
0.0000
0.0000%
DSP Credit Risk Fund - Direct Plan - IDCW - Weekly 10.25
0.0000
0.0000%
DSP Credit Risk Fund - Regular Plan - IDCW - Monthly 10.8
0.0000
0.0000%
DSP Credit Risk Fund - Direct Plan - IDCW - Monthly 10.87
0.0000
0.0000%
DSP Credit Risk Fund - Regular Plan - IDCW - Quarterly 11.14
0.0000
0.0000%
DSP Credit Risk Fund - Direct Plan - IDCW - Quarterly 11.27
0.0000
0.0000%
DSP Credit Risk Fund - Regular Plan - IDCW 12.18
0.0000
0.0000%
DSP Credit Risk Fund - Direct Plan - IDCW 12.3
0.0000
0.0000%
DSP Credit Risk Fund - Regular Plan -Growth 41.87
0.0000
0.0000%
DSP Credit Risk Fund - Direct Plan - Growth 45.52
0.0000
0.0000%

Review Date: 20-12-2024

Dsp Credit Risk Fund has shown good performance in the Credit Risk Fund category. The fund has rank of 5 out of 13 funds in the category. The fund has delivered return of 7.71% in 1 year, 10.74% in 3 years, 7.97% in 5 years and 6.78% in 10 years. The category average for the same periods is 7.9%, 9.32%, 6.65% and 6.47% respectively, which shows good return performance of fund in the category. The fund has exhibited standard deviation of 5.75, VaR of -0.44, Average Drawdown of -0.43, Semi Deviation of 1.71 and Max Drawdown of -0.77. The category average for the same parameters is 7.08, -0.22, -0.54, 1.84 and -0.72 respectively. The fund has average risk in the category.

Key Points:

  1. An investment of ₹10,000 in Dsp Credit Risk Fund direct growth option would have grown to ₹10853.0 in 1 year, ₹13908.0 in 3 years and ₹15265.0 in 5 years as of today (20-12-2024).
  2. An SIP of ₹1,000 per month in Dsp Credit Risk Fund direct growth option would have grown to ₹9412.0 in 1 year, ₹39744.0 in 3 years and ₹74661.0 in 5 years as of today (20-12-2024).
  3. standard deviation of 5.75 and based on VaR one can expect to lose more than -0.44% of current value of fund in one year.
  4. Sharpe ratio of the fund is 0.63 which shows very good performance of fund in the credit risk fund category.


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KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
1M Return % 0.58
0.51
0.32 | 0.62 4 | 14 Very Good
3M Return % 1.68
1.66
-0.16 | 4.33 5 | 14 Good
6M Return % 3.82
3.91
2.46 | 7.01 9 | 14 Average
1Y Return % 7.71
7.90
6.14 | 11.81 9 | 14 Average
3Y Return % 10.74
9.32
4.73 | 39.66 2 | 13 Very Good
5Y Return % 7.97
6.65
0.92 | 10.47 4 | 13 Very Good
7Y Return % 5.84
5.22
-1.44 | 7.50 9 | 13 Average
10Y Return % 6.78
6.47
3.07 | 7.81 5 | 9 Good
15Y Return % 7.26
7.64
7.26 | 8.02 2 | 2 Good
1Y SIP Return % -37.72
-37.63
-39.17 | -33.99 9 | 14 Average
3Y SIP Return % 5.62
3.00
0.72 | 10.36 2 | 13 Very Good
5Y SIP Return % 7.77
6.90
3.62 | 22.80 2 | 13 Very Good
7Y SIP Return % 7.23
6.33
3.31 | 12.52 2 | 13 Very Good
10Y SIP Return % 6.69
5.83
2.65 | 7.17 4 | 9 Good
15Y SIP Return % 7.07
7.32
7.07 | 7.58 2 | 2 Good
Standard Deviation 5.75
7.08
0.91 | 70.73 12 | 13 Average
Semi Deviation 1.71
1.84
0.73 | 11.99 11 | 13 Average
Max Drawdown % -0.77
-0.72
-2.85 | -0.26 9 | 13 Average
VaR 1 Y % -0.44
-0.22
-1.48 | 0.00 11 | 13 Average
Average Drawdown % -0.43
-0.54
-1.08 | -0.26 6 | 13 Good
Sharpe Ratio 0.63
-0.23
-1.44 | 0.69 2 | 13 Very Good
Sterling Ratio 0.99
0.88
0.37 | 3.84 2 | 13 Very Good
Sortino Ratio 1.05
1.15
-0.41 | 14.70 2 | 13 Very Good
Return data last Updated On : Dec. 20, 2024.
Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Nov. 29, 2024
KPIs: Key Performance Indicators

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KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
1M Return % 0.64 0.57 0.40 | 0.69 4 | 14
3M Return % 1.86 1.86 0.07 | 4.56 5 | 14
6M Return % 4.22 4.32 2.63 | 7.48 8 | 14
1Y Return % 8.53 8.74 6.50 | 12.81 9 | 14
3Y Return % 11.62 10.16 5.73 | 40.07 2 | 13
5Y Return % 8.83 7.47 1.69 | 10.79 4 | 13
7Y Return % 6.68 6.05 -1.17 | 8.25 9 | 13
10Y Return % 7.55 7.37 4.03 | 8.63 6 | 9
1Y SIP Return % -37.20 -37.10 -38.85 | -33.35 8 | 14
3Y SIP Return % 6.52 3.86 1.75 | 10.74 2 | 13
5Y SIP Return % 8.67 7.76 4.67 | 23.18 2 | 13
7Y SIP Return % 8.10 7.17 4.10 | 12.82 3 | 13
10Y SIP Return % 7.52 6.71 3.50 | 7.95 3 | 9
Standard Deviation 5.75 7.08 0.91 | 70.73 12 | 13
Semi Deviation 1.71 1.84 0.73 | 11.99 11 | 13
Max Drawdown % -0.77 -0.72 -2.85 | -0.26 9 | 13
VaR 1 Y % -0.44 -0.22 -1.48 | 0.00 11 | 13
Average Drawdown % -0.43 -0.54 -1.08 | -0.26 6 | 13
Sharpe Ratio 0.63 -0.23 -1.44 | 0.69 2 | 13
Sterling Ratio 0.99 0.88 0.37 | 3.84 2 | 13
Sortino Ratio 1.05 1.15 -0.41 | 14.70 2 | 13
Return data last Updated On : Dec. 20, 2024.
Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Nov. 29, 2024
KPIs: Key Performance Indicators

Investment Period Regular Direct
Return % Current Value of ₹ 10000 Return % Current Value of ₹ 10000
1D 0.00 ₹ 10,000.00 0.00 ₹ 10,000.00
1W 0.01 ₹ 10,001.00 0.02 ₹ 10,002.00
1M 0.58 ₹ 10,058.00 0.64 ₹ 10,064.00
3M 1.68 ₹ 10,168.00 1.86 ₹ 10,186.00
6M 3.82 ₹ 10,382.00 4.22 ₹ 10,422.00
1Y 7.71 ₹ 10,771.00 8.53 ₹ 10,853.00
3Y 10.74 ₹ 13,579.00 11.62 ₹ 13,908.00
5Y 7.97 ₹ 14,670.00 8.83 ₹ 15,265.00
7Y 5.84 ₹ 14,879.00 6.68 ₹ 15,723.00
10Y 6.78 ₹ 19,265.00 7.55 ₹ 20,713.00
15Y 7.26 ₹ 28,628.00 ₹

Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.

Investment Period Invested Amount Regular Direct
XIRR % Current Value of Invested Amount XIRR % Current Value of Invested Amount
1Y ₹ 12000 -37.72 ₹ 9,372.96 -37.20 ₹ 9,412.20
3Y ₹ 36000 5.62 ₹ 39,215.30 6.52 ₹ 39,743.96
5Y ₹ 60000 7.77 ₹ 73,008.84 8.67 ₹ 74,661.30
7Y ₹ 84000 7.23 ₹ 108,643.25 8.10 ₹ 112,066.16
10Y ₹ 120000 6.69 ₹ 169,314.48 7.52 ₹ 176,804.16
15Y ₹ 180000 7.07 ₹ 314,703.36 ₹


Date Dsp Credit Risk Fund NAV Regular Growth Dsp Credit Risk Fund NAV Direct Growth
20-12-2024 41.8717 45.5173
19-12-2024 41.8708 45.5154
18-12-2024 41.8965 45.5424
17-12-2024 41.8836 45.5275
16-12-2024 41.889 45.5324
13-12-2024 41.8685 45.5073
12-12-2024 41.8587 45.4958
11-12-2024 41.8678 45.5047
10-12-2024 41.8715 45.5078
09-12-2024 41.8549 45.4888
06-12-2024 41.8188 45.4469
05-12-2024 41.8529 45.483
04-12-2024 41.8423 45.4706
03-12-2024 41.8072 45.4315
02-12-2024 41.8017 45.4246
29-11-2024 41.7404 45.3552
28-11-2024 41.6947 45.3046
27-11-2024 41.6866 45.2949
26-11-2024 41.6738 45.28
25-11-2024 41.6692 45.2742
22-11-2024 41.6284 45.2271
21-11-2024 41.6301 45.2281

Fund Launch Date: 12/May/2003
Fund Category: Credit Risk Fund
Investment Objective: An Open ended income Scheme, seeking to generate returns commensurate with risk from a portfolio constituted of money market securities and/or debt securities.
Fund Description: An open ended debt scheme predominantly investing in AA and below rated corporate bonds (excluding AA+ rated corporate bonds).
Fund Benchmark: 50% of CRISIL Short Term Bond Fund Index + 50% of CRISIL Composite Bond Fund Index
Source: Fund FactSheet

Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.