Previously Known As : Idfc Credit Risk Fund
Bandhan Credit Risk Fund Overview
Category Credit Risk Fund
BMSMONEY Rank 13
BMSMONEY Rating
Gro. Opt. As On: 20-12-2024
NAV ₹15.77(R) +0.01% ₹17.02(D) +0.01%
Returns 1Y 3Y 5Y 7Y 10Y
LumpSum (R) 7.29% 5.32% 5.5% 5.9% -%
LumpSum (D) 8.36% 6.34% 6.52% 6.93% -%
SIP (R) -38.02% 0.96% 3.84% 4.97% -%
SIP (D) -37.34% 2.03% 4.9% 6.02% -%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
-1.44 -0.41 0.48 -% -
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
1.04% -0.17% -0.78% - 0.81%
Top Credit Risk Fund
Fund Name Rank Rating
Aditya Birla Sun Life Credit Risk Fund 1
Icici Prudential Credit Risk Fund 2
Baroda BNP Paribas Credit Risk Fund 3

NAV Date: 20-12-2024

Scheme Name NAV Rupee Change Percent Change
BANDHAN Credit Risk Fund - Regular Plan Half Yearly IDCW 10.21
0.0000
0.0100%
BANDHAN Credit Risk Fund - Regular Plan Quarterly IDCW 10.54
0.0000
0.0100%
BANDHAN Credit Risk Fund - Regular Plan Annual IDCW 10.68
0.0000
0.0100%
BANDHAN Credit Risk Fund-Direct Plan-Quarterly IDCW 10.73
0.0000
0.0100%
BANDHAN Credit Risk Fund-Direct Plan-Annual IDCW 10.82
0.0000
0.0100%
BANDHAN Credit Risk Fund - Regular Plan Periodic IDCW 12.24
0.0000
0.0100%
BANDHAN Credit Risk Fund-Direct Plan-Periodic IDCW 12.47
0.0000
0.0100%
BANDHAN Credit Risk Fund - Regular Plan Growth 15.77
0.0000
0.0100%
BANDHAN Credit Risk Fund-Direct Plan-Growth 17.02
0.0000
0.0100%

Review Date: 20-12-2024

Bandhan Credit Risk Fund has exhibited poor performance in the Credit Risk Fund category. The fund has rank of 13 out of 13 funds in the category. The fund has delivered return of 7.29% in 1 year, 5.32% in 3 years and 5.5% in 5 years. The category average for the same periods is 7.9%, 9.32% and 6.65% respectively, which shows average return performance of fund in the category. The fund has exhibited standard deviation of 1.04, VaR of -0.17, Average Drawdown of -0.78, Semi Deviation of 0.81 and Max Drawdown of -0.78. The category average for the same parameters is 7.08, -0.22, -0.54, 1.84 and -0.72 respectively. The fund has average risk in the category.

Key Points:

  1. An investment of ₹10,000 in Bandhan Credit Risk Fund direct growth option would have grown to ₹10836.0 in 1 year, ₹12024.0 in 3 years and ₹13712.0 in 5 years as of today (20-12-2024).
  2. An SIP of ₹1,000 per month in Bandhan Credit Risk Fund direct growth option would have grown to ₹9402.0 in 1 year, ₹37140.0 in 3 years and ₹67923.0 in 5 years as of today (20-12-2024).
  3. standard deviation of 1.04 and based on VaR one can expect to lose more than -0.17% of current value of fund in one year.
  4. Sharpe ratio of the fund is -1.44 which shows poor performance of fund in the credit risk fund category.


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KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
1M Return % 0.55
0.51
0.32 | 0.62 6 | 14 Good
3M Return % 1.51
1.66
-0.16 | 4.33 8 | 14 Good
6M Return % 3.57
3.91
2.46 | 7.01 11 | 14 Average
1Y Return % 7.29
7.90
6.14 | 11.81 10 | 14 Average
3Y Return % 5.32
9.32
4.73 | 39.66 12 | 13 Average
5Y Return % 5.50
6.65
0.92 | 10.47 10 | 13 Average
7Y Return % 5.90
5.22
-1.44 | 7.50 7 | 13 Good
1Y SIP Return % -38.02
-37.63
-39.17 | -33.99 10 | 14 Average
3Y SIP Return % 0.96
3.00
0.72 | 10.36 12 | 13 Average
5Y SIP Return % 3.84
6.90
3.62 | 22.80 12 | 13 Average
7Y SIP Return % 4.97
6.33
3.31 | 12.52 11 | 13 Average
Standard Deviation 1.04
7.08
0.91 | 70.73 5 | 13 Good
Semi Deviation 0.81
1.84
0.73 | 11.99 6 | 13 Good
Max Drawdown % -0.78
-0.72
-2.85 | -0.26 10 | 13 Average
VaR 1 Y % -0.17
-0.22
-1.48 | 0.00 9 | 13 Average
Average Drawdown % -0.78
-0.54
-1.08 | -0.26 11 | 13 Average
Sharpe Ratio -1.44
-0.23
-1.44 | 0.69 13 | 13 Poor
Sterling Ratio 0.48
0.88
0.37 | 3.84 12 | 13 Average
Sortino Ratio -0.41
1.15
-0.41 | 14.70 13 | 13 Poor
Return data last Updated On : Dec. 20, 2024.
Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Nov. 29, 2024
KPIs: Key Performance Indicators

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KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
1M Return % 0.63 0.57 0.40 | 0.69 6 | 14
3M Return % 1.76 1.86 0.07 | 4.56 8 | 14
6M Return % 4.09 4.32 2.63 | 7.48 11 | 14
1Y Return % 8.36 8.74 6.50 | 12.81 11 | 14
3Y Return % 6.34 10.16 5.73 | 40.07 12 | 13
5Y Return % 6.52 7.47 1.69 | 10.79 10 | 13
7Y Return % 6.93 6.05 -1.17 | 8.25 7 | 13
1Y SIP Return % -37.34 -37.10 -38.85 | -33.35 10 | 14
3Y SIP Return % 2.03 3.86 1.75 | 10.74 12 | 13
5Y SIP Return % 4.90 7.76 4.67 | 23.18 12 | 13
7Y SIP Return % 6.02 7.17 4.10 | 12.82 11 | 13
Standard Deviation 1.04 7.08 0.91 | 70.73 5 | 13
Semi Deviation 0.81 1.84 0.73 | 11.99 6 | 13
Max Drawdown % -0.78 -0.72 -2.85 | -0.26 10 | 13
VaR 1 Y % -0.17 -0.22 -1.48 | 0.00 9 | 13
Average Drawdown % -0.78 -0.54 -1.08 | -0.26 11 | 13
Sharpe Ratio -1.44 -0.23 -1.44 | 0.69 13 | 13
Sterling Ratio 0.48 0.88 0.37 | 3.84 12 | 13
Sortino Ratio -0.41 1.15 -0.41 | 14.70 13 | 13
Return data last Updated On : Dec. 20, 2024.
Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Nov. 29, 2024
KPIs: Key Performance Indicators

Investment Period Regular Direct
Return % Current Value of ₹ 10000 Return % Current Value of ₹ 10000
1D 0.01 ₹ 10,001.00 0.01 ₹ 10,001.00
1W 0.03 ₹ 10,003.00 0.05 ₹ 10,005.00
1M 0.55 ₹ 10,055.00 0.63 ₹ 10,063.00
3M 1.51 ₹ 10,151.00 1.76 ₹ 10,176.00
6M 3.57 ₹ 10,357.00 4.09 ₹ 10,409.00
1Y 7.29 ₹ 10,729.00 8.36 ₹ 10,836.00
3Y 5.32 ₹ 11,681.00 6.34 ₹ 12,024.00
5Y 5.50 ₹ 13,071.00 6.52 ₹ 13,712.00
7Y 5.90 ₹ 14,934.00 6.93 ₹ 15,989.00
10Y ₹ ₹
15Y ₹ ₹

Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.

Investment Period Invested Amount Regular Direct
XIRR % Current Value of Invested Amount XIRR % Current Value of Invested Amount
1Y ₹ 12000 -38.02 ₹ 9,350.26 -37.34 ₹ 9,401.89
3Y ₹ 36000 0.96 ₹ 36,538.52 2.03 ₹ 37,139.54
5Y ₹ 60000 3.84 ₹ 66,139.80 4.90 ₹ 67,923.18
7Y ₹ 84000 4.97 ₹ 100,246.61 6.02 ₹ 104,059.12
10Y ₹ 120000 ₹ ₹
15Y ₹ 180000 ₹ ₹


Date Bandhan Credit Risk Fund NAV Regular Growth Bandhan Credit Risk Fund NAV Direct Growth
20-12-2024 15.7682 17.0243
19-12-2024 15.7665 17.0221
18-12-2024 15.7782 17.0342
17-12-2024 15.7712 17.0262
16-12-2024 15.7733 17.028
13-12-2024 15.763 17.0154
12-12-2024 15.7592 17.0108
11-12-2024 15.7583 17.0094
10-12-2024 15.7592 17.01
09-12-2024 15.7546 17.0045
06-12-2024 15.7393 16.9866
05-12-2024 15.7536 17.0016
04-12-2024 15.7508 16.998
03-12-2024 15.739 16.9849
02-12-2024 15.7356 16.9808
29-11-2024 15.7151 16.9572
28-11-2024 15.702 16.9427
27-11-2024 15.7012 16.9413
26-11-2024 15.697 16.9362
25-11-2024 15.6958 16.9345
22-11-2024 15.6815 16.9177
21-11-2024 15.6825 16.9183

Fund Launch Date: 14/Feb/2017
Fund Category: Credit Risk Fund
Investment Objective: The Fund seeks to generate returns by investing predominantly in AA and below rated corporate debt securities across maturities.
Fund Description: An open ended debt scheme predominantly investing in AA and below rated corporate bonds
Fund Benchmark: 65% NIFTY AA Short Duration BondIndex + 35% NIFTY AAA Short Duration Bond
Source: Fund FactSheet

Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.