Previously Known As : Idfc Credit Risk Fund
Bandhan Credit Risk Fund Overview
Category Credit Risk Fund
BMSMONEY Rank 13
BMSMONEY Rating
Gro. Opt. As On: 25-10-2024
NAV ₹15.62(R) 0.0% ₹16.84(D) 0.0%
Returns 1Y 3Y 5Y 7Y 10Y
LumpSum (R) 7.53% 5.16% 5.59% 5.77% -%
LumpSum (D) 8.6% 6.18% 6.6% 6.81% -%
SIP (R) 7.55% 6.26% 4.89% 5.46% -%
SIP (D) 8.63% 7.29% 5.89% 6.48% -%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
-1.62 -0.45 0.47 -% -
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
1.06% -0.17% -0.78% - 0.82%
Top Credit Risk Fund
Fund Name Rank Rating
Dsp Credit Risk Fund 1
Aditya Birla Sun Life Credit Risk Fund 2
Icici Prudential Credit Risk Fund 3

NAV Date: 25-10-2024

Scheme Name NAV Rupee Change Percent Change
BANDHAN Credit Risk Fund - Regular Plan Half Yearly IDCW 10.11
0.0000
0.0000%
BANDHAN Credit Risk Fund - Regular Plan Quarterly IDCW 10.44
0.0000
0.0000%
BANDHAN Credit Risk Fund - Regular Plan Annual IDCW 10.58
0.0000
0.0000%
BANDHAN Credit Risk Fund-Direct Plan-Quarterly IDCW 10.61
0.0000
0.0000%
BANDHAN Credit Risk Fund-Direct Plan-Annual IDCW 10.7
0.0000
0.0000%
BANDHAN Credit Risk Fund - Regular Plan Periodic IDCW 12.13
0.0000
0.0000%
BANDHAN Credit Risk Fund-Direct Plan-Periodic IDCW 12.33
0.0000
0.0000%
BANDHAN Credit Risk Fund - Regular Plan Growth 15.62
0.0000
0.0000%
BANDHAN Credit Risk Fund-Direct Plan-Growth 16.84
0.0000
0.0000%

Review Date: 25-10-2024

Bandhan Credit Risk Fund has exhibited poor performance in the Credit Risk Fund category. The fund has rank of 13 out of 13 funds in the category. The fund has delivered return of 7.53% in 1 year, 5.16% in 3 years and 5.59% in 5 years. The category average for the same periods is 8.22%, 9.2% and 6.62% respectively, which shows average return performance of fund in the category. The fund has exhibited standard deviation of 1.06, VaR of -0.17, Average Drawdown of -0.78, Semi Deviation of 0.82 and Max Drawdown of -0.78. The category average for the same parameters is 7.06, -0.22, -0.52, 1.83 and -0.72 respectively. The fund has average risk in the category.

Key Points:

  1. An investment of ₹10,000 in Bandhan Credit Risk Fund direct growth option would have grown to ₹10860.0 in 1 year, ₹11969.0 in 3 years and ₹13765.0 in 5 years as of today (25-10-2024).
  2. An SIP of ₹1,000 per month in Bandhan Credit Risk Fund direct growth option would have grown to ₹12553.0 in 1 year, ₹40200.0 in 3 years and ₹69634.0 in 5 years as of today (25-10-2024).
  3. standard deviation of 1.06 and based on VaR one can expect to lose more than -0.17% of current value of fund in one year.
  4. Sharpe ratio of the fund is -1.62 which shows poor performance of fund in the credit risk fund category.


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KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
1M Return % 0.43
0.61
-0.87 | 3.16 11 | 14 Average
3M Return % 1.83
2.20
1.17 | 5.15 10 | 14 Average
6M Return % 3.98
4.31
2.23 | 8.27 10 | 14 Average
1Y Return % 7.53
8.22
6.16 | 12.10 11 | 14 Average
3Y Return % 5.16
9.20
4.71 | 39.36 12 | 13 Average
5Y Return % 5.59
6.62
0.78 | 10.73 10 | 13 Average
7Y Return % 5.77
5.14
-1.40 | 7.43 8 | 13 Good
1Y SIP Return % 7.55
8.44
5.82 | 15.23 10 | 14 Average
3Y SIP Return % 6.26
8.72
6.23 | 19.83 12 | 13 Average
5Y SIP Return % 4.89
7.92
4.80 | 24.15 12 | 13 Average
7Y SIP Return % 5.46
6.77
3.52 | 12.90 10 | 13 Average
Standard Deviation 1.06
7.06
0.92 | 70.75 6 | 13 Good
Semi Deviation 0.82
1.83
0.74 | 11.99 6 | 13 Good
Max Drawdown % -0.78
-0.72
-2.85 | -0.26 10 | 13 Average
VaR 1 Y % -0.17
-0.22
-1.48 | 0.00 9 | 13 Average
Average Drawdown % -0.78
-0.52
-1.08 | -0.26 11 | 13 Average
Sharpe Ratio -1.62
-0.38
-1.62 | 0.56 13 | 13 Poor
Sterling Ratio 0.47
0.86
0.36 | 3.80 12 | 13 Average
Sortino Ratio -0.45
0.93
-0.45 | 12.94 13 | 13 Poor
Return data last Updated On : Oct. 25, 2024.
Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Sept. 30, 2024
KPIs: Key Performance Indicators

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KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
1M Return % 0.51 0.67 -0.80 | 3.24 11 | 14
3M Return % 2.08 2.40 1.40 | 5.38 10 | 14
6M Return % 4.50 4.72 2.41 | 8.74 10 | 14
1Y Return % 8.60 9.06 6.50 | 13.11 12 | 14
3Y Return % 6.18 10.03 5.72 | 39.76 12 | 13
5Y Return % 6.60 7.44 1.56 | 11.05 10 | 13
7Y Return % 6.81 5.98 -1.14 | 8.20 8 | 13
1Y SIP Return % 8.63 9.28 6.18 | 16.25 10 | 14
3Y SIP Return % 7.29 9.56 7.24 | 20.22 12 | 13
5Y SIP Return % 5.89 8.74 5.81 | 24.52 12 | 13
7Y SIP Return % 6.48 7.58 4.29 | 13.18 10 | 13
Standard Deviation 1.06 7.06 0.92 | 70.75 6 | 13
Semi Deviation 0.82 1.83 0.74 | 11.99 6 | 13
Max Drawdown % -0.78 -0.72 -2.85 | -0.26 10 | 13
VaR 1 Y % -0.17 -0.22 -1.48 | 0.00 9 | 13
Average Drawdown % -0.78 -0.52 -1.08 | -0.26 11 | 13
Sharpe Ratio -1.62 -0.38 -1.62 | 0.56 13 | 13
Sterling Ratio 0.47 0.86 0.36 | 3.80 12 | 13
Sortino Ratio -0.45 0.93 -0.45 | 12.94 13 | 13
Return data last Updated On : Oct. 25, 2024.
Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Sept. 30, 2024
KPIs: Key Performance Indicators

Investment Period Regular Direct
Return % Current Value of ₹ 10000 Return % Current Value of ₹ 10000
1D 0.00 ₹ 10,000.00 0.00 ₹ 10,000.00
1W 0.09 ₹ 10,009.00 0.10 ₹ 10,010.00
1M 0.43 ₹ 10,043.00 0.51 ₹ 10,051.00
3M 1.83 ₹ 10,183.00 2.08 ₹ 10,208.00
6M 3.98 ₹ 10,398.00 4.50 ₹ 10,450.00
1Y 7.53 ₹ 10,753.00 8.60 ₹ 10,860.00
3Y 5.16 ₹ 11,629.00 6.18 ₹ 11,969.00
5Y 5.59 ₹ 13,125.00 6.60 ₹ 13,765.00
7Y 5.77 ₹ 14,810.00 6.81 ₹ 15,862.00
10Y ₹ ₹
15Y ₹ ₹

Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.

Investment Period Invested Amount Regular Direct
XIRR % Current Value of Invested Amount XIRR % Current Value of Invested Amount
1Y ₹ 12000 7.55 ₹ 12,484.73 8.63 ₹ 12,552.88
3Y ₹ 36000 6.26 ₹ 39,587.51 7.29 ₹ 40,200.26
5Y ₹ 60000 4.89 ₹ 67,899.96 5.89 ₹ 69,634.26
7Y ₹ 84000 5.46 ₹ 102,010.36 6.48 ₹ 105,775.40
10Y ₹ 120000 ₹ ₹
15Y ₹ 180000 ₹ ₹


Date Bandhan Credit Risk Fund NAV Regular Growth Bandhan Credit Risk Fund NAV Direct Growth
25-10-2024 15.6206 16.839
24-10-2024 15.6205 16.8386
23-10-2024 15.6165 16.8338
22-10-2024 15.6089 16.8251
21-10-2024 15.6078 16.8235
18-10-2024 15.6072 16.8214
17-10-2024 15.6111 16.8252
16-10-2024 15.6109 16.8245
15-10-2024 15.6122 16.8255
14-10-2024 15.6051 16.8173
11-10-2024 15.5944 16.8044
10-10-2024 15.5918 16.8011
09-10-2024 15.5899 16.7986
08-10-2024 15.5742 16.7813
07-10-2024 15.5632 16.7689
04-10-2024 15.5597 16.7638
03-10-2024 15.5761 16.781
01-10-2024 15.5829 16.7874
30-09-2024 15.5708 16.7739
27-09-2024 15.5571 16.7578
26-09-2024 15.5661 16.7671
25-09-2024 15.5537 16.7531

Fund Launch Date: 14/Feb/2017
Fund Category: Credit Risk Fund
Investment Objective: The Fund seeks to generate returns by investing predominantly in AA and below rated corporate debt securities across maturities.
Fund Description: An open ended debt scheme predominantly investing in AA and below rated corporate bonds
Fund Benchmark: 65% NIFTY AA Short Duration BondIndex + 35% NIFTY AAA Short Duration Bond
Source: Fund FactSheet

Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.