Previously Known As : Aditya Birla Sun Life Corporate Bond Fund
Aditya Birla Sun Life Credit Risk Fund Overview
Category Credit Risk Fund
BMSMONEY Rank 2
BMSMONEY Rating
Gro. Opt. As On: 28-10-2024
NAV ₹20.31(R) +0.02% ₹22.12(D) +0.03%
Returns 1Y 3Y 5Y 7Y 10Y
LumpSum (R) 12.04% 8.46% 7.66% 7.01% -%
LumpSum (D) 13.04% 9.42% 8.58% 7.98% -%
SIP (R) 15.13% 8.17% 8.28% 7.34% -%
SIP (D) 16.14% 9.13% 9.23% 8.27% -%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
0.31 0.23 0.73 -% -
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
1.89% 0.0% -0.27% - 0.85%
Top Credit Risk Fund
Fund Name Rank Rating
Dsp Credit Risk Fund 1
Aditya Birla Sun Life Credit Risk Fund 2
Icici Prudential Credit Risk Fund 3

NAV Date: 28-10-2024

Scheme Name NAV Rupee Change Percent Change
Aditya Birla Sun Life Credit Risk Fund - Regular - IDCW 12.08
0.0000
0.0200%
Aditya Birla Sun Life Credit Risk Fund - Direct - IDCW 13.17
0.0000
0.0300%
Aditya Birla Sun Life Credit Risk Fund - Regular Plan - Growth 20.31
0.0000
0.0200%
Aditya Birla Sun Life Credit Risk Fund - Direct Plan - Growth 22.12
0.0100
0.0300%
Aditya Birla Sun Life Credit Risk Fund - Direct Plan - Bonus 22.12
0.0100
0.0300%

Review Date: 28-10-2024

Aditya Birla Sun Life Credit Risk Fund has shown very good performance in the Credit Risk Fund category. The fund has rank of 2 out of 13 funds in the category. The fund has delivered return of 12.04% in 1 year, 8.46% in 3 years and 7.66% in 5 years. The category average for the same periods is 8.17%, 9.22% and 6.63% respectively, which shows very good return performance of fund in the category. The fund has exhibited standard deviation of 1.89, VaR of 0.0, Average Drawdown of -0.27, Semi Deviation of 0.85 and Max Drawdown of -0.27. The category average for the same parameters is 7.06, -0.22, -0.52, 1.83 and -0.72 respectively. The fund has low risk in the category.

Key Points:

  1. An investment of ₹10,000 in Aditya Birla Sun Life Credit Risk Fund direct growth option would have grown to ₹11304.0 in 1 year, ₹13101.0 in 3 years and ₹15094.0 in 5 years as of today (28-10-2024).
  2. An SIP of ₹1,000 per month in Aditya Birla Sun Life Credit Risk Fund direct growth option would have grown to ₹13025.0 in 1 year, ₹41313.0 in 3 years and ₹75706.0 in 5 years as of today (28-10-2024).
  3. standard deviation of 1.89 and based on VaR one can expect to lose more than 0.0% of current value of fund in one year.
  4. Sharpe ratio of the fund is 0.31 which shows very good performance of fund in the credit risk fund category.


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KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
1M Return % 2.94
0.62
0.15 | 2.94 1 | 14 Very Good
3M Return % 5.05
2.11
1.09 | 5.05 1 | 14 Very Good
6M Return % 8.23
4.31
2.22 | 8.23 1 | 14 Very Good
1Y Return % 12.04
8.17
6.14 | 12.04 1 | 14 Very Good
3Y Return % 8.46
9.22
4.72 | 39.38 3 | 13 Very Good
5Y Return % 7.66
6.63
0.78 | 10.74 4 | 13 Very Good
7Y Return % 7.01
5.12
-1.41 | 7.44 2 | 13 Very Good
1Y SIP Return % 15.13
8.38
5.63 | 15.13 1 | 14 Very Good
3Y SIP Return % 8.17
6.89
4.41 | 18.23 3 | 13 Very Good
5Y SIP Return % 8.28
8.07
4.93 | 24.33 3 | 13 Very Good
7Y SIP Return % 7.34
6.48
3.30 | 12.93 2 | 13 Very Good
Standard Deviation 1.89
7.06
0.92 | 70.75 9 | 13 Average
Semi Deviation 0.85
1.83
0.74 | 11.99 7 | 13 Good
Max Drawdown % -0.27
-0.72
-2.85 | -0.26 2 | 13 Very Good
VaR 1 Y % 0.00
-0.22
-1.48 | 0.00 8 | 13 Good
Average Drawdown % -0.27
-0.52
-1.08 | -0.26 2 | 13 Very Good
Sharpe Ratio 0.31
-0.38
-1.62 | 0.56 3 | 13 Very Good
Sterling Ratio 0.73
0.86
0.36 | 3.80 3 | 13 Very Good
Sortino Ratio 0.23
0.93
-0.45 | 12.94 3 | 13 Very Good
Return data last Updated On : Oct. 28, 2024.
Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Sept. 30, 2024
KPIs: Key Performance Indicators

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KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
1M Return % 3.01 0.68 0.24 | 3.01 1 | 14
3M Return % 5.28 2.30 1.32 | 5.28 1 | 14
6M Return % 8.70 4.71 2.40 | 8.70 1 | 14
1Y Return % 13.04 9.00 6.48 | 13.04 1 | 14
3Y Return % 9.42 10.05 5.73 | 39.78 3 | 13
5Y Return % 8.58 7.45 1.57 | 11.06 4 | 13
7Y Return % 7.98 5.96 -1.15 | 8.20 2 | 13
1Y SIP Return % 16.14 9.22 5.99 | 16.14 1 | 14
3Y SIP Return % 9.13 7.72 5.42 | 18.61 3 | 13
5Y SIP Return % 9.23 8.91 5.96 | 24.70 3 | 13
7Y SIP Return % 8.27 7.29 4.07 | 13.22 2 | 13
Standard Deviation 1.89 7.06 0.92 | 70.75 9 | 13
Semi Deviation 0.85 1.83 0.74 | 11.99 7 | 13
Max Drawdown % -0.27 -0.72 -2.85 | -0.26 2 | 13
VaR 1 Y % 0.00 -0.22 -1.48 | 0.00 8 | 13
Average Drawdown % -0.27 -0.52 -1.08 | -0.26 2 | 13
Sharpe Ratio 0.31 -0.38 -1.62 | 0.56 3 | 13
Sterling Ratio 0.73 0.86 0.36 | 3.80 3 | 13
Sortino Ratio 0.23 0.93 -0.45 | 12.94 3 | 13
Return data last Updated On : Oct. 28, 2024.
Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Sept. 30, 2024
KPIs: Key Performance Indicators

Investment Period Regular Direct
Return % Current Value of ₹ 10000 Return % Current Value of ₹ 10000
1D 0.02 ₹ 10,002.00 0.03 ₹ 10,003.00
1W 0.10 ₹ 10,010.00 0.11 ₹ 10,011.00
1M 2.94 ₹ 10,294.00 3.01 ₹ 10,301.00
3M 5.05 ₹ 10,505.00 5.28 ₹ 10,528.00
6M 8.23 ₹ 10,823.00 8.70 ₹ 10,870.00
1Y 12.04 ₹ 11,204.00 13.04 ₹ 11,304.00
3Y 8.46 ₹ 12,759.00 9.42 ₹ 13,101.00
5Y 7.66 ₹ 14,461.00 8.58 ₹ 15,094.00
7Y 7.01 ₹ 16,068.00 7.98 ₹ 17,113.00
10Y ₹ ₹
15Y ₹ ₹

Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.

Investment Period Invested Amount Regular Direct
XIRR % Current Value of Invested Amount XIRR % Current Value of Invested Amount
1Y ₹ 12000 15.13 ₹ 12,961.79 16.14 ₹ 13,024.74
3Y ₹ 36000 8.17 ₹ 40,729.97 9.13 ₹ 41,312.95
5Y ₹ 60000 8.28 ₹ 73,934.40 9.23 ₹ 75,706.20
7Y ₹ 84000 7.34 ₹ 109,072.07 8.27 ₹ 112,743.96
10Y ₹ 120000 ₹ ₹
15Y ₹ 180000 ₹ ₹


Date Aditya Birla Sun Life Credit Risk Fund NAV Regular Growth Aditya Birla Sun Life Credit Risk Fund NAV Direct Growth
28-10-2024 20.3068 22.123
25-10-2024 20.3023 22.1165
24-10-2024 20.298 22.1114
23-10-2024 20.2975 22.1103
22-10-2024 20.2869 22.0982
21-10-2024 20.2871 22.0979
18-10-2024 20.2805 22.0892
17-10-2024 20.2813 22.0895
16-10-2024 20.2811 22.0887
15-10-2024 20.2867 22.0943
14-10-2024 20.2788 22.0851
11-10-2024 19.7558 21.514
10-10-2024 19.7567 21.5145
09-10-2024 19.754 21.5111
08-10-2024 19.7303 21.4848
07-10-2024 19.7193 21.4723
04-10-2024 19.7084 21.4589
03-10-2024 19.7186 21.4694
01-10-2024 19.7225 21.4727
30-09-2024 19.727 21.477

Fund Launch Date: 30/Mar/2015
Fund Category: Credit Risk Fund
Investment Objective: The investment objective of the Scheme is to generate returns by predominantly investing in a portfolio of corporate debt securities with short to medium term maturities across the credit spectrum within the investment grade. The Scheme does not guarantee/indicate any returns. There can be no assurance that the Schemes' objectives will be achieved.
Fund Description: The fund, positioned in credit risk category, intends to invest in a portfolio of corporate bonds with 65% of investments in AA & below rated instruments.
Fund Benchmark: CRISIL Composite AA Short Term Bond Index
Source: Fund FactSheet

Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.