Previously Known As : Aditya Birla Sun Life Corporate Bond Fund
Aditya Birla Sun Life Credit Risk Fund Overview
Category Credit Risk Fund
BMSMONEY Rank 1
BMSMONEY Rating
Gro. Opt. As On: 20-12-2024
NAV ₹20.49(R) -0.07% ₹22.35(D) -0.07%
Returns 1Y 3Y 5Y 7Y 10Y
LumpSum (R) 11.81% 8.57% 8.29% 7.11% -%
LumpSum (D) 12.81% 9.54% 9.22% 8.07% -%
SIP (R) -33.99% 4.43% 7.05% 7.17% -%
SIP (D) -33.35% 5.42% 8.02% 8.13% -%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
0.69 0.67 0.83 -% -
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
2.37% 0.0% -0.27% - 1.0%
Top Credit Risk Fund
Fund Name Rank Rating
Aditya Birla Sun Life Credit Risk Fund 1
Icici Prudential Credit Risk Fund 2
Baroda BNP Paribas Credit Risk Fund 3

NAV Date: 20-12-2024

Scheme Name NAV Rupee Change Percent Change
Aditya Birla Sun Life Credit Risk Fund - Regular - IDCW 12.18
-0.0100
-0.0700%
Aditya Birla Sun Life Credit Risk Fund - Direct - IDCW 13.31
-0.0100
-0.0700%
Aditya Birla Sun Life Credit Risk Fund - Regular Plan - Growth 20.49
-0.0100
-0.0700%
Aditya Birla Sun Life Credit Risk Fund - Direct Plan - Growth 22.35
-0.0100
-0.0700%
Aditya Birla Sun Life Credit Risk Fund - Direct Plan - Bonus 22.35
-0.0100
-0.0700%

Review Date: 20-12-2024

Aditya Birla Sun Life Credit Risk Fund is the top performing fund in the Credit Risk Fund category. The fund has delivered return of 11.81% in 1 year, 8.57% in 3 years and 8.29% in 5 years. The category average for the same periods is 7.9%, 9.32% and 6.65% respectively, which shows very good return performance of fund in the category. The fund has exhibited standard deviation of 2.37, VaR of 0.0, Average Drawdown of -0.27, Semi Deviation of 1.0 and Max Drawdown of -0.27. The category average for the same parameters is 7.08, -0.22, -0.54, 1.84 and -0.72 respectively. The fund has low risk in the category.

Key Points:

  1. An investment of ₹10,000 in Aditya Birla Sun Life Credit Risk Fund direct growth option would have grown to ₹11281.0 in 1 year, ₹13143.0 in 3 years and ₹15543.0 in 5 years as of today (20-12-2024).
  2. An SIP of ₹1,000 per month in Aditya Birla Sun Life Credit Risk Fund direct growth option would have grown to ₹9700.0 in 1 year, ₹39098.0 in 3 years and ₹73463.0 in 5 years as of today (20-12-2024).
  3. standard deviation of 2.37 and based on VaR one can expect to lose more than 0.0% of current value of fund in one year.
  4. Sharpe ratio of the fund is 0.69 which shows very good performance of fund in the credit risk fund category.


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KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
1M Return % 0.57
0.51
0.32 | 0.62 5 | 14 Good
3M Return % 4.33
1.66
-0.16 | 4.33 1 | 14 Very Good
6M Return % 7.01
3.91
2.46 | 7.01 1 | 14 Very Good
1Y Return % 11.81
7.90
6.14 | 11.81 1 | 14 Very Good
3Y Return % 8.57
9.32
4.73 | 39.66 3 | 13 Very Good
5Y Return % 8.29
6.65
0.92 | 10.47 2 | 13 Very Good
7Y Return % 7.11
5.22
-1.44 | 7.50 3 | 13 Very Good
1Y SIP Return % -33.99
-37.63
-39.17 | -33.99 1 | 14 Very Good
3Y SIP Return % 4.43
3.00
0.72 | 10.36 3 | 13 Very Good
5Y SIP Return % 7.05
6.90
3.62 | 22.80 3 | 13 Very Good
7Y SIP Return % 7.17
6.33
3.31 | 12.52 3 | 13 Very Good
Standard Deviation 2.37
7.08
0.91 | 70.73 10 | 13 Average
Semi Deviation 1.00
1.84
0.73 | 11.99 9 | 13 Average
Max Drawdown % -0.27
-0.72
-2.85 | -0.26 2 | 13 Very Good
VaR 1 Y % 0.00
-0.22
-1.48 | 0.00 8 | 13 Good
Average Drawdown % -0.27
-0.54
-1.08 | -0.26 2 | 13 Very Good
Sharpe Ratio 0.69
-0.23
-1.44 | 0.69 1 | 13 Very Good
Sterling Ratio 0.83
0.88
0.37 | 3.84 3 | 13 Very Good
Sortino Ratio 0.67
1.15
-0.41 | 14.70 3 | 13 Very Good
Return data last Updated On : Dec. 20, 2024.
Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Nov. 29, 2024
KPIs: Key Performance Indicators

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KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
1M Return % 0.64 0.57 0.40 | 0.69 5 | 14
3M Return % 4.56 1.86 0.07 | 4.56 1 | 14
6M Return % 7.48 4.32 2.63 | 7.48 1 | 14
1Y Return % 12.81 8.74 6.50 | 12.81 1 | 14
3Y Return % 9.54 10.16 5.73 | 40.07 3 | 13
5Y Return % 9.22 7.47 1.69 | 10.79 2 | 13
7Y Return % 8.07 6.05 -1.17 | 8.25 2 | 13
1Y SIP Return % -33.35 -37.10 -38.85 | -33.35 1 | 14
3Y SIP Return % 5.42 3.86 1.75 | 10.74 3 | 13
5Y SIP Return % 8.02 7.76 4.67 | 23.18 3 | 13
7Y SIP Return % 8.13 7.17 4.10 | 12.82 2 | 13
Standard Deviation 2.37 7.08 0.91 | 70.73 10 | 13
Semi Deviation 1.00 1.84 0.73 | 11.99 9 | 13
Max Drawdown % -0.27 -0.72 -2.85 | -0.26 2 | 13
VaR 1 Y % 0.00 -0.22 -1.48 | 0.00 8 | 13
Average Drawdown % -0.27 -0.54 -1.08 | -0.26 2 | 13
Sharpe Ratio 0.69 -0.23 -1.44 | 0.69 1 | 13
Sterling Ratio 0.83 0.88 0.37 | 3.84 3 | 13
Sortino Ratio 0.67 1.15 -0.41 | 14.70 3 | 13
Return data last Updated On : Dec. 20, 2024.
Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Nov. 29, 2024
KPIs: Key Performance Indicators

Investment Period Regular Direct
Return % Current Value of ₹ 10000 Return % Current Value of ₹ 10000
1D -0.07 ₹ 9,993.00 -0.07 ₹ 9,993.00
1W -0.05 ₹ 9,995.00 -0.03 ₹ 9,997.00
1M 0.57 ₹ 10,057.00 0.64 ₹ 10,064.00
3M 4.33 ₹ 10,433.00 4.56 ₹ 10,456.00
6M 7.01 ₹ 10,701.00 7.48 ₹ 10,748.00
1Y 11.81 ₹ 11,181.00 12.81 ₹ 11,281.00
3Y 8.57 ₹ 12,798.00 9.54 ₹ 13,143.00
5Y 8.29 ₹ 14,892.00 9.22 ₹ 15,543.00
7Y 7.11 ₹ 16,175.00 8.07 ₹ 17,219.00
10Y ₹ ₹
15Y ₹ ₹

Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.

Investment Period Invested Amount Regular Direct
XIRR % Current Value of Invested Amount XIRR % Current Value of Invested Amount
1Y ₹ 12000 -33.99 ₹ 9,652.73 -33.35 ₹ 9,699.83
3Y ₹ 36000 4.43 ₹ 38,519.71 5.42 ₹ 39,097.51
5Y ₹ 60000 7.05 ₹ 71,694.24 8.02 ₹ 73,463.04
7Y ₹ 84000 7.17 ₹ 108,430.39 8.13 ₹ 112,185.28
10Y ₹ 120000 ₹ ₹
15Y ₹ 180000 ₹ ₹


Date Aditya Birla Sun Life Credit Risk Fund NAV Regular Growth Aditya Birla Sun Life Credit Risk Fund NAV Direct Growth
20-12-2024 20.4859 22.3464
19-12-2024 20.4998 22.361
18-12-2024 20.5103 22.3719
17-12-2024 20.4981 22.3581
16-12-2024 20.5048 22.3648
13-12-2024 20.4959 22.3536
12-12-2024 20.484 22.34
11-12-2024 20.4803 22.3355
10-12-2024 20.4849 22.34
09-12-2024 20.4845 22.339
06-12-2024 20.463 22.3139
05-12-2024 20.4873 22.3399
04-12-2024 20.489 22.3412
03-12-2024 20.4728 22.3231
02-12-2024 20.4743 22.3242
29-11-2024 20.4526 22.2988
28-11-2024 20.4162 22.2587
27-11-2024 20.4181 22.2602
26-11-2024 20.4151 22.2564
25-11-2024 20.4131 22.2537
22-11-2024 20.383 22.2193
21-11-2024 20.3702 22.2048

Fund Launch Date: 30/Mar/2015
Fund Category: Credit Risk Fund
Investment Objective: The investment objective of the Scheme is to generate returns by predominantly investing in a portfolio of corporate debt securities with short to medium term maturities across the credit spectrum within the investment grade. The Scheme does not guarantee/indicate any returns. There can be no assurance that the Schemes' objectives will be achieved.
Fund Description: The fund, positioned in credit risk category, intends to invest in a portfolio of corporate bonds with 65% of investments in AA & below rated instruments.
Fund Benchmark: CRISIL Composite AA Short Term Bond Index
Source: Fund FactSheet

Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.