Uti Money Market Fund Overview
Category Money Market Fund
BMSMONEY Rank 1
Rating
Growth Option 03-04-2025
NAV ₹3032.14(R) +0.08% ₹3068.14(D) +0.08%
Returns 1Y 3Y 5Y 7Y 10Y
Lumpsum Regular 7.94% 7.09% 6.13% 6.58% 6.84%
Direct 8.04% 7.18% 6.21% 6.68% 6.94%
Benchmark
SIP (XIRR) Regular 8.31% 7.72% 6.78% 6.55% 6.62%
Direct 8.41% 7.81% 6.86% 6.64% 6.72%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
0.21 0.08 0.69 4.4% 0.0
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
0.43% 0.0% 0.0% 0.28 0.35%

NAV Date: 03-04-2025

Scheme Name NAV Rupee Change Percent Change
UTI Money Market Fund - Direct Plan - Daily IDCW (Reinvestment) 1030.94
0.0000
0.0000%
UTI Money Market Fund - Regular Plan - Monthly IDCW 1037.8
-9.5000
-0.9100%
UTI Money Market Fund - Direct Plan - Weekly IDCW 1120.59
0.9000
0.0800%
UTI Money Market Fund - Regular Plan - Daily IDCW (Reinvestment) 1124.54
0.7500
0.0700%
UTI Money Market Fund - Regular Plan - Fortnightly IDCW 1164.4
0.9300
0.0800%
UTI MMF - Regular Plan - Flexi Dividend Option 1173.22
0.9400
0.0800%
UTI Money Market Fund - Regular Plan - Weekly IDCW 1203.6
0.9600
0.0800%
UTI Money Market Fund - Direct Plan - Fortnightly IDCW 1256.71
1.0100
0.0800%
UTI Money Market Fund - Direct Plan - Monthly IDCW 1501.86
1.2100
0.0800%
UTI Money Market Fund - Direct Plan - Flexi IDCW 1572.7
1.2600
0.0800%
UTI Money Market Fund - Direct Plan - Quarterly IDCW 1628.25
1.3100
0.0800%
UTI Money Market Fund - Regular Plan - Half-Yearly IDCW 1703.87
1.3600
0.0800%
UTI Money Market Fund - Direct Plan - Half-Yearly IDCW 1714.36
1.3800
0.0800%
UTI Money Market Fund - Regular Plan - Annual IDCW 1806.02
1.4500
0.0800%
UTI Money Market Fund - Direct Plan - Annual IDCW 1821.09
1.4600
0.0800%
UTI MMF- Discontinued - Regular Plan - Periodic Dividend Option 2533.86
2.0300
0.0800%
UTI MMF - Regular Plan - Growth Option 3032.14
2.4300
0.0800%
UTI MMF - Direct Plan - Growth Option 3068.14
2.4600
0.0800%
UTI MMF- Discontinued - Regular Plan - Flexi Dividend Option 3780.58
3.0300
0.0800%
UTI MMF-Discontinued - Regular Plan -Growth 7006.48
5.6100
0.0800%

Review Date: 03-04-2025

Beginning of Analysis

In the Money Market Fund category, Uti Money Market Fund is the top ranked fund. The category has total 18 funds. The Uti Money Market Fund has shown an excellent past performence in Money Market Fund. The fund has a Jensen Alpha of 4.4% which is higher than the category average of 3.88%. Here the fund has shown very good performance in terms of risk adjusted returns. The fund has a Sharpe Ratio of 0.21 which is higher than the category average of -0.61.
The past performance of the fund may or may not be sustained in the future. The review is not investment advice nor is it a recommendation to buy or sell funds. The ranking is based on proprietary methodology developed by bmsmoney. The methodology is based on the past performance of the funds and does not guarantee future performance.
Money Market Mutual Funds are ideal for investors seeking a safe, liquid, and low-risk investment option for short-term cash management. These funds invest in high-quality, short-term money market instruments with a maturity of up to 1 year, offering quick redemption (within 1 business day) and stable returns. While they provide better returns than savings accounts, they may underperform compared to other debt funds with longer maturities. Investors should consider their liquidity needs, risk tolerance, and investment horizon before investing in Money Market Funds. Additionally, the absence of a lock-in period makes them a flexible choice for managing short-term financial goals.

Uti Money Market Fund Return Analysis

  • The fund has given a return of 1.09%, 2.24 and 4.11 in last one, three and six months respectively. In the same period the category average return was 1.05%, 2.19% and 4.03% respectively.
  • Uti Money Market Fund has given a return of 8.04% in last one year. In the same period the Money Market Fund category average return was 7.89%.
  • The fund has given a return of 7.18% in last three years and ranked 5.0th out of 18 funds in the category. In the same period the Money Market Fund category average return was 7.04%.
  • The fund has given a return of 6.21% in last five years and ranked 6th out of 16 funds in the category. In the same period the Money Market Fund category average return was 6.07%.
  • The fund has given a return of 6.94% in last ten years and ranked 1st out of two funds in the category. In the same period the category average return was 6.58%.
  • The fund has given a SIP return of 8.41% in last one year whereas category average SIP return is 8.25%. The fund one year return rank in the category is 8th in 22 funds
  • The fund has SIP return of 7.81% in last three years and ranks 5th in 18 funds. Tata Money Market Fund has given the highest SIP return (7.96%) in the category in last three years.
  • The fund has SIP return of 6.86% in last five years whereas category average SIP return is 6.75%.

Uti Money Market Fund Risk Analysis

The fund has a standard deviation of 0.43 and semi deviation of 0.35. The category average standard deviation is 0.47 and semi deviation is 0.39. The fund has a beta of 0.28 which shows that fund is less volatile than the benchmark.

Standard deviation measures the fund's return volatility and Semi deviation focuses on downside volatility. Value at Risk (VaR) is a measure of the risk of investments. Maximum Drawdown is the maximum loss from a peak to a trough of a portfolio. Beta measures the volatility of the fund compared to the benchmark. A beta of 1 indicates that the fund will move in line with the benchmark. A beta of more than 1 indicates that the fund will be more volatile than the benchmark and vice versa.


  • Very Good Performance in Money Market Fund Category
  • Good Performance in Money Market Fund Category
  • Poor Performance in Money Market Fund Category
  • Very Poor Performance in Money Market Fund Category

  • Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.


    Date Uti Money Market Fund NAV Regular Growth Uti Money Market Fund NAV Direct Growth
    03-04-2025 3032.1442 3068.141
    02-04-2025 3029.7169 3065.6774
    28-03-2025 3023.135 3058.9796
    27-03-2025 3018.4406 3054.222
    26-03-2025 3017.9585 3053.7267
    25-03-2025 3016.4619 3052.2048
    24-03-2025 3016.0333 3051.7636
    21-03-2025 3012.904 3048.5747
    20-03-2025 3010.7699 3046.4078
    19-03-2025 3009.5267 3045.1424
    18-03-2025 3008.473 3044.0687
    17-03-2025 3007.5593 3043.1367
    13-03-2025 3005.1006 3040.619
    12-03-2025 3004.3553 3039.8573
    11-03-2025 3003.7368 3039.224
    10-03-2025 3003.3045 3038.7791
    07-03-2025 3001.2766 3036.7048
    06-03-2025 3000.8032 3036.2184
    05-03-2025 3000.3831 3035.7858
    04-03-2025 3000.2398 3035.6333
    03-03-2025 2999.8173 3035.1992

    Fund Launch Date: 23/Apr/1997
    Fund Category: Money Market Fund
    Investment Objective: The investment objective of the scheme is to generate reasonable income with high level of liquidity by investing in a portfolio of money market instruments. However there can be no assurance that the investment objective of the Scheme will be achieved. The Scheme does not guarantee / indicate any returns.
    Fund Description: An open ended debt scheme investing in money market instruments
    Fund Benchmark: CRISIL Money Market Index
    Source: Fund FactSheet

    Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.