Uti Medium Duration Fund

Review Date: 17-04-2025

Beginning of Analysis

UTI Medium Duration Fund is the 9th ranked fund in the Medium Duration Fund category. The category has total 12 funds. The 2 star rating shows a poor past performance of the UTI Medium Duration Fund in Medium Duration Fund. The fund has a Jensen Alpha of 1.41% which is lower than the category average of 1.46%, showing poor performance. The fund has a Sharpe Ratio of -0.38 which is lower than the category average of -0.14.
The past performance of the fund may or may not be sustained in the future. The review is not investment advice nor is it a recommendation to buy or sell funds. The ranking is based on proprietary methodology developed by bmsmoney. The methodology is based on the past performance of the funds and does not guarantee future performance.
Medium Duration Mutual Funds are ideal for investors seeking a balanced risk-return profile with a medium-term investment horizon. These funds invest in debt and money market instruments with a portfolio duration of 3 to 4 years, offering moderate returns with relatively lower risk compared to long-duration funds. While they are less sensitive to interest rate changes than long-duration funds, they still carry some interest rate and credit risk. Investors should carefully assess their risk tolerance, investment horizon, and financial goals before investing in these funds. Additionally, choosing funds managed by experienced professionals can help optimize risk-adjusted returns.

UTI Medium Duration Fund Return Analysis

• The fund has given a return of 2.06%, 3.34 and 4.94 in last one, three and six months respectively. In the same period the category average return was 2.02%, 3.53% and 5.16% respectively.
• UTI Medium Duration Fund has given a return of 10.0% in last one year. In the same period the Medium Duration Fund category average return was 10.58%.
• The fund has given a return of 7.43% in last three years and ranked 10.0th out of 12 funds in the category. In the same period the Medium Duration Fund category average return was 8.24%.
• The fund has given a return of 6.47% in last five years and ranked 10th out of 11 funds in the category. In the same period the Medium Duration Fund category average return was 7.85%.
• The fund has given a return of 6.82% in last ten years and ranked 8th out of 11 funds in the category. In the same period the category average return was 7.49%.
• The fund has given a SIP return of 10.8% in last one year whereas category average SIP return is 11.32%. The fund one year return rank in the category is 10th in 13 funds
• The fund has SIP return of 6.77% in last three years and ranks 11th in 12 funds. Aditya Birla Sun Life Medium Term Plan has given the highest SIP return (10.79%) in the category in last three years.
• The fund has SIP return of 6.84% in last five years whereas category average SIP return is 7.57%.

UTI Medium Duration Fund Risk Analysis

• The fund has a standard deviation of 1.45 and semi deviation of 1.13. The category average standard deviation is 2.21 and semi deviation is 1.3.
• The fund has a Value at Risk (VaR) of -0.88 and a maximum drawdown of -1.23. The category average VaR is -1.02 and the maximum drawdown is -1.3. The fund has a beta of 0.68 which shows that fund is less volatile than the benchmark.

Standard deviation measures the fund's return volatility and Semi deviation focuses on downside volatility. Value at Risk (VaR) is a measure of the risk of investments. Maximum Drawdown is the maximum loss from a peak to a trough of a portfolio. Beta measures the volatility of the fund compared to the benchmark. A beta of 1 indicates that the fund will move in line with the benchmark. A beta of more than 1 indicates that the fund will be more volatile than the benchmark and vice versa.

Very Good Performance in Medium Duration Fund Category

Good Performance in Medium Duration Fund Category

Poor Performance in Medium Duration Fund Category

Very Poor Performance in Medium Duration Fund Category