Uti Gilt Fund Overview
Category Gilt Fund
BMSMONEY Rank 8
BMSMONEY Rating
Gro. Opt. As On: 14-01-2025
NAV ₹60.09(R) +0.11% ₹62.14(D) +0.11%
Returns 1Y 3Y 5Y 7Y 10Y
LumpSum (R) 7.82% 6.03% 6.15% 6.91% 7.32%
LumpSum (D) 8.1% 6.31% 6.44% 7.21% 7.61%
SIP (R) 6.22% 2.93% 3.08% 5.1% 6.24%
SIP (D) 6.5% 3.19% 3.36% 5.39% 6.54%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
-0.35 -0.13 0.59 -% -
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
1.95% -1.22% -0.5% - 1.34%
Top Gilt Fund
Fund Name Rank Rating
Axis Gilt Fund 1
DSP Gilt Fund 2
Sbi Magnum Gilt Fund 3
Icici Prudential Gilt Fund 4
Invesco India Gilt Fund 5
Bandhan Government Securities Fund - Investment Plan 6
Edelweiss Government Securities Fund 7
Uti Gilt Fund 8

NAV Date: 14-01-2025

Scheme Name NAV Rupee Change Percent Change
UTI - GILT FUND -Discontinued PF Plan -Dividend Option 24.59
0.0300
0.1100%
UTI Gilt Fund - Direct Plan - IDCW 29.48
0.0300
0.1100%
UTI Gilt Fund - Regular Plan - IDCW 36.75
0.0400
0.1100%
UTI - GILT FUND - Discontinued PF Plan - Growth Option 44.68
0.0500
0.1100%
UTI - GILT FUND - Discontinued PF Plan Prescribed Date Auto Redemption Option 44.71
0.0500
0.1100%
UTI - GILT FUND - Regular Plan - Growth Option 60.09
0.0600
0.1100%
UTI - GILT FUND - Direct Plan - Growth Option 62.14
0.0700
0.1100%

Review Date: 14-01-2025

Uti Gilt Fund has exhibited average performance in the Gilt Fund category. The fund has rank of 8 out of 19 funds in the category. The fund has delivered return of 7.82% in 1 year, 6.03% in 3 years, 6.15% in 5 years and 7.32% in 10 years. The category average for the same periods is 7.98%, 6.0%, 6.31% and 7.03% respectively, which shows good return performance of fund in the category. The fund has exhibited standard deviation of 1.95, VaR of -1.22, Average Drawdown of -0.42, Semi Deviation of 1.34 and Max Drawdown of -0.5. The category average for the same parameters is 2.24, -1.9, -0.57, 1.6 and -1.58 respectively. The fund has very low risk in the category.

Key Points:

  1. An investment of ₹10,000 in Uti Gilt Fund direct growth option would have grown to ₹10810.0 in 1 year, ₹12016.0 in 3 years and ₹13663.0 in 5 years as of today (14-01-2025).
  2. An SIP of ₹1,000 per month in Uti Gilt Fund direct growth option would have grown to ₹12419.0 in 1 year, ₹37804.0 in 3 years and ₹65339.0 in 5 years as of today (14-01-2025).
  3. standard deviation of 1.95 and based on VaR one can expect to lose more than -1.22% of current value of fund in one year.
  4. Sharpe ratio of the fund is -0.35 which shows average performance of fund in the gilt fund category.


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KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
1M Return % -0.65
-0.54
-1.00 | 0.43 8 | 22 Good
3M Return % 0.23
0.26
-0.54 | 1.33 7 | 22 Good
6M Return % 3.18
3.19
2.55 | 4.11 7 | 22 Good
1Y Return % 7.82
7.98
7.05 | 9.00 13 | 22 Average
3Y Return % 6.03
6.00
5.18 | 7.03 7 | 19 Good
5Y Return % 6.15
6.31
5.28 | 7.42 9 | 19 Good
7Y Return % 6.91
6.88
5.58 | 7.88 10 | 19 Good
10Y Return % 7.32
7.03
5.84 | 7.90 7 | 17 Good
15Y Return % 7.97
10.17
6.25 | 45.52 6 | 15 Good
1Y SIP Return % 6.22
6.37
5.34 | 7.87 12 | 21 Good
3Y SIP Return % 2.93
3.02
2.29 | 3.60 11 | 18 Average
5Y SIP Return % 3.08
3.18
2.42 | 3.95 11 | 18 Average
7Y SIP Return % 5.10
5.18
4.18 | 6.00 10 | 18 Good
10Y SIP Return % 6.24
6.11
4.87 | 6.94 8 | 16 Good
15Y SIP Return % 7.32
9.67
5.79 | 46.52 7 | 15 Good
Standard Deviation 1.95
2.24
1.55 | 3.20 3 | 25 Very Good
Semi Deviation 1.34
1.60
1.16 | 2.33 2 | 25 Very Good
Max Drawdown % -0.50
-1.58
-2.74 | -0.50 1 | 25 Very Good
VaR 1 Y % -1.22
-1.90
-4.63 | -1.06 2 | 25 Very Good
Average Drawdown % -0.42
-0.57
-0.92 | -0.32 5 | 25 Very Good
Sharpe Ratio -0.35
-0.36
-1.10 | 0.00 16 | 25 Average
Sterling Ratio 0.59
0.53
0.45 | 0.64 4 | 25 Very Good
Sortino Ratio -0.13
-0.13
-0.34 | 0.00 17 | 25 Average
Return data last Updated On : Jan. 14, 2025.
Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Dec. 31, 2024
KPIs: Key Performance Indicators

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KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
1M Return % -0.63 -0.49 -0.95 | 0.47 10 | 22
3M Return % 0.29 0.42 -0.39 | 1.47 10 | 22
6M Return % 3.31 3.53 2.87 | 4.27 14 | 22
1Y Return % 8.10 8.69 7.68 | 9.69 19 | 22
3Y Return % 6.31 6.68 5.69 | 7.60 15 | 19
5Y Return % 6.44 7.01 5.79 | 8.01 16 | 19
7Y Return % 7.21 7.58 6.17 | 8.53 12 | 19
10Y Return % 7.61 7.75 6.59 | 8.62 10 | 17
1Y SIP Return % 6.50 7.09 6.39 | 8.21 20 | 21
3Y SIP Return % 3.19 3.67 2.79 | 4.13 16 | 18
5Y SIP Return % 3.36 3.85 2.92 | 4.51 16 | 18
7Y SIP Return % 5.39 5.88 4.72 | 6.59 16 | 18
10Y SIP Return % 6.54 6.82 5.50 | 7.54 10 | 16
Standard Deviation 1.95 2.24 1.55 | 3.20 3 | 25
Semi Deviation 1.34 1.60 1.16 | 2.33 2 | 25
Max Drawdown % -0.50 -1.58 -2.74 | -0.50 1 | 25
VaR 1 Y % -1.22 -1.90 -4.63 | -1.06 2 | 25
Average Drawdown % -0.42 -0.57 -0.92 | -0.32 5 | 25
Sharpe Ratio -0.35 -0.36 -1.10 | 0.00 16 | 25
Sterling Ratio 0.59 0.53 0.45 | 0.64 4 | 25
Sortino Ratio -0.13 -0.13 -0.34 | 0.00 17 | 25
Return data last Updated On : Jan. 14, 2025.
Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Dec. 31, 2024
KPIs: Key Performance Indicators

Investment Period Regular Direct
Return % Current Value of ₹ 10000 Return % Current Value of ₹ 10000
1D 0.11 ₹ 10,011.00 0.11 ₹ 10,011.00
1W -0.69 ₹ 9,931.00 -0.69 ₹ 9,931.00
1M -0.65 ₹ 9,935.00 -0.63 ₹ 9,937.00
3M 0.23 ₹ 10,023.00 0.29 ₹ 10,029.00
6M 3.18 ₹ 10,318.00 3.31 ₹ 10,331.00
1Y 7.82 ₹ 10,782.00 8.10 ₹ 10,810.00
3Y 6.03 ₹ 11,921.00 6.31 ₹ 12,016.00
5Y 6.15 ₹ 13,477.00 6.44 ₹ 13,663.00
7Y 6.91 ₹ 15,967.00 7.21 ₹ 16,279.00
10Y 7.32 ₹ 20,258.00 7.61 ₹ 20,819.00
15Y 7.97 ₹ 31,593.00 ₹

Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.

Investment Period Invested Amount Regular Direct
XIRR % Current Value of Invested Amount XIRR % Current Value of Invested Amount
1Y ₹ 12000 6.22 ₹ 12,401.51 6.50 ₹ 12,419.17
3Y ₹ 36000 2.93 ₹ 37,652.94 3.19 ₹ 37,804.46
5Y ₹ 60000 3.08 ₹ 64,883.88 3.36 ₹ 65,338.92
7Y ₹ 84000 5.10 ₹ 100,697.02 5.39 ₹ 101,758.36
10Y ₹ 120000 6.24 ₹ 165,336.60 6.54 ₹ 167,946.96
15Y ₹ 180000 7.32 ₹ 321,483.60 ₹


Date Uti Gilt Fund NAV Regular Growth Uti Gilt Fund NAV Direct Growth
14-01-2025 60.0932 62.1383
13-01-2025 60.0284 62.0708
10-01-2025 60.4232 62.4777
09-01-2025 60.4485 62.5034
08-01-2025 60.4561 62.5108
07-01-2025 60.5113 62.5675
06-01-2025 60.3904 62.442
03-01-2025 60.3175 62.3653
02-01-2025 60.2961 62.3428
01-01-2025 60.2917 62.3377
31-12-2024 60.3995 62.4488
30-12-2024 60.2811 62.3259
27-12-2024 60.2007 62.2415
26-12-2024 60.1881 62.228
24-12-2024 60.2431 62.2839
23-12-2024 60.2775 62.3191
20-12-2024 60.2184 62.2566
19-12-2024 60.2565 62.2956
18-12-2024 60.4523 62.4976
17-12-2024 60.4026 62.4457
16-12-2024 60.4881 62.5337

Fund Launch Date: 14/Jan/2001
Fund Category: Gilt Fund
Investment Objective: The investment objective of the scheme is to generate credit risk-free return through investment in sovereign securities issued by the Central Government and / or a State Government and / or any security unconditionally guaranteed by the Central Government and / or a State Government for repayment of principal and interest. However there can be no assurance that the investment objective of the Scheme will be achieved. The Scheme does not guarantee / indicate any returns.
Fund Description: UTI Gilt Fund is an open ended debt scheme investing in government securities across maturities.
Fund Benchmark: CRISIL Dynamic Gilt
Source: Fund FactSheet

Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.