Uti Gilt Fund Overview
Category Gilt Fund
BMSMONEY Rank 8
BMSMONEY Rating
Gro. Opt. As On: 02-12-2024
NAV ₹60.34(R) +0.37% ₹62.37(D) +0.37%
Returns 1Y 3Y 5Y 7Y 10Y
LumpSum (R) 9.92% 6.03% 6.15% 6.8% 7.58%
LumpSum (D) 10.21% 6.31% 6.44% 7.1% 7.88%
SIP (R) 9.08% 7.74% 6.36% 6.31% 6.61%
SIP (D) 9.37% 8.02% 6.64% 6.6% 6.9%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
-0.44 -0.16 0.55 -% -
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
1.99% -1.19% -0.79% - 1.36%
Top Gilt Fund
Fund Name Rank Rating
DSP Gilt Fund 1
Sbi Magnum Gilt Fund 2
Axis Gilt Fund 3
Invesco India Gilt Fund 4
Bandhan Government Securities Fund - Investment Plan 5
Edelweiss Government Securities Fund 6
Icici Prudential Gilt Fund 7
Uti Gilt Fund 8
Aditya Birla Sun Life Government Securities Fund 9

NAV Date: 02-12-2024

Scheme Name NAV Rupee Change Percent Change
UTI - GILT FUND -Discontinued PF Plan -Dividend Option 24.69
0.0900
0.3700%
UTI Gilt Fund - Direct Plan - IDCW 29.59
0.1100
0.3700%
UTI Gilt Fund - Regular Plan - IDCW 36.89
0.1400
0.3700%
UTI - GILT FUND - Discontinued PF Plan - Growth Option 44.86
0.1700
0.3700%
UTI - GILT FUND - Discontinued PF Plan Prescribed Date Auto Redemption Option 44.89
0.1700
0.3700%
UTI - GILT FUND - Regular Plan - Growth Option 60.34
0.2200
0.3700%
UTI - GILT FUND - Direct Plan - Growth Option 62.37
0.2300
0.3700%

Review Date: 02-12-2024

Uti Gilt Fund has exhibited average performance in the Gilt Fund category. The fund has rank of 8 out of 19 funds in the category. The fund has delivered return of 9.92% in 1 year, 6.03% in 3 years, 6.15% in 5 years and 7.58% in 10 years. The category average for the same periods is 9.99%, 5.95%, 6.31% and 7.29% respectively, which shows good return performance of fund in the category. The fund has exhibited standard deviation of 1.99, VaR of -1.19, Average Drawdown of -0.49, Semi Deviation of 1.36 and Max Drawdown of -0.79. The category average for the same parameters is 2.28, -1.92, -0.63, 1.62 and -1.77 respectively. The fund has very low risk in the category.

Key Points:

  1. An investment of ₹10,000 in Uti Gilt Fund direct growth option would have grown to ₹11021.0 in 1 year, ₹12015.0 in 3 years and ₹13662.0 in 5 years as of today (02-12-2024).
  2. An SIP of ₹1,000 per month in Uti Gilt Fund direct growth option would have grown to ₹12600.0 in 1 year, ₹40640.0 in 3 years and ₹70959.0 in 5 years as of today (02-12-2024).
  3. standard deviation of 1.99 and based on VaR one can expect to lose more than -1.19% of current value of fund in one year.
  4. Sharpe ratio of the fund is -0.44 which shows average performance of fund in the gilt fund category.


Not able to see in mobile!!! save the chart by clicking on camera icon.

KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
1M Return % 0.69
0.59
0.24 | 0.87 4 | 22 Very Good
3M Return % 1.95
2.01
1.73 | 2.41 12 | 22 Good
6M Return % 4.07
4.25
3.80 | 4.80 17 | 22 Average
1Y Return % 9.92
9.99
7.65 | 12.04 11 | 22 Good
3Y Return % 6.03
5.95
4.98 | 6.94 8 | 19 Good
5Y Return % 6.15
6.31
5.07 | 7.40 10 | 19 Good
7Y Return % 6.80
6.73
5.17 | 7.72 10 | 19 Good
10Y Return % 7.58
7.29
6.00 | 8.23 7 | 17 Good
15Y Return % 7.99
10.19
6.22 | 45.54 6 | 15 Good
1Y SIP Return % 9.08
9.09
7.90 | 10.31 12 | 21 Good
3Y SIP Return % 7.74
7.77
6.30 | 8.40 10 | 18 Good
5Y SIP Return % 6.36
6.41
5.23 | 7.09 10 | 18 Good
7Y SIP Return % 6.31
6.36
5.11 | 7.17 10 | 18 Good
10Y SIP Return % 6.61
6.47
5.07 | 7.29 8 | 16 Good
15Y SIP Return % 7.20
9.63
5.66 | 46.13 8 | 15 Good
Standard Deviation 1.99
2.28
1.56 | 3.21 3 | 25 Very Good
Semi Deviation 1.36
1.62
1.16 | 2.32 2 | 25 Very Good
Max Drawdown % -0.79
-1.77
-2.74 | -0.69 3 | 25 Very Good
VaR 1 Y % -1.19
-1.92
-4.62 | -1.19 1 | 25 Very Good
Average Drawdown % -0.49
-0.63
-1.10 | -0.32 5 | 25 Very Good
Sharpe Ratio -0.44
-0.43
-1.14 | -0.01 17 | 25 Average
Sterling Ratio 0.55
0.50
0.44 | 0.63 5 | 25 Very Good
Sortino Ratio -0.16
-0.15
-0.36 | 0.00 17 | 25 Average
Return data last Updated On : Dec. 2, 2024.
Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Nov. 29, 2024
KPIs: Key Performance Indicators

Rotate the phone! Best viewed in landscape mode on mobile.
KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
1M Return % 0.71 0.64 0.29 | 0.89 5 | 22
3M Return % 2.01 2.18 1.94 | 2.49 20 | 22
6M Return % 4.20 4.59 4.20 | 4.97 21 | 22
1Y Return % 10.21 10.71 8.20 | 12.74 17 | 22
3Y Return % 6.31 6.63 5.48 | 7.45 15 | 19
5Y Return % 6.44 7.01 5.57 | 7.98 16 | 19
7Y Return % 7.10 7.43 5.77 | 8.37 12 | 19
10Y Return % 7.88 8.01 6.76 | 8.89 10 | 17
1Y SIP Return % 9.37 9.83 8.58 | 10.69 17 | 21
3Y SIP Return % 8.02 8.46 6.82 | 9.03 16 | 18
5Y SIP Return % 6.64 7.10 5.74 | 7.65 16 | 18
7Y SIP Return % 6.60 7.05 5.63 | 7.78 16 | 18
10Y SIP Return % 6.90 7.16 5.69 | 7.86 10 | 16
Standard Deviation 1.99 2.28 1.56 | 3.21 3 | 25
Semi Deviation 1.36 1.62 1.16 | 2.32 2 | 25
Max Drawdown % -0.79 -1.77 -2.74 | -0.69 3 | 25
VaR 1 Y % -1.19 -1.92 -4.62 | -1.19 1 | 25
Average Drawdown % -0.49 -0.63 -1.10 | -0.32 5 | 25
Sharpe Ratio -0.44 -0.43 -1.14 | -0.01 17 | 25
Sterling Ratio 0.55 0.50 0.44 | 0.63 5 | 25
Sortino Ratio -0.16 -0.15 -0.36 | 0.00 17 | 25
Return data last Updated On : Dec. 2, 2024.
Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Nov. 29, 2024
KPIs: Key Performance Indicators

Investment Period Regular Direct
Return % Current Value of ₹ 10000 Return % Current Value of ₹ 10000
1D 0.37 ₹ 10,037.00 0.37 ₹ 10,037.00
1W 0.79 ₹ 10,079.00 0.79 ₹ 10,079.00
1M 0.69 ₹ 10,069.00 0.71 ₹ 10,071.00
3M 1.95 ₹ 10,195.00 2.01 ₹ 10,201.00
6M 4.07 ₹ 10,407.00 4.20 ₹ 10,420.00
1Y 9.92 ₹ 10,992.00 10.21 ₹ 11,021.00
3Y 6.03 ₹ 11,919.00 6.31 ₹ 12,015.00
5Y 6.15 ₹ 13,475.00 6.44 ₹ 13,662.00
7Y 6.80 ₹ 15,854.00 7.10 ₹ 16,163.00
10Y 7.58 ₹ 20,773.00 7.88 ₹ 21,345.00
15Y 7.99 ₹ 31,688.00 ₹

Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.

Investment Period Invested Amount Regular Direct
XIRR % Current Value of Invested Amount XIRR % Current Value of Invested Amount
1Y ₹ 12000 9.08 ₹ 12,581.95 9.37 ₹ 12,599.78
3Y ₹ 36000 7.74 ₹ 40,470.30 8.02 ₹ 40,639.50
5Y ₹ 60000 6.36 ₹ 70,456.44 6.64 ₹ 70,958.82
7Y ₹ 84000 6.31 ₹ 105,141.96 6.60 ₹ 106,229.17
10Y ₹ 120000 6.61 ₹ 168,598.08 6.90 ₹ 171,199.44
15Y ₹ 180000 7.20 ₹ 318,238.56 ₹


Date Uti Gilt Fund NAV Regular Growth Uti Gilt Fund NAV Direct Growth
02-12-2024 60.3354 62.3696
29-11-2024 60.1113 62.1367
28-11-2024 59.9075 61.9256
27-11-2024 59.9108 61.9286
26-11-2024 59.8363 61.8512
25-11-2024 59.8636 61.8789
22-11-2024 59.7295 61.7391
21-11-2024 59.7598 61.77
19-11-2024 59.844 61.8561
18-11-2024 59.8139 61.8247
14-11-2024 59.7238 61.7298
13-11-2024 59.905 61.9167
12-11-2024 59.9637 61.9769
11-11-2024 60.0065 62.0207
08-11-2024 59.9648 61.9763
07-11-2024 59.9068 61.916
06-11-2024 59.8962 61.9047
05-11-2024 59.9128 61.9213
04-11-2024 59.9199 61.9282

Fund Launch Date: 14/Jan/2001
Fund Category: Gilt Fund
Investment Objective: The investment objective of the scheme is to generate credit risk-free return through investment in sovereign securities issued by the Central Government and / or a State Government and / or any security unconditionally guaranteed by the Central Government and / or a State Government for repayment of principal and interest. However there can be no assurance that the investment objective of the Scheme will be achieved. The Scheme does not guarantee / indicate any returns.
Fund Description: UTI Gilt Fund is an open ended debt scheme investing in government securities across maturities.
Fund Benchmark: CRISIL Dynamic Gilt
Source: Fund FactSheet

Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.