Previously Known As : Uti Long Term Equity Fund (Tax Saving)
Uti Elss Tax Saver Fund Overview
Category ELSS (Tax Saving) Fund
BMSMONEY Rank 26
BMSMONEY Rating
Gro. Opt. As On: 29-10-2024
NAV ₹205.88(R) +0.3% ₹228.82(D) +0.31%
Returns 1Y 3Y 5Y 7Y 10Y
LumpSum (R) 32.51% 11.88% 18.57% 13.35% 13.11%
LumpSum (D) 33.87% 13.03% 19.74% 14.43% 14.2%
SIP (R) 21.41% 19.7% 19.88% 17.44% 14.79%
SIP (D) 22.67% 20.9% 21.08% 18.57% 15.85%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
0.6 0.33 0.61 -1.39% 0.08
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
12.84% -14.32% -14.61% 0.93 8.59%
Top ELSS (Tax Saving) Fund
Fund Name Rank Rating
Motilal Oswal ELSS Tax Saver Fund 1
Sbi Long Term Equity Fund 2
Hdfc Taxsaver 3
JM ELSS Tax Saver Fund 4
ITI ELSS Tax Saver Fund 5
DSP ELSS Tax Saver Fund 6
Franklin India ELSS Tax Saver Fund 7

NAV Date: 29-10-2024

Scheme Name NAV Rupee Change Percent Change
UTI ELSS Tax Saver Fund - Regular Plan - IDCW 39.33
0.1200
0.3000%
UTI ELSS Tax Saver Fund - Direct Plan - IDCW 53.92
0.1600
0.3100%
UTI ELSS Tax Saver Fund - Regular Plan - Growth Option 205.88
0.6200
0.3000%
UTI ELSS Tax Saver Fund - Direct Plan - Growth Option 228.82
0.7000
0.3100%

Review Date: 29-10-2024

UTI ELSS Tax Saver Fund has exhibited poor performance in the ELSS (Tax Saving) Fund category. The fund has rank of 26 out of 33 funds in the category. The fund has delivered return of 32.51% in 1 year, 11.88% in 3 years, 18.57% in 5 years and 13.11% in 10 years. The category average for the same periods is 37.97%, 16.18%, 19.75% and 14.73% respectively, which shows poor return performance of fund in the category. The fund has exhibited standard deviation of 12.84, VaR of -14.32, Average Drawdown of -5.05, Semi Deviation of 8.59 and Max Drawdown of -14.61. The category average for the same parameters is 12.67, -14.08, -5.23, 8.83 and -12.31 respectively. The fund has average risk in the category.

Key Points:

  1. An investment of ₹10,000 in UTI ELSS Tax Saver Fund direct growth option would have grown to ₹13387.0 in 1 year, ₹14441.0 in 3 years and ₹24618.0 in 5 years as of today (29-10-2024).
  2. An SIP of ₹1,000 per month in UTI ELSS Tax Saver Fund direct growth option would have grown to ₹13427.0 in 1 year, ₹48905.0 in 3 years and ₹101363.0 in 5 years as of today (29-10-2024).
  3. standard deviation of 12.84 and based on VaR one can expect to lose more than -14.32% of current value of fund in one year.
  4. Sharpe ratio of the fund is 0.6 which shows poor performance of fund in the elss (tax saving) fund category.
  5. The fund has R-square of 0.88, Beta of 0.93 and Jensen's Alpha of -1.39% which exhibit poor performance in the elss (tax saving) fund category .


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KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
1M Return % -6.28
-5.10
-8.25 | -1.34 37 | 40 Poor
3M Return % -1.60
-1.35
-6.31 | 5.77 24 | 40 Average
6M Return % 11.96
10.63
1.79 | 19.88 15 | 40 Good
1Y Return % 32.51
37.97
21.07 | 63.94 31 | 40 Poor
3Y Return % 11.88
16.18
7.79 | 24.73 30 | 33 Poor
5Y Return % 18.57
19.75
13.16 | 31.88 23 | 33 Average
7Y Return % 13.35
14.61
9.85 | 22.65 21 | 29 Average
10Y Return % 13.11
14.73
11.27 | 22.53 19 | 23 Poor
15Y Return % 12.88
14.55
12.02 | 16.60 16 | 19 Poor
1Y SIP Return % 21.41
23.66
7.43 | 48.63 26 | 40 Average
3Y SIP Return % 19.70
24.07
17.27 | 38.29 27 | 33 Average
5Y SIP Return % 19.88
23.08
16.19 | 31.86 26 | 33 Average
7Y SIP Return % 17.44
19.63
13.41 | 28.48 23 | 29 Average
10Y SIP Return % 14.79
16.56
12.01 | 23.85 18 | 23 Average
15Y SIP Return % 14.04
15.90
13.26 | 20.55 17 | 20 Poor
Standard Deviation 12.84
12.67
9.62 | 15.47 22 | 33 Average
Semi Deviation 8.59
8.83
6.83 | 10.96 17 | 33 Good
Max Drawdown % -14.61
-12.31
-22.56 | -6.28 27 | 33 Average
VaR 1 Y % -14.32
-14.08
-20.17 | -11.38 23 | 33 Average
Average Drawdown % -5.05
-5.23
-9.24 | -2.48 14 | 33 Good
Sharpe Ratio 0.60
0.88
0.19 | 1.48 30 | 33 Poor
Sterling Ratio 0.61
0.86
0.31 | 1.53 30 | 33 Poor
Sortino Ratio 0.33
0.47
0.12 | 0.85 30 | 33 Poor
Jensen Alpha % -1.39
1.99
-8.39 | 9.14 29 | 33 Poor
Treynor Ratio 0.08
0.12
0.03 | 0.20 31 | 33 Poor
Modigliani Square Measure % 15.07
19.11
8.58 | 28.03 31 | 33 Poor
Alpha % -2.51
0.59
-7.52 | 9.35 28 | 33 Poor
Return data last Updated On : Oct. 29, 2024.
Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Sept. 30, 2024
KPIs: Key Performance Indicators

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KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
1M Return % -6.21 -5.04 -8.06 | -1.27 38 | 41
3M Return % -1.35 -1.11 -6.06 | 6.09 23 | 41
6M Return % 12.52 11.22 2.32 | 20.59 15 | 41
1Y Return % 33.87 39.52 22.72 | 65.90 31 | 40
3Y Return % 13.03 17.50 8.64 | 26.25 31 | 33
5Y Return % 19.74 21.12 14.12 | 34.01 24 | 33
7Y Return % 14.43 15.83 10.68 | 24.34 23 | 29
10Y Return % 14.20 15.75 12.12 | 23.79 19 | 24
1Y SIP Return % 22.67 25.07 8.86 | 50.44 26 | 40
3Y SIP Return % 20.90 25.42 18.49 | 39.90 28 | 33
5Y SIP Return % 21.08 24.47 17.10 | 33.89 28 | 33
7Y SIP Return % 18.57 20.85 14.33 | 30.37 25 | 29
10Y SIP Return % 15.85 17.57 12.97 | 25.34 20 | 24
Standard Deviation 12.84 12.67 9.62 | 15.47 22 | 33
Semi Deviation 8.59 8.83 6.83 | 10.96 17 | 33
Max Drawdown % -14.61 -12.31 -22.56 | -6.28 27 | 33
VaR 1 Y % -14.32 -14.08 -20.17 | -11.38 23 | 33
Average Drawdown % -5.05 -5.23 -9.24 | -2.48 14 | 33
Sharpe Ratio 0.60 0.88 0.19 | 1.48 30 | 33
Sterling Ratio 0.61 0.86 0.31 | 1.53 30 | 33
Sortino Ratio 0.33 0.47 0.12 | 0.85 30 | 33
Jensen Alpha % -1.39 1.99 -8.39 | 9.14 29 | 33
Treynor Ratio 0.08 0.12 0.03 | 0.20 31 | 33
Modigliani Square Measure % 15.07 19.11 8.58 | 28.03 31 | 33
Alpha % -2.51 0.59 -7.52 | 9.35 28 | 33
Return data last Updated On : Oct. 29, 2024.
Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Sept. 30, 2024
KPIs: Key Performance Indicators

Investment Period Regular Direct
Return % Current Value of ₹ 10000 Return % Current Value of ₹ 10000
1D 0.30 ₹ 10,030.00 0.31 ₹ 10,031.00
1W -0.77 ₹ 9,923.00 -0.75 ₹ 9,925.00
1M -6.28 ₹ 9,372.00 -6.21 ₹ 9,379.00
3M -1.60 ₹ 9,840.00 -1.35 ₹ 9,865.00
6M 11.96 ₹ 11,196.00 12.52 ₹ 11,252.00
1Y 32.51 ₹ 13,251.00 33.87 ₹ 13,387.00
3Y 11.88 ₹ 14,005.00 13.03 ₹ 14,441.00
5Y 18.57 ₹ 23,438.00 19.74 ₹ 24,618.00
7Y 13.35 ₹ 24,042.00 14.43 ₹ 25,697.00
10Y 13.11 ₹ 34,265.00 14.20 ₹ 37,713.00
15Y 12.88 ₹ 61,531.00 ₹

Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.

Investment Period Invested Amount Regular Direct
XIRR % Current Value of Invested Amount XIRR % Current Value of Invested Amount
1Y ₹ 12000 21.41 ₹ 13,349.63 22.67 ₹ 13,426.68
3Y ₹ 36000 19.70 ₹ 48,091.21 20.90 ₹ 48,904.56
5Y ₹ 60000 19.88 ₹ 98,435.52 21.08 ₹ 101,363.10
7Y ₹ 84000 17.44 ₹ 156,456.05 18.57 ₹ 162,875.92
10Y ₹ 120000 14.79 ₹ 260,223.12 15.85 ₹ 275,515.32
15Y ₹ 180000 14.04 ₹ 567,662.58 ₹


Date Uti Elss Tax Saver Fund NAV Regular Growth Uti Elss Tax Saver Fund NAV Direct Growth
29-10-2024 205.8825 228.8224
28-10-2024 205.2598 228.1242
25-10-2024 205.2995 228.1502
24-10-2024 207.7277 230.8425
23-10-2024 208.1835 231.3428
22-10-2024 207.472 230.546
21-10-2024 210.1514 233.5173
18-10-2024 212.0011 235.5539
17-10-2024 211.8859 235.4196
16-10-2024 214.4846 238.3006
15-10-2024 215.0434 238.9151
14-10-2024 214.5822 238.3964
11-10-2024 214.263 238.0228
10-10-2024 214.4345 238.2069
09-10-2024 214.9983 238.8269
08-10-2024 213.3887 237.0326
07-10-2024 211.1203 234.5066
04-10-2024 213.6843 237.3357
03-10-2024 215.8301 239.7127
01-10-2024 219.8059 244.1154
30-09-2024 219.6865 243.9763

Fund Launch Date: 15/Nov/1999
Fund Category: ELSS (Tax Saving) Fund
Investment Objective: The funds collected under the scheme shall be invested in equities, fully convertible debentures/bonds and warrants of companies. Investment may also be made in issues of partly convertible debentures/bonds including those issued on rights basis subject to the condition that, as far as possible, the non-convertible portion of the debentures/bonds so acquired or subscribed shall be disinvested within a period of twelve months from their acquisition.
Fund Description: An open ended equity linked saving scheme with a statutory lock in of 3 years and tax benefit
Fund Benchmark: S&P BSE 200
Source: Fund FactSheet

Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.