Previously Known As : Uti Long Term Equity Fund (Tax Saving)
Uti Elss Tax Saver Fund Overview
Category ELSS (Tax Saving) Fund
BMSMONEY Rank 32
BMSMONEY Rating
Gro. Opt. As On: 02-12-2024
NAV ₹205.71(R) +0.63% ₹228.83(D) +0.64%
Returns 1Y 3Y 5Y 7Y 10Y
LumpSum (R) 21.04% 11.92% 17.84% 13.42% 12.41%
LumpSum (D) 22.27% 13.06% 19.0% 14.51% 13.5%
SIP (R) 15.24% 18.53% 19.01% 17.08% 14.93%
SIP (D) 16.42% 19.72% 20.22% 18.21% 16.01%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
0.36 0.2 0.49 -2.85% 0.05
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
13.6% -17.23% -14.61% 0.96 9.27%
Top ELSS (Tax Saving) Fund
Fund Name Rank Rating
Motilal Oswal ELSS Tax Saver Fund 1
Sbi Long Term Equity Fund 2
Hdfc Taxsaver 3
Hsbc Tax Saver Equity Fund 4
DSP ELSS Tax Saver Fund 5
Quantum ELSS Tax Saver Fund 6
JM ELSS Tax Saver Fund 7

NAV Date: 02-12-2024

Scheme Name NAV Rupee Change Percent Change
UTI ELSS Tax Saver Fund - Regular Plan - IDCW 39.3
0.2500
0.6300%
UTI ELSS Tax Saver Fund - Direct Plan - IDCW 53.93
0.3400
0.6400%
UTI ELSS Tax Saver Fund - Regular Plan - Growth Option 205.71
1.2900
0.6300%
UTI ELSS Tax Saver Fund - Direct Plan - Growth Option 228.83
1.4600
0.6400%

Review Date: 02-12-2024

UTI ELSS Tax Saver Fund has exhibited poor performance in the ELSS (Tax Saving) Fund category. The fund has rank of 32 out of 33 funds in the category. The fund has delivered return of 21.04% in 1 year, 11.92% in 3 years, 17.84% in 5 years and 12.41% in 10 years. The category average for the same periods is 26.71%, 16.87%, 19.62% and 13.96% respectively, which shows average return performance of fund in the category. The fund has exhibited standard deviation of 13.6, VaR of -17.23, Average Drawdown of -6.36, Semi Deviation of 9.27 and Max Drawdown of -14.61. The category average for the same parameters is 13.04, -15.83, -5.26, 9.14 and -11.69 respectively. The fund has average risk in the category.

Key Points:

  1. An investment of ₹10,000 in UTI ELSS Tax Saver Fund direct growth option would have grown to ₹12227.0 in 1 year, ₹14453.0 in 3 years and ₹23868.0 in 5 years as of today (02-12-2024).
  2. An SIP of ₹1,000 per month in UTI ELSS Tax Saver Fund direct growth option would have grown to ₹13042.0 in 1 year, ₹48105.0 in 3 years and ₹99252.0 in 5 years as of today (02-12-2024).
  3. standard deviation of 13.6 and based on VaR one can expect to lose more than -17.23% of current value of fund in one year.
  4. Sharpe ratio of the fund is 0.36 which shows poor performance of fund in the elss (tax saving) fund category.
  5. The fund has R-square of 0.9, Beta of 0.96 and Jensen's Alpha of -2.85% which exhibit poor performance in the elss (tax saving) fund category .


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KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
1M Return % 1.55
1.68
-2.47 | 4.20 24 | 40 Average
3M Return % -4.57
-2.37
-9.12 | 5.33 37 | 40 Poor
6M Return % 7.80
7.32
-7.12 | 18.83 20 | 40 Good
1Y Return % 21.04
26.71
13.60 | 51.09 32 | 40 Poor
3Y Return % 11.92
16.87
8.05 | 26.66 31 | 33 Poor
5Y Return % 17.84
19.62
12.51 | 30.94 26 | 33 Average
7Y Return % 13.42
14.71
9.61 | 22.03 22 | 29 Average
10Y Return % 12.41
13.96
10.59 | 21.11 18 | 23 Average
15Y Return % 12.32
13.96
11.55 | 15.97 16 | 19 Poor
1Y SIP Return % 15.24
18.06
0.66 | 44.45 29 | 40 Average
3Y SIP Return % 18.53
23.19
17.30 | 39.17 27 | 33 Average
5Y SIP Return % 19.01
22.52
15.42 | 31.62 28 | 33 Poor
7Y SIP Return % 17.08
19.45
13.02 | 27.08 25 | 29 Poor
10Y SIP Return % 14.93
16.79
12.07 | 23.64 19 | 23 Poor
15Y SIP Return % 13.89
15.76
13.16 | 20.10 18 | 20 Poor
Standard Deviation 13.60
13.04
10.02 | 16.62 26 | 33 Average
Semi Deviation 9.27
9.14
7.26 | 11.80 24 | 33 Average
Max Drawdown % -14.61
-11.69
-21.18 | -6.28 29 | 33 Poor
VaR 1 Y % -17.23
-15.83
-22.63 | -11.90 28 | 33 Poor
Average Drawdown % -6.36
-5.26
-7.50 | -3.00 27 | 33 Average
Sharpe Ratio 0.36
0.74
0.08 | 1.30 31 | 33 Poor
Sterling Ratio 0.49
0.81
0.26 | 1.37 32 | 33 Poor
Sortino Ratio 0.20
0.39
0.07 | 0.73 31 | 33 Poor
Jensen Alpha % -2.85
3.67
-8.11 | 17.38 32 | 33 Poor
Treynor Ratio 0.05
0.46
0.01 | 5.74 31 | 33 Poor
Modigliani Square Measure % 11.92
19.74
7.07 | 47.49 32 | 33 Poor
Alpha % -3.50
-1.14
-28.62 | 9.74 28 | 33 Poor
Return data last Updated On : Dec. 2, 2024.
Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Nov. 29, 2024
KPIs: Key Performance Indicators

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KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
1M Return % 1.62 1.76 -2.39 | 4.30 25 | 41
3M Return % -4.34 -2.14 -8.87 | 5.65 38 | 41
6M Return % 8.33 7.85 -6.63 | 19.54 21 | 41
1Y Return % 22.27 28.08 15.23 | 52.89 34 | 41
3Y Return % 13.06 18.19 8.90 | 28.20 31 | 33
5Y Return % 19.00 20.99 13.45 | 33.04 25 | 33
7Y Return % 14.51 15.93 10.60 | 23.72 23 | 29
10Y Return % 13.50 14.99 11.43 | 22.37 18 | 24
1Y SIP Return % 16.42 19.31 1.74 | 46.21 29 | 41
3Y SIP Return % 19.72 24.55 17.97 | 40.80 29 | 33
5Y SIP Return % 20.22 23.91 16.34 | 33.19 28 | 33
7Y SIP Return % 18.21 20.68 13.94 | 28.97 25 | 29
10Y SIP Return % 16.01 17.82 13.04 | 25.14 20 | 24
Standard Deviation 13.60 13.04 10.02 | 16.62 26 | 33
Semi Deviation 9.27 9.14 7.26 | 11.80 24 | 33
Max Drawdown % -14.61 -11.69 -21.18 | -6.28 29 | 33
VaR 1 Y % -17.23 -15.83 -22.63 | -11.90 28 | 33
Average Drawdown % -6.36 -5.26 -7.50 | -3.00 27 | 33
Sharpe Ratio 0.36 0.74 0.08 | 1.30 31 | 33
Sterling Ratio 0.49 0.81 0.26 | 1.37 32 | 33
Sortino Ratio 0.20 0.39 0.07 | 0.73 31 | 33
Jensen Alpha % -2.85 3.67 -8.11 | 17.38 32 | 33
Treynor Ratio 0.05 0.46 0.01 | 5.74 31 | 33
Modigliani Square Measure % 11.92 19.74 7.07 | 47.49 32 | 33
Alpha % -3.50 -1.14 -28.62 | 9.74 28 | 33
Return data last Updated On : Dec. 2, 2024.
Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Nov. 29, 2024
KPIs: Key Performance Indicators

Investment Period Regular Direct
Return % Current Value of ₹ 10000 Return % Current Value of ₹ 10000
1D 0.63 ₹ 10,063.00 0.64 ₹ 10,064.00
1W 1.39 ₹ 10,139.00 1.40 ₹ 10,140.00
1M 1.55 ₹ 10,155.00 1.62 ₹ 10,162.00
3M -4.57 ₹ 9,543.00 -4.34 ₹ 9,566.00
6M 7.80 ₹ 10,780.00 8.33 ₹ 10,833.00
1Y 21.04 ₹ 12,104.00 22.27 ₹ 12,227.00
3Y 11.92 ₹ 14,017.00 13.06 ₹ 14,453.00
5Y 17.84 ₹ 22,721.00 19.00 ₹ 23,868.00
7Y 13.42 ₹ 24,144.00 14.51 ₹ 25,810.00
10Y 12.41 ₹ 32,226.00 13.50 ₹ 35,469.00
15Y 12.32 ₹ 57,156.00 ₹

Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.

Investment Period Invested Amount Regular Direct
XIRR % Current Value of Invested Amount XIRR % Current Value of Invested Amount
1Y ₹ 12000 15.24 ₹ 12,968.41 16.42 ₹ 13,041.66
3Y ₹ 36000 18.53 ₹ 47,304.29 19.72 ₹ 48,104.71
5Y ₹ 60000 19.01 ₹ 96,382.50 20.22 ₹ 99,252.48
7Y ₹ 84000 17.08 ₹ 154,437.86 18.21 ₹ 160,809.01
10Y ₹ 120000 14.93 ₹ 262,241.64 16.01 ₹ 277,849.92
15Y ₹ 180000 13.89 ₹ 560,435.04 ₹


Date Uti Elss Tax Saver Fund NAV Regular Growth Uti Elss Tax Saver Fund NAV Direct Growth
02-12-2024 205.7058 228.8327
29-11-2024 204.411 227.3741
28-11-2024 203.1968 226.0175
27-11-2024 204.9672 227.9808
26-11-2024 203.7526 226.6238
25-11-2024 202.8948 225.6636
22-11-2024 200.6995 223.2042
21-11-2024 197.0375 219.1257
19-11-2024 198.0264 220.2138
18-11-2024 197.1347 219.2164
14-11-2024 198.105 220.2719
13-11-2024 198.3057 220.4892
12-11-2024 201.2777 223.7878
11-11-2024 203.5033 226.2562
08-11-2024 203.9242 226.7061
07-11-2024 205.1058 228.0137
06-11-2024 206.9515 230.0594
05-11-2024 204.2924 227.0974
04-11-2024 202.5673 225.1737

Fund Launch Date: 15/Nov/1999
Fund Category: ELSS (Tax Saving) Fund
Investment Objective: The funds collected under the scheme shall be invested in equities, fully convertible debentures/bonds and warrants of companies. Investment may also be made in issues of partly convertible debentures/bonds including those issued on rights basis subject to the condition that, as far as possible, the non-convertible portion of the debentures/bonds so acquired or subscribed shall be disinvested within a period of twelve months from their acquisition.
Fund Description: An open ended equity linked saving scheme with a statutory lock in of 3 years and tax benefit
Fund Benchmark: S&P BSE 200
Source: Fund FactSheet

Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.