Previously Known As : Uti Banking & Psu Debt Fund
Uti Banking & Psu Fund Overview
Category Banking and PSU Fund
BMSMONEY Rank 1
BMSMONEY Rating
Gro. Opt. As On: 22-11-2024
NAV ₹20.83(R) -0.03% ₹21.16(D) -0.03%
Returns 1Y 3Y 5Y 7Y 10Y
LumpSum (R) 7.83% 8.05% 7.17% 5.85% 6.83%
LumpSum (D) 8.12% 8.34% 7.38% 6.03% 6.99%
SIP (R) -8.56% 1.86% 5.39% 5.83% 6.17%
SIP (D) -8.35% 2.16% 5.66% 6.05% 6.36%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
0.35 0.34 0.76 -% -
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
3.22% -0.08% -0.56% - 1.21%
Top Banking and PSU Fund
Fund Name Rank Rating
UTI Banking & PSU Fund 1
Dsp Banking & Psu Debt Fund 2
ICICI Prudential Banking & PSU Debt Fund 3
Kotak Banking And Psu Debt Fund 4

NAV Date: 22-11-2024

Scheme Name NAV Rupee Change Percent Change
UTI Banking & PSU Fund - Regular Plan - Annual IDCW 12.78
0.0000
-0.0300%
UTI Banking & PSU Fund - Regular Plan - Monthly IDCW 12.92
0.0000
-0.0300%
UTI Banking & PSU Fund - Direct Plan - Annual IDCW 13.0
0.0000
-0.0300%
UTI Banking & PSU Fund - Direct Plan - Monthly IDCW 13.12
0.0000
-0.0300%
UTI Banking & PSU Fund - Regular Plan - Half-Yearly IDCW 13.91
0.0000
-0.0300%
UTI Banking & PSU Fund - Regular Plan - Flexi IDCW 13.97
0.0000
-0.0300%
UTI Banking & PSU Fund - Direct Plan - Half-Yearly IDCW 14.04
0.0000
-0.0300%
UTI Banking & PSU Fund - Regular Plan - Quarterly IDCW 14.3
0.0000
-0.0300%
UTI Banking & PSU Fund - Direct Plan - Quarterly IDCW 15.75
0.0000
-0.0300%
UTI Banking & PSU Fund - Direct Plan - Flexi IDCW 18.24
0.0000
-0.0300%
UTI Banking & PSU Fund- Regular Plan - Growth Option 20.83
-0.0100
-0.0300%
UTI Banking & PSU Fund - Direct Plan - Growth Option 21.16
-0.0100
-0.0300%

Review Date: 22-11-2024

UTI Banking & PSU Fund is the top performing fund in the Banking and PSU Debt Fund category. The fund has delivered return of 7.83% in 1 year, 8.05% in 3 years, 7.17% in 5 years and 6.83% in 10 years. The category average for the same periods is 7.87%, 5.78%, 6.23% and 7.17% respectively, which shows good return performance of fund in the category. The fund has exhibited standard deviation of 3.22, VaR of -0.08, Average Drawdown of -0.4, Semi Deviation of 1.21 and Max Drawdown of -0.56. The category average for the same parameters is 1.3, -0.46, -0.65, 0.94 and -0.87 respectively. The fund has low risk in the category.

Key Points:

  1. An investment of ₹10,000 in UTI Banking & PSU Fund direct growth option would have grown to ₹10812.0 in 1 year, ₹12717.0 in 3 years and ₹14279.0 in 5 years as of today (22-11-2024).
  2. An SIP of ₹1,000 per month in UTI Banking & PSU Fund direct growth option would have grown to ₹11448.0 in 1 year, ₹37213.0 in 3 years and ₹69248.0 in 5 years as of today (22-11-2024).
  3. standard deviation of 3.22 and based on VaR one can expect to lose more than -0.08% of current value of fund in one year.
  4. Sharpe ratio of the fund is 0.35 which shows very good performance of fund in the banking and psu debt fund category.


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KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
1M Return % 0.49
0.46
0.19 | 0.62 7 | 22 Good
3M Return % 1.79
1.80
1.62 | 2.00 13 | 22 Average
6M Return % 3.83
3.89
3.53 | 4.26 14 | 22 Average
1Y Return % 7.83
7.87
7.41 | 8.70 12 | 22 Good
3Y Return % 8.05
5.78
4.87 | 8.05 1 | 19 Very Good
5Y Return % 7.17
6.23
5.52 | 7.17 1 | 15 Very Good
7Y Return % 5.85
6.72
5.85 | 7.48 15 | 15 Poor
10Y Return % 6.83
7.17
6.39 | 7.61 10 | 12 Poor
1Y SIP Return % -8.56
-8.53
-8.95 | -8.04 13 | 22 Average
3Y SIP Return % 1.86
1.09
0.74 | 1.86 1 | 19 Very Good
5Y SIP Return % 5.39
4.25
3.69 | 5.39 1 | 15 Very Good
7Y SIP Return % 5.83
5.63
5.02 | 6.18 4 | 15 Very Good
10Y SIP Return % 6.17
6.33
5.75 | 6.69 9 | 13 Average
Standard Deviation 3.22
1.30
0.76 | 3.22 19 | 19 Poor
Semi Deviation 1.21
0.94
0.53 | 1.70 16 | 19 Poor
Max Drawdown % -0.56
-0.87
-2.46 | 0.00 9 | 19 Good
VaR 1 Y % -0.08
-0.46
-2.69 | 0.00 7 | 19 Good
Average Drawdown % -0.40
-0.65
-1.85 | 0.00 7 | 19 Good
Sharpe Ratio 0.35
-0.84
-1.18 | 0.35 1 | 19 Very Good
Sterling Ratio 0.76
0.54
0.40 | 0.76 1 | 19 Very Good
Sortino Ratio 0.34
-0.25
-0.38 | 0.34 1 | 19 Very Good
Return data last Updated On : Nov. 22, 2024.
Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Oct. 31, 2024
KPIs: Key Performance Indicators

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KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
1M Return % 0.51 0.49 0.21 | 0.65 8 | 21
3M Return % 1.83 1.89 1.75 | 2.08 16 | 21
6M Return % 3.94 4.08 3.80 | 4.42 15 | 21
1Y Return % 8.12 8.27 7.82 | 8.96 15 | 21
3Y Return % 8.34 6.20 5.25 | 8.34 1 | 18
5Y Return % 7.38 6.67 5.94 | 7.38 1 | 14
7Y Return % 6.03 7.15 6.03 | 7.81 14 | 14
10Y Return % 6.99 7.55 6.89 | 7.95 11 | 12
1Y SIP Return % -8.35 -8.20 -8.57 | -7.79 16 | 21
3Y SIP Return % 2.16 1.49 1.18 | 2.16 1 | 18
5Y SIP Return % 5.66 4.67 4.08 | 5.66 1 | 14
7Y SIP Return % 6.05 6.06 5.44 | 6.53 8 | 14
10Y SIP Return % 6.36 6.76 6.19 | 7.11 11 | 12
Standard Deviation 3.22 1.30 0.76 | 3.22 19 | 19
Semi Deviation 1.21 0.94 0.53 | 1.70 16 | 19
Max Drawdown % -0.56 -0.87 -2.46 | 0.00 9 | 19
VaR 1 Y % -0.08 -0.46 -2.69 | 0.00 7 | 19
Average Drawdown % -0.40 -0.65 -1.85 | 0.00 7 | 19
Sharpe Ratio 0.35 -0.84 -1.18 | 0.35 1 | 19
Sterling Ratio 0.76 0.54 0.40 | 0.76 1 | 19
Sortino Ratio 0.34 -0.25 -0.38 | 0.34 1 | 19
Return data last Updated On : Nov. 22, 2024.
Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Oct. 31, 2024
KPIs: Key Performance Indicators

Investment Period Regular Direct
Return % Current Value of ₹ 10000 Return % Current Value of ₹ 10000
1D -0.03 ₹ 9,997.00 -0.03 ₹ 9,997.00
1W 0.13 ₹ 10,013.00 0.13 ₹ 10,013.00
1M 0.49 ₹ 10,049.00 0.51 ₹ 10,051.00
3M 1.79 ₹ 10,179.00 1.83 ₹ 10,183.00
6M 3.83 ₹ 10,383.00 3.94 ₹ 10,394.00
1Y 7.83 ₹ 10,783.00 8.12 ₹ 10,812.00
3Y 8.05 ₹ 12,614.00 8.34 ₹ 12,717.00
5Y 7.17 ₹ 14,139.00 7.38 ₹ 14,279.00
7Y 5.85 ₹ 14,890.00 6.03 ₹ 15,066.00
10Y 6.83 ₹ 19,360.00 6.99 ₹ 19,644.00
15Y ₹ ₹

Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.

Investment Period Invested Amount Regular Direct
XIRR % Current Value of Invested Amount XIRR % Current Value of Invested Amount
1Y ₹ 12000 -8.56 ₹ 11,433.73 -8.35 ₹ 11,447.99
3Y ₹ 36000 1.86 ₹ 37,042.13 2.16 ₹ 37,212.88
5Y ₹ 60000 5.39 ₹ 68,780.28 5.66 ₹ 69,248.28
7Y ₹ 84000 5.83 ₹ 103,354.10 6.05 ₹ 104,199.40
10Y ₹ 120000 6.17 ₹ 164,766.36 6.36 ₹ 166,418.28
15Y ₹ 180000 ₹ ₹


Date Uti Banking & Psu Fund NAV Regular Growth Uti Banking & Psu Fund NAV Direct Growth
22-11-2024 20.8337 21.1642
21-11-2024 20.8393 21.1698
19-11-2024 20.8319 21.1621
18-11-2024 20.8236 21.1535
14-11-2024 20.8071 21.1363
13-11-2024 20.8106 21.1398
12-11-2024 20.8154 21.1445
11-11-2024 20.823 21.1522
08-11-2024 20.8037 21.1323
07-11-2024 20.7892 21.1175
06-11-2024 20.7879 21.116
05-11-2024 20.783 21.111
04-11-2024 20.7733 21.101
31-10-2024 20.7627 21.0898
30-10-2024 20.7648 21.0918
29-10-2024 20.7607 21.0876
28-10-2024 20.7524 21.079
25-10-2024 20.7489 21.0752
24-10-2024 20.7464 21.0725
23-10-2024 20.741 21.067
22-10-2024 20.7314 21.0571

Fund Launch Date: 27/Jan/2014
Fund Category: Banking and PSU Fund
Investment Objective: The investment objective of the scheme is to generate reasonable income, with low risk and high level of liquidity from a portfolio of predominantly debt & money market securities by Banks, Public Sector Undertakings (PSUs), Public Financial Institutions (PFIs) and Municipal Bonds.However there can be no assurance that the investment objective of the Scheme will be achieved. The Scheme does not guarantee / indicate any returns.
Fund Description: An open ended debt scheme predominantly investing in debt instruments of Banks, Public Sector Undertakings,Public Financial Institutions and Municipal Bonds.
Fund Benchmark: CRISIL Bankingand PSU DebtIndex
Source: Fund FactSheet

Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.