Union Retirement Fund Overview
Category Retirement Fund
BMSMONEY Rank N/A
BMSMONEY Rating N/A
Gro. Opt. As On: 20-12-2024
NAV ₹15.19(R) -1.81% ₹15.7(D) -1.88%
Returns 1Y 3Y 5Y 7Y 10Y
LumpSum (R) 20.75% -% -% -% -%
LumpSum (D) 22.08% -% -% -% -%
SIP (R) -35.44% -% -% -% -%
SIP (D) -34.6% -% -% -% -%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
Top Retirement Fund
Fund Name Rank Rating
Icici Prudential Retirement Fund - Pure Equity Plan 1
Icici Prudential Retirement Fund - Hybrid Aggressive Plan 2
Hdfc Retirement Savings Fund - Equity Plan 3
Nippon India Retirement Fund - Wealth Creation Scheme 4
Tata Retirement Savings Fund-Moderate Plan 5
Tata Retirement Savings Fund-Progressive Plan 6

NAV Date: 20-12-2024

Scheme Name NAV Rupee Change Percent Change
Union Retirement Fund - Regular Plan - Growth Option 15.19
-0.2800
-1.8100%
Union Retirement Fund - Regular Plan - IDCW Option 15.19
-0.2800
-1.8100%
Union Retirement Fund - Direct Plan - Growth Option 15.7
-0.3000
-1.8800%
Union Retirement Fund - Direct Plan - IDCW Option 15.7
-0.3000
-1.8800%

Review Date: 20-12-2024

A review of the different performance parameters of the fund is as follows:
  1. Returns: It indicates the appreciation in the investment's value within the investment period, represented as a percentage or a specific amount of money. We conducted an analysis of the four return parameters of this fund to assess their performance. To assess performance, we have segmented the return parameters into three groups: the top 25%, parameters below the top 25% but still above average, and parameters below average. The results are provided below.
    1. Top 25%: The Union Retirement Fund has one return parameter in the top 25% in the category, as shown below:
      • 1M Return %
    2. Above Average Below the Top 25%: One return parameter of the Union Retirement Fund is above average but below the top 25% in the category, as listed below:
      • 1Y Return %
    3. Below Average: Two return parameters of the fund are below average in the category, which are listed below:
      • 6M Return %
      • 3M Return %
  2. Risk: It refers to the chance of suffering a financial loss or not reaching the expected profits due to a variety of circumstances. Zero risk parameters of the fund are divided into three groups the lowest 25%, below average but above the lowest 25%, and above average, which are described below.
    1. Lowest 25%: Union Retirement Fund does not have any risk parameters in the lowest 25% of the category. It means high risk compared to other funds in the category.
    2. Below Average but Above the Lowest 25%: Union Retirement Fund does not have any risk parameters in the below average but above the lowest 25% of the category.
    3. Above Average: Union Retirement Fund does not have any risk parameters above average; which is a good sign.
  3. Risk Adjusted Performance Parameters: In mutual funds, risk-adjusted performance parameters are evaluation tools that gauge the returns of an investment against the risk taken. They assist investors in comparing various investments, factoring in both risk and returns. We have evaluated zero risk-adjusted performance parameters of the fund.
    1. Top 25% Risk Adjusted Performance Parameters: The fund does not have any risk-adjusted performance parameters that are in the top 25% of the category.
    2. Above Average Below Top 25% Risk Adjusted Performance Parameters: The fund does not have any risk-adjusted performance parameters that are in the above average but below top 25% of the category.
    3. Below Average Risk Adjusted Performance Parameters: The fund does not have any risk-adjusted performance parameters that are in the above average but below top 25% of the category.


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KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
1M Return % 3.12
1.83
0.29 | 5.59 5 | 29 Very Good
3M Return % -5.89
-3.19
-7.60 | 1.36 25 | 29 Poor
6M Return % 2.98
3.03
-2.50 | 6.36 18 | 29 Average
1Y Return % 20.75
16.74
6.09 | 29.67 10 | 27 Good
1Y SIP Return % -35.44
-36.11
-39.30 | -30.01 10 | 27 Good
Return data last Updated On : Dec. 20, 2024.
Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Nov. 29, 2024
KPIs: Key Performance Indicators

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KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
1M Return % 3.22 1.92 0.37 | 5.71 5 | 29
3M Return % -5.65 -2.90 -7.35 | 1.61 25 | 29
6M Return % 3.56 3.65 -1.95 | 7.05 19 | 29
1Y Return % 22.08 18.10 7.34 | 31.57 10 | 27
1Y SIP Return % -34.60 -35.27 -38.52 | -28.86 10 | 27
Return data last Updated On : Dec. 20, 2024.
Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Nov. 29, 2024
KPIs: Key Performance Indicators

Investment Period Regular Direct
Return % Current Value of ₹ 10000 Return % Current Value of ₹ 10000
1D -1.81 ₹ 9,819.00 -1.88 ₹ 9,812.00
1W -3.62 ₹ 9,638.00 -3.62 ₹ 9,638.00
1M 3.12 ₹ 10,312.00 3.22 ₹ 10,322.00
3M -5.89 ₹ 9,411.00 -5.65 ₹ 9,435.00
6M 2.98 ₹ 10,298.00 3.56 ₹ 10,356.00
1Y 20.75 ₹ 12,075.00 22.08 ₹ 12,208.00
3Y ₹ ₹
5Y ₹ ₹
7Y ₹ ₹
10Y ₹ ₹
15Y ₹ ₹

Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.

Investment Period Invested Amount Regular Direct
XIRR % Current Value of Invested Amount XIRR % Current Value of Invested Amount
1Y ₹ 12000 -35.44 ₹ 9,544.93 -34.60 ₹ 9,606.84
3Y ₹ 36000 ₹ ₹
5Y ₹ 60000 ₹ ₹
7Y ₹ 84000 ₹ ₹
10Y ₹ 120000 ₹ ₹
15Y ₹ 180000 ₹ ₹


Date Union Retirement Fund NAV Regular Growth Union Retirement Fund NAV Direct Growth
20-12-2024 15.19 15.7
19-12-2024 15.47 16.0
18-12-2024 15.59 16.12
17-12-2024 15.66 16.19
16-12-2024 15.79 16.33
13-12-2024 15.76 16.29
12-12-2024 15.7 16.23
11-12-2024 15.75 16.28
10-12-2024 15.71 16.24
09-12-2024 15.68 16.2
06-12-2024 15.65 16.18
05-12-2024 15.64 16.16
04-12-2024 15.55 16.07
03-12-2024 15.51 16.03
02-12-2024 15.4 15.91
29-11-2024 15.29 15.8
28-11-2024 15.22 15.72
27-11-2024 15.3 15.81
26-11-2024 15.22 15.72
25-11-2024 15.19 15.69
22-11-2024 14.95 15.44
21-11-2024 14.73 15.21

Fund Launch Date: 22/Sep/2022
Fund Category: Retirement Fund
Investment Objective: The investment objective of the Scheme is to generate long term capital gains by investing in a mix of securities comprising of equity, equity related securities and debt instruments as per the asset allocation pattern of the Scheme with a view to provide a retirement investment solution to investors. However, there is no assurance that the Investment Objective of the Scheme will be achieved.
Fund Description: An open ended retirement solution oriented scheme having a lock‐in of 5 years or till retirement age (whichever is earlier)
Fund Benchmark: BSE 500 Index (TRI)
Source: Fund FactSheet

Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.