Union Retirement Fund Overview
Category Retirement Fund
BMSMONEY Rank N/A
BMSMONEY Rating N/A
Gro. Opt. As On: 29-10-2024
NAV ₹15.28(R) +0.59% ₹15.77(D) +0.64%
Returns 1Y 3Y 5Y 7Y 10Y
LumpSum (R) 33.45% -% -% -% -%
LumpSum (D) 35.02% -% -% -% -%
SIP (R) 20.63% -% -% -% -%
SIP (D) 22.06% -% -% -% -%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
Top Retirement Fund
Fund Name Rank Rating
Icici Prudential Retirement Fund - Pure Equity Plan 1
Icici Prudential Retirement Fund - Hybrid Aggressive Plan 2
Hdfc Retirement Savings Fund - Equity Plan 3
Nippon India Retirement Fund - Wealth Creation Scheme 4
Hdfc Retirement Savings Fund - Hybrid - Equity Plan 5
SBI Retirement Benefit Fund Aggressive Plan 6

NAV Date: 29-10-2024

Scheme Name NAV Rupee Change Percent Change
Union Retirement Fund - Regular Plan - Growth Option 15.28
0.0900
0.5900%
Union Retirement Fund - Regular Plan - IDCW Option 15.28
0.0900
0.5900%
Union Retirement Fund - Direct Plan - Growth Option 15.77
0.1000
0.6400%
Union Retirement Fund - Direct Plan - IDCW Option 15.77
0.1000
0.6400%

Review Date: 29-10-2024

A review of the different performance parameters of the fund is as follows:
  1. Returns: It signifies the growth in the investment's value over a specific period, presented either as a percentage or a monetary figure. Our analysis focused on four return parameters of this fund. The return parameters have been categorized into three performance groups: the top 25%, those below the top 25% but above average, and those below average. Now, let's take a look at how each parameter has performed.
    1. Top 25%: The fund does not have any return parameter in the top 25% in the category.
    2. Above Average Below the Top 25%: The Union Retirement Fund has two return parameters in the category, which are above average but below the top 25%, as shown below:
      • 6M Return %
      • 1Y Return %
    3. Below Average: Union Retirement Fund has two return parameters that are below average in the category, which are listed below:
      • 3M Return %
      • 1M Return %
  2. Risk: It refers to the chance of suffering a financial loss or not reaching the expected profits due to a variety of circumstances. Zero risk parameters of the fund are divided into three groups the lowest 25%, below average but above the lowest 25%, and above average, which are described below.
    1. Lowest 25%: Union Retirement Fund does not have any risk parameters in the lowest 25% of the category. It means high risk compared to other funds in the category.
    2. Below Average but Above the Lowest 25%: Union Retirement Fund does not have any risk parameters in the below average but above the lowest 25% of the category.
    3. Above Average: Union Retirement Fund does not have any risk parameters above average; which is a good sign.
  3. Risk Adjusted Performance Parameters: Risk-adjusted performance parameters in mutual funds are parameters that assess the return on investments based on the risks involved. These parameters provide a platform for investors to compare various investments, by considering both profits and the risks involved. For Union Retirement Fund, we have evaluated zero risk-adjusted performance parameters.
    1. Top 25% Risk Adjusted Performance Parameters: The fund does not have any risk-adjusted performance parameters that are in the top 25% of the category.
    2. Above Average Below Top 25% Risk Adjusted Performance Parameters: The fund does not have any risk-adjusted performance parameters that are in the above average but below top 25% of the category.
    3. Below Average Risk Adjusted Performance Parameters: The fund does not have any risk-adjusted performance parameters that are in the above average but below top 25% of the category.


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KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
1M Return % -4.98
-3.11
-5.56 | 0.41 24 | 29 Average
3M Return % -0.84
-0.04
-3.32 | 1.73 20 | 29 Average
6M Return % 9.38
8.21
3.54 | 12.26 10 | 28 Good
1Y Return % 33.45
25.07
6.80 | 48.50 9 | 27 Good
1Y SIP Return % 20.63
10.81
-9.35 | 27.19 10 | 27 Good
Return data last Updated On : Oct. 29, 2024.
Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Sept. 30, 2024
KPIs: Key Performance Indicators

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KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
1M Return % -4.89 -3.02 -5.45 | 0.49 24 | 29
3M Return % -0.57 0.26 -3.05 | 1.99 20 | 29
6M Return % 10.05 8.85 4.11 | 13.03 10 | 28
1Y Return % 35.02 26.54 8.06 | 50.66 9 | 27
1Y SIP Return % 22.06 12.14 -8.26 | 28.89 10 | 27
Return data last Updated On : Oct. 29, 2024.
Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Sept. 30, 2024
KPIs: Key Performance Indicators

Investment Period Regular Direct
Return % Current Value of ₹ 10000 Return % Current Value of ₹ 10000
1D 0.59 ₹ 10,059.00 0.64 ₹ 10,064.00
1W -0.07 ₹ 9,993.00 -0.06 ₹ 9,994.00
1M -4.98 ₹ 9,502.00 -4.89 ₹ 9,511.00
3M -0.84 ₹ 9,916.00 -0.57 ₹ 9,943.00
6M 9.38 ₹ 10,938.00 10.05 ₹ 11,005.00
1Y 33.45 ₹ 13,345.00 35.02 ₹ 13,502.00
3Y ₹ ₹
5Y ₹ ₹
7Y ₹ ₹
10Y ₹ ₹
15Y ₹ ₹

Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.

Investment Period Invested Amount Regular Direct
XIRR % Current Value of Invested Amount XIRR % Current Value of Invested Amount
1Y ₹ 12000 20.63 ₹ 13,301.71 22.06 ₹ 13,389.23
3Y ₹ 36000 ₹ ₹
5Y ₹ 60000 ₹ ₹
7Y ₹ 84000 ₹ ₹
10Y ₹ 120000 ₹ ₹
15Y ₹ 180000 ₹ ₹


Date Union Retirement Fund NAV Regular Growth Union Retirement Fund NAV Direct Growth
29-10-2024 15.28 15.77
28-10-2024 15.19 15.67
25-10-2024 15.1 15.58
24-10-2024 15.29 15.78
23-10-2024 15.34 15.83
22-10-2024 15.29 15.78
21-10-2024 15.61 16.11
18-10-2024 15.72 16.22
17-10-2024 15.67 16.17
16-10-2024 15.86 16.36
15-10-2024 15.87 16.37
14-10-2024 15.84 16.35
11-10-2024 15.76 16.26
10-10-2024 15.75 16.25
09-10-2024 15.79 16.28
08-10-2024 15.7 16.2
07-10-2024 15.44 15.93
04-10-2024 15.69 16.18
03-10-2024 15.83 16.33
01-10-2024 16.12 16.62
30-09-2024 16.08 16.58

Fund Launch Date: 22/Sep/2022
Fund Category: Retirement Fund
Investment Objective: The investment objective of the Scheme is to generate long term capital gains by investing in a mix of securities comprising of equity, equity related securities and debt instruments as per the asset allocation pattern of the Scheme with a view to provide a retirement investment solution to investors. However, there is no assurance that the Investment Objective of the Scheme will be achieved.
Fund Description: An open ended retirement solution oriented scheme having a lock‐in of 5 years or till retirement age (whichever is earlier)
Fund Benchmark: BSE 500 Index (TRI)
Source: Fund FactSheet

Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.