Tata Retirement Savings Fund-Moderate Plan Overview
Category Retirement Fund
BMSMONEY Rank 5
Rating
Growth Option 21-02-2025
NAV ₹58.3(R) -0.38% ₹69.04(D) -0.38%
Returns 1Y 3Y 5Y 7Y 10Y
Lumpsum Regular 8.77% 12.02% 12.51% 10.61% 11.04%
Direct 10.31% 13.62% 14.14% 12.21% 12.58%
Nifty 500 TRI 3.79% 13.47% 16.97% 13.57% 12.47%
SIP (XIRR) Regular -5.53% 12.42% 13.24% 12.46% 11.99%
Direct -4.14% 14.06% 14.9% 14.08% 13.56%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
0.46 0.23 0.63 2.12% 0.07
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
10.89% -13.55% -9.48% 0.72 7.75%
Top Retirement Fund
Fund Name Rank Rating
Icici Prudential Retirement Fund - Pure Equity Plan 1
Icici Prudential Retirement Fund - Hybrid Aggressive Plan 2
Hdfc Retirement Savings Fund - Equity Plan 3
UTI Retirement Fund 4
Tata Retirement Savings Fund-Moderate Plan 5
Hdfc Retirement Savings Fund - Hybrid - Equity Plan 6

NAV Date: 21-02-2025

Scheme Name NAV Rupee Change Percent Change
Tata Retirement Savings Fund- Moderate Plan-Regular Plan-Growth Option 58.3
-0.2200
-0.3800%
Tata Retirement Savings Fund- Moderate Plan -Direct Plan-Growth Option 69.04
-0.2600
-0.3800%

Review Date: 21-02-2025


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KPIs* Fund Nifty 500 TRI Cat. Avg Min | Max Rank (In Cat.) Performance
1M Return % -4.95 -3.35
-2.24
-6.48 | 0.45 28 | 29 Poor
3M Return % -5.45 -5.00
-3.24
-7.84 | 1.45 22 | 29 Average
6M Return % -9.00 -11.16
-5.30
-12.60 | 3.03 22 | 29 Average
1Y Return % 8.77 3.79
6.13
3.05 | 8.91 2 | 27 Very Good
3Y Return % 12.02 13.47
10.49
4.20 | 18.06 8 | 25 Good
5Y Return % 12.51 16.97
10.95
3.95 | 21.57 8 | 21 Good
7Y Return % 10.61 13.57
9.79
6.92 | 15.38 4 | 10 Good
10Y Return % 11.04 12.47
9.08
6.82 | 11.65 2 | 7 Very Good
1Y SIP Return % -5.53
-2.49
-10.79 | 6.73 19 | 27 Average
3Y SIP Return % 12.42
10.95
5.40 | 19.99 8 | 25 Good
5Y SIP Return % 13.24
11.71
4.41 | 23.44 7 | 21 Good
7Y SIP Return % 12.46
11.55
6.76 | 19.35 5 | 10 Good
10Y SIP Return % 11.99
9.90
6.79 | 12.82 3 | 7 Good
Standard Deviation 10.89
8.15
1.13 | 14.42 16 | 25 Average
Semi Deviation 7.75
5.76
0.86 | 10.37 16 | 25 Average
Max Drawdown % -9.48
-6.88
-12.86 | -0.64 18 | 25 Average
VaR 1 Y % -13.55
-9.64
-20.07 | 0.00 15 | 25 Average
Average Drawdown % -4.27
-3.66
-8.69 | -0.64 16 | 25 Average
Sharpe Ratio 0.46
0.30
-1.41 | 0.86 7 | 25 Very Good
Sterling Ratio 0.63
0.63
0.37 | 0.93 13 | 25 Good
Sortino Ratio 0.23
0.17
-0.40 | 0.44 9 | 25 Good
Jensen Alpha % 2.12
2.91
-2.00 | 6.23 16 | 25 Average
Treynor Ratio 0.07
0.03
-0.47 | 0.12 8 | 25 Good
Modigliani Square Measure % 15.53
22.14
11.10 | 66.60 18 | 25 Average
Alpha % -1.56
-3.12
-9.31 | 4.75 8 | 25 Good
Return data last Updated On : Feb. 21, 2025.
Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Jan. 31, 2025
KPIs: Key Performance Indicators

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KPIs* Fund Nifty 500 TRI Cat. Avg Min | Max Rank (In Cat.) Performance
1M Return % -4.83 -3.35 -2.15 -6.36 | 0.53 28 | 29
3M Return % -5.12 -5.00 -2.95 -7.56 | 1.70 22 | 29
6M Return % -8.35 -11.16 -4.74 -12.18 | 3.54 22 | 29
1Y Return % 10.31 3.79 7.36 4.22 | 10.31 2 | 27
3Y Return % 13.62 13.47 11.79 5.48 | 19.44 8 | 25
5Y Return % 14.14 16.97 12.40 5.28 | 23.32 7 | 21
7Y Return % 12.21 13.57 11.06 8.24 | 16.85 4 | 10
10Y Return % 12.58 12.47 10.33 8.16 | 13.35 2 | 7
1Y SIP Return % -4.14 -1.35 -9.75 | 7.81 19 | 27
3Y SIP Return % 14.06 12.26 6.66 | 21.72 7 | 25
5Y SIP Return % 14.90 13.14 5.69 | 25.24 7 | 21
7Y SIP Return % 14.08 12.81 8.03 | 20.78 5 | 10
10Y SIP Return % 13.56 11.12 8.04 | 14.53 2 | 7
Standard Deviation 10.89 8.15 1.13 | 14.42 16 | 25
Semi Deviation 7.75 5.76 0.86 | 10.37 16 | 25
Max Drawdown % -9.48 -6.88 -12.86 | -0.64 18 | 25
VaR 1 Y % -13.55 -9.64 -20.07 | 0.00 15 | 25
Average Drawdown % -4.27 -3.66 -8.69 | -0.64 16 | 25
Sharpe Ratio 0.46 0.30 -1.41 | 0.86 7 | 25
Sterling Ratio 0.63 0.63 0.37 | 0.93 13 | 25
Sortino Ratio 0.23 0.17 -0.40 | 0.44 9 | 25
Jensen Alpha % 2.12 2.91 -2.00 | 6.23 16 | 25
Treynor Ratio 0.07 0.03 -0.47 | 0.12 8 | 25
Modigliani Square Measure % 15.53 22.14 11.10 | 66.60 18 | 25
Alpha % -1.56 -3.12 -9.31 | 4.75 8 | 25
Return data last Updated On : Feb. 21, 2025.
Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Jan. 31, 2025
KPIs: Key Performance Indicators

Investment Period Regular Direct
Return % Current Value of ₹ 10000 Return % Current Value of ₹ 10000
1D -0.38 ₹ 9,962.00 -0.38 ₹ 9,962.00
1W 1.06 ₹ 10,106.00 1.09 ₹ 10,109.00
1M -4.95 ₹ 9,505.00 -4.83 ₹ 9,517.00
3M -5.45 ₹ 9,455.00 -5.12 ₹ 9,488.00
6M -9.00 ₹ 9,100.00 -8.35 ₹ 9,165.00
1Y 8.77 ₹ 10,877.00 10.31 ₹ 11,031.00
3Y 12.02 ₹ 14,058.00 13.62 ₹ 14,670.00
5Y 12.51 ₹ 18,029.00 14.14 ₹ 19,375.00
7Y 10.61 ₹ 20,256.00 12.21 ₹ 22,397.00
10Y 11.04 ₹ 28,494.00 12.58 ₹ 32,699.00
15Y ₹ ₹

Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.

Investment Period Invested Amount Regular Direct
XIRR % Current Value of Invested Amount XIRR % Current Value of Invested Amount
1Y ₹ 12000 -5.53 ₹ 11,635.92 -4.14 ₹ 11,728.18
3Y ₹ 36000 12.42 ₹ 43,365.38 14.06 ₹ 44,407.22
5Y ₹ 60000 13.24 ₹ 83,673.96 14.90 ₹ 87,182.28
7Y ₹ 84000 12.46 ₹ 131,005.64 14.08 ₹ 138,857.12
10Y ₹ 120000 11.99 ₹ 224,042.52 13.56 ₹ 243,731.16
15Y ₹ 180000 ₹ ₹


Date Tata Retirement Savings Fund-Moderate Plan NAV Regular Growth Tata Retirement Savings Fund-Moderate Plan NAV Direct Growth
21-02-2025 58.3018 69.0405
20-02-2025 58.5255 69.3027
19-02-2025 57.9947 68.6716
18-02-2025 57.3979 67.9622
17-02-2025 57.6565 68.2658
14-02-2025 57.6882 68.2955
13-02-2025 58.6365 69.4155
12-02-2025 58.8109 69.6192
11-02-2025 58.7877 69.5891
10-02-2025 59.9871 71.0077
07-02-2025 60.6698 71.8075
06-02-2025 60.9284 72.1108
05-02-2025 61.3736 72.6349
04-02-2025 61.0288 72.2242
03-02-2025 60.5591 71.6655
31-01-2025 60.7057 71.8308
30-01-2025 59.9084 70.8847
29-01-2025 59.7654 70.7128
28-01-2025 58.9154 69.7044
27-01-2025 59.4386 70.3207
24-01-2025 60.6845 71.7864
23-01-2025 61.4245 72.6559
22-01-2025 60.7962 71.9099
21-01-2025 61.3375 72.5474

Fund Launch Date: 01/Jan/2013
Fund Category: Retirement Fund
Investment Objective: The objective of the Fund is to provide a financial planning tool for long term financial security for investors based on their retirement planning goals. However, there can be no assurance that the investment objective of the fund will be realized, as actual market movements may be at variance with anticipated trends.
Fund Description: A) Invests between 65-85% of portfolio in equity. b) Ideal for middle aged and moderate risk profile investors with medium to long term investment horizon. c) Ideal for moderate risk profile investors who have 10 to 15yrs to retire. d) Retirement solution oriented scheme having a lock-in of 5 years or till retirement age ie 60 years (whichever is earlier)
Fund Benchmark: CRISIL Hybrid 25 + 75 Fund Aggressive Index
Source: Fund FactSheet

Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.