Tata Equity Savings Fund Overview
Category Equity Savings Fund
BMSMONEY Rank 9
BMSMONEY Rating
Gro. Opt. As On: 20-12-2024
NAV ₹53.02(R) -0.31% ₹59.54(D) -0.31%
Returns 1Y 3Y 5Y 7Y 10Y
LumpSum (R) 12.29% 9.41% 9.23% 7.93% 7.35%
LumpSum (D) 13.03% 10.31% 10.28% 8.99% 8.4%
SIP (R) -36.63% 5.91% 8.69% 8.72% 8.11%
SIP (D) -36.18% 6.75% 9.66% 9.73% 9.15%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
0.51 0.24 0.71 -% -
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
3.96% -3.4% -2.63% - 2.76%
Top Equity Savings Fund
Fund Name Rank Rating
Kotak Equity Savings Fund 1
Dsp Equity Savings Fund 2
Sbi Equity Savings Fund 3
Invesco India Equity Savings Fund 4

NAV Date: 20-12-2024

Scheme Name NAV Rupee Change Percent Change
TATA Equity Savings Fund- Regular Plan -Monthly Payout of IDCW option 17.32
-0.0500
-0.3100%
Tata Equity Savings Fund-Direct Plan - Monthly Payout of IDCW Option 21.04
-0.0600
-0.3100%
Tata Equity Savings Fund- Regular Plan - Periodic Payout of IDCW Option 25.4
-0.0800
-0.3100%
Tata Equity Savings Fund-Direct Plan - Periodic Payout of IDCWS Option 29.09
-0.0900
-0.3100%
Tata Equity Savings Fund -Regular Plan-Growth Option 53.02
-0.1600
-0.3100%
Tata Equity Savings Fund- Direct Plan- Growth Option 59.54
-0.1800
-0.3100%

Review Date: 20-12-2024

Tata Equity Savings Fund has exhibited average performance in the Equity Savings Fund category. The fund has rank of 9 out of 17 funds in the category. The fund has delivered return of 12.29% in 1 year, 9.41% in 3 years, 9.23% in 5 years and 7.35% in 10 years. The category average for the same periods is 12.2%, 9.22%, 9.4% and 8.09% respectively, which shows good return performance of fund in the category. The fund has exhibited standard deviation of 3.96, VaR of -3.4, Average Drawdown of -1.03, Semi Deviation of 2.76 and Max Drawdown of -2.63. The category average for the same parameters is 4.33, -4.24, -1.47, 3.08 and -3.57 respectively. The fund has very low risk in the category.

Key Points:

  1. An investment of ₹10,000 in Tata Equity Savings Fund direct growth option would have grown to ₹11303.0 in 1 year, ₹13422.0 in 3 years and ₹16308.0 in 5 years as of today (20-12-2024).
  2. An SIP of ₹1,000 per month in Tata Equity Savings Fund direct growth option would have grown to ₹9489.0 in 1 year, ₹39879.0 in 3 years and ₹76539.0 in 5 years as of today (20-12-2024).
  3. standard deviation of 3.96 and based on VaR one can expect to lose more than -3.4% of current value of fund in one year.
  4. Sharpe ratio of the fund is 0.51 which shows good performance of fund in the equity savings fund category.


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KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
1M Return % 1.10
1.23
0.29 | 4.45 9 | 19 Good
3M Return % 0.17
-0.54
-1.78 | 3.52 3 | 19 Very Good
6M Return % 3.54
3.63
1.88 | 7.80 11 | 19 Average
1Y Return % 12.29
12.20
7.77 | 24.63 9 | 19 Good
3Y Return % 9.41
9.22
6.42 | 11.84 10 | 17 Good
5Y Return % 9.23
9.40
5.61 | 11.55 10 | 17 Good
7Y Return % 7.93
7.73
2.92 | 9.68 6 | 11 Good
10Y Return % 7.35
8.09
6.66 | 9.43 4 | 5 Good
15Y Return % 7.48
8.02
6.94 | 9.64 2 | 3 Good
1Y SIP Return % -36.63
-36.79
-39.22 | -28.14 7 | 19 Good
3Y SIP Return % 5.91
5.69
2.02 | 9.26 11 | 17 Average
5Y SIP Return % 8.69
8.75
6.14 | 10.83 10 | 17 Good
7Y SIP Return % 8.72
8.61
5.39 | 10.63 7 | 11 Average
10Y SIP Return % 8.11
8.47
6.72 | 10.10 3 | 5 Good
15Y SIP Return % 7.94
8.19
6.87 | 9.75 2 | 3 Good
Standard Deviation 3.96
4.33
2.17 | 5.72 5 | 17 Very Good
Semi Deviation 2.76
3.08
1.56 | 4.02 4 | 17 Very Good
Max Drawdown % -2.63
-3.57
-6.89 | -1.16 7 | 17 Good
VaR 1 Y % -3.40
-4.24
-6.77 | -1.73 4 | 17 Very Good
Average Drawdown % -1.03
-1.47
-2.99 | -0.47 6 | 17 Good
Sharpe Ratio 0.51
0.41
-0.27 | 1.06 8 | 17 Good
Sterling Ratio 0.71
0.66
0.36 | 0.93 7 | 17 Good
Sortino Ratio 0.24
0.20
-0.10 | 0.52 9 | 17 Good
Return data last Updated On : Dec. 20, 2024.
Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Nov. 29, 2024
KPIs: Key Performance Indicators

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KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
1M Return % 1.15 1.31 0.36 | 4.53 9 | 19
3M Return % 0.34 -0.31 -1.49 | 3.76 4 | 19
6M Return % 3.87 4.13 2.38 | 8.29 11 | 19
1Y Return % 13.03 13.26 8.64 | 25.76 11 | 19
3Y Return % 10.31 10.27 7.29 | 13.03 10 | 17
5Y Return % 10.28 10.49 6.53 | 12.67 10 | 17
7Y Return % 8.99 8.83 3.83 | 10.71 7 | 11
10Y Return % 8.40 9.12 7.66 | 10.47 4 | 5
1Y SIP Return % -36.18 -36.13 -38.58 | -27.43 9 | 19
3Y SIP Return % 6.75 6.75 2.90 | 11.09 11 | 17
5Y SIP Return % 9.66 9.85 7.14 | 12.05 10 | 17
7Y SIP Return % 9.73 9.68 6.31 | 11.76 7 | 11
10Y SIP Return % 9.15 9.52 7.79 | 11.14 3 | 5
Standard Deviation 3.96 4.33 2.17 | 5.72 5 | 17
Semi Deviation 2.76 3.08 1.56 | 4.02 4 | 17
Max Drawdown % -2.63 -3.57 -6.89 | -1.16 7 | 17
VaR 1 Y % -3.40 -4.24 -6.77 | -1.73 4 | 17
Average Drawdown % -1.03 -1.47 -2.99 | -0.47 6 | 17
Sharpe Ratio 0.51 0.41 -0.27 | 1.06 8 | 17
Sterling Ratio 0.71 0.66 0.36 | 0.93 7 | 17
Sortino Ratio 0.24 0.20 -0.10 | 0.52 9 | 17
Return data last Updated On : Dec. 20, 2024.
Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Nov. 29, 2024
KPIs: Key Performance Indicators

Investment Period Regular Direct
Return % Current Value of ₹ 10000 Return % Current Value of ₹ 10000
1D -0.31 ₹ 9,969.00 -0.31 ₹ 9,969.00
1W -0.84 ₹ 9,916.00 -0.82 ₹ 9,918.00
1M 1.10 ₹ 10,110.00 1.15 ₹ 10,115.00
3M 0.17 ₹ 10,017.00 0.34 ₹ 10,034.00
6M 3.54 ₹ 10,354.00 3.87 ₹ 10,387.00
1Y 12.29 ₹ 11,229.00 13.03 ₹ 11,303.00
3Y 9.41 ₹ 13,098.00 10.31 ₹ 13,422.00
5Y 9.23 ₹ 15,551.00 10.28 ₹ 16,308.00
7Y 7.93 ₹ 17,063.00 8.99 ₹ 18,268.00
10Y 7.35 ₹ 20,318.00 8.40 ₹ 22,394.00
15Y 7.48 ₹ 29,515.00 ₹

Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.

Investment Period Invested Amount Regular Direct
XIRR % Current Value of Invested Amount XIRR % Current Value of Invested Amount
1Y ₹ 12000 -36.63 ₹ 9,455.14 -36.18 ₹ 9,489.16
3Y ₹ 36000 5.91 ₹ 39,385.58 6.75 ₹ 39,879.11
5Y ₹ 60000 8.69 ₹ 74,699.28 9.66 ₹ 76,539.12
7Y ₹ 84000 8.72 ₹ 114,576.08 9.73 ₹ 118,815.56
10Y ₹ 120000 8.11 ₹ 182,379.96 9.15 ₹ 192,625.08
15Y ₹ 180000 7.94 ₹ 338,270.22 ₹


Date Tata Equity Savings Fund NAV Regular Growth Tata Equity Savings Fund NAV Direct Growth
20-12-2024 53.0169 59.5384
19-12-2024 53.1801 59.7207
18-12-2024 53.2972 59.8511
17-12-2024 53.3088 59.8631
16-12-2024 53.4609 60.0328
13-12-2024 53.4642 60.0334
12-12-2024 53.355 59.9097
11-12-2024 53.3943 59.9529
10-12-2024 53.3984 59.9564
09-12-2024 53.3847 59.94
06-12-2024 53.3241 59.8687
05-12-2024 53.3574 59.9051
04-12-2024 53.2614 59.7963
03-12-2024 53.2041 59.731
02-12-2024 53.0481 59.5548
29-11-2024 52.9471 59.4383
28-11-2024 52.7941 59.2655
27-11-2024 52.8929 59.3754
26-11-2024 52.845 59.3206
25-11-2024 52.8428 59.317
22-11-2024 52.6199 59.0638
21-11-2024 52.4398 58.8606

Fund Launch Date: 27/Apr/2000
Fund Category: Equity Savings Fund
Investment Objective: The investment objective of the scheme is to provide long term capital appreciation & income distribution to the investors by predominantly investing in equity & equity related instruments, equity arbitrage opportunities & investments in debt & money market instruments. However, there is no assurance or guarantee that the investment objective of the Scheme will be achieved. The scheme does not assure or guarantee any returns.
Fund Description: A) Investors seeking to invest for the short term (< 3Y) b) Investors seeking to invest in a hybrid yet tax efficient portfolio c) Equity allocation strategically managed as per the Tata Red Line Strategy d) Arbitrage exposure ensures equity allocation is above 65% thereby making the fund tax efficient as per current tax regulation.(Benefit of Lower tax rates as compared to traditional Debt instruments) e) Predominantly short term accrual strategy f) Regular income & relative stability
Fund Benchmark: NIFTY Equity Savings Index
Source: Fund FactSheet

Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.