Previously Known As : Tata India Tax Savings Fund
Tata Elss Tax Saver Fund Overview
Category ELSS (Tax Saving) Fund
BMSMONEY Rank 16
BMSMONEY Rating
Gro. Opt. As On: 20-12-2024
NAV ₹43.89(R) -1.77% ₹49.92(D) -1.76%
Returns 1Y 3Y 5Y 7Y 10Y
LumpSum (R) 22.12% 18.18% 17.83% 13.38% 15.04%
LumpSum (D) 23.49% 19.57% 19.31% 14.83% 16.48%
SIP (R) -33.34% 16.37% 19.72% 17.75% 16.13%
SIP (D) -32.5% 17.78% 21.2% 19.21% 17.55%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
0.74 0.4 0.85 3.77% 0.1
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
13.24% -16.01% -10.19% 1.0 9.0%
Top ELSS (Tax Saving) Fund
Fund Name Rank Rating
Motilal Oswal ELSS Tax Saver Fund 1
Sbi Long Term Equity Fund 2
Hdfc Taxsaver 3
Hsbc Tax Saver Equity Fund 4
DSP ELSS Tax Saver Fund 5
Quantum ELSS Tax Saver Fund 6
JM ELSS Tax Saver Fund 7

NAV Date: 20-12-2024

Scheme Name NAV Rupee Change Percent Change
Tata ELSS Tax Saver Fund-Growth-Regular Plan 43.89
-0.7900
-1.7700%
Tata ELSS Tax Saver Fund-Growth-Direct Plan 49.92
-0.9000
-1.7600%
Tata ELSS Tax Saver Fund- Regular Plan - Payout of IDCW Option 102.22
-1.8400
-1.7700%
Tata ELSS Tax Saver Fund- Direct Plan - Payout of IDCW Option 228.19
-4.1000
-1.7600%

Review Date: 20-12-2024

Tata ELSS Tax Saver Fund has shown average performance in the ELSS (Tax Saving) Fund category. The fund has rank of 16 out of 33 funds in the category. The fund has delivered return of 22.12% in 1 year, 18.18% in 3 years, 17.83% in 5 years and 15.04% in 10 years. The category average for the same periods is 23.27%, 17.87%, 19.02% and 13.92% respectively, which shows good return performance of fund in the category. The fund has exhibited standard deviation of 13.24, VaR of -16.01, Average Drawdown of -5.77, Semi Deviation of 9.0 and Max Drawdown of -10.19. The category average for the same parameters is 13.04, -15.83, -5.26, 9.14 and -11.69 respectively. The fund has average risk in the category.

Key Points:

  1. An investment of ₹10,000 in Tata ELSS Tax Saver Fund direct growth option would have grown to ₹12349.0 in 1 year, ₹17095.0 in 3 years and ₹24172.0 in 5 years as of today (20-12-2024).
  2. An SIP of ₹1,000 per month in Tata ELSS Tax Saver Fund direct growth option would have grown to ₹9762.0 in 1 year, ₹46811.0 in 3 years and ₹101662.0 in 5 years as of today (20-12-2024).
  3. standard deviation of 13.24 and based on VaR one can expect to lose more than -16.01% of current value of fund in one year.
  4. Sharpe ratio of the fund is 0.74 which shows good performance of fund in the elss (tax saving) fund category.
  5. The fund has R-square of 0.91, Beta of 1.0 and Jensen's Alpha of 3.77% which exhibit good performance in the elss (tax saving) fund category .


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KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
1M Return % 2.97
2.71
-0.34 | 7.00 16 | 40 Good
3M Return % -5.86
-5.99
-14.44 | 0.72 18 | 40 Good
6M Return % 4.36
2.52
-12.14 | 14.98 11 | 40 Good
1Y Return % 22.12
23.27
11.16 | 51.18 21 | 40 Average
3Y Return % 18.18
17.87
9.53 | 29.09 16 | 33 Good
5Y Return % 17.83
19.02
11.89 | 30.16 20 | 33 Average
7Y Return % 13.38
13.86
8.59 | 20.73 16 | 29 Good
10Y Return % 15.04
13.92
10.55 | 20.37 6 | 23 Very Good
1Y SIP Return % -33.34
-33.97
-40.29 | -15.35 10 | 37 Very Good
3Y SIP Return % 16.37
17.26
10.68 | 35.25 18 | 32 Average
5Y SIP Return % 19.72
20.14
12.89 | 30.76 17 | 32 Average
7Y SIP Return % 17.75
18.09
11.66 | 25.00 15 | 28 Average
10Y SIP Return % 16.13
15.93
11.34 | 19.93 12 | 22 Good
Standard Deviation 13.24
13.04
10.02 | 16.62 23 | 33 Average
Semi Deviation 9.00
9.14
7.26 | 11.80 17 | 33 Good
Max Drawdown % -10.19
-11.69
-21.18 | -6.28 11 | 33 Good
VaR 1 Y % -16.01
-15.83
-22.63 | -11.90 23 | 33 Average
Average Drawdown % -5.77
-5.26
-7.50 | -3.00 23 | 33 Average
Sharpe Ratio 0.74
0.74
0.08 | 1.30 15 | 33 Good
Sterling Ratio 0.85
0.81
0.26 | 1.37 13 | 33 Good
Sortino Ratio 0.40
0.39
0.07 | 0.73 15 | 33 Good
Jensen Alpha % 3.77
3.67
-8.11 | 17.38 16 | 33 Good
Treynor Ratio 0.10
0.46
0.01 | 5.74 20 | 33 Average
Modigliani Square Measure % 16.38
19.74
7.07 | 47.49 21 | 33 Average
Alpha % 3.83
-1.14
-28.62 | 9.74 7 | 33 Very Good
Return data last Updated On : Dec. 20, 2024.
Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Nov. 29, 2024
KPIs: Key Performance Indicators

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KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
1M Return % 3.06 2.81 -0.25 | 7.10 16 | 41
3M Return % -5.60 -5.77 -14.21 | 0.94 17 | 41
6M Return % 4.94 3.03 -11.68 | 15.66 11 | 41
1Y Return % 23.49 24.61 12.47 | 53.00 20 | 41
3Y Return % 19.57 19.20 10.39 | 30.66 16 | 33
5Y Return % 19.31 20.39 12.83 | 32.24 21 | 33
7Y Return % 14.83 15.07 9.58 | 22.41 15 | 29
10Y Return % 16.48 14.95 11.40 | 21.63 6 | 24
1Y SIP Return % -32.50 -33.38 -39.54 | -14.23 10 | 39
3Y SIP Return % 17.78 18.65 11.78 | 36.94 19 | 32
5Y SIP Return % 21.20 21.54 13.82 | 32.36 16 | 32
7Y SIP Return % 19.21 19.32 12.60 | 26.48 15 | 28
10Y SIP Return % 17.55 16.95 12.32 | 21.27 11 | 23
Standard Deviation 13.24 13.04 10.02 | 16.62 23 | 33
Semi Deviation 9.00 9.14 7.26 | 11.80 17 | 33
Max Drawdown % -10.19 -11.69 -21.18 | -6.28 11 | 33
VaR 1 Y % -16.01 -15.83 -22.63 | -11.90 23 | 33
Average Drawdown % -5.77 -5.26 -7.50 | -3.00 23 | 33
Sharpe Ratio 0.74 0.74 0.08 | 1.30 15 | 33
Sterling Ratio 0.85 0.81 0.26 | 1.37 13 | 33
Sortino Ratio 0.40 0.39 0.07 | 0.73 15 | 33
Jensen Alpha % 3.77 3.67 -8.11 | 17.38 16 | 33
Treynor Ratio 0.10 0.46 0.01 | 5.74 20 | 33
Modigliani Square Measure % 16.38 19.74 7.07 | 47.49 21 | 33
Alpha % 3.83 -1.14 -28.62 | 9.74 7 | 33
Return data last Updated On : Dec. 20, 2024.
Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Nov. 29, 2024
KPIs: Key Performance Indicators

Investment Period Regular Direct
Return % Current Value of ₹ 10000 Return % Current Value of ₹ 10000
1D -1.77 ₹ 9,823.00 -1.76 ₹ 9,824.00
1W -3.66 ₹ 9,634.00 -3.64 ₹ 9,636.00
1M 2.97 ₹ 10,297.00 3.06 ₹ 10,306.00
3M -5.86 ₹ 9,414.00 -5.60 ₹ 9,440.00
6M 4.36 ₹ 10,436.00 4.94 ₹ 10,494.00
1Y 22.12 ₹ 12,212.00 23.49 ₹ 12,349.00
3Y 18.18 ₹ 16,507.00 19.57 ₹ 17,095.00
5Y 17.83 ₹ 22,710.00 19.31 ₹ 24,172.00
7Y 13.38 ₹ 24,086.00 14.83 ₹ 26,326.00
10Y 15.04 ₹ 40,608.00 16.48 ₹ 45,983.00
15Y ₹ ₹

Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.

Investment Period Invested Amount Regular Direct
XIRR % Current Value of Invested Amount XIRR % Current Value of Invested Amount
1Y ₹ 12000 -33.34 ₹ 9,700.27 -32.50 ₹ 9,762.19
3Y ₹ 36000 16.37 ₹ 45,880.16 17.78 ₹ 46,810.76
5Y ₹ 60000 19.72 ₹ 98,061.18 21.20 ₹ 101,661.96
7Y ₹ 84000 17.75 ₹ 158,191.91 19.21 ₹ 166,639.96
10Y ₹ 120000 16.13 ₹ 279,631.68 17.55 ₹ 301,826.88
15Y ₹ 180000 ₹ ₹


Date Tata Elss Tax Saver Fund NAV Regular Growth Tata Elss Tax Saver Fund NAV Direct Growth
20-12-2024 43.8897 49.9164
19-12-2024 44.6795 50.8131
18-12-2024 44.9453 51.1138
17-12-2024 45.1877 51.3879
16-12-2024 45.6058 51.8617
13-12-2024 45.5568 51.8014
12-12-2024 45.3905 51.6106
11-12-2024 45.6441 51.8974
10-12-2024 45.6488 51.9012
09-12-2024 45.5107 51.7425
06-12-2024 45.4305 51.6466
05-12-2024 45.3712 51.5776
04-12-2024 45.1391 51.3122
03-12-2024 44.9701 51.1185
02-12-2024 44.5285 50.6149
29-11-2024 44.2581 50.3031
28-11-2024 43.8847 49.8771
27-11-2024 44.2082 50.2432
26-11-2024 43.9877 49.9912
25-11-2024 43.9608 49.959
22-11-2024 43.3746 49.2883
21-11-2024 42.6253 48.4354

Fund Launch Date: 31/Mar/1996
Fund Category: ELSS (Tax Saving) Fund
Investment Objective: The investment objective of the Scheme is to provide medium to long term capital gains along with income tax relief to its Unitholders, while at all times emphasising the importance of capital appreciation. However, there is no assurance or guarantee that the investment objective of the Scheme will be achieved. The scheme does not assure or guarantee any returns.
Fund Description: A) Diversified equity Fund with focus on picking stocks for longer investment horizonb) Bottom up stock picking with no market cap and sector biasc) Fund with tax benefits u/s 80C for investments up to Rs.1,50,000/-
Fund Benchmark: S&P BSE Sensex Total Return Index
Source: Fund FactSheet

Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.