Sundaram Consumption Fund Overview
Category Consumption Fund
BMSMONEY Rank 1
Rating
Growth Option 09-04-2025
NAV ₹88.91(R) +0.6% ₹97.24(D) +0.61%
Returns 1Y 3Y 5Y 7Y 10Y
Lumpsum Regular 7.65% 15.59% 21.32% 10.94% 13.13%
Direct 8.6% 16.61% 22.38% 11.87% 14.02%
Nifty India Consumption TRI 5.87% 15.73% 20.47% 13.1% 12.95%
SIP (XIRR) Regular -7.91% 13.53% 15.89% 14.6% 13.47%
Direct -7.08% 14.56% 16.95% 15.6% 14.42%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
0.61 0.31 0.57 0.85% 0.1
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
15.18% -17.72% -18.7% 0.89 10.69%
Top Consumption Fund
Fund Name Rank Rating
Sundaram Consumption Fund 1
Canara Robeco Consumer Trends Fund 2
Baroda BNP Paribas India Consumption Fund 3

NAV Date: 09-04-2025

Scheme Name NAV Rupee Change Percent Change
Sundaram Consumption Fund (Formerly Known as Sundaram Rural and Consumption Fund Regular Plan - Income Distribution cum Capital Withdrawal (IDCW) 27.0
0.1600
0.6000%
Sundaram Consumption Fund (Formerly Known asSundaram Rural and Consumption Fund Direct Plan - Income Distribution cum Capital Withdrawal (IDCW) 30.02
0.1800
0.6100%
Sundaram Consumption Fund(Formerly Known as Sundaram Rural and Consumption Fund Regular Plan - Growth) 88.91
0.5300
0.6000%
Sundaram Consumption Fund (Formerly Known as Sundaram Rural and Consumption Fund Direct Plan - Growth) 97.24
0.5800
0.6100%

Review Date: 09-04-2025

Beginning of Analysis

Sundaram Consumption Fund is the top ranked fund in the Consumption Fund category. The category has total 12 funds. The Sundaram Consumption Fund has shown an excellent past performence in Consumption Fund. The fund has a Jensen Alpha of 0.85% which is higher than the category average of -0.11%. Here the fund has shown good performance in terms of risk adjusted returns. The fund has a Sharpe Ratio of 0.61 which is higher than the category average of 0.53.
The past performance of the fund may or may not be sustained in the future. The review is not investment advice nor is it a recommendation to buy or sell funds. The ranking is based on proprietary methodology developed by bmsmoney. The methodology is based on the past performance of the funds and does not guarantee future performance.
Consumption Mutual Funds are ideal for investors seeking to capitalize on the growth potential of the consumption-driven economy. These funds invest in companies across various sub-sectors like FMCG, retail, automobiles, and hospitality, offering exposure to a diverse range of consumption-related businesses. While they provide the potential for long-term growth and defensive characteristics, they also carry higher risks due to their concentrated exposure to the consumption sector. Investors should have a long-term investment horizon and a moderate to high risk tolerance to invest in these funds. Additionally, monitoring consumer spending patterns and economic trends is crucial for success.

Sundaram Consumption Fund Return Analysis

  • The fund has given a return of 3.14%, -8.53 and -13.69 in last one, three and six months respectively. In the same period the category average return was 3.07%, -8.2% and -14.36% respectively.
  • Sundaram Consumption Fund has given a return of 8.6% in last one year. In the same period the Nifty India Consumption TRI return was 5.87%. The fund has given 2.73% more return than the benchmark return.
  • The fund has given a return of 16.61% in last three years and rank 2nd out of 12 funds in the category. In the same period the Nifty India Consumption TRI return was 15.73%. The fund has given 0.88% more return than the benchmark return.
  • Sundaram Consumption Fund has given a return of 22.38% in last five years and category average returns is 22.94% in same period. The fund ranked 7th out of 11 funds in the category. In the same period the Nifty India Consumption TRI return was 20.47%. The fund has given 1.91% more return than the benchmark return.
  • The fund has given a return of 14.02% in last ten years and ranked 6th out of eight funds in the category. In the same period the Nifty India Consumption TRI return was 12.95%. The fund has given 1.07% more return than the benchmark return.
  • The fund has given a SIP return of -7.08% in last one year whereas category average SIP return is -9.37%. The fund one year return rank in the category is 4th in 15 funds
  • The fund has SIP return of 14.56% in last three years and ranks 4th in 12 funds. Nippon India Consumption Fund has given the highest SIP return (15.61%) in the category in last three years.
  • The fund has SIP return of 16.95% in last five years whereas category average SIP return is 17.12%.

Sundaram Consumption Fund Risk Analysis

  • The fund has a standard deviation of 15.18 and semi deviation of 10.69. The category average standard deviation is 14.79 and semi deviation is 10.65.
  • The fund has a Value at Risk (VaR) of -17.72 and a maximum drawdown of -18.7. The category average VaR is -19.44 and the maximum drawdown is -20.73. The fund has a beta of 0.89 which shows that fund is less volatile than the benchmark.

Standard deviation measures the fund's return volatility and Semi deviation focuses on downside volatility. Value at Risk (VaR) is a measure of the risk of investments. Maximum Drawdown is the maximum loss from a peak to a trough of a portfolio. Beta measures the volatility of the fund compared to the benchmark. A beta of 1 indicates that the fund will move in line with the benchmark. A beta of more than 1 indicates that the fund will be more volatile than the benchmark and vice versa.


  • Very Good Performance in Consumption Fund Category
  • Good Performance in Consumption Fund Category
  • Poor Performance in Consumption Fund Category
  • Very Poor Performance in Consumption Fund Category


    • Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.


    Date Sundaram Consumption Fund NAV Regular Growth Sundaram Consumption Fund NAV Direct Growth
    09-04-2025 88.9119 97.2396
    08-04-2025 88.3791 96.6547
    07-04-2025 86.8382 94.9672
    04-04-2025 88.7885 97.0927
    03-04-2025 89.6806 98.0659
    02-04-2025 89.7498 98.1391
    01-04-2025 88.2556 96.5029
    28-03-2025 88.8639 97.1584
    27-03-2025 89.1224 97.4385
    26-03-2025 88.617 96.8836
    25-03-2025 88.9668 97.2636
    24-03-2025 89.499 97.843
    21-03-2025 89.3982 97.7256
    20-03-2025 89.0808 97.3762
    19-03-2025 87.7465 95.9152
    18-03-2025 87.457 95.5965
    17-03-2025 86.0751 94.0836
    13-03-2025 85.8746 93.8551
    12-03-2025 86.1884 94.1958
    11-03-2025 86.4668 94.4977
    10-03-2025 86.2726 94.2832

    Fund Launch Date: 20/Mar/2006
    Fund Category: Consumption Fund
    Investment Objective: The primary investment objective of the Scheme is togenerate returns by investing predominantly in equity /equity-related instruments of companies engaged in ruraland/or consumption business.
    Fund Description: Rural and Consumption Fund
    Fund Benchmark: Nifty 500 Index
    Source: Fund FactSheet

    Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.