Sbi Short Term Debt Fund Overview
Category Short Duration Fund
BMSMONEY Rank 8
BMSMONEY Rating
Gro. Opt. As On: 14-01-2025
NAV ₹30.73(R) +0.02% ₹32.57(D) +0.02%
Returns 1Y 3Y 5Y 7Y 10Y
LumpSum (R) 7.45% 5.95% 6.03% 6.52% 6.92%
LumpSum (D) 7.99% 6.48% 6.56% 7.08% 7.48%
SIP (R) 7.22% 2.79% 3.18% 4.95% 5.93%
SIP (D) 7.76% 3.29% 3.69% 5.49% 6.49%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
-0.89 -0.28 0.57 -% -
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
0.98% 0.0% -0.52% - 0.76%
Top Short Duration Fund
Fund Name Rank Rating
Bank of India Short Term Income Fund 1
Icici Prudential Short Term Fund 2
Hdfc Short Term Debt Fund 3
Aditya Birla Sun Life Short Term Fund 4
Axis Short Term Fund 5

NAV Date: 14-01-2025

Scheme Name NAV Rupee Change Percent Change
SBI Short Term Debt Fund - Regular Plan Fortnightly Income Distribution cum Capital Withdrawal Option (IDCW) 13.92
0.0000
0.0200%
SBI Short Term Debt Fund - Regular Plan Weekly Income Distribution cum Capital Withdrawal Option (IDCW) 13.93
0.0000
0.0200%
SBI Short Term Debt Fund - Direct Plan Weekly Income Distribution cum Capital Withdrawal Option (IDCW) 14.27
0.0000
0.0200%
SBI Short Horizon Debt Fund - Short Term Fund - Retail Dividend - Weekly Income Distribution cum Capital Withdrawal Option (IDCW) 14.42
0.0000
0.0200%
SBI Short Horizon Debt Fund - Short Term Fund - Retail Dividend - Fortnightly Income Distribution cum Capital Withdrawal Option (IDCW) 14.44
0.0000
0.0200%
SBI Short Horizon Debt Fund - Short Term Fund - Retail Dividend - Monthly Income Distribution cum Capital Withdrawal Option (IDCW) 15.92
0.0000
0.0200%
SBI Short Term Debt Fund - Regular Plan - Monthly Income Distribution cum Capital Withdrawal Option (IDCW) 16.99
0.0000
0.0200%
SBI Short Term Debt Fund - Direct Plan - Monthly Income Distribution cum Capital Withdrawal Option (IDCW) 18.16
0.0000
0.0200%
SBI Short Term Debt Fund - Direct Plan Fortnightly Income Distribution cum Capital Withdrawal Option (IDCW) 21.94
0.0000
0.0200%
SBI SHORT TERM DEBT FUND - REGULAR PLAN -GROWTH 30.73
0.0000
0.0200%
SBI SHORT TERM DEBT FUND - DIRECT PLAN -GROWTH 32.57
0.0100
0.0200%
SBI SHORT HORIZON DEBT FUND-SHORT TERM FUND - RETAIL - GROWTH 34.77
0.0100
0.0200%

Review Date: 14-01-2025

Sbi Short Term Debt Fund has shown good performance in the Short Duration Fund category. The fund has rank of 8 out of 21 funds in the category. The fund has delivered return of 7.45% in 1 year, 5.95% in 3 years, 6.03% in 5 years and 6.92% in 10 years. The category average for the same periods is 7.1%, 6.13%, 6.08% and 6.69% respectively, which shows good return performance of fund in the category. The fund has exhibited standard deviation of 0.98, VaR of 0.0, Average Drawdown of -0.52, Semi Deviation of 0.76 and Max Drawdown of -0.52. The category average for the same parameters is 1.63, -0.35, -0.51, 0.95 and -0.71 respectively. The fund has very low risk in the category.

Key Points:

  1. An investment of ₹10,000 in Sbi Short Term Debt Fund direct growth option would have grown to ₹10799.0 in 1 year, ₹12074.0 in 3 years and ₹13742.0 in 5 years as of today (14-01-2025).
  2. An SIP of ₹1,000 per month in Sbi Short Term Debt Fund direct growth option would have grown to ₹12499.0 in 1 year, ₹37862.0 in 3 years and ₹65886.0 in 5 years as of today (14-01-2025).
  3. standard deviation of 0.98 and based on VaR one can expect to lose more than 0.0% of current value of fund in one year.
  4. Sharpe ratio of the fund is -0.89 which shows good performance of fund in the short duration fund category.


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KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
1M Return % 0.23
0.23
0.00 | 0.32 14 | 22 Average
3M Return % 1.35
1.31
0.00 | 3.03 7 | 22 Good
6M Return % 3.66
3.51
0.00 | 5.25 10 | 22 Good
1Y Return % 7.45
7.10
0.00 | 8.78 11 | 22 Good
3Y Return % 5.95
6.13
4.78 | 13.63 9 | 22 Good
5Y Return % 6.03
6.08
4.59 | 8.35 9 | 19 Good
7Y Return % 6.52
6.18
4.62 | 7.16 8 | 17 Good
10Y Return % 6.92
6.69
5.70 | 7.44 7 | 17 Good
15Y Return % 7.41
10.71
6.25 | 45.44 4 | 11 Good
1Y SIP Return % 7.22
6.91
0.00 | 9.62 9 | 22 Good
3Y SIP Return % 2.79
2.67
-1.16 | 5.49 11 | 22 Good
5Y SIP Return % 3.18
3.35
2.08 | 7.33 9 | 19 Good
7Y SIP Return % 4.95
4.91
3.45 | 6.26 9 | 17 Good
10Y SIP Return % 5.93
5.76
4.56 | 6.53 7 | 17 Good
15Y SIP Return % 6.72
9.93
5.84 | 46.85 5 | 12 Good
Standard Deviation 0.98
1.63
0.88 | 9.60 4 | 21 Very Good
Semi Deviation 0.76
0.95
0.68 | 2.44 4 | 21 Very Good
Max Drawdown % -0.52
-0.71
-1.28 | -0.24 6 | 21 Very Good
VaR 1 Y % 0.00
-0.35
-1.20 | 0.00 7 | 21 Good
Average Drawdown % -0.52
-0.51
-1.19 | -0.24 15 | 21 Average
Sharpe Ratio -0.89
-0.85
-1.67 | 0.66 11 | 21 Good
Sterling Ratio 0.57
0.58
0.43 | 1.30 7 | 21 Good
Sortino Ratio -0.28
-0.19
-0.46 | 1.92 11 | 21 Good
Return data last Updated On : Jan. 14, 2025.
Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Dec. 31, 2024
KPIs: Key Performance Indicators

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KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
1M Return % 0.27 0.28 0.00 | 0.36 17 | 22
3M Return % 1.47 1.47 0.00 | 3.18 8 | 22
6M Return % 3.91 3.84 0.00 | 5.54 16 | 22
1Y Return % 7.99 7.75 0.00 | 9.38 15 | 22
3Y Return % 6.48 6.73 3.06 | 14.16 14 | 22
5Y Return % 6.56 6.72 3.64 | 8.85 10 | 19
7Y Return % 7.08 6.82 4.69 | 7.87 9 | 17
10Y Return % 7.48 7.36 6.09 | 8.21 8 | 17
1Y SIP Return % 7.76 7.58 0.03 | 10.23 15 | 22
3Y SIP Return % 3.29 3.28 -1.52 | 6.02 16 | 22
5Y SIP Return % 3.69 3.95 1.52 | 7.83 12 | 19
7Y SIP Return % 5.49 5.52 2.87 | 6.75 11 | 17
10Y SIP Return % 6.49 6.41 4.38 | 7.32 9 | 17
Standard Deviation 0.98 1.63 0.88 | 9.60 4 | 21
Semi Deviation 0.76 0.95 0.68 | 2.44 4 | 21
Max Drawdown % -0.52 -0.71 -1.28 | -0.24 6 | 21
VaR 1 Y % 0.00 -0.35 -1.20 | 0.00 7 | 21
Average Drawdown % -0.52 -0.51 -1.19 | -0.24 15 | 21
Sharpe Ratio -0.89 -0.85 -1.67 | 0.66 11 | 21
Sterling Ratio 0.57 0.58 0.43 | 1.30 7 | 21
Sortino Ratio -0.28 -0.19 -0.46 | 1.92 11 | 21
Return data last Updated On : Jan. 14, 2025.
Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Dec. 31, 2024
KPIs: Key Performance Indicators

Investment Period Regular Direct
Return % Current Value of ₹ 10000 Return % Current Value of ₹ 10000
1D 0.02 ₹ 10,002.00 0.02 ₹ 10,002.00
1W -0.10 ₹ 9,990.00 -0.09 ₹ 9,991.00
1M 0.23 ₹ 10,023.00 0.27 ₹ 10,027.00
3M 1.35 ₹ 10,135.00 1.47 ₹ 10,147.00
6M 3.66 ₹ 10,366.00 3.91 ₹ 10,391.00
1Y 7.45 ₹ 10,745.00 7.99 ₹ 10,799.00
3Y 5.95 ₹ 11,895.00 6.48 ₹ 12,074.00
5Y 6.03 ₹ 13,403.00 6.56 ₹ 13,742.00
7Y 6.52 ₹ 15,565.00 7.08 ₹ 16,137.00
10Y 6.92 ₹ 19,529.00 7.48 ₹ 20,569.00
15Y 7.41 ₹ 29,216.00 ₹

Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.

Investment Period Invested Amount Regular Direct
XIRR % Current Value of Invested Amount XIRR % Current Value of Invested Amount
1Y ₹ 12000 7.22 ₹ 12,465.46 7.76 ₹ 12,499.40
3Y ₹ 36000 2.79 ₹ 37,575.22 3.29 ₹ 37,862.35
5Y ₹ 60000 3.18 ₹ 65,033.40 3.69 ₹ 65,886.06
7Y ₹ 84000 4.95 ₹ 100,179.16 5.49 ₹ 102,124.60
10Y ₹ 120000 5.93 ₹ 162,733.68 6.49 ₹ 167,570.40
15Y ₹ 180000 6.72 ₹ 305,991.54 ₹


Date Sbi Short Term Debt Fund NAV Regular Growth Sbi Short Term Debt Fund NAV Direct Growth
14-01-2025 30.7277 32.5738
13-01-2025 30.7227 32.5682
10-01-2025 30.7565 32.6028
09-01-2025 30.7536 32.5993
08-01-2025 30.7513 32.5964
07-01-2025 30.7583 32.6034
06-01-2025 30.7427 32.5866
03-01-2025 30.7171 32.5581
02-01-2025 30.7067 32.5467
01-01-2025 30.7055 32.545
31-12-2024 30.7068 32.546
30-12-2024 30.6878 32.5254
27-12-2024 30.669 32.5043
26-12-2024 30.6636 32.4982
24-12-2024 30.6598 32.4933
23-12-2024 30.6602 32.4933
20-12-2024 30.642 32.4726
19-12-2024 30.6411 32.4713
18-12-2024 30.6641 32.4951
17-12-2024 30.6555 32.4856
16-12-2024 30.6579 32.4877

Fund Launch Date: 19/Jul/2007
Fund Category: Short Duration Fund
Investment Objective: To provide investors an opportunity to generate regular income through investments in a portfolio comprising predominantly of debt instruments which are rated not below investment grade and money market instruments such that the Macaulay duration of the portfolio is between 1 year and 3 years.
Fund Description: An open-ended short term Debt Scheme investing in instruments such that the Macaulay Duration of the portfolio is between 1 year and 3 years.
Fund Benchmark: CRISIL Short Term Bond Fund Index
Source: Fund FactSheet

Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.