Sbi Savings Fund Overview
Category Money Market Fund
BMSMONEY Rank 14
BMSMONEY Rating
Gro. Opt. As On: 20-12-2024
NAV ₹39.83(R) +0.02% ₹42.64(D) +0.02%
Returns 1Y 3Y 5Y 7Y 10Y
LumpSum (R) 7.24% 6.1% 5.47% 6.0% 6.51%
LumpSum (D) 7.79% 6.66% 6.02% 6.6% 7.15%
SIP (R) -38.11% 1.4% 4.12% 5.03% 5.71%
SIP (D) -37.76% 1.97% 4.69% 5.61% 6.32%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
-1.45 -0.41 0.6 -% -
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
0.51% 0.0% -0.01% - 0.42%
Top Money Market Fund
Fund Name Rank Rating
Aditya Birla Sun Life Money Manager Fund 1
Nippon India Money Market Fund 2
Uti Money Market Fund 3
Axis Money Market Fund 4

NAV Date: 20-12-2024

Scheme Name NAV Rupee Change Percent Change
SBI Savings Fund - Regular Plan Daily Income Distribution cum Capital Withdrawal Option (IDCW) 12.98
0.0000
0.0200%
SBI Savings Fund - Direct Plan Daily Income Distribution cum Capital Withdrawal Option (IDCW) 13.31
0.0000
0.0200%
SBI Savings Fund - Regular Plan Weekly Income Distribution cum Capital Withdrawal Option (IDCW) 14.82
0.0000
0.0200%
SBI Savings Fund - Direct Plan Weekly Income Distribution cum Capital Withdrawal Option (IDCW) 15.1
0.0000
0.0200%
SBI Savings Fund - Regular Plan - Income Distribution cum Capital Withdrawal Option (IDCW) 15.7
0.0000
0.0200%
SBI Savings Fund - Direct Plan - Income Distribution cum Capital Withdrawal Option (IDCW) 16.9
0.0000
0.0200%
SBI SAVINGS FUND - REGULAR PLAN - GROWTH 39.83
0.0100
0.0200%
SBI SAVINGS FUND - DIRECT PLAN - GROWTH 42.64
0.0100
0.0200%

Review Date: 20-12-2024

Sbi Savings Fund has shown poor performance in the Money Market Fund category. The fund has rank of 14 out of 18 funds in the category. The fund has delivered return of 7.24% in 1 year, 6.1% in 3 years, 5.47% in 5 years and 6.51% in 10 years. The category average for the same periods is 7.33%, 6.22%, 5.61% and 12.19% respectively, which shows average return performance of fund in the category. The fund has exhibited standard deviation of 0.51. The category average for the same parameter is 0.52 The fund has average risk in the category.

Key Points:

  1. An investment of ₹10,000 in Sbi Savings Fund direct growth option would have grown to ₹10779.0 in 1 year, ₹12133.0 in 3 years and ₹13398.0 in 5 years as of today (20-12-2024).
  2. An SIP of ₹1,000 per month in Sbi Savings Fund direct growth option would have grown to ₹9370.0 in 1 year, ₹37106.0 in 3 years and ₹67564.0 in 5 years as of today (20-12-2024).
  3. Sharpe ratio of the fund is -1.45 which shows average performance of fund in the money market fund category.


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KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
1M Return % 0.50
0.51
0.44 | 0.54 18 | 22 Average
3M Return % 1.69
1.73
1.38 | 1.82 18 | 22 Average
6M Return % 3.45
3.52
2.80 | 3.69 18 | 22 Average
1Y Return % 7.24
7.33
6.07 | 7.75 15 | 22 Average
3Y Return % 6.10
6.22
5.31 | 6.65 13 | 18 Average
5Y Return % 5.47
5.61
4.76 | 6.08 11 | 15 Average
7Y Return % 6.00
6.12
5.24 | 6.62 9 | 12 Average
10Y Return % 6.51
12.19
5.76 | 69.20 7 | 11 Average
15Y Return % 7.22
22.71
6.64 | 45.95 8 | 11 Average
1Y SIP Return % -38.11
-38.03
-38.89 | -37.79 17 | 22 Average
3Y SIP Return % 1.40
1.55
0.71 | 1.94 14 | 18 Average
5Y SIP Return % 4.12
4.29
3.38 | 4.68 11 | 15 Average
7Y SIP Return % 5.03
5.19
4.24 | 5.60 10 | 12 Poor
10Y SIP Return % 5.71
9.93
4.94 | 51.34 7 | 11 Average
15Y SIP Return % 6.59
22.58
6.14 | 52.55 8 | 11 Average
Standard Deviation 0.51
0.52
0.43 | 0.68 11 | 18 Average
Semi Deviation 0.42
0.42
0.34 | 0.58 11 | 18 Average
Max Drawdown % -0.01
-0.05
-0.40 | 0.00 14 | 18 Average
Average Drawdown % -0.01
-0.05
-0.40 | 0.00 14 | 18 Average
Sharpe Ratio -1.45
-1.21
-2.83 | -0.47 12 | 18 Average
Sterling Ratio 0.60
0.61
0.50 | 0.66 12 | 18 Average
Sortino Ratio -0.41
-0.34
-0.65 | -0.15 12 | 18 Average
Return data last Updated On : Dec. 20, 2024.
Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Nov. 29, 2024
KPIs: Key Performance Indicators

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KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
1M Return % 0.54 0.53 0.51 | 0.55 9 | 22
3M Return % 1.82 1.81 1.49 | 1.87 13 | 22
6M Return % 3.71 3.68 3.03 | 3.81 12 | 22
1Y Return % 7.79 7.68 6.53 | 7.99 11 | 22
3Y Return % 6.66 6.58 6.30 | 6.86 8 | 18
5Y Return % 6.02 5.94 5.27 | 6.25 8 | 15
7Y Return % 6.60 6.49 5.62 | 7.02 6 | 12
10Y Return % 7.15 12.53 6.21 | 69.50 2 | 11
1Y SIP Return % -37.76 -37.82 -38.60 | -37.66 11 | 22
3Y SIP Return % 1.97 1.91 1.64 | 2.17 8 | 18
5Y SIP Return % 4.69 4.62 4.22 | 4.90 7 | 15
7Y SIP Return % 5.61 5.56 5.32 | 5.82 6 | 12
10Y SIP Return % 6.32 10.28 5.71 | 51.66 3 | 11
Standard Deviation 0.51 0.52 0.43 | 0.68 11 | 18
Semi Deviation 0.42 0.42 0.34 | 0.58 11 | 18
Max Drawdown % -0.01 -0.05 -0.40 | 0.00 14 | 18
Average Drawdown % -0.01 -0.05 -0.40 | 0.00 14 | 18
Sharpe Ratio -1.45 -1.21 -2.83 | -0.47 12 | 18
Sterling Ratio 0.60 0.61 0.50 | 0.66 12 | 18
Sortino Ratio -0.41 -0.34 -0.65 | -0.15 12 | 18
Return data last Updated On : Dec. 20, 2024.
Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Nov. 29, 2024
KPIs: Key Performance Indicators

Investment Period Regular Direct
Return % Current Value of ₹ 10000 Return % Current Value of ₹ 10000
1D 0.02 ₹ 10,002.00 0.02 ₹ 10,002.00
1W 0.12 ₹ 10,012.00 0.13 ₹ 10,013.00
1M 0.50 ₹ 10,050.00 0.54 ₹ 10,054.00
3M 1.69 ₹ 10,169.00 1.82 ₹ 10,182.00
6M 3.45 ₹ 10,345.00 3.71 ₹ 10,371.00
1Y 7.24 ₹ 10,724.00 7.79 ₹ 10,779.00
3Y 6.10 ₹ 11,945.00 6.66 ₹ 12,133.00
5Y 5.47 ₹ 13,049.00 6.02 ₹ 13,398.00
7Y 6.00 ₹ 15,039.00 6.60 ₹ 15,644.00
10Y 6.51 ₹ 18,781.00 7.15 ₹ 19,941.00
15Y 7.22 ₹ 28,452.00 ₹

Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.

Investment Period Invested Amount Regular Direct
XIRR % Current Value of Invested Amount XIRR % Current Value of Invested Amount
1Y ₹ 12000 -38.11 ₹ 9,343.82 -37.76 ₹ 9,370.14
3Y ₹ 36000 1.40 ₹ 36,784.91 1.97 ₹ 37,105.60
5Y ₹ 60000 4.12 ₹ 66,604.92 4.69 ₹ 67,564.32
7Y ₹ 84000 5.03 ₹ 100,438.88 5.61 ₹ 102,536.36
10Y ₹ 120000 5.71 ₹ 160,836.96 6.32 ₹ 166,076.88
15Y ₹ 180000 6.59 ₹ 302,761.08 ₹


Date Sbi Savings Fund NAV Regular Growth Sbi Savings Fund NAV Direct Growth
20-12-2024 39.8286 42.6373
19-12-2024 39.8217 42.6293
18-12-2024 39.8184 42.6251
17-12-2024 39.813 42.6188
16-12-2024 39.8051 42.6097
13-12-2024 39.7817 42.5829
12-12-2024 39.7814 42.5819
11-12-2024 39.7793 42.5791
10-12-2024 39.7734 42.5723
09-12-2024 39.7664 42.5641
06-12-2024 39.7453 42.5398
05-12-2024 39.7359 42.5291
04-12-2024 39.7248 42.5167
03-12-2024 39.7168 42.5075
02-12-2024 39.7104 42.5
29-11-2024 39.6873 42.4735
28-11-2024 39.6791 42.4642
27-11-2024 39.6741 42.4583
26-11-2024 39.6666 42.4496
25-11-2024 39.6603 42.4423
22-11-2024 39.6389 42.4176
21-11-2024 39.6319 42.4095

Fund Launch Date: 25/Nov/2004
Fund Category: Money Market Fund
Investment Objective: To provide the investors an opportunityto invest in money market instruments.
Fund Description: An open-ended Debt Scheme investing inmoney market instruments
Fund Benchmark: NIFTY Money Market Index
Source: Fund FactSheet

Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.