Sbi Retirement Benefit Fund Conservative Plan Overview
Category Retirement Fund
BMSMONEY Rank 19
BMSMONEY Rating
Gro. Opt. As On: 19-11-2024
NAV ₹13.65(R) +0.08% ₹13.92(D) +0.08%
Returns 1Y 3Y 5Y 7Y 10Y
LumpSum (R) 10.95% 8.08% -% -% -%
LumpSum (D) 11.47% 8.6% -% -% -%
SIP (R) -22.95% 6.17% -% -% -%
SIP (D) -22.58% 6.7% -% -% -%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
0.49 0.23 0.71 -% -
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
3.15% -2.47% -1.88% - 2.19%
Top Retirement Fund
Fund Name Rank Rating
Icici Prudential Retirement Fund - Pure Equity Plan 1
Hdfc Retirement Savings Fund - Equity Plan 2
Icici Prudential Retirement Fund - Hybrid Aggressive Plan 3
Hdfc Retirement Savings Fund - Hybrid - Equity Plan 4
Tata Retirement Savings Fund-Moderate Plan 5
Nippon India Retirement Fund - Wealth Creation Scheme 6

NAV Date: 19-11-2024

Scheme Name NAV Rupee Change Percent Change
SBI Retirement Benefit Fund - Conservative Plan - Regular Plan - Income Distribution cum Capital Withdrawal Option (IDCW) 13.65
0.0100
0.0800%
SBI Retirement Benefit Fund - Conservative Plan - Regular Plan - Growth 13.65
0.0100
0.0800%
SBI Retirement Benefit Fund - Conservative Plan - Direct Plan - Growth 13.92
0.0100
0.0800%
SBI Retirement Benefit Fund - Conservative Plan - Direct Plan - Income Distribution cum Capital Withdrawal Option (IDCW) 13.92
0.0100
0.0800%

Review Date: 19-11-2024

SBI Retirement Benefit Fund Conservative Plan has exhibited poor performance in the Retirement Fund category. The fund has rank of 19 out of 25 funds in the category. The fund has delivered return of 10.95% in 1 year and 8.08% in 3 years. The category average for the same periods is 19.42% and 10.43% respectively, which shows poor return performance of fund in the category. The fund has exhibited standard deviation of 3.15, VaR of -2.47, Average Drawdown of -0.71, Semi Deviation of 2.19 and Max Drawdown of -1.88. The category average for the same parameters is 7.98, -8.94, -3.68, 5.59 and -7.54 respectively. The fund has very low risk in the category.
  • standard deviation of 3.15 and based on VaR one can expect to lose more than -2.47% of current value of fund in one year.
  • Sharpe ratio of the fund is 0.49 which shows good performance of fund in the retirement fund category.


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    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % -0.78
    -2.82
    		-5.25 | 0.45 3 | 29 Very Good
    3M Return % 0.70
    -1.30
    		-4.19 | 1.63 5 | 29 Very Good
    6M Return % 4.48
    5.37
    		3.04 | 9.55 17 | 28 Average
    1Y Return % 10.95
    19.42
    		6.38 | 37.30 25 | 27 Poor
    3Y Return % 8.08
    10.43
    		3.89 | 19.59 18 | 25 Average
    1Y SIP Return % -22.95
    -10.52
    		-24.66 | 2.46 22 | 27 Poor
    3Y SIP Return % 6.17
    12.78
    		1.61 | 25.75 21 | 25 Average
    Standard Deviation 3.15
    7.98
    		1.23 | 13.95 3 | 25 Very Good
    Semi Deviation 2.19
    5.59
    		0.99 | 9.91 3 | 25 Very Good
    Max Drawdown % -1.88
    -7.54
    		-16.94 | -0.66 2 | 25 Very Good
    VaR 1 Y % -2.47
    -8.94
    		-17.51 | -0.97 3 | 25 Very Good
    Average Drawdown % -0.71
    -3.68
    		-10.93 | -0.65 2 | 25 Very Good
    Sharpe Ratio 0.49
    0.34
    		-1.67 | 1.14 12 | 25 Good
    Sterling Ratio 0.71
    0.65
    		0.33 | 1.23 9 | 25 Good
    Sortino Ratio 0.23
    0.20
    		-0.46 | 0.62 12 | 25 Good
    Return data last Updated On : Nov. 19, 2024.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Oct. 31, 2024
    KPIs: Key Performance Indicators

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    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % -0.74 -2.72 -5.15 | 0.53 3 | 29
    3M Return % 0.81 -1.00 -3.96 | 1.89 5 | 29
    6M Return % 4.73 5.99 3.81 | 10.29 22 | 28
    1Y Return % 11.47 20.81 7.63 | 39.31 25 | 27
    3Y Return % 8.60 11.75 5.17 | 21.28 19 | 25
    1Y SIP Return % -22.58 -9.42 -23.75 | 3.85 25 | 27
    3Y SIP Return % 6.70 14.13 2.89 | 27.54 23 | 25
    Standard Deviation 3.15 7.98 1.23 | 13.95 3 | 25
    Semi Deviation 2.19 5.59 0.99 | 9.91 3 | 25
    Max Drawdown % -1.88 -7.54 -16.94 | -0.66 2 | 25
    VaR 1 Y % -2.47 -8.94 -17.51 | -0.97 3 | 25
    Average Drawdown % -0.71 -3.68 -10.93 | -0.65 2 | 25
    Sharpe Ratio 0.49 0.34 -1.67 | 1.14 12 | 25
    Sterling Ratio 0.71 0.65 0.33 | 1.23 9 | 25
    Sortino Ratio 0.23 0.20 -0.46 | 0.62 12 | 25
    Return data last Updated On : Nov. 19, 2024.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Oct. 31, 2024
    KPIs: Key Performance Indicators

    Investment Period Regular Direct
    Return % Current Value of ₹ 10000 Return % Current Value of ₹ 10000
    1D 0.08 ₹ 10,008.00 0.08 ₹ 10,008.00
    1W -0.45 ₹ 9,955.00 -0.44 ₹ 9,956.00
    1M -0.78 ₹ 9,922.00 -0.74 ₹ 9,926.00
    3M 0.70 ₹ 10,070.00 0.81 ₹ 10,081.00
    6M 4.48 ₹ 10,448.00 4.73 ₹ 10,473.00
    1Y 10.95 ₹ 11,095.00 11.47 ₹ 11,147.00
    3Y 8.08 ₹ 12,626.00 8.60 ₹ 12,810.00
    5Y ₹ ₹
    7Y ₹ ₹
    10Y ₹ ₹
    15Y ₹ ₹

    Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.

    Investment Period Invested Amount Regular Direct
    XIRR % Current Value of Invested Amount XIRR % Current Value of Invested Amount
    1Y ₹ 12000 -22.95 ₹ 10,444.36 -22.58 ₹ 10,470.30
    3Y ₹ 36000 6.17 ₹ 39,542.26 6.70 ₹ 39,856.57
    5Y ₹ 60000 ₹ ₹
    7Y ₹ 84000 ₹ ₹
    10Y ₹ 120000 ₹ ₹
    15Y ₹ 180000 ₹ ₹


    Date Sbi Retirement Benefit Fund Conservative Plan NAV Regular Growth Sbi Retirement Benefit Fund Conservative Plan NAV Direct Growth
    19-11-2024 13.6544 13.9183
    18-11-2024 13.643 13.9065
    14-11-2024 13.6484 13.9112
    13-11-2024 13.6601 13.923
    12-11-2024 13.7156 13.9794
    11-11-2024 13.7415 14.0056
    08-11-2024 13.7269 13.9902
    07-11-2024 13.7171 13.98
    06-11-2024 13.7415 14.0048
    05-11-2024 13.7075 13.9699
    04-11-2024 13.6918 13.9537
    31-10-2024 13.6845 13.9456
    30-10-2024 13.7003 13.9615
    29-10-2024 13.6908 13.9517
    28-10-2024 13.6706 13.9309
    25-10-2024 13.6883 13.9485
    24-10-2024 13.7085 13.9688
    23-10-2024 13.717 13.9773
    22-10-2024 13.7157 13.9758
    21-10-2024 13.7616 14.0225

    Fund Launch Date: 10/Feb/2021
    Fund Category: Retirement Fund
    Investment Objective: The investment objective of the scheme is to provide a comprehensive retirement saving solution that serves the variable needs of the investors through long term diversified investments in major asset classes. However, there can be no assurance that theinvestment objective of the Scheme will be realized.
    Fund Description: An open-ended retirement solution-oriented scheme having a lock-in of 5 years or till retirement age whichever is earlier
    Fund Benchmark: NIFTY Composite Debt Index
    Source: Fund FactSheet

    Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.