Sbi Retirement Benefit Fund Conservative Hybrid Plan Overview
Category Retirement Fund
BMSMONEY Rank 16
BMSMONEY Rating
Gro. Opt. As On: 28-01-2025
NAV ₹14.76(R) +0.03% ₹15.13(D) +0.03%
Returns 1Y 3Y 5Y 7Y 10Y
LumpSum (R) 7.44% 9.37% -% -% -%
LumpSum (D) 7.99% 9.99% -% -% -%
SIP (R) 1.69% 7.79% -% -% -%
SIP (D) 2.22% 8.38% -% -% -%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
0.47 0.24 0.71 -% -
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
5.38% -4.93% -3.56% - 3.69%
Top Retirement Fund
Fund Name Rank Rating
Icici Prudential Retirement Fund - Pure Equity Plan 1
Icici Prudential Retirement Fund - Hybrid Aggressive Plan 2
Hdfc Retirement Savings Fund - Equity Plan 3
Tata Retirement Savings Fund-Moderate Plan 4
Tata Retirement Savings Fund-Progressive Plan 5
Nippon India Retirement Fund - Wealth Creation Scheme 6

NAV Date: 28-01-2025

Scheme Name NAV Rupee Change Percent Change
SBI Retirement Benefit Fund - Conservative Hybrid Plan - Regular Plan - Growth 14.76
0.0000
0.0300%
SBI Retirement Benefit Fund - Conservative Hybrid Plan - Regular Plan - Income Distribution cum Capital Withdrawal Option (IDCW) 14.76
0.0000
0.0300%
SBI Retirement Benefit Fund - Conservative Hybrid Plan - Direct Plan - Growth 15.13
0.0000
0.0300%
SBI Retirement Benefit Fund - Conservative Hybrid Plan - Direct Plan - Income Distribution cum Capital Withdrawal Option (IDCW) 15.13
0.0000
0.0300%

Review Date: 28-01-2025

SBI Retirement Benefit Fund Conservative Hybrid Plan has shown poor performance in the Retirement Fund category. The fund has rank of 16 out of 25 funds in the category. The fund has delivered return of 7.44% in 1 year and 9.37% in 3 years. The category average for the same periods is 8.62% and 10.45% respectively, which shows average return performance of fund in the category. The fund has exhibited standard deviation of 5.38, VaR of -4.93, Average Drawdown of -1.86, Semi Deviation of 3.69 and Max Drawdown of -3.56. The category average for the same parameters is 7.95, -8.96, -3.54, 5.55 and -7.43 respectively. The fund has low risk in the category.
  • standard deviation of 5.38 and based on VaR one can expect to lose more than -4.93% of current value of fund in one year.
  • Sharpe ratio of the fund is 0.47 which shows good performance of fund in the retirement fund category.


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    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % -1.37 -6.35
    -4.24
    		-9.90 | 0.61 7 | 29 Very Good
    3M Return % -1.82 -7.45
    -3.93
    		-8.87 | 1.56 12 | 29 Good
    6M Return % -2.18 -10.21
    -4.35
    		-11.01 | 3.27 12 | 29 Good
    1Y Return % 7.44 7.18
    8.62
    		5.40 | 13.72 17 | 27 Average
    3Y Return % 9.37 13.58
    10.45
    		4.40 | 17.99 15 | 25 Average
    1Y SIP Return % 1.69
    -0.52
    		-7.97 | 7.10 12 | 27 Good
    3Y SIP Return % 7.79
    10.00
    		3.63 | 19.30 17 | 25 Average
    Standard Deviation 5.38
    7.95
    		1.17 | 13.76 9 | 25 Good
    Semi Deviation 3.69
    5.55
    		0.94 | 9.72 9 | 25 Good
    Max Drawdown % -3.56
    -7.43
    		-16.28 | -0.64 6 | 25 Very Good
    VaR 1 Y % -4.93
    -8.96
    		-17.51 | -0.28 9 | 25 Good
    Average Drawdown % -1.86
    -3.54
    		-7.99 | -0.53 8 | 25 Good
    Sharpe Ratio 0.47
    0.32
    		-1.67 | 1.01 12 | 25 Good
    Sterling Ratio 0.71
    0.64
    		0.34 | 1.05 8 | 25 Good
    Sortino Ratio 0.24
    0.19
    		-0.46 | 0.54 12 | 25 Good
    Return data last Updated On : Jan. 28, 2025.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Dec. 31, 2024
    KPIs: Key Performance Indicators

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    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % -1.33 -6.35 -4.15 -9.80 | 0.68 8 | 29
    3M Return % -1.70 -7.45 -3.65 -8.57 | 1.81 12 | 29
    6M Return % -1.93 -10.21 -3.77 -10.58 | 3.78 12 | 29
    1Y Return % 7.99 7.18 9.88 6.60 | 15.28 24 | 27
    3Y Return % 9.99 13.58 11.75 5.68 | 19.67 15 | 25
    1Y SIP Return % 2.22 0.66 -6.89 | 8.20 12 | 27
    3Y SIP Return % 8.38 11.31 4.89 | 21.05 19 | 25
    Standard Deviation 5.38 7.95 1.17 | 13.76 9 | 25
    Semi Deviation 3.69 5.55 0.94 | 9.72 9 | 25
    Max Drawdown % -3.56 -7.43 -16.28 | -0.64 6 | 25
    VaR 1 Y % -4.93 -8.96 -17.51 | -0.28 9 | 25
    Average Drawdown % -1.86 -3.54 -7.99 | -0.53 8 | 25
    Sharpe Ratio 0.47 0.32 -1.67 | 1.01 12 | 25
    Sterling Ratio 0.71 0.64 0.34 | 1.05 8 | 25
    Sortino Ratio 0.24 0.19 -0.46 | 0.54 12 | 25
    Return data last Updated On : Jan. 28, 2025.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Dec. 31, 2024
    KPIs: Key Performance Indicators

    Investment Period Regular Direct
    Return % Current Value of ₹ 10000 Return % Current Value of ₹ 10000
    1D 0.03 ₹ 10,003.00 0.03 ₹ 10,003.00
    1W -0.51 ₹ 9,949.00 -0.50 ₹ 9,950.00
    1M -1.37 ₹ 9,863.00 -1.33 ₹ 9,867.00
    3M -1.82 ₹ 9,818.00 -1.70 ₹ 9,830.00
    6M -2.18 ₹ 9,782.00 -1.93 ₹ 9,807.00
    1Y 7.44 ₹ 10,744.00 7.99 ₹ 10,799.00
    3Y 9.37 ₹ 13,084.00 9.99 ₹ 13,308.00
    5Y ₹ ₹
    7Y ₹ ₹
    10Y ₹ ₹
    15Y ₹ ₹

    Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.

    Investment Period Invested Amount Regular Direct
    XIRR % Current Value of Invested Amount XIRR % Current Value of Invested Amount
    1Y ₹ 12000 1.69 ₹ 12,109.90 2.22 ₹ 12,144.30
    3Y ₹ 36000 7.79 ₹ 40,510.01 8.38 ₹ 40,865.44
    5Y ₹ 60000 ₹ ₹
    7Y ₹ 84000 ₹ ₹
    10Y ₹ 120000 ₹ ₹
    15Y ₹ 180000 ₹ ₹


    Date Sbi Retirement Benefit Fund Conservative Hybrid Plan NAV Regular Growth Sbi Retirement Benefit Fund Conservative Hybrid Plan NAV Direct Growth
    28-01-2025 14.7562 15.1303
    27-01-2025 14.7524 15.1261
    24-01-2025 14.8212 15.1961
    23-01-2025 14.866 15.2418
    22-01-2025 14.8425 15.2175
    21-01-2025 14.8313 15.2058
    20-01-2025 14.883 15.2586
    17-01-2025 14.8485 15.2226
    16-01-2025 14.8829 15.2577
    15-01-2025 14.8086 15.1813
    14-01-2025 14.7729 15.1445
    13-01-2025 14.7289 15.0992
    10-01-2025 14.8779 15.2513
    09-01-2025 14.9244 15.2988
    08-01-2025 14.9627 15.3378
    07-01-2025 14.994 15.3697
    06-01-2025 14.9595 15.3341
    03-01-2025 15.0444 15.4205
    02-01-2025 15.0755 15.4522
    01-01-2025 15.0103 15.3851
    31-12-2024 14.983 15.3569
    30-12-2024 14.9605 15.3336

    Fund Launch Date: 10/Feb/2021
    Fund Category: Retirement Fund
    Investment Objective: The investment objective of the scheme is to provide a comprehensive retirement saving solution that serves the variable needs of the investors through long term diversified investments in major asset classes. However, there can be no assurance that theinvestment objective of the Scheme will be realized.
    Fund Description: An open-ended retirement solution-oriented scheme having a lock-in of 5 years or till retirement age whichever is earlier
    Fund Benchmark: CRISIL Hybrid 65+35 - Conservative Index
    Source: Fund FactSheet

    Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.