Sbi Retirement Benefit Fund Aggressive Plan Overview
Category Retirement Fund
BMSMONEY Rank 14
BMSMONEY Rating
Gro. Opt. As On: 29-01-2025
NAV ₹18.77(R) +1.69% ₹19.78(D) +1.69%
Returns 1Y 3Y 5Y 7Y 10Y
LumpSum (R) 7.18% 12.91% -% -% -%
LumpSum (D) 8.4% 14.31% -% -% -%
SIP (R) -5.52% 13.05% -% -% -%
SIP (D) -4.41% 14.43% -% -% -%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
0.57 0.31 0.79 1.92% 0.08
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
12.12% -13.03% -8.0% 0.82 8.18%
Top Retirement Fund
Fund Name Rank Rating
Icici Prudential Retirement Fund - Pure Equity Plan 1
Icici Prudential Retirement Fund - Hybrid Aggressive Plan 2
Hdfc Retirement Savings Fund - Equity Plan 3
Tata Retirement Savings Fund-Moderate Plan 4
Tata Retirement Savings Fund-Progressive Plan 5
Nippon India Retirement Fund - Wealth Creation Scheme 6

NAV Date: 29-01-2025

Scheme Name NAV Rupee Change Percent Change
SBI Retirement Benefit Fund - Aggressive Plan - Regular Plan - Income Distribution cum Capital Withdrawal Option (IDCW) 18.77
0.3100
1.6900%
SBI Retirement Benefit Fund - Aggressive Plan - Regular Plan - Growth 18.77
0.3100
1.6900%
SBI Retirement Benefit Fund - Aggressive Plan - Direct Plan - Income Distribution cum Capital Withdrawal Option (IDCW) 19.77
0.3300
1.6900%
SBI Retirement Benefit Fund - Aggressive Plan - Direct Plan - Growth 19.78
0.3300
1.6900%

Review Date: 29-01-2025

SBI Retirement Benefit Fund Aggressive Plan has exhibited average performance in the Retirement Fund category. The fund has rank of 14 out of 25 funds in the category. The fund has delivered return of 7.18% in 1 year and 12.91% in 3 years. The category average for the same periods is 9.72% and 10.52% respectively, which shows poor return performance of fund in the category. The fund has exhibited standard deviation of 12.12, VaR of -13.03, Average Drawdown of -3.69, Semi Deviation of 8.18 and Max Drawdown of -8.0. The category average for the same parameters is 7.95, -8.96, -3.54, 5.55 and -7.43 respectively. The fund has average risk in the category.
  • standard deviation of 12.12 and based on VaR one can expect to lose more than -13.03% of current value of fund in one year.
  • Sharpe ratio of the fund is 0.57 which shows good performance of fund in the retirement fund category.
  • The fund has R-square of 0.88, Beta of 0.82 and Jensen's Alpha of 1.92% which exhibit good performance in the retirement fund category .


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    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % -3.35 -4.91
    -3.26
    		-8.16 | 0.61 15 | 29 Good
    3M Return % -6.34 -6.67
    -3.35
    		-8.02 | 1.52 26 | 29 Poor
    6M Return % -9.45 -8.83
    -3.37
    		-9.51 | 3.27 28 | 29 Poor
    1Y Return % 7.18 8.83
    9.72
    		6.22 | 15.79 26 | 27 Poor
    3Y Return % 12.91 13.65
    10.52
    		4.32 | 18.21 6 | 25 Very Good
    1Y SIP Return % -5.52
    -4.95
    		-13.46 | 5.51 17 | 27 Average
    3Y SIP Return % 13.05
    11.74
    		3.68 | 22.41 12 | 25 Good
    Standard Deviation 12.12
    7.95
    		1.17 | 13.76 21 | 25 Average
    Semi Deviation 8.18
    5.55
    		0.94 | 9.72 19 | 25 Average
    Max Drawdown % -8.00
    -7.43
    		-16.28 | -0.64 15 | 25 Average
    VaR 1 Y % -13.03
    -8.96
    		-17.51 | -0.28 19 | 25 Average
    Average Drawdown % -3.69
    -3.54
    		-7.99 | -0.53 15 | 25 Average
    Sharpe Ratio 0.57
    0.32
    		-1.67 | 1.01 8 | 25 Good
    Sterling Ratio 0.79
    0.64
    		0.34 | 1.05 6 | 25 Very Good
    Sortino Ratio 0.31
    0.19
    		-0.46 | 0.54 7 | 25 Very Good
    Jensen Alpha % 1.92
    3.27
    		-0.01 | 6.89 4 | 6 Good
    Treynor Ratio 0.08
    0.10
    		0.06 | 0.14 4 | 6 Good
    Modigliani Square Measure % 16.01
    17.45
    		13.32 | 22.88 4 | 6 Good
    Alpha % -0.64
    1.43
    		-1.42 | 4.68 5 | 6 Average
    Return data last Updated On : Jan. 29, 2025.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Dec. 31, 2024
    KPIs: Key Performance Indicators

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    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % -3.26 -4.91 -3.16 -8.05 | 0.71 16 | 29
    3M Return % -6.07 -6.67 -3.06 -7.73 | 1.77 26 | 29
    6M Return % -8.94 -8.83 -2.79 -9.07 | 3.79 28 | 29
    1Y Return % 8.40 8.83 10.99 7.47 | 17.38 26 | 27
    3Y Return % 14.31 13.65 11.82 5.60 | 19.86 7 | 25
    1Y SIP Return % -4.41 -3.83 -12.92 | 6.20 17 | 27
    3Y SIP Return % 14.43 13.06 4.95 | 24.15 12 | 25
    Standard Deviation 12.12 7.95 1.17 | 13.76 21 | 25
    Semi Deviation 8.18 5.55 0.94 | 9.72 19 | 25
    Max Drawdown % -8.00 -7.43 -16.28 | -0.64 15 | 25
    VaR 1 Y % -13.03 -8.96 -17.51 | -0.28 19 | 25
    Average Drawdown % -3.69 -3.54 -7.99 | -0.53 15 | 25
    Sharpe Ratio 0.57 0.32 -1.67 | 1.01 8 | 25
    Sterling Ratio 0.79 0.64 0.34 | 1.05 6 | 25
    Sortino Ratio 0.31 0.19 -0.46 | 0.54 7 | 25
    Jensen Alpha % 1.92 3.27 -0.01 | 6.89 4 | 6
    Treynor Ratio 0.08 0.10 0.06 | 0.14 4 | 6
    Modigliani Square Measure % 16.01 17.45 13.32 | 22.88 4 | 6
    Alpha % -0.64 1.43 -1.42 | 4.68 5 | 6
    Return data last Updated On : Jan. 29, 2025.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Dec. 31, 2024
    KPIs: Key Performance Indicators

    Investment Period Regular Direct
    Return % Current Value of ₹ 10000 Return % Current Value of ₹ 10000
    1D 1.69 ₹ 10,169.00 1.69 ₹ 10,169.00
    1W -0.36 ₹ 9,964.00 -0.34 ₹ 9,966.00
    1M -3.35 ₹ 9,665.00 -3.26 ₹ 9,674.00
    3M -6.34 ₹ 9,366.00 -6.07 ₹ 9,393.00
    6M -9.45 ₹ 9,055.00 -8.94 ₹ 9,106.00
    1Y 7.18 ₹ 10,718.00 8.40 ₹ 10,840.00
    3Y 12.91 ₹ 14,396.00 14.31 ₹ 14,936.00
    5Y ₹ ₹
    7Y ₹ ₹
    10Y ₹ ₹
    15Y ₹ ₹

    Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.

    Investment Period Invested Amount Regular Direct
    XIRR % Current Value of Invested Amount XIRR % Current Value of Invested Amount
    1Y ₹ 12000 -5.52 ₹ 11,637.68 -4.41 ₹ 11,710.60
    3Y ₹ 36000 13.05 ₹ 43,752.74 14.43 ₹ 44,637.12
    5Y ₹ 60000 ₹ ₹
    7Y ₹ 84000 ₹ ₹
    10Y ₹ 120000 ₹ ₹
    15Y ₹ 180000 ₹ ₹


    Date Sbi Retirement Benefit Fund Aggressive Plan NAV Regular Growth Sbi Retirement Benefit Fund Aggressive Plan NAV Direct Growth
    29-01-2025 18.7686 19.7782
    28-01-2025 18.4565 19.4488
    27-01-2025 18.4307 19.421
    24-01-2025 18.7469 19.7524
    23-01-2025 18.9292 19.9438
    22-01-2025 18.8357 19.8447
    21-01-2025 18.8361 19.8446
    20-01-2025 19.0812 20.1022
    17-01-2025 19.0082 20.0235
    16-01-2025 19.0936 20.1129
    15-01-2025 18.9322 19.9422
    14-01-2025 18.8312 19.8353
    13-01-2025 18.7042 19.7009
    10-01-2025 19.0731 20.0876
    09-01-2025 19.2212 20.2429
    08-01-2025 19.3519 20.38
    07-01-2025 19.4306 20.4622
    06-01-2025 19.3598 20.387
    03-01-2025 19.6812 20.7237
    02-01-2025 19.8053 20.8537
    01-01-2025 19.5752 20.6108
    31-12-2024 19.4528 20.4813
    30-12-2024 19.4192 20.4453

    Fund Launch Date: 10/Feb/2021
    Fund Category: Retirement Fund
    Investment Objective: The investment objective of the scheme is to provide a comprehensive retirement saving solution that serves the variable needs of the investors through long term diversified investments in major asset classes. However, there can be no assurance that theinvestment objective of the Scheme will be realized.
    Fund Description: An open-ended retirement solution-oriented scheme having a lock-in of 5 years or till retirement age whichever is earlier
    Fund Benchmark: S&P BSE 500 Total Return Index
    Source: Fund FactSheet

    Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.