Sbi Retirement Benefit Fund Aggressive Hybrid Plan Overview
Category Retirement Fund
BMSMONEY Rank 20
Rating
Growth Option 04-04-2025
NAV ₹17.17(R) -1.66% ₹18.04(D) -1.65%
Returns 1Y 3Y 5Y 7Y 10Y
Lumpsum Regular 1.62% 10.14% -% -% -%
Direct 2.69% 11.35% -% -% -%
Nifty 500 TRI 1.66% 11.69% 26.92% 13.98% 12.55%
SIP (XIRR) Regular -8.61% 8.75% -% -% -%
Direct -7.64% 9.96% -% -% -%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
0.41 0.21 0.48 2.41% 0.06
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
10.64% -12.16% -14.01% 0.69 7.45%

NAV Date: 04-04-2025

Scheme Name NAV Rupee Change Percent Change
SBI Retirement Benefit Fund - Aggressive Hybrid Plan - Regular Plan - Growth 17.17
-0.2900
-1.6600%
SBI Retirement Benefit Fund - Aggressive Hybrid Plan - Regular Plan - Income Distribution cum Capital Withdrawal Option (IDCW) 17.17
-0.2900
-1.6600%
SBI Retirement Benefit Fund - Aggressive Hybrid Plan - Direct Plan - Income Distribution cum Capital Withdrawal Option (IDCW) 18.04
-0.3000
-1.6500%
SBI Retirement Benefit Fund - Aggressive Hybrid Plan - Direct Plan - Growth 18.04
-0.3000
-1.6500%

Review Date: 04-04-2025

Beginning of Analysis

SBI Retirement Benefit Fund Aggressive Hybrid Plan is the 20th ranked fund in the Retirement Fund category. The category has total 25 funds. The 2 star rating shows a poor past performance of the SBI Retirement Benefit Fund Aggressive Hybrid Plan in Retirement Fund. The fund has a Jensen Alpha of 2.41% which is lower than the category average of 3.02%, showing poor performance. The fund has a Sharpe Ratio of 0.41 which is higher than the category average of 0.24.
The past performance of the fund may or may not be sustained in the future. The review is not investment advice nor is it a recommendation to buy or sell funds. The ranking is based on proprietary methodology developed by bmsmoney. The methodology is based on the past performance of the funds and does not guarantee future performance.
Retirement Mutual Funds

SBI Retirement Benefit Fund Aggressive Hybrid Plan Return Analysis

  • The fund has given a return of 2.63%, -4.82 and -9.21 in last one, three and six months respectively. In the same period the category average return was 3.18%, -3.6% and -5.12% respectively.
  • SBI Retirement Benefit Fund Aggressive Hybrid Plan has given a return of 2.69% in last one year. In the same period the Nifty 500 TRI return was 1.66%. The fund has given 1.03% more return than the benchmark return.
  • The fund has given a return of 11.35% in last three years and rank 11th out of 25 funds in the category. In the same period the Nifty 500 TRI return was 11.69%. The fund has given 0.34% less return than the benchmark return.
  • The fund has given a SIP return of -7.64% in last one year whereas category average SIP return is -1.11%. The fund one year return rank in the category is 22nd in 27 funds
  • The fund has SIP return of 9.96% in last three years and ranks 18th in 25 funds. Icici Prudential Retirement Fund - Pure Equity Plan has given the highest SIP return (19.21%) in the category in last three years.

SBI Retirement Benefit Fund Aggressive Hybrid Plan Risk Analysis

  • The fund has a standard deviation of 10.64 and semi deviation of 7.45. The category average standard deviation is 8.46 and semi deviation is 6.09.
  • The fund has a Value at Risk (VaR) of -12.16 and a maximum drawdown of -14.01. The category average VaR is -9.94 and the maximum drawdown is -9.84. The fund has a beta of 0.69 which shows that fund is less volatile than the benchmark.

Standard deviation measures the fund's return volatility and Semi deviation focuses on downside volatility. Value at Risk (VaR) is a measure of the risk of investments. Maximum Drawdown is the maximum loss from a peak to a trough of a portfolio. Beta measures the volatility of the fund compared to the benchmark. A beta of 1 indicates that the fund will move in line with the benchmark. A beta of more than 1 indicates that the fund will be more volatile than the benchmark and vice versa.


  • Very Good Performance in Retirement Fund Category
  • Good Performance in Retirement Fund Category
  • Poor Performance in Retirement Fund Category
  • Very Poor Performance in Retirement Fund Category

  • Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.


    Date Sbi Retirement Benefit Fund Aggressive Hybrid Plan NAV Regular Growth Sbi Retirement Benefit Fund Aggressive Hybrid Plan NAV Direct Growth
    04-04-2025 17.1698 18.0353
    03-04-2025 17.4589 18.3385
    02-04-2025 17.5045 18.3858
    01-04-2025 17.3976 18.273
    28-03-2025 17.5975 18.4809
    27-03-2025 17.635 18.5198
    26-03-2025 17.5852 18.4669
    25-03-2025 17.6639 18.5491
    24-03-2025 17.6669 18.5518
    21-03-2025 17.4729 18.3467
    20-03-2025 17.3891 18.2582
    19-03-2025 17.309 18.1736
    18-03-2025 17.1957 18.0542
    17-03-2025 16.9708 17.8176
    13-03-2025 16.88 17.7205
    12-03-2025 16.9262 17.7685
    11-03-2025 16.9552 17.7985
    10-03-2025 16.9392 17.7812
    07-03-2025 17.0348 17.8802
    06-03-2025 17.0116 17.8554
    05-03-2025 16.8941 17.7316
    04-03-2025 16.7443 17.5739

    Fund Launch Date: 10/Feb/2021
    Fund Category: Retirement Fund
    Investment Objective: The investment objective of the scheme is to provide a comprehensive retirement saving solution that serves the variable needs of the investors through long term diversified investments in major asset classes. However, there can be no assurance that theinvestment objective of the Scheme will be realized.
    Fund Description: An open-ended retirement solution-oriented scheme having a lock-in of 5 years or till retirement age whichever is earlier
    Fund Benchmark: CRISIL Hybrid 35+65 -Aggressive Index
    Source: Fund FactSheet

    Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.