Sbi Long Term Equity Fund

Review Date: 09-04-2025

Beginning of Analysis

In the ELSS (Tax Saving) Fund category, Sbi Long Term Equity Fund is the second ranked fund. The category has total 35 funds. The Sbi Long Term Equity Fund has shown an excellent past performence in ELSS (Tax Saving) Fund. The fund has a Jensen Alpha of 9.57% which is higher than the category average of 0.91%. Here the fund has shown very good performance in terms of risk adjusted returns. The fund has a Sharpe Ratio of 1.04 which is higher than the category average of 0.47.
The past performance of the fund may or may not be sustained in the future. The review is not investment advice nor is it a recommendation to buy or sell funds. The ranking is based on proprietary methodology developed by bmsmoney. The methodology is based on the past performance of the funds and does not guarantee future performance.
ELSS (Tax Saving) Mutual Funds are ideal for taxpayers seeking to save taxes under Section 80C while aiming for long-term wealth creation through equity investments. These funds offer a tax deduction of up to ₹1.5 lakh per financial year and have the shortest lock-in period of 3 years among all Section 80C options. However, being equity-oriented, they are subject to market risks and do not offer guaranteed returns. Investors should have a long-term investment horizon and a moderate to high risk tolerance to invest in ELSS funds. Additionally, the tax implications of long-term capital gains should be considered.

Sbi Long Term Equity Fund Return Analysis

• The fund has given a return of -1.37%, -7.54 and -12.54 in last one, three and six months respectively. In the same period the category average return was 0.26%, -9.07% and -13.76% respectively.
• Sbi Long Term Equity Fund has given a return of 1.89% in last one year. In the same period the Nifty 500 TRI return was -1.14%. The fund has given 3.03% more return than the benchmark return.
• The fund has given a return of 20.73% in last three years and rank 1st out of 35 funds in the category. In the same period the Nifty 500 TRI return was 11.02%. The fund has given 9.71% more return than the benchmark return.
• Sbi Long Term Equity Fund has given a return of 29.02% in last five years and category average returns is 23.93% in same period. The fund ranked 3rd out of 33 funds in the category. In the same period the Nifty 500 TRI return was 23.52%. The fund has given 5.5% more return than the benchmark return.
• The fund has given a return of 13.44% in last ten years and ranked 9th out of 25 funds in the category. In the same period the Nifty 500 TRI return was 12.14%. The fund has given 1.3% more return than the benchmark return.
• The fund has given a SIP return of -11.9% in last one year whereas category average SIP return is -13.35%. The fund one year return rank in the category is 18th in 41 funds
• The fund has SIP return of 19.91% in last three years and ranks 1st in 35 funds. The fund has given the highest SIP return in the category in last three years.
• The fund has SIP return of 22.24% in last five years whereas category average SIP return is 15.98%.

Sbi Long Term Equity Fund Risk Analysis

• The fund has a standard deviation of 14.55 and semi deviation of 10.36. The category average standard deviation is 14.55 and semi deviation is 10.36.
• The fund has a Value at Risk (VaR) of -14.86 and a maximum drawdown of -15.39. The category average VaR is -18.5 and the maximum drawdown is -17.44. The fund has a beta of 0.95 which shows that fund is less volatile than the benchmark.

Standard deviation measures the fund's return volatility and Semi deviation focuses on downside volatility. Value at Risk (VaR) is a measure of the risk of investments. Maximum Drawdown is the maximum loss from a peak to a trough of a portfolio. Beta measures the volatility of the fund compared to the benchmark. A beta of 1 indicates that the fund will move in line with the benchmark. A beta of more than 1 indicates that the fund will be more volatile than the benchmark and vice versa.

Very Good Performance in ELSS (Tax Saving) Fund Category

Good Performance in ELSS (Tax Saving) Fund Category

Poor Performance in ELSS (Tax Saving) Fund Category

Very Poor Performance in ELSS (Tax Saving) Fund Category