Previously Known As : Sbi Treasury Advantage Fund
Sbi Banking & Psu Fund Overview
Category Banking and PSU Fund
BMSMONEY Rank 17
BMSMONEY Rating
Gro. Opt. As On: 20-01-2025
NAV ₹2989.05(R) +0.04% ₹3170.87(D) +0.04%
Returns 1Y 3Y 5Y 7Y 10Y
LumpSum (R) 7.69% 5.75% 5.93% 6.7% 7.01%
LumpSum (D) 8.19% 6.25% 6.42% 7.21% 7.53%
SIP (R) -23.44% 3.25% 4.66% 5.65% 6.3%
SIP (D) -23.05% 3.76% 5.17% 6.16% 6.82%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
-1.01 -0.31 0.52 -% -
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
1.13% 0.0% -0.93% - 0.89%
Top Banking and PSU Fund
Fund Name Rank Rating
ICICI Prudential Banking & PSU Debt Fund 1
UTI Banking & PSU Fund 2
Dsp Banking & Psu Debt Fund 3
Kotak Banking And Psu Debt Fund 4

NAV Date: 20-01-2025

Scheme Name NAV Rupee Change Percent Change
SBI Banking & PSU Fund - Regular Plan - Monthly Income Distribution cum Capital Withdrawal Option (IDCW) 1200.85
0.4600
0.0400%
SBI Banking & PSU Fund - Direct Plan - Monthly Income Distribution cum Capital Withdrawal Option (IDCW) 1276.3
0.5300
0.0400%
SBI Banking & PSU Fund - Regular Plan - Weekly Income Distribution cum Capital Withdrawal Option (IDCW) 1363.4
0.5200
0.0400%
SBI Banking & PSU Fund - Regular Plan - Daily Income Distribution cum Capital Withdrawal Option (IDCW) 1363.69
0.5200
0.0400%
SBI Banking & PSU Fund - Direct Plan - Weekly Income Distribution cum Capital Withdrawal Option (IDCW) 1393.58
0.5800
0.0400%
SBI Banking & PSU Fund - Direct Plan - Daily Income Distribution cum Capital Withdrawal Option (IDCW) 1396.68
0.5800
0.0400%
SBI BANKING & PSU FUND - Regular Paln - Growth 2989.05
1.1500
0.0400%
SBI BANKING & PSU FUND - Direct Plan - Growth 3170.87
1.3200
0.0400%

Review Date: 20-01-2025

Sbi Banking & Psu Fund has shown poor performance in the Banking and PSU Debt Fund category. The fund has rank of 17 out of 19 funds in the category. The fund has delivered return of 7.69% in 1 year, 5.75% in 3 years, 5.93% in 5 years and 7.01% in 10 years. The category average for the same periods is 7.81%, 6.07%, 6.28% and 7.11% respectively, which shows average return performance of fund in the category. The fund has exhibited standard deviation of 1.13, VaR of -0.0, Average Drawdown of -0.93, Semi Deviation of 0.89 and Max Drawdown of -0.93. The category average for the same parameters is 1.29, -0.45, -0.58, 0.94 and -0.87 respectively. The fund has low risk in the category.

Key Points:

  1. An investment of ₹10,000 in Sbi Banking & Psu Fund direct growth option would have grown to ₹10819.0 in 1 year, ₹11994.0 in 3 years and ₹13652.0 in 5 years as of today (20-01-2025).
  2. An SIP of ₹1,000 per month in Sbi Banking & Psu Fund direct growth option would have grown to ₹10440.0 in 1 year, ₹38134.0 in 3 years and ₹68387.0 in 5 years as of today (20-01-2025).
  3. standard deviation of 1.13 and based on VaR one can expect to lose more than -0.0% of current value of fund in one year.
  4. Sharpe ratio of the fund is -1.01 which shows average performance of fund in the banking and psu debt fund category.


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KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
1M Return % 0.55
0.55
0.38 | 0.63 13 | 22 Average
3M Return % 1.49
1.51
1.19 | 1.74 14 | 22 Average
6M Return % 3.60
3.68
3.43 | 3.87 18 | 22 Average
1Y Return % 7.69
7.81
7.24 | 8.57 15 | 22 Average
3Y Return % 5.75
6.07
5.41 | 8.27 15 | 19 Average
5Y Return % 5.93
6.28
5.59 | 7.23 12 | 15 Average
7Y Return % 6.70
6.84
5.96 | 7.57 11 | 15 Average
10Y Return % 7.01
7.11
6.33 | 7.48 9 | 12 Average
1Y SIP Return % -23.44
-23.33
-23.65 | -23.12 18 | 22 Average
3Y SIP Return % 3.25
3.46
3.12 | 3.94 17 | 19 Poor
5Y SIP Return % 4.66
5.03
4.54 | 6.09 13 | 15 Poor
7Y SIP Return % 5.65
5.97
5.40 | 6.47 12 | 15 Average
10Y SIP Return % 6.30
6.46
5.92 | 6.81 10 | 13 Average
Standard Deviation 1.13
1.29
0.73 | 3.21 10 | 19 Good
Semi Deviation 0.89
0.94
0.52 | 1.70 10 | 19 Good
Max Drawdown % -0.93
-0.87
-2.46 | 0.00 14 | 19 Average
VaR 1 Y % 0.00
-0.45
-2.69 | 0.00 7 | 19 Good
Average Drawdown % -0.93
-0.58
-1.67 | 0.00 17 | 19 Poor
Sharpe Ratio -1.01
-0.80
-1.12 | 0.38 13 | 19 Average
Sterling Ratio 0.52
0.55
0.41 | 0.77 14 | 19 Average
Sortino Ratio -0.31
-0.24
-0.36 | 0.36 12 | 19 Average
Return data last Updated On : Jan. 20, 2025.
Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Dec. 31, 2024
KPIs: Key Performance Indicators

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KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
1M Return % 0.58 0.58 0.41 | 0.67 13 | 21
3M Return % 1.61 1.60 1.27 | 1.83 11 | 21
6M Return % 3.84 3.87 3.63 | 4.06 13 | 21
1Y Return % 8.19 8.22 7.65 | 8.86 13 | 21
3Y Return % 6.25 6.50 5.79 | 8.57 14 | 18
5Y Return % 6.42 6.72 6.01 | 7.45 10 | 14
7Y Return % 7.21 7.26 6.14 | 7.90 11 | 14
10Y Return % 7.53 7.50 6.82 | 7.89 6 | 12
1Y SIP Return % -23.05 -23.01 -23.33 | -22.85 14 | 21
3Y SIP Return % 3.76 3.88 3.58 | 4.25 14 | 18
5Y SIP Return % 5.17 5.45 4.93 | 6.36 12 | 14
7Y SIP Return % 6.16 6.39 5.81 | 6.82 12 | 14
10Y SIP Return % 6.82 6.89 6.35 | 7.23 9 | 12
Standard Deviation 1.13 1.29 0.73 | 3.21 10 | 19
Semi Deviation 0.89 0.94 0.52 | 1.70 10 | 19
Max Drawdown % -0.93 -0.87 -2.46 | 0.00 14 | 19
VaR 1 Y % 0.00 -0.45 -2.69 | 0.00 7 | 19
Average Drawdown % -0.93 -0.58 -1.67 | 0.00 17 | 19
Sharpe Ratio -1.01 -0.80 -1.12 | 0.38 13 | 19
Sterling Ratio 0.52 0.55 0.41 | 0.77 14 | 19
Sortino Ratio -0.31 -0.24 -0.36 | 0.36 12 | 19
Return data last Updated On : Jan. 20, 2025.
Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Dec. 31, 2024
KPIs: Key Performance Indicators

Investment Period Regular Direct
Return % Current Value of ₹ 10000 Return % Current Value of ₹ 10000
1D 0.04 ₹ 10,004.00 0.04 ₹ 10,004.00
1W 0.25 ₹ 10,025.00 0.26 ₹ 10,026.00
1M 0.55 ₹ 10,055.00 0.58 ₹ 10,058.00
3M 1.49 ₹ 10,149.00 1.61 ₹ 10,161.00
6M 3.60 ₹ 10,360.00 3.84 ₹ 10,384.00
1Y 7.69 ₹ 10,769.00 8.19 ₹ 10,819.00
3Y 5.75 ₹ 11,827.00 6.25 ₹ 11,994.00
5Y 5.93 ₹ 13,336.00 6.42 ₹ 13,652.00
7Y 6.70 ₹ 15,742.00 7.21 ₹ 16,276.00
10Y 7.01 ₹ 19,685.00 7.53 ₹ 20,669.00
15Y ₹ ₹

Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.

Investment Period Invested Amount Regular Direct
XIRR % Current Value of Invested Amount XIRR % Current Value of Invested Amount
1Y ₹ 12000 -23.44 ₹ 10,412.08 -23.05 ₹ 10,439.77
3Y ₹ 36000 3.25 ₹ 37,839.92 3.76 ₹ 38,134.15
5Y ₹ 60000 4.66 ₹ 67,521.54 5.17 ₹ 68,387.10
7Y ₹ 84000 5.65 ₹ 102,699.41 6.16 ₹ 104,586.38
10Y ₹ 120000 6.30 ₹ 165,891.96 6.82 ₹ 170,506.20
15Y ₹ 180000 ₹ ₹


Date Sbi Banking & Psu Fund NAV Regular Growth Sbi Banking & Psu Fund NAV Direct Growth
20-01-2025 2989.0543 3170.8699
17-01-2025 2987.9086 3169.5451
16-01-2025 2986.8727 3168.4098
15-01-2025 2983.3493 3164.6359
14-01-2025 2982.0754 3163.2481
13-01-2025 2981.5604 3162.6655
10-01-2025 2985.1573 3166.3716
09-01-2025 2984.9218 3166.0854
08-01-2025 2984.6789 3165.7913
07-01-2025 2985.0464 3166.1446
06-01-2025 2983.3666 3164.3265
03-01-2025 2981.4371 3162.1709
02-01-2025 2980.2421 3160.867
01-01-2025 2980.0433 3160.6197
31-12-2024 2980.421 3160.984
30-12-2024 2978.3209 3158.7204
27-12-2024 2977.0478 3157.2611
26-12-2024 2975.4195 3155.498
24-12-2024 2974.9819 3154.9526
23-12-2024 2975.55 3155.5145
20-12-2024 2972.7712 3152.4458

Fund Launch Date: 30/Sep/2009
Fund Category: Banking and PSU Fund
Investment Objective: The scheme seeks to generate regular income through a judicious mix of portfolio comprising predominantly debt and money market securities of Banks, Public Sector Undertakings, Public Financial Institutions and Municipal bodies.
Fund Description: An open-ended Debt Scheme predominantly investing in debt instruments of banks, Public Sector Undertakings, Public Financial Institutions and Municipal bodies.
Fund Benchmark: NIFTY Banking and PSU Debt
Source: Fund FactSheet

Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.