Previously Known As : Sbi Treasury Advantage Fund
Sbi Banking & Psu Fund Overview
Category Banking and PSU Fund
BMSMONEY Rank 16
BMSMONEY Rating
Gro. Opt. As On: 19-11-2024
NAV ₹2958.94(R) +0.04% ₹3136.52(D) +0.04%
Returns 1Y 3Y 5Y 7Y 10Y
LumpSum (R) 7.69% 5.48% 5.93% 6.66% 7.05%
LumpSum (D) 8.2% 5.98% 6.43% 7.17% 7.57%
SIP (R) -23.48% 3.11% 2.41% 3.78% 4.89%
SIP (D) -23.11% 3.62% 2.9% 4.28% 5.41%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
-1.07 -0.33 0.5 -% -
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
1.16% -0.11% -0.93% - 0.9%
Top Banking and PSU Fund
Fund Name Rank Rating
UTI Banking & PSU Fund 1
Dsp Banking & Psu Debt Fund 2
ICICI Prudential Banking & PSU Debt Fund 3
Kotak Banking And Psu Debt Fund 4

NAV Date: 19-11-2024

Scheme Name NAV Rupee Change Percent Change
SBI Banking & PSU Fund - Regular Plan - Monthly Income Distribution cum Capital Withdrawal Option (IDCW) 1198.71
0.4400
0.0400%
SBI Banking & PSU Fund - Direct Plan - Monthly Income Distribution cum Capital Withdrawal Option (IDCW) 1272.44
0.4900
0.0400%
SBI Banking & PSU Fund - Regular Plan - Weekly Income Distribution cum Capital Withdrawal Option (IDCW) 1349.66
0.5000
0.0400%
SBI Banking & PSU Fund - Regular Plan - Daily Income Distribution cum Capital Withdrawal Option (IDCW) 1349.95
0.5000
0.0400%
SBI Banking & PSU Fund - Direct Plan - Weekly Income Distribution cum Capital Withdrawal Option (IDCW) 1378.48
0.5300
0.0400%
SBI Banking & PSU Fund - Direct Plan - Daily Income Distribution cum Capital Withdrawal Option (IDCW) 1381.55
0.5300
0.0400%
SBI BANKING & PSU FUND - Regular Paln - Growth 2958.94
1.0900
0.0400%
SBI BANKING & PSU FUND - Direct Plan - Growth 3136.52
1.2000
0.0400%

Review Date: 19-11-2024

Sbi Banking & Psu Fund has exhibited poor performance in the Banking and PSU Debt Fund category. The fund has rank of 16 out of 19 funds in the category. The fund has delivered return of 7.69% in 1 year, 5.48% in 3 years, 5.93% in 5 years and 7.05% in 10 years. The category average for the same periods is 7.88%, 5.81%, 6.26% and 7.18% respectively, which shows average return performance of fund in the category. The fund has exhibited standard deviation of 1.16, VaR of -0.11, Average Drawdown of -0.93, Semi Deviation of 0.9 and Max Drawdown of -0.93. The category average for the same parameters is 1.3, -0.46, -0.65, 0.94 and -0.87 respectively. The fund has average risk in the category.

Key Points:

  1. An investment of ₹10,000 in Sbi Banking & Psu Fund direct growth option would have grown to ₹10820.0 in 1 year, ₹11904.0 in 3 years and ₹13653.0 in 5 years as of today (19-11-2024).
  2. An SIP of ₹1,000 per month in Sbi Banking & Psu Fund direct growth option would have grown to ₹10433.0 in 1 year, ₹38050.0 in 3 years and ₹64586.0 in 5 years as of today (19-11-2024).
  3. standard deviation of 1.16 and based on VaR one can expect to lose more than -0.11% of current value of fund in one year.
  4. Sharpe ratio of the fund is -1.07 which shows average performance of fund in the banking and psu debt fund category.


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KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
1M Return % 0.47
0.46
0.29 | 0.62 14 | 22 Average
3M Return % 1.87
1.93
1.73 | 2.19 15 | 22 Average
6M Return % 3.95
3.98
3.63 | 4.38 12 | 22 Good
1Y Return % 7.69
7.88
7.34 | 8.75 16 | 22 Average
3Y Return % 5.48
5.81
4.93 | 8.05 15 | 19 Average
5Y Return % 5.93
6.26
5.55 | 7.18 12 | 15 Average
7Y Return % 6.66
6.72
5.84 | 7.48 11 | 15 Average
10Y Return % 7.05
7.18
6.41 | 7.62 9 | 12 Average
1Y SIP Return % -23.48
-23.36
-23.79 | -22.79 15 | 22 Average
3Y SIP Return % 3.11
3.34
2.97 | 4.07 15 | 19 Average
5Y SIP Return % 2.41
2.78
2.27 | 3.83 13 | 15 Poor
7Y SIP Return % 3.78
4.09
3.53 | 4.64 12 | 15 Average
10Y SIP Return % 4.89
5.05
4.49 | 5.41 9 | 13 Average
Standard Deviation 1.16
1.30
0.76 | 3.22 10 | 19 Good
Semi Deviation 0.90
0.94
0.53 | 1.70 13 | 19 Average
Max Drawdown % -0.93
-0.87
-2.46 | 0.00 14 | 19 Average
VaR 1 Y % -0.11
-0.46
-2.69 | 0.00 9 | 19 Good
Average Drawdown % -0.93
-0.65
-1.85 | 0.00 16 | 19 Poor
Sharpe Ratio -1.07
-0.84
-1.18 | 0.35 14 | 19 Average
Sterling Ratio 0.50
0.54
0.40 | 0.76 14 | 19 Average
Sortino Ratio -0.33
-0.25
-0.38 | 0.34 14 | 19 Average
Return data last Updated On : Nov. 19, 2024.
Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Oct. 31, 2024
KPIs: Key Performance Indicators

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KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
1M Return % 0.50 0.49 0.31 | 0.64 10 | 21
3M Return % 1.99 2.03 1.88 | 2.27 11 | 21
6M Return % 4.20 4.17 3.82 | 4.51 11 | 21
1Y Return % 8.20 8.28 7.75 | 9.01 13 | 21
3Y Return % 5.98 6.23 5.32 | 8.35 14 | 18
5Y Return % 6.43 6.70 5.97 | 7.39 10 | 14
7Y Return % 7.17 7.14 6.02 | 7.81 8 | 14
10Y Return % 7.57 7.56 6.91 | 7.97 7 | 12
1Y SIP Return % -23.11 -23.07 -23.50 | -22.60 11 | 21
3Y SIP Return % 3.62 3.76 3.41 | 4.39 12 | 18
5Y SIP Return % 2.90 3.19 2.65 | 4.10 12 | 14
7Y SIP Return % 4.28 4.51 3.93 | 4.98 12 | 14
10Y SIP Return % 5.41 5.47 4.92 | 5.83 9 | 12
Standard Deviation 1.16 1.30 0.76 | 3.22 10 | 19
Semi Deviation 0.90 0.94 0.53 | 1.70 13 | 19
Max Drawdown % -0.93 -0.87 -2.46 | 0.00 14 | 19
VaR 1 Y % -0.11 -0.46 -2.69 | 0.00 9 | 19
Average Drawdown % -0.93 -0.65 -1.85 | 0.00 16 | 19
Sharpe Ratio -1.07 -0.84 -1.18 | 0.35 14 | 19
Sterling Ratio 0.50 0.54 0.40 | 0.76 14 | 19
Sortino Ratio -0.33 -0.25 -0.38 | 0.34 14 | 19
Return data last Updated On : Nov. 19, 2024.
Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Oct. 31, 2024
KPIs: Key Performance Indicators

Investment Period Regular Direct
Return % Current Value of ₹ 10000 Return % Current Value of ₹ 10000
1D 0.04 ₹ 10,004.00 0.04 ₹ 10,004.00
1W 0.03 ₹ 10,003.00 0.04 ₹ 10,004.00
1M 0.47 ₹ 10,047.00 0.50 ₹ 10,050.00
3M 1.87 ₹ 10,187.00 1.99 ₹ 10,199.00
6M 3.95 ₹ 10,395.00 4.20 ₹ 10,420.00
1Y 7.69 ₹ 10,769.00 8.20 ₹ 10,820.00
3Y 5.48 ₹ 11,737.00 5.98 ₹ 11,904.00
5Y 5.93 ₹ 13,336.00 6.43 ₹ 13,653.00
7Y 6.66 ₹ 15,706.00 7.17 ₹ 16,239.00
10Y 7.05 ₹ 19,772.00 7.57 ₹ 20,755.00
15Y ₹ ₹

Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.

Investment Period Invested Amount Regular Direct
XIRR % Current Value of Invested Amount XIRR % Current Value of Invested Amount
1Y ₹ 12000 -23.48 ₹ 10,407.18 -23.11 ₹ 10,433.34
3Y ₹ 36000 3.11 ₹ 37,756.66 3.62 ₹ 38,050.13
5Y ₹ 60000 2.41 ₹ 63,787.62 2.90 ₹ 64,586.04
7Y ₹ 84000 3.78 ₹ 96,085.00 4.28 ₹ 97,820.35
10Y ₹ 120000 4.89 ₹ 154,155.00 5.41 ₹ 158,401.08
15Y ₹ 180000 ₹ ₹


Date Sbi Banking & Psu Fund NAV Regular Growth Sbi Banking & Psu Fund NAV Direct Growth
19-11-2024 2958.9381 3136.5245
18-11-2024 2957.8469 3135.3275
14-11-2024 2955.5259 3132.706
13-11-2024 2957.0511 3134.2822
12-11-2024 2957.9117 3135.154
11-11-2024 2958.4934 3135.7302
08-11-2024 2956.5864 3133.5879
07-11-2024 2954.6651 3131.5113
06-11-2024 2953.6709 3130.4172
05-11-2024 2952.9881 3129.6533
04-11-2024 2952.8957 3129.515
31-10-2024 2950.9768 3127.3202
30-10-2024 2951.2344 3127.5529
29-10-2024 2950.0977 3126.3081
28-10-2024 2948.5061 3124.5812
25-10-2024 2948.4779 3124.4306
24-10-2024 2948.3989 3124.3066
23-10-2024 2947.3627 3123.1684
22-10-2024 2945.07 3120.6988
21-10-2024 2945.1732 3120.7679

Fund Launch Date: 30/Sep/2009
Fund Category: Banking and PSU Fund
Investment Objective: The scheme seeks to generate regular income through a judicious mix of portfolio comprising predominantly debt and money market securities of Banks, Public Sector Undertakings, Public Financial Institutions and Municipal bodies.
Fund Description: An open-ended Debt Scheme predominantly investing in debt instruments of banks, Public Sector Undertakings, Public Financial Institutions and Municipal bodies.
Fund Benchmark: NIFTY Banking and PSU Debt
Source: Fund FactSheet

Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.