Previously Known As : Sbi Treasury Advantage Fund
Sbi Banking & Psu Fund Overview
Category Banking and PSU Fund
BMSMONEY Rank 16
BMSMONEY Rating
Gro. Opt. As On: 20-12-2024
NAV ₹2972.77(R) -0.03% ₹3152.45(D) -0.03%
Returns 1Y 3Y 5Y 7Y 10Y
LumpSum (R) 7.63% 5.59% 5.99% 6.68% 7.03%
LumpSum (D) 8.14% 6.08% 6.49% 7.19% 7.55%
SIP (R) -37.88% 1.32% 4.01% 5.36% 6.19%
SIP (D) -37.55% 1.84% 4.52% 5.88% 6.71%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
-1.07 -0.33 0.5 -% -
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
1.16% -0.12% -0.93% - 0.9%
Top Banking and PSU Fund
Fund Name Rank Rating
UTI Banking & PSU Fund 1
Dsp Banking & Psu Debt Fund 2
ICICI Prudential Banking & PSU Debt Fund 3
Kotak Banking And Psu Debt Fund 4

NAV Date: 20-12-2024

Scheme Name NAV Rupee Change Percent Change
SBI Banking & PSU Fund - Regular Plan - Monthly Income Distribution cum Capital Withdrawal Option (IDCW) 1199.3
-0.3200
-0.0300%
SBI Banking & PSU Fund - Direct Plan - Monthly Income Distribution cum Capital Withdrawal Option (IDCW) 1273.88
-0.3200
-0.0300%
SBI Banking & PSU Fund - Regular Plan - Weekly Income Distribution cum Capital Withdrawal Option (IDCW) 1355.97
-0.3600
-0.0300%
SBI Banking & PSU Fund - Regular Plan - Daily Income Distribution cum Capital Withdrawal Option (IDCW) 1356.26
-0.3600
-0.0300%
SBI Banking & PSU Fund - Direct Plan - Weekly Income Distribution cum Capital Withdrawal Option (IDCW) 1385.48
-0.3500
-0.0300%
SBI Banking & PSU Fund - Direct Plan - Daily Income Distribution cum Capital Withdrawal Option (IDCW) 1388.57
-0.3500
-0.0300%
SBI BANKING & PSU FUND - Regular Paln - Growth 2972.77
-0.7900
-0.0300%
SBI BANKING & PSU FUND - Direct Plan - Growth 3152.45
-0.7900
-0.0300%

Review Date: 20-12-2024

Sbi Banking & Psu Fund has shown poor performance in the Banking and PSU Debt Fund category. The fund has rank of 16 out of 19 funds in the category. The fund has delivered return of 7.63% in 1 year, 5.59% in 3 years, 5.99% in 5 years and 7.03% in 10 years. The category average for the same periods is 7.77%, 5.87%, 6.3% and 7.16% respectively, which shows average return performance of fund in the category. The fund has exhibited standard deviation of 1.16, VaR of -0.12, Average Drawdown of -0.93, Semi Deviation of 0.9 and Max Drawdown of -0.93. The category average for the same parameters is 1.3, -0.46, -0.65, 0.94 and -0.87 respectively. The fund has average risk in the category.

Key Points:

  1. An investment of ₹10,000 in Sbi Banking & Psu Fund direct growth option would have grown to ₹10814.0 in 1 year, ₹11939.0 in 3 years and ₹13692.0 in 5 years as of today (20-12-2024).
  2. An SIP of ₹1,000 per month in Sbi Banking & Psu Fund direct growth option would have grown to ₹9386.0 in 1 year, ₹37032.0 in 3 years and ₹67284.0 in 5 years as of today (20-12-2024).
  3. standard deviation of 1.16 and based on VaR one can expect to lose more than -0.12% of current value of fund in one year.
  4. Sharpe ratio of the fund is -1.07 which shows average performance of fund in the banking and psu debt fund category.


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KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
1M Return % 0.47
0.48
0.38 | 0.65 15 | 22 Average
3M Return % 1.47
1.53
1.39 | 1.85 15 | 22 Average
6M Return % 3.76
3.88
3.54 | 4.18 18 | 22 Average
1Y Return % 7.63
7.77
7.19 | 8.61 15 | 22 Average
3Y Return % 5.59
5.87
4.96 | 8.13 15 | 19 Average
5Y Return % 5.99
6.30
5.59 | 7.21 12 | 15 Average
7Y Return % 6.68
6.79
5.91 | 7.54 11 | 15 Average
10Y Return % 7.03
7.16
6.41 | 7.58 9 | 12 Average
1Y SIP Return % -37.88
-37.77
-38.10 | -37.38 17 | 22 Average
3Y SIP Return % 1.32
1.55
1.17 | 2.14 17 | 19 Poor
5Y SIP Return % 4.01
4.40
3.88 | 5.48 13 | 15 Poor
7Y SIP Return % 5.36
5.69
5.10 | 6.20 12 | 15 Average
10Y SIP Return % 6.19
6.35
5.79 | 6.70 9 | 13 Average
Standard Deviation 1.16
1.30
0.75 | 3.22 10 | 19 Good
Semi Deviation 0.90
0.94
0.53 | 1.69 13 | 19 Average
Max Drawdown % -0.93
-0.87
-2.46 | 0.00 14 | 19 Average
VaR 1 Y % -0.12
-0.46
-2.69 | 0.00 9 | 19 Good
Average Drawdown % -0.93
-0.65
-1.85 | 0.00 16 | 19 Poor
Sharpe Ratio -1.07
-0.84
-1.15 | 0.37 14 | 19 Average
Sterling Ratio 0.50
0.54
0.39 | 0.77 14 | 19 Average
Sortino Ratio -0.33
-0.25
-0.37 | 0.35 15 | 19 Average
Return data last Updated On : Dec. 20, 2024.
Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Nov. 29, 2024
KPIs: Key Performance Indicators

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KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
1M Return % 0.51 0.51 0.40 | 0.68 13 | 21
3M Return % 1.58 1.62 1.48 | 1.94 13 | 21
6M Return % 4.01 4.07 3.74 | 4.34 14 | 21
1Y Return % 8.14 8.18 7.60 | 8.89 13 | 21
3Y Return % 6.08 6.30 5.34 | 8.42 13 | 18
5Y Return % 6.49 6.74 6.01 | 7.43 10 | 14
7Y Return % 7.19 7.22 6.09 | 7.87 10 | 14
10Y Return % 7.55 7.54 6.90 | 7.94 7 | 12
1Y SIP Return % -37.55 -37.52 -37.84 | -37.21 13 | 21
3Y SIP Return % 1.84 1.97 1.65 | 2.45 12 | 18
5Y SIP Return % 4.52 4.82 4.27 | 5.75 12 | 14
7Y SIP Return % 5.88 6.12 5.52 | 6.56 12 | 14
10Y SIP Return % 6.71 6.78 6.23 | 7.13 9 | 12
Standard Deviation 1.16 1.30 0.75 | 3.22 10 | 19
Semi Deviation 0.90 0.94 0.53 | 1.69 13 | 19
Max Drawdown % -0.93 -0.87 -2.46 | 0.00 14 | 19
VaR 1 Y % -0.12 -0.46 -2.69 | 0.00 9 | 19
Average Drawdown % -0.93 -0.65 -1.85 | 0.00 16 | 19
Sharpe Ratio -1.07 -0.84 -1.15 | 0.37 14 | 19
Sterling Ratio 0.50 0.54 0.39 | 0.77 14 | 19
Sortino Ratio -0.33 -0.25 -0.37 | 0.35 15 | 19
Return data last Updated On : Dec. 20, 2024.
Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Nov. 29, 2024
KPIs: Key Performance Indicators

Investment Period Regular Direct
Return % Current Value of ₹ 10000 Return % Current Value of ₹ 10000
1D -0.03 ₹ 9,997.00 -0.03 ₹ 9,997.00
1W -0.12 ₹ 9,988.00 -0.11 ₹ 9,989.00
1M 0.47 ₹ 10,047.00 0.51 ₹ 10,051.00
3M 1.47 ₹ 10,147.00 1.58 ₹ 10,158.00
6M 3.76 ₹ 10,376.00 4.01 ₹ 10,401.00
1Y 7.63 ₹ 10,763.00 8.14 ₹ 10,814.00
3Y 5.59 ₹ 11,772.00 6.08 ₹ 11,939.00
5Y 5.99 ₹ 13,374.00 6.49 ₹ 13,692.00
7Y 6.68 ₹ 15,724.00 7.19 ₹ 16,258.00
10Y 7.03 ₹ 19,728.00 7.55 ₹ 20,711.00
15Y ₹ ₹

Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.

Investment Period Invested Amount Regular Direct
XIRR % Current Value of Invested Amount XIRR % Current Value of Invested Amount
1Y ₹ 12000 -37.88 ₹ 9,361.26 -37.55 ₹ 9,385.78
3Y ₹ 36000 1.32 ₹ 36,740.77 1.84 ₹ 37,031.80
5Y ₹ 60000 4.01 ₹ 66,420.90 4.52 ₹ 67,284.24
7Y ₹ 84000 5.36 ₹ 101,642.02 5.88 ₹ 103,529.75
10Y ₹ 120000 6.19 ₹ 164,890.68 6.71 ₹ 169,512.00
15Y ₹ 180000 ₹ ₹


Date Sbi Banking & Psu Fund NAV Regular Growth Sbi Banking & Psu Fund NAV Direct Growth
20-12-2024 2972.7712 3152.4458
19-12-2024 2973.5578 3153.2393
18-12-2024 2977.3587 3157.2293
17-12-2024 2976.1277 3155.8833
16-12-2024 2977.1544 3156.9312
13-12-2024 2976.4111 3156.0215
12-12-2024 2975.0564 3154.5444
11-12-2024 2975.293 3154.7547
10-12-2024 2976.1569 3155.6301
09-12-2024 2974.3192 3153.641
06-12-2024 2972.1825 3151.2537
05-12-2024 2975.6076 3154.8446
04-12-2024 2974.1088 3153.2149
03-12-2024 2970.3149 3149.152
02-12-2024 2969.7274 3148.4886
29-11-2024 2964.6195 3142.9518
28-11-2024 2960.4929 3138.5366
27-11-2024 2959.8063 3137.7683
26-11-2024 2959.8577 3137.7823
25-11-2024 2959.925 3137.8132
22-11-2024 2957.625 3135.2539
21-11-2024 2958.825 3136.4855

Fund Launch Date: 30/Sep/2009
Fund Category: Banking and PSU Fund
Investment Objective: The scheme seeks to generate regular income through a judicious mix of portfolio comprising predominantly debt and money market securities of Banks, Public Sector Undertakings, Public Financial Institutions and Municipal bodies.
Fund Description: An open-ended Debt Scheme predominantly investing in debt instruments of banks, Public Sector Undertakings, Public Financial Institutions and Municipal bodies.
Fund Benchmark: NIFTY Banking and PSU Debt
Source: Fund FactSheet

Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.