Nippon India Retirement Fund- Income Generation Scheme Overview
Category Retirement Fund
BMSMONEY Rank 20
BMSMONEY Rating
Gro. Opt. As On: 19-11-2024
NAV ₹19.44(R) +0.11% ₹21.97(D) +0.11%
Returns 1Y 3Y 5Y 7Y 10Y
LumpSum (R) 13.31% 6.97% 7.7% 6.88% -%
LumpSum (D) 14.47% 8.13% 8.95% 8.12% -%
SIP (R) -22.41% 6.46% 5.04% 5.63% -%
SIP (D) -21.57% 7.63% 6.22% 6.83% -%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
0.15 0.07 0.49 -% -
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
4.66% -4.56% -5.37% - 3.29%
Top Retirement Fund
Fund Name Rank Rating
Icici Prudential Retirement Fund - Pure Equity Plan 1
Hdfc Retirement Savings Fund - Equity Plan 2
Icici Prudential Retirement Fund - Hybrid Aggressive Plan 3
Hdfc Retirement Savings Fund - Hybrid - Equity Plan 4
Tata Retirement Savings Fund-Moderate Plan 5
Nippon India Retirement Fund - Wealth Creation Scheme 6

NAV Date: 19-11-2024

Scheme Name NAV Rupee Change Percent Change
NIPPON INDIA RETIREMENT FUND - INCOME GENERATION SCHEME - IDCW Option 19.44
0.0200
0.1100%
Nippon India Retirement Fund- Income Generation Scheme-Growth Plan - Growth Option 19.44
0.0200
0.1100%
Nippon India Retirement Fund- Income Generation Scheme- Growth Plan- Bonus Option 19.44
0.0200
0.1100%
Nippon India Retirement Fund- Income Generation Scheme- Direct Plan- Growth Plan - Growth Option 21.97
0.0200
0.1100%
NIPPON INDIA RETIREMENT FUND - INCOME GENERATION SCHEME - Direct Plan - IDCW Option 21.97
0.0200
0.1100%
Nippon India Retirement Fund- Income Generation Scheme- Direct Plan-Growth Plan- Bonus Option 21.97
0.0200
0.1100%

Review Date: 19-11-2024

Nippon India Retirement Fund- Income Generation Scheme has shown poor performance in the Retirement Fund category. The fund has rank of 20 out of 25 funds in the category. The fund has delivered return of 13.31% in 1 year, 6.97% in 3 years and 7.7% in 5 years. The category average for the same periods is 19.42%, 10.43% and 12.41% respectively, which shows average return performance of fund in the category. The fund has exhibited standard deviation of 4.66, VaR of -4.56, Average Drawdown of -1.81, Semi Deviation of 3.29 and Max Drawdown of -5.37. The category average for the same parameters is 7.98, -8.94, -3.68, 5.59 and -7.54 respectively. The fund has low risk in the category.

Key Points:

  1. An investment of ₹10,000 in Nippon India Retirement Fund- Income Generation Scheme direct growth option would have grown to ₹11447.0 in 1 year, ₹12642.0 in 3 years and ₹15350.0 in 5 years as of today (19-11-2024).
  2. An SIP of ₹1,000 per month in Nippon India Retirement Fund- Income Generation Scheme direct growth option would have grown to ₹10542.0 in 1 year, ₹40412.0 in 3 years and ₹70231.0 in 5 years as of today (19-11-2024).
  3. standard deviation of 4.66 and based on VaR one can expect to lose more than -4.56% of current value of fund in one year.
  4. Sharpe ratio of the fund is 0.15 which shows average performance of fund in the retirement fund category.


Not able to see in mobile!!! save the chart by clicking on camera icon.

KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
1M Return % -1.13
-2.82
-5.25 | 0.45 6 | 29 Very Good
3M Return % 0.21
-1.30
-4.19 | 1.63 6 | 29 Very Good
6M Return % 4.87
5.37
3.04 | 9.55 13 | 28 Good
1Y Return % 13.31
19.42
6.38 | 37.30 19 | 27 Average
3Y Return % 6.97
10.43
3.89 | 19.59 20 | 25 Average
5Y Return % 7.70
12.41
4.00 | 23.32 15 | 18 Average
7Y Return % 6.88
10.26
6.88 | 16.35 10 | 10 Poor
1Y SIP Return % -22.41
-10.52
-24.66 | 2.46 18 | 27 Average
3Y SIP Return % 6.46
12.78
1.61 | 25.75 19 | 25 Average
5Y SIP Return % 5.04
12.66
0.88 | 27.23 15 | 18 Average
7Y SIP Return % 5.63
12.42
5.63 | 21.55 10 | 10 Poor
Standard Deviation 4.66
7.98
1.23 | 13.95 8 | 25 Good
Semi Deviation 3.29
5.59
0.99 | 9.91 8 | 25 Good
Max Drawdown % -5.37
-7.54
-16.94 | -0.66 10 | 25 Good
VaR 1 Y % -4.56
-8.94
-17.51 | -0.97 8 | 25 Good
Average Drawdown % -1.81
-3.68
-10.93 | -0.65 8 | 25 Good
Sharpe Ratio 0.15
0.34
-1.67 | 1.14 20 | 25 Average
Sterling Ratio 0.49
0.65
0.33 | 1.23 18 | 25 Average
Sortino Ratio 0.07
0.20
-0.46 | 0.62 20 | 25 Average
Return data last Updated On : Nov. 19, 2024.
Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Oct. 31, 2024
KPIs: Key Performance Indicators

Rotate the phone! Best viewed in landscape mode on mobile.
KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
1M Return % -1.05 -2.72 -5.15 | 0.53 6 | 29
3M Return % 0.48 -1.00 -3.96 | 1.89 6 | 29
6M Return % 5.43 5.99 3.81 | 10.29 13 | 28
1Y Return % 14.47 20.81 7.63 | 39.31 19 | 27
3Y Return % 8.13 11.75 5.17 | 21.28 21 | 25
5Y Return % 8.95 13.83 5.35 | 24.81 15 | 18
7Y Return % 8.12 11.53 8.12 | 17.85 10 | 10
1Y SIP Return % -21.57 -9.42 -23.75 | 3.85 19 | 27
3Y SIP Return % 7.63 14.13 2.89 | 27.54 20 | 25
5Y SIP Return % 6.22 14.05 2.16 | 29.04 15 | 18
7Y SIP Return % 6.83 13.69 6.83 | 23.00 10 | 10
Standard Deviation 4.66 7.98 1.23 | 13.95 8 | 25
Semi Deviation 3.29 5.59 0.99 | 9.91 8 | 25
Max Drawdown % -5.37 -7.54 -16.94 | -0.66 10 | 25
VaR 1 Y % -4.56 -8.94 -17.51 | -0.97 8 | 25
Average Drawdown % -1.81 -3.68 -10.93 | -0.65 8 | 25
Sharpe Ratio 0.15 0.34 -1.67 | 1.14 20 | 25
Sterling Ratio 0.49 0.65 0.33 | 1.23 18 | 25
Sortino Ratio 0.07 0.20 -0.46 | 0.62 20 | 25
Return data last Updated On : Nov. 19, 2024.
Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Oct. 31, 2024
KPIs: Key Performance Indicators

Investment Period Regular Direct
Return % Current Value of ₹ 10000 Return % Current Value of ₹ 10000
1D 0.11 ₹ 10,011.00 0.11 ₹ 10,011.00
1W -0.57 ₹ 9,943.00 -0.55 ₹ 9,945.00
1M -1.13 ₹ 9,887.00 -1.05 ₹ 9,895.00
3M 0.21 ₹ 10,021.00 0.48 ₹ 10,048.00
6M 4.87 ₹ 10,487.00 5.43 ₹ 10,543.00
1Y 13.31 ₹ 11,331.00 14.47 ₹ 11,447.00
3Y 6.97 ₹ 12,239.00 8.13 ₹ 12,642.00
5Y 7.70 ₹ 14,491.00 8.95 ₹ 15,350.00
7Y 6.88 ₹ 15,931.00 8.12 ₹ 17,267.00
10Y ₹ ₹
15Y ₹ ₹

Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.

Investment Period Invested Amount Regular Direct
XIRR % Current Value of Invested Amount XIRR % Current Value of Invested Amount
1Y ₹ 12000 -22.41 ₹ 10,482.59 -21.57 ₹ 10,541.62
3Y ₹ 36000 6.46 ₹ 39,709.22 7.63 ₹ 40,411.80
5Y ₹ 60000 5.04 ₹ 68,167.32 6.22 ₹ 70,231.44
7Y ₹ 84000 5.63 ₹ 102,626.33 6.83 ₹ 107,129.57
10Y ₹ 120000 ₹ ₹
15Y ₹ 180000 ₹ ₹


Date Nippon India Retirement Fund- Income Generation Scheme NAV Regular Growth Nippon India Retirement Fund- Income Generation Scheme NAV Direct Growth
19-11-2024 19.4421 21.9726
18-11-2024 19.4212 21.9484
14-11-2024 19.4438 21.9713
13-11-2024 19.4766 22.0078
12-11-2024 19.5535 22.094
11-11-2024 19.6166 22.1646
08-11-2024 19.6038 22.1482
07-11-2024 19.6097 22.1542
06-11-2024 19.6614 22.212
05-11-2024 19.5881 22.1285
04-11-2024 19.5392 22.0726
31-10-2024 19.5702 22.1051
30-10-2024 19.5996 22.1376
29-10-2024 19.6184 22.1582
28-10-2024 19.5468 22.0767
25-10-2024 19.5446 22.0723
24-10-2024 19.5929 22.1262
23-10-2024 19.5984 22.1318
22-10-2024 19.6183 22.1535
21-10-2024 19.6646 22.2052

Fund Launch Date: 22/Jan/2015
Fund Category: Retirement Fund
Investment Objective: The investment objective of the scheme is to provide capital appreciation and consistent income to the investors which will be in line with their retirement goals by investing in fixed income oriented portfolio with a low to moderate exposure (upto 30%) in equities. Thus the fund attempts to generate potentially higher returns by combining stability of fixed income along with growth possibilities of equities. On the fixed income allocation the fund will attempt to have an optimal blend of duration and accruals with investments in high quality instruments. The equity portolio will be invested pre-dominantly in large cap companies with tactical allocation to mid cap stocks. The fund is well suited for investors in the post -retirement phase seeking regular income with lower volatility
Fund Description: An open ended retirement solution oriented scheme having a lock-in of 5 years or till retirement age (whichever is earlier)
Fund Benchmark: 80% of CRISIL Long Term Debt Index +20% of S&P BSE 500 Total Return Index
Source: Fund FactSheet

Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.