Nippon India Retirement Fund - Wealth Creation Scheme Overview
Category Retirement Fund
BMSMONEY Rank 4
BMSMONEY Rating
Gro. Opt. As On: 20-12-2024
NAV ₹28.67(R) -1.8% ₹32.13(D) -1.79%
Returns 1Y 3Y 5Y 7Y 10Y
LumpSum (R) 23.98% 18.98% 16.45% 11.07% -%
LumpSum (D) 25.18% 20.16% 17.63% 12.18% -%
SIP (R) -34.23% 19.11% 21.04% 16.93% -%
SIP (D) -33.51% 20.34% 22.29% 18.07% -%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
0.78 0.4 0.8 1.72% 0.11
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
13.56% -17.51% -12.46% 0.99 9.65%
Top Retirement Fund
Fund Name Rank Rating
Icici Prudential Retirement Fund - Pure Equity Plan 1
Icici Prudential Retirement Fund - Hybrid Aggressive Plan 2
Hdfc Retirement Savings Fund - Equity Plan 3
Nippon India Retirement Fund - Wealth Creation Scheme 4
Tata Retirement Savings Fund-Moderate Plan 5
Tata Retirement Savings Fund-Progressive Plan 6

NAV Date: 20-12-2024

Scheme Name NAV Rupee Change Percent Change
NIPPON INDIA RETIREMENT FUND - WEALTH CREATION SCHEME - IDCW Option 22.42
-0.4100
-1.8000%
NIPPON INDIA RETIREMENT FUND - WEALTH CREATION SCHEME - Direct Plan - IDCW Option 25.69
-0.4700
-1.7900%
Nippon India Retirement Fund- Wealth Creation Scheme- Growth Plan - Growth Option 28.67
-0.5200
-1.8000%
Nippon India Retirement Fund- Wealth Creation Scheme- Growth Plan- Bonus Option 28.67
-0.5200
-1.8000%
Nippon India Retirement Fund- Wealth Creation Scheme- Direct Plan- Growth Plan - Growth Option 32.13
-0.5900
-1.7900%
Nippon India Retirement Fund- Wealth Creation Scheme- Direct Plan-Growth Plan- Bonus Option 32.13
-0.5900
-1.7900%

Review Date: 20-12-2024

Nippon India Retirement Fund - Wealth Creation Scheme has shown very good performance in the Retirement Fund category. The fund has rank of 4 out of 25 funds in the category. The fund has delivered return of 23.98% in 1 year, 18.98% in 3 years and 16.45% in 5 years. The category average for the same periods is 16.74%, 12.31% and 12.6% respectively, which shows very good return performance of fund in the category. The fund has exhibited standard deviation of 13.56, VaR of -17.51, Average Drawdown of -6.32, Semi Deviation of 9.65 and Max Drawdown of -12.46. The category average for the same parameters is 7.85, -8.9, -3.26, 5.5 and -6.98 respectively. The fund has high risk in the category.

Key Points:

  1. An investment of ₹10,000 in Nippon India Retirement Fund - Wealth Creation Scheme direct growth option would have grown to ₹12518.0 in 1 year, ₹17351.0 in 3 years and ₹22524.0 in 5 years as of today (20-12-2024).
  2. An SIP of ₹1,000 per month in Nippon India Retirement Fund - Wealth Creation Scheme direct growth option would have grown to ₹9688.0 in 1 year, ₹48528.0 in 3 years and ₹104369.0 in 5 years as of today (20-12-2024).
  3. standard deviation of 13.56 and based on VaR one can expect to lose more than -17.51% of current value of fund in one year.
  4. Sharpe ratio of the fund is 0.78 which shows very good performance of fund in the retirement fund category.
  5. The fund has R-square of 0.96, Beta of 0.99 and Jensen's Alpha of 1.72% which exhibit average performance in the retirement fund category .


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KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
1M Return % 2.89
1.83
0.29 | 5.59 6 | 29 Very Good
3M Return % -5.75
-3.19
-7.60 | 1.36 24 | 29 Average
6M Return % 3.34
3.03
-2.50 | 6.36 14 | 29 Good
1Y Return % 23.98
16.74
6.09 | 29.67 5 | 27 Very Good
3Y Return % 18.98
12.31
3.97 | 22.14 3 | 25 Very Good
5Y Return % 16.45
12.60
4.08 | 23.44 5 | 18 Very Good
7Y Return % 11.07
10.32
7.06 | 16.22 5 | 10 Good
1Y SIP Return % -34.23
-36.11
-39.30 | -30.01 6 | 27 Very Good
3Y SIP Return % 19.11
10.41
-0.16 | 22.72 2 | 25 Very Good
5Y SIP Return % 21.04
12.97
2.45 | 26.40 3 | 18 Very Good
7Y SIP Return % 16.93
12.90
7.37 | 21.23 2 | 10 Very Good
Standard Deviation 13.56
7.85
1.23 | 13.56 25 | 25 Poor
Semi Deviation 9.65
5.50
0.98 | 9.65 25 | 25 Poor
Max Drawdown % -12.46
-6.98
-15.04 | -0.64 22 | 25 Poor
VaR 1 Y % -17.51
-8.90
-17.51 | -0.93 25 | 25 Poor
Average Drawdown % -6.32
-3.26
-7.29 | -0.64 23 | 25 Poor
Sharpe Ratio 0.78
0.39
-1.71 | 1.13 6 | 25 Very Good
Sterling Ratio 0.80
0.69
0.33 | 1.18 8 | 25 Good
Sortino Ratio 0.40
0.23
-0.47 | 0.61 6 | 25 Very Good
Jensen Alpha % 1.72
3.02
-0.57 | 6.85 5 | 6 Average
Treynor Ratio 0.11
0.11
0.07 | 0.16 3 | 6 Good
Modigliani Square Measure % 17.92
18.73
14.20 | 24.42 4 | 6 Good
Alpha % 1.49
0.97
-2.31 | 4.13 3 | 6 Good
Return data last Updated On : Dec. 20, 2024.
Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Nov. 29, 2024
KPIs: Key Performance Indicators

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KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
1M Return % 2.97 1.92 0.37 | 5.71 6 | 29
3M Return % -5.52 -2.90 -7.35 | 1.61 24 | 29
6M Return % 3.84 3.65 -1.95 | 7.05 15 | 29
1Y Return % 25.18 18.10 7.34 | 31.57 5 | 27
3Y Return % 20.16 13.64 5.25 | 23.89 3 | 25
5Y Return % 17.63 14.02 5.41 | 24.94 6 | 18
7Y Return % 12.18 11.59 8.34 | 17.71 5 | 10
1Y SIP Return % -33.51 -35.27 -38.52 | -28.86 7 | 27
3Y SIP Return % 20.34 11.78 1.14 | 24.56 3 | 25
5Y SIP Return % 22.29 14.39 3.78 | 28.25 3 | 18
7Y SIP Return % 18.07 14.19 8.60 | 22.69 3 | 10
Standard Deviation 13.56 7.85 1.23 | 13.56 25 | 25
Semi Deviation 9.65 5.50 0.98 | 9.65 25 | 25
Max Drawdown % -12.46 -6.98 -15.04 | -0.64 22 | 25
VaR 1 Y % -17.51 -8.90 -17.51 | -0.93 25 | 25
Average Drawdown % -6.32 -3.26 -7.29 | -0.64 23 | 25
Sharpe Ratio 0.78 0.39 -1.71 | 1.13 6 | 25
Sterling Ratio 0.80 0.69 0.33 | 1.18 8 | 25
Sortino Ratio 0.40 0.23 -0.47 | 0.61 6 | 25
Jensen Alpha % 1.72 3.02 -0.57 | 6.85 5 | 6
Treynor Ratio 0.11 0.11 0.07 | 0.16 3 | 6
Modigliani Square Measure % 17.92 18.73 14.20 | 24.42 4 | 6
Alpha % 1.49 0.97 -2.31 | 4.13 3 | 6
Return data last Updated On : Dec. 20, 2024.
Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Nov. 29, 2024
KPIs: Key Performance Indicators

Investment Period Regular Direct
Return % Current Value of ₹ 10000 Return % Current Value of ₹ 10000
1D -1.80 ₹ 9,820.00 -1.79 ₹ 9,821.00
1W -4.39 ₹ 9,561.00 -4.37 ₹ 9,563.00
1M 2.89 ₹ 10,289.00 2.97 ₹ 10,297.00
3M -5.75 ₹ 9,425.00 -5.52 ₹ 9,448.00
6M 3.34 ₹ 10,334.00 3.84 ₹ 10,384.00
1Y 23.98 ₹ 12,398.00 25.18 ₹ 12,518.00
3Y 18.98 ₹ 16,842.00 20.16 ₹ 17,351.00
5Y 16.45 ₹ 21,410.00 17.63 ₹ 22,524.00
7Y 11.07 ₹ 20,858.00 12.18 ₹ 22,354.00
10Y ₹ ₹
15Y ₹ ₹

Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.

Investment Period Invested Amount Regular Direct
XIRR % Current Value of Invested Amount XIRR % Current Value of Invested Amount
1Y ₹ 12000 -34.23 ₹ 9,634.60 -33.51 ₹ 9,687.65
3Y ₹ 36000 19.11 ₹ 47,693.23 20.34 ₹ 48,528.04
5Y ₹ 60000 21.04 ₹ 101,260.32 22.29 ₹ 104,369.40
7Y ₹ 84000 16.93 ₹ 153,641.29 18.07 ₹ 160,011.85
10Y ₹ 120000 ₹ ₹
15Y ₹ 180000 ₹ ₹


Date Nippon India Retirement Fund - Wealth Creation Scheme NAV Regular Growth Nippon India Retirement Fund - Wealth Creation Scheme NAV Direct Growth
20-12-2024 28.6718 32.1257
19-12-2024 29.1961 32.7123
18-12-2024 29.4562 33.0029
17-12-2024 29.7343 33.3136
16-12-2024 30.0506 33.6671
13-12-2024 29.9885 33.595
12-12-2024 29.7887 33.3702
11-12-2024 29.9202 33.5167
10-12-2024 29.849 33.4361
09-12-2024 29.8126 33.3945
06-12-2024 29.857 33.4402
05-12-2024 29.8244 33.4028
04-12-2024 29.5939 33.1438
03-12-2024 29.4908 33.0275
02-12-2024 29.2712 32.7807
29-11-2024 28.9992 32.4735
28-11-2024 28.7449 32.1879
27-11-2024 28.998 32.4706
26-11-2024 28.867 32.323
25-11-2024 28.8306 32.2814
22-11-2024 28.4545 31.8579
21-11-2024 27.8675 31.1998

Fund Launch Date: 22/Jan/2015
Fund Category: Retirement Fund
Investment Objective: The investment objective of the scheme is to provide capital appreciation and consistent income to the investors which will be in line with their retirement goals by investing in an equity oriented portfolio. The fund attempts to invest primarily in the large cap space with some allocations to good quality mid-cap companies. The fund endeavors to provide a superior wealth creation alternative for investors who are in the accumulation phase i.e seeking to create a retirement corpus during their pre-retirement phase.
Fund Description: An open ended retirement solution oriented scheme having a lock-in of 5 years or till retirement age (whichever is earlier)
Fund Benchmark: S&P BSE 500 Total Return Index
Source: Fund FactSheet

Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.