Nippon India Retirement Fund - Wealth Creation Scheme Overview
Category Retirement Fund
BMSMONEY Rank 6
BMSMONEY Rating
Gro. Opt. As On: 20-01-2025
NAV ₹27.63(R) +0.35% ₹30.99(D) +0.36%
Returns 1Y 3Y 5Y 7Y 10Y
LumpSum (R) 15.7% 15.01% 15.2% 9.87% -%
LumpSum (D) 16.81% 16.15% 16.38% 10.96% -%
SIP (R) -25.91% 17.28% 19.54% 15.91% -%
SIP (D) -25.1% 18.49% 20.78% 17.05% -%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
0.66 0.34 0.7 1.82% 0.09
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
13.76% -17.51% -13.64% 0.99 9.72%
Top Retirement Fund
Fund Name Rank Rating
Icici Prudential Retirement Fund - Pure Equity Plan 1
Icici Prudential Retirement Fund - Hybrid Aggressive Plan 2
Hdfc Retirement Savings Fund - Equity Plan 3
Tata Retirement Savings Fund-Moderate Plan 4
Tata Retirement Savings Fund-Progressive Plan 5
Nippon India Retirement Fund - Wealth Creation Scheme 6

NAV Date: 20-01-2025

Scheme Name NAV Rupee Change Percent Change
NIPPON INDIA RETIREMENT FUND - WEALTH CREATION SCHEME - IDCW Option 21.61
0.0800
0.3500%
NIPPON INDIA RETIREMENT FUND - WEALTH CREATION SCHEME - Direct Plan - IDCW Option 24.78
0.0900
0.3600%
Nippon India Retirement Fund- Wealth Creation Scheme- Growth Plan - Growth Option 27.63
0.1000
0.3500%
Nippon India Retirement Fund- Wealth Creation Scheme- Growth Plan- Bonus Option 27.63
0.1000
0.3500%
Nippon India Retirement Fund- Wealth Creation Scheme- Direct Plan- Growth Plan - Growth Option 30.99
0.1100
0.3600%
Nippon India Retirement Fund- Wealth Creation Scheme- Direct Plan-Growth Plan- Bonus Option 30.99
0.1100
0.3600%

Review Date: 20-01-2025

Nippon India Retirement Fund - Wealth Creation Scheme has exhibited good performance in the Retirement Fund category. The fund has rank of 6 out of 25 funds in the category. The fund has delivered return of 15.7% in 1 year, 15.01% in 3 years and 15.2% in 5 years. The category average for the same periods is 11.64%, 10.5% and 11.9% respectively, which shows very good return performance of fund in the category. The fund has exhibited standard deviation of 13.76, VaR of -17.51, Average Drawdown of -7.61, Semi Deviation of 9.72 and Max Drawdown of -13.64. The category average for the same parameters is 7.95, -8.96, -3.54, 5.55 and -7.43 respectively. The fund has high risk in the category.

Key Points:

  1. An investment of ₹10,000 in Nippon India Retirement Fund - Wealth Creation Scheme direct growth option would have grown to ₹11681.0 in 1 year, ₹15671.0 in 3 years and ₹21347.0 in 5 years as of today (20-01-2025).
  2. An SIP of ₹1,000 per month in Nippon India Retirement Fund - Wealth Creation Scheme direct growth option would have grown to ₹10294.0 in 1 year, ₹47290.0 in 3 years and ₹100651.0 in 5 years as of today (20-01-2025).
  3. standard deviation of 13.76 and based on VaR one can expect to lose more than -17.51% of current value of fund in one year.
  4. Sharpe ratio of the fund is 0.66 which shows very good performance of fund in the retirement fund category.
  5. The fund has R-square of 0.96, Beta of 0.99 and Jensen's Alpha of 1.82% which exhibit average performance in the retirement fund category .


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KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
1M Return % -3.62
-1.76
-4.04 | 0.49 27 | 29 Poor
3M Return % -5.94
-3.08
-7.03 | 1.36 26 | 29 Poor
6M Return % -4.26
-0.45
-6.14 | 3.38 27 | 29 Poor
1Y Return % 15.70
11.64
6.07 | 20.43 7 | 27 Very Good
3Y Return % 15.01
10.50
4.26 | 18.83 4 | 25 Very Good
5Y Return % 15.20
11.90
4.09 | 22.23 5 | 21 Very Good
7Y Return % 9.87
9.70
6.82 | 15.20 5 | 10 Good
1Y SIP Return % -25.91
-25.04
-29.58 | -20.78 19 | 27 Average
3Y SIP Return % 17.28
10.45
1.77 | 21.38 3 | 25 Very Good
5Y SIP Return % 19.54
12.31
3.12 | 25.07 3 | 21 Very Good
7Y SIP Return % 15.91
12.42
7.30 | 20.46 2 | 10 Very Good
Standard Deviation 13.76
7.95
1.17 | 13.76 25 | 25 Poor
Semi Deviation 9.72
5.55
0.94 | 9.72 25 | 25 Poor
Max Drawdown % -13.64
-7.43
-16.28 | -0.64 22 | 25 Poor
VaR 1 Y % -17.51
-8.96
-17.51 | -0.28 25 | 25 Poor
Average Drawdown % -7.61
-3.54
-7.99 | -0.53 24 | 25 Poor
Sharpe Ratio 0.66
0.32
-1.67 | 1.01 6 | 25 Very Good
Sterling Ratio 0.70
0.64
0.34 | 1.05 9 | 25 Good
Sortino Ratio 0.34
0.19
-0.46 | 0.54 6 | 25 Very Good
Jensen Alpha % 1.82
3.27
-0.01 | 6.89 5 | 6 Average
Treynor Ratio 0.09
0.10
0.06 | 0.14 3 | 6 Good
Modigliani Square Measure % 16.43
17.45
13.32 | 22.88 3 | 6 Good
Alpha % 1.72
1.43
-1.42 | 4.68 3 | 6 Good
Return data last Updated On : Jan. 20, 2025.
Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Dec. 31, 2024
KPIs: Key Performance Indicators

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KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
1M Return % -3.55 -1.66 -3.94 | 0.57 27 | 29
3M Return % -5.72 -2.79 -6.78 | 1.61 26 | 29
6M Return % -3.81 0.16 -5.62 | 3.90 27 | 29
1Y Return % 16.81 12.95 7.32 | 22.12 7 | 27
3Y Return % 16.15 11.81 5.54 | 20.51 4 | 25
5Y Return % 16.38 13.37 5.42 | 24.03 6 | 21
7Y Return % 10.96 10.97 8.14 | 16.66 5 | 10
1Y SIP Return % -25.10 -24.06 -28.68 | -19.54 19 | 27
3Y SIP Return % 18.49 11.80 3.06 | 23.18 5 | 25
5Y SIP Return % 20.78 13.77 4.44 | 26.89 3 | 21
7Y SIP Return % 17.05 13.71 8.53 | 21.91 3 | 10
Standard Deviation 13.76 7.95 1.17 | 13.76 25 | 25
Semi Deviation 9.72 5.55 0.94 | 9.72 25 | 25
Max Drawdown % -13.64 -7.43 -16.28 | -0.64 22 | 25
VaR 1 Y % -17.51 -8.96 -17.51 | -0.28 25 | 25
Average Drawdown % -7.61 -3.54 -7.99 | -0.53 24 | 25
Sharpe Ratio 0.66 0.32 -1.67 | 1.01 6 | 25
Sterling Ratio 0.70 0.64 0.34 | 1.05 9 | 25
Sortino Ratio 0.34 0.19 -0.46 | 0.54 6 | 25
Jensen Alpha % 1.82 3.27 -0.01 | 6.89 5 | 6
Treynor Ratio 0.09 0.10 0.06 | 0.14 3 | 6
Modigliani Square Measure % 16.43 17.45 13.32 | 22.88 3 | 6
Alpha % 1.72 1.43 -1.42 | 4.68 3 | 6
Return data last Updated On : Jan. 20, 2025.
Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Dec. 31, 2024
KPIs: Key Performance Indicators

Investment Period Regular Direct
Return % Current Value of ₹ 10000 Return % Current Value of ₹ 10000
1D 0.35 ₹ 10,035.00 0.36 ₹ 10,036.00
1W 2.08 ₹ 10,208.00 2.09 ₹ 10,209.00
1M -3.62 ₹ 9,638.00 -3.55 ₹ 9,645.00
3M -5.94 ₹ 9,406.00 -5.72 ₹ 9,428.00
6M -4.26 ₹ 9,574.00 -3.81 ₹ 9,619.00
1Y 15.70 ₹ 11,570.00 16.81 ₹ 11,681.00
3Y 15.01 ₹ 15,212.00 16.15 ₹ 15,671.00
5Y 15.20 ₹ 20,291.00 16.38 ₹ 21,347.00
7Y 9.87 ₹ 19,328.00 10.96 ₹ 20,712.00
10Y ₹ ₹
15Y ₹ ₹

Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.

Investment Period Invested Amount Regular Direct
XIRR % Current Value of Invested Amount XIRR % Current Value of Invested Amount
1Y ₹ 12000 -25.91 ₹ 10,236.30 -25.10 ₹ 10,294.25
3Y ₹ 36000 17.28 ₹ 46,487.59 18.49 ₹ 47,290.25
5Y ₹ 60000 19.54 ₹ 97,673.46 20.78 ₹ 100,651.26
7Y ₹ 84000 15.91 ₹ 148,209.68 17.05 ₹ 154,335.80
10Y ₹ 120000 ₹ ₹
15Y ₹ 180000 ₹ ₹


Date Nippon India Retirement Fund - Wealth Creation Scheme NAV Regular Growth Nippon India Retirement Fund - Wealth Creation Scheme NAV Direct Growth
20-01-2025 27.6329 30.9858
17-01-2025 27.5359 30.8747
16-01-2025 27.6108 30.9579
15-01-2025 27.4481 30.7747
14-01-2025 27.3045 30.6129
13-01-2025 27.071 30.3504
10-01-2025 27.7399 31.098
09-01-2025 28.0302 31.4226
08-01-2025 28.2956 31.7194
07-01-2025 28.5389 31.9913
06-01-2025 28.4051 31.8404
03-01-2025 28.9943 32.4985
02-01-2025 29.1799 32.7056
01-01-2025 28.766 32.2409
31-12-2024 28.6439 32.1033
30-12-2024 28.6009 32.0543
27-12-2024 28.7515 32.2207
26-12-2024 28.733 32.1992
24-12-2024 28.7303 32.1945
23-12-2024 28.7453 32.2105
20-12-2024 28.6718 32.1257

Fund Launch Date: 22/Jan/2015
Fund Category: Retirement Fund
Investment Objective: The investment objective of the scheme is to provide capital appreciation and consistent income to the investors which will be in line with their retirement goals by investing in an equity oriented portfolio. The fund attempts to invest primarily in the large cap space with some allocations to good quality mid-cap companies. The fund endeavors to provide a superior wealth creation alternative for investors who are in the accumulation phase i.e seeking to create a retirement corpus during their pre-retirement phase.
Fund Description: An open ended retirement solution oriented scheme having a lock-in of 5 years or till retirement age (whichever is earlier)
Fund Benchmark: S&P BSE 500 Total Return Index
Source: Fund FactSheet

Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.