Nippon India Retirement Fund - Wealth Creation Scheme Overview
Category Retirement Fund
BMSMONEY Rank 6
BMSMONEY Rating
Gro. Opt. As On: 19-11-2024
NAV ₹28.0(R) +0.45% ₹31.35(D) +0.45%
Returns 1Y 3Y 5Y 7Y 10Y
LumpSum (R) 29.96% 15.18% 16.06% 11.01% -%
LumpSum (D) 31.21% 16.33% 17.24% 12.11% -%
SIP (R) -1.6% 21.6% 21.49% 16.92% -%
SIP (D) -0.59% 22.8% 22.71% 18.05% -%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
0.63 0.32 0.66 1.08% 0.09
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
13.95% -17.51% -14.31% 0.99 9.91%
Top Retirement Fund
Fund Name Rank Rating
Icici Prudential Retirement Fund - Pure Equity Plan 1
Hdfc Retirement Savings Fund - Equity Plan 2
Icici Prudential Retirement Fund - Hybrid Aggressive Plan 3
Hdfc Retirement Savings Fund - Hybrid - Equity Plan 4
Tata Retirement Savings Fund-Moderate Plan 5
Nippon India Retirement Fund - Wealth Creation Scheme 6

NAV Date: 19-11-2024

Scheme Name NAV Rupee Change Percent Change
NIPPON INDIA RETIREMENT FUND - WEALTH CREATION SCHEME - IDCW Option 21.9
0.1000
0.4500%
NIPPON INDIA RETIREMENT FUND - WEALTH CREATION SCHEME - Direct Plan - IDCW Option 25.07
0.1100
0.4500%
Nippon India Retirement Fund- Wealth Creation Scheme- Growth Plan - Growth Option 28.0
0.1200
0.4500%
Nippon India Retirement Fund- Wealth Creation Scheme- Growth Plan- Bonus Option 28.0
0.1200
0.4500%
Nippon India Retirement Fund- Wealth Creation Scheme- Direct Plan- Growth Plan - Growth Option 31.35
0.1400
0.4500%
Nippon India Retirement Fund- Wealth Creation Scheme- Direct Plan-Growth Plan- Bonus Option 31.35
0.1400
0.4500%

Review Date: 19-11-2024

Nippon India Retirement Fund - Wealth Creation Scheme has exhibited good performance in the Retirement Fund category. The fund has rank of 6 out of 25 funds in the category. The fund has delivered return of 29.96% in 1 year, 15.18% in 3 years and 16.06% in 5 years. The category average for the same periods is 19.42%, 10.43% and 12.41% respectively, which shows very good return performance of fund in the category. The fund has exhibited standard deviation of 13.95, VaR of -17.51, Average Drawdown of -7.78, Semi Deviation of 9.91 and Max Drawdown of -14.31. The category average for the same parameters is 7.98, -8.94, -3.68, 5.59 and -7.54 respectively. The fund has high risk in the category.

Key Points:

  1. An investment of ₹10,000 in Nippon India Retirement Fund - Wealth Creation Scheme direct growth option would have grown to ₹13121.0 in 1 year, ₹15743.0 in 3 years and ₹22150.0 in 5 years as of today (19-11-2024).
  2. An SIP of ₹1,000 per month in Nippon India Retirement Fund - Wealth Creation Scheme direct growth option would have grown to ₹11961.0 in 1 year, ₹50221.0 in 3 years and ₹105475.0 in 5 years as of today (19-11-2024).
  3. standard deviation of 13.95 and based on VaR one can expect to lose more than -17.51% of current value of fund in one year.
  4. Sharpe ratio of the fund is 0.63 which shows good performance of fund in the retirement fund category.
  5. The fund has R-square of 0.97, Beta of 0.99 and Jensen's Alpha of 1.08% which exhibit average performance in the retirement fund category .


Not able to see in mobile!!! save the chart by clicking on camera icon.

KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
1M Return % -4.70
-2.82
-5.25 | 0.45 26 | 29 Poor
3M Return % -4.19
-1.30
-4.19 | 1.63 29 | 29 Poor
6M Return % 6.40
5.37
3.04 | 9.55 9 | 28 Good
1Y Return % 29.96
19.42
6.38 | 37.30 4 | 27 Very Good
3Y Return % 15.18
10.43
3.89 | 19.59 4 | 25 Very Good
5Y Return % 16.06
12.41
4.00 | 23.32 5 | 18 Very Good
7Y Return % 11.01
10.26
6.88 | 16.35 5 | 10 Good
1Y SIP Return % -1.60
-10.52
-24.66 | 2.46 7 | 27 Very Good
3Y SIP Return % 21.60
12.78
1.61 | 25.75 3 | 25 Very Good
5Y SIP Return % 21.49
12.66
0.88 | 27.23 3 | 18 Very Good
7Y SIP Return % 16.93
12.42
5.63 | 21.55 2 | 10 Very Good
Standard Deviation 13.95
7.98
1.23 | 13.95 25 | 25 Poor
Semi Deviation 9.91
5.59
0.99 | 9.91 25 | 25 Poor
Max Drawdown % -14.31
-7.54
-16.94 | -0.66 22 | 25 Poor
VaR 1 Y % -17.51
-8.94
-17.51 | -0.97 25 | 25 Poor
Average Drawdown % -7.78
-3.68
-10.93 | -0.65 23 | 25 Poor
Sharpe Ratio 0.63
0.34
-1.67 | 1.14 8 | 25 Good
Sterling Ratio 0.66
0.65
0.33 | 1.23 11 | 25 Good
Sortino Ratio 0.32
0.20
-0.46 | 0.62 8 | 25 Good
Jensen Alpha % 1.08
4.03
0.27 | 10.93 5 | 6 Average
Treynor Ratio 0.09
0.11
0.06 | 0.19 4 | 6 Good
Modigliani Square Measure % 16.03
18.30
13.67 | 23.76 4 | 6 Good
Alpha % 0.92
1.84
-1.55 | 7.96 3 | 6 Good
Return data last Updated On : Nov. 19, 2024.
Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Oct. 31, 2024
KPIs: Key Performance Indicators

Rotate the phone! Best viewed in landscape mode on mobile.
KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
1M Return % -4.63 -2.72 -5.15 | 0.53 26 | 29
3M Return % -3.96 -1.00 -3.96 | 1.89 29 | 29
6M Return % 6.91 5.99 3.81 | 10.29 9 | 28
1Y Return % 31.21 20.81 7.63 | 39.31 4 | 27
3Y Return % 16.33 11.75 5.17 | 21.28 4 | 25
5Y Return % 17.24 13.83 5.35 | 24.81 5 | 18
7Y Return % 12.11 11.53 8.12 | 17.85 5 | 10
1Y SIP Return % -0.59 -9.42 -23.75 | 3.85 7 | 27
3Y SIP Return % 22.80 14.13 2.89 | 27.54 4 | 25
5Y SIP Return % 22.71 14.05 2.16 | 29.04 3 | 18
7Y SIP Return % 18.05 13.69 6.83 | 23.00 2 | 10
Standard Deviation 13.95 7.98 1.23 | 13.95 25 | 25
Semi Deviation 9.91 5.59 0.99 | 9.91 25 | 25
Max Drawdown % -14.31 -7.54 -16.94 | -0.66 22 | 25
VaR 1 Y % -17.51 -8.94 -17.51 | -0.97 25 | 25
Average Drawdown % -7.78 -3.68 -10.93 | -0.65 23 | 25
Sharpe Ratio 0.63 0.34 -1.67 | 1.14 8 | 25
Sterling Ratio 0.66 0.65 0.33 | 1.23 11 | 25
Sortino Ratio 0.32 0.20 -0.46 | 0.62 8 | 25
Jensen Alpha % 1.08 4.03 0.27 | 10.93 5 | 6
Treynor Ratio 0.09 0.11 0.06 | 0.19 4 | 6
Modigliani Square Measure % 16.03 18.30 13.67 | 23.76 4 | 6
Alpha % 0.92 1.84 -1.55 | 7.96 3 | 6
Return data last Updated On : Nov. 19, 2024.
Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Oct. 31, 2024
KPIs: Key Performance Indicators

Investment Period Regular Direct
Return % Current Value of ₹ 10000 Return % Current Value of ₹ 10000
1D 0.45 ₹ 10,045.00 0.45 ₹ 10,045.00
1W -1.12 ₹ 9,888.00 -1.10 ₹ 9,890.00
1M -4.70 ₹ 9,530.00 -4.63 ₹ 9,537.00
3M -4.19 ₹ 9,581.00 -3.96 ₹ 9,604.00
6M 6.40 ₹ 10,640.00 6.91 ₹ 10,691.00
1Y 29.96 ₹ 12,996.00 31.21 ₹ 13,121.00
3Y 15.18 ₹ 15,281.00 16.33 ₹ 15,743.00
5Y 16.06 ₹ 21,055.00 17.24 ₹ 22,150.00
7Y 11.01 ₹ 20,768.00 12.11 ₹ 22,256.00
10Y ₹ ₹
15Y ₹ ₹

Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.

Investment Period Invested Amount Regular Direct
XIRR % Current Value of Invested Amount XIRR % Current Value of Invested Amount
1Y ₹ 12000 -1.60 ₹ 11,895.22 -0.59 ₹ 11,961.18
3Y ₹ 36000 21.60 ₹ 49,387.14 22.80 ₹ 50,221.40
5Y ₹ 60000 21.49 ₹ 102,393.48 22.71 ₹ 105,474.84
7Y ₹ 84000 16.93 ₹ 153,647.93 18.05 ₹ 159,916.34
10Y ₹ 120000 ₹ ₹
15Y ₹ 180000 ₹ ₹


Date Nippon India Retirement Fund - Wealth Creation Scheme NAV Regular Growth Nippon India Retirement Fund - Wealth Creation Scheme NAV Direct Growth
19-11-2024 27.9988 31.3452
18-11-2024 27.8747 31.2055
14-11-2024 27.9314 31.2657
13-11-2024 27.7899 31.1065
12-11-2024 28.3147 31.6932
11-11-2024 28.6846 32.1064
08-11-2024 28.6527 32.0682
07-11-2024 28.828 32.2636
06-11-2024 29.1458 32.6184
05-11-2024 28.6237 32.0332
04-11-2024 28.4136 31.7973
31-10-2024 28.5614 31.9594
30-10-2024 28.6392 32.0457
29-10-2024 28.772 32.1934
28-10-2024 28.4772 31.8627
25-10-2024 28.3468 31.7144
24-10-2024 28.7125 32.1227
23-10-2024 28.7905 32.2091
22-10-2024 28.8097 32.2297
21-10-2024 29.3789 32.8656

Fund Launch Date: 22/Jan/2015
Fund Category: Retirement Fund
Investment Objective: The investment objective of the scheme is to provide capital appreciation and consistent income to the investors which will be in line with their retirement goals by investing in an equity oriented portfolio. The fund attempts to invest primarily in the large cap space with some allocations to good quality mid-cap companies. The fund endeavors to provide a superior wealth creation alternative for investors who are in the accumulation phase i.e seeking to create a retirement corpus during their pre-retirement phase.
Fund Description: An open ended retirement solution oriented scheme having a lock-in of 5 years or till retirement age (whichever is earlier)
Fund Benchmark: S&P BSE 500 Total Return Index
Source: Fund FactSheet

Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.