Nippon India Gold Savings Fund

Review Date: 07-03-2025

A review of the different performance parameters of the fund is as follows:

1. Returns: It signifies the growth in the investment's value over a specific period, presented either as a percentage or a monetary figure. Our analysis focused on six return parameters of this fund. The return parameters have been categorized into three performance groups: the top 25%, those below the top 25% but above average, and those below average. Now, let's take a look at how each parameter has performed.
   1. Top 25%: Two return parameters of the Nippon India Gold Savings Fund are in the top 25% in the category, as listed below:
      
      • 3M Return %
      • 6M Return %
   2. Above Average Below the Top 25%: Three return parameters of the Nippon India Gold Savings Fund are above average but below the top 25% in the category, as listed below:
      
      • 1M Return %
      • 1Y Return %
      • 3Y Return %
   3. Below Average: Nippon India Gold Savings Fund has one return parameter that is below average in the category, which is listed below:
      
      • 5Y Return %
2. Risk: The threat of not realizing projected profits or even facing financial loss due to different issues is known as risk. For Nippon India Gold Savings Fund, we have analyzed two risk parameters and divided them into three groups the lowest 25%, below average but above the lowest 25%, and above average, which are described below.
   1. Lowest 25%: Nippon India Gold Savings Fund does not have any risk parameters in the lowest 25% of the category. It means high risk compared to other funds in the category.
   2. Below Average but Above the Lowest 25%: Nippon India Gold Savings Fund does not have any risk parameters in the below average but above the lowest 25% of the category.
   3. Above Average: Nippon India Gold Savings Fund has two parameters that are above average which are listed below:
      • Standard Deviation: It is a measure of the dispersion of a set of data from its mean. It is calculated as the square root of variance by determining the variation between each data point relative to the mean. The higher the standard deviation, the greater the risk. The standard deviation of the fund is 11.55 %.
      • Semi-Deviation: It is a measure of the dispersion of a set of data from its mean. It is calculated as the square root of variance by determining the variation between each data point relative to the mean. The higher the semi-deviation, the greater the risk. The semi-deviation of the fund is 7.3 %.
3. Risk Adjusted Performance Parameters: In mutual funds, risk-adjusted performance parameters are evaluation tools that gauge the returns of an investment against the risk taken. They assist investors in comparing various investments, factoring in both risk and returns. We have evaluated four risk-adjusted performance parameters of the fund.
   1. Top 25% Risk Adjusted Performance Parameters: Nippon India Gold Savings Fund has two risk-adjusted performance parameters of the fund that are in the top 25% of the category.
      • Sterling Ratio: Nippon India Gold Savings Fund has a Sterling Ratio of 1.16 compared to the category average of 0.68.
      • Sortino Ratio: Nippon India Gold Savings Fund has a Sortino Ratio of 0.49 compared to the category average of 0.26.
   2. Above Average Below Top 25% Risk Adjusted Performance Parameters: Nippon India Gold Savings Fund has one risk-adjusted performance parameter of the fund that is in the this group of the category.
      • Sharpe Ratio: Nippon India Gold Savings Fund has a Sharpe Ratio of 0.8 compared to the category average of 0.47.
   3. Below Average Risk Adjusted Performance Parameters: Nippon India Gold Savings Fund has one risk-adjusted performance parameter of the fund that is below average in the category.
      • Treynor Ratio: Nippon India Gold Savings Fund has a Treynor Ratio of -0.58 compared to the category average of -0.04.

Date	Nippon India Gold Savings Fund NAV Regular Growth	Nippon India Gold Savings Fund NAV Direct Growth
07-03-2025	33.3837	34.8747
06-03-2025	33.2361	34.7203
05-03-2025	33.4119	34.9037
04-03-2025	33.4813	34.976
03-03-2025	32.9921	34.4648
28-02-2025	32.8725	34.3393
27-02-2025	33.2331	34.7158
25-02-2025	33.6356	35.1358
24-02-2025	33.5666	35.0635
21-02-2025	33.3272	34.8128
20-02-2025	33.5169	35.0108
19-02-2025	33.6281	35.1268
18-02-2025	33.2821	34.765
17-02-2025	33.1299	34.6059
14-02-2025	33.3939	34.8811
13-02-2025	33.2325	34.7123
12-02-2025	33.0479	34.5193
11-02-2025	33.2839	34.7655
10-02-2025	33.5335	35.026
07-02-2025	33.0833	34.5552