Nippon India Banking & Psu Debt Fund Overview
Category Banking and PSU Fund
BMSMONEY Rank 9
BMSMONEY Rating
Gro. Opt. As On: 20-12-2024
NAV ₹19.8(R) -0.02% ₹20.51(D) -0.02%
Returns 1Y 3Y 5Y 7Y 10Y
LumpSum (R) 7.8% 5.83% 6.46% 7.0% -%
LumpSum (D) 8.23% 6.29% 6.94% 7.46% -%
SIP (R) -37.77% 1.56% 4.39% 5.82% -%
SIP (D) -37.5% 2.01% 4.86% 6.29% -%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
-0.83 -0.27 0.54 -% -
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
1.17% -0.18% -0.78% - 0.89%
Top Banking and PSU Fund
Fund Name Rank Rating
UTI Banking & PSU Fund 1
Dsp Banking & Psu Debt Fund 2
ICICI Prudential Banking & PSU Debt Fund 3
Kotak Banking And Psu Debt Fund 4

NAV Date: 20-12-2024

Scheme Name NAV Rupee Change Percent Change
NIPPON INDIA BANKING & PSU DEBT FUND - WEEKLY IDCW Option 10.3
0.0000
-0.0200%
NIPPON INDIA BANKING & PSU DEBT FUND - Direct Plan - WEEKLY IDCW Option 10.3
0.0000
-0.0200%
NIPPON INDIA BANKING & PSU DEBT FUND - MONTHLY IDCW Option 10.64
-0.0600
-0.5300%
NIPPON INDIA BANKING & PSU DEBT FUND - Direct Plan - MONTHLY IDCW Option 10.7
-0.0600
-0.5600%
NIPPON INDIA BANKING & PSU DEBT FUND - QUARTERLY IDCW Option 10.72
-0.1600
-1.4500%
NIPPON INDIA BANKING & PSU DEBT FUND - Direct Plan - QUARTERLY IDCW Option 10.78
-0.1700
-1.5300%
Nippon India Banking & PSU Debt Fund- Growth Plan- Growth Option 19.8
0.0000
-0.0200%
NIPPON INDIA BANKING & PSU DEBT FUND - IDCW Option 19.8
0.0000
-0.0200%
Nippon India Banking & PSU Debt Fund- Direct Plan-Growth Plan- Growth Option 20.51
0.0000
-0.0200%
Nippon India Banking & PSU Debt Fund- Direct Plan-Growth Plan- Bonus Option 20.51
0.0000
-0.0200%
NIPPON INDIA BANKING & PSU DEBT FUND - Direct Plan - IDCW Option 20.51
0.0000
-0.0200%

Review Date: 20-12-2024

Nippon India Banking & Psu Debt Fund has shown average performance in the Banking and PSU Debt Fund category. The fund has rank of 9 out of 19 funds in the category. The fund has delivered return of 7.8% in 1 year, 5.83% in 3 years and 6.46% in 5 years. The category average for the same periods is 7.77%, 5.87% and 6.3% respectively, which shows good return performance of fund in the category. The fund has exhibited standard deviation of 1.17, VaR of -0.18, Average Drawdown of -0.4, Semi Deviation of 0.89 and Max Drawdown of -0.78. The category average for the same parameters is 1.3, -0.46, -0.65, 0.94 and -0.87 respectively. The fund has average risk in the category.

Key Points:

  1. An investment of ₹10,000 in Nippon India Banking & Psu Debt Fund direct growth option would have grown to ₹10823.0 in 1 year, ₹12008.0 in 3 years and ₹13985.0 in 5 years as of today (20-12-2024).
  2. An SIP of ₹1,000 per month in Nippon India Banking & Psu Debt Fund direct growth option would have grown to ₹9390.0 in 1 year, ₹37130.0 in 3 years and ₹67865.0 in 5 years as of today (20-12-2024).
  3. standard deviation of 1.17 and based on VaR one can expect to lose more than -0.18% of current value of fund in one year.
  4. Sharpe ratio of the fund is -0.83 which shows good performance of fund in the banking and psu debt fund category.


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KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
1M Return % 0.49
0.48
0.38 | 0.65 11 | 22 Good
3M Return % 1.44
1.53
1.39 | 1.85 18 | 22 Average
6M Return % 3.89
3.88
3.54 | 4.18 11 | 22 Good
1Y Return % 7.80
7.77
7.19 | 8.61 10 | 22 Good
3Y Return % 5.83
5.87
4.96 | 8.13 11 | 19 Average
5Y Return % 6.46
6.30
5.59 | 7.21 6 | 15 Good
7Y Return % 7.00
6.79
5.91 | 7.54 5 | 15 Good
1Y SIP Return % -37.77
-37.77
-38.10 | -37.38 11 | 22 Good
3Y SIP Return % 1.56
1.55
1.17 | 2.14 9 | 19 Good
5Y SIP Return % 4.39
4.40
3.88 | 5.48 8 | 15 Good
7Y SIP Return % 5.82
5.69
5.10 | 6.20 7 | 15 Good
Standard Deviation 1.17
1.30
0.75 | 3.22 12 | 19 Average
Semi Deviation 0.89
0.94
0.53 | 1.69 10 | 19 Good
Max Drawdown % -0.78
-0.87
-2.46 | 0.00 12 | 19 Average
VaR 1 Y % -0.18
-0.46
-2.69 | 0.00 11 | 19 Average
Average Drawdown % -0.40
-0.65
-1.85 | 0.00 6 | 19 Good
Sharpe Ratio -0.83
-0.84
-1.15 | 0.37 8 | 19 Good
Sterling Ratio 0.54
0.54
0.39 | 0.77 11 | 19 Average
Sortino Ratio -0.27
-0.25
-0.37 | 0.35 8 | 19 Good
Return data last Updated On : Dec. 20, 2024.
Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Nov. 29, 2024
KPIs: Key Performance Indicators

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KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
1M Return % 0.52 0.51 0.40 | 0.68 10 | 21
3M Return % 1.54 1.62 1.48 | 1.94 18 | 21
6M Return % 4.09 4.07 3.74 | 4.34 11 | 21
1Y Return % 8.23 8.18 7.60 | 8.89 10 | 21
3Y Return % 6.29 6.30 5.34 | 8.42 8 | 18
5Y Return % 6.94 6.74 6.01 | 7.43 5 | 14
7Y Return % 7.46 7.22 6.09 | 7.87 4 | 14
1Y SIP Return % -37.50 -37.52 -37.84 | -37.21 11 | 21
3Y SIP Return % 2.01 1.97 1.65 | 2.45 8 | 18
5Y SIP Return % 4.86 4.82 4.27 | 5.75 7 | 14
7Y SIP Return % 6.29 6.12 5.52 | 6.56 4 | 14
Standard Deviation 1.17 1.30 0.75 | 3.22 12 | 19
Semi Deviation 0.89 0.94 0.53 | 1.69 10 | 19
Max Drawdown % -0.78 -0.87 -2.46 | 0.00 12 | 19
VaR 1 Y % -0.18 -0.46 -2.69 | 0.00 11 | 19
Average Drawdown % -0.40 -0.65 -1.85 | 0.00 6 | 19
Sharpe Ratio -0.83 -0.84 -1.15 | 0.37 8 | 19
Sterling Ratio 0.54 0.54 0.39 | 0.77 11 | 19
Sortino Ratio -0.27 -0.25 -0.37 | 0.35 8 | 19
Return data last Updated On : Dec. 20, 2024.
Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Nov. 29, 2024
KPIs: Key Performance Indicators

Investment Period Regular Direct
Return % Current Value of ₹ 10000 Return % Current Value of ₹ 10000
1D -0.02 ₹ 9,998.00 -0.02 ₹ 9,998.00
1W -0.06 ₹ 9,994.00 -0.05 ₹ 9,995.00
1M 0.49 ₹ 10,049.00 0.52 ₹ 10,052.00
3M 1.44 ₹ 10,144.00 1.54 ₹ 10,154.00
6M 3.89 ₹ 10,389.00 4.09 ₹ 10,409.00
1Y 7.80 ₹ 10,780.00 8.23 ₹ 10,823.00
3Y 5.83 ₹ 11,854.00 6.29 ₹ 12,008.00
5Y 6.46 ₹ 13,674.00 6.94 ₹ 13,985.00
7Y 7.00 ₹ 16,059.00 7.46 ₹ 16,545.00
10Y ₹ ₹
15Y ₹ ₹

Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.

Investment Period Invested Amount Regular Direct
XIRR % Current Value of Invested Amount XIRR % Current Value of Invested Amount
1Y ₹ 12000 -37.77 ₹ 9,369.67 -37.50 ₹ 9,389.89
3Y ₹ 36000 1.56 ₹ 36,873.97 2.01 ₹ 37,129.72
5Y ₹ 60000 4.39 ₹ 67,064.04 4.86 ₹ 67,864.62
7Y ₹ 84000 5.82 ₹ 103,303.96 6.29 ₹ 105,086.18
10Y ₹ 120000 ₹ ₹
15Y ₹ 180000 ₹ ₹


Date Nippon India Banking & Psu Debt Fund NAV Regular Growth Nippon India Banking & Psu Debt Fund NAV Direct Growth
20-12-2024 19.802 20.508
19-12-2024 19.8062 20.5122
18-12-2024 19.8225 20.5288
17-12-2024 19.8158 20.5217
16-12-2024 19.8196 20.5254
13-12-2024 19.813 20.518
12-12-2024 19.8084 20.513
11-12-2024 19.8139 20.5185
10-12-2024 19.8139 20.5182
09-12-2024 19.803 20.5068
06-12-2024 19.7856 20.4881
05-12-2024 19.8108 20.514
04-12-2024 19.803 20.5057
03-12-2024 19.7873 20.4892
02-12-2024 19.7794 20.4808
29-11-2024 19.7479 20.4475
28-11-2024 19.7233 20.4219
27-11-2024 19.716 20.4141
26-11-2024 19.7145 20.4123
25-11-2024 19.709 20.4064
22-11-2024 19.6949 20.3912
21-11-2024 19.7047 20.4011

Fund Launch Date: 05/May/2015
Fund Category: Banking and PSU Fund
Investment Objective: Portfolio Duration will be maintained between 1.5 - 3.5 years. The fund will tactically use up to 10 years G-Secs/ SDLs/ AAA Bonds to generate alpha. Strategy is to capture opportunity on the desired part of yield curve depending on the interest rate expectations going forward.
Fund Description: An open ended debt scheme predominantly investing in Debt instruments of banks, Public Sector Undertakings, Public Financial Institutions and Municipal Bonds
Fund Benchmark: NIFTY Banking & PSU Debt Index
Source: Fund FactSheet

Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.