Nippon India Banking & Psu Debt Fund Overview
Category Banking and PSU Fund
BMSMONEY Rank 9
BMSMONEY Rating
Gro. Opt. As On: 19-11-2024
NAV ₹19.7(R) +0.05% ₹20.4(D) +0.05%
Returns 1Y 3Y 5Y 7Y 10Y
LumpSum (R) 7.91% 5.76% 6.37% 6.89% -%
LumpSum (D) 8.34% 6.22% 6.85% 7.34% -%
SIP (R) -23.37% 3.34% 2.77% 4.21% -%
SIP (D) -23.06% 3.78% 3.22% 4.68% -%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
-0.85 -0.27 0.53 -% -
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
1.17% -0.18% -0.78% - 0.89%
Top Banking and PSU Fund
Fund Name Rank Rating
UTI Banking & PSU Fund 1
Dsp Banking & Psu Debt Fund 2
ICICI Prudential Banking & PSU Debt Fund 3
Kotak Banking And Psu Debt Fund 4

NAV Date: 19-11-2024

Scheme Name NAV Rupee Change Percent Change
NIPPON INDIA BANKING & PSU DEBT FUND - WEEKLY IDCW Option 10.31
-0.0100
-0.0700%
NIPPON INDIA BANKING & PSU DEBT FUND - Direct Plan - WEEKLY IDCW Option 10.31
-0.0100
-0.0700%
NIPPON INDIA BANKING & PSU DEBT FUND - MONTHLY IDCW Option 10.69
0.0100
0.0500%
NIPPON INDIA BANKING & PSU DEBT FUND - Direct Plan - MONTHLY IDCW Option 10.76
0.0100
0.0500%
NIPPON INDIA BANKING & PSU DEBT FUND - QUARTERLY IDCW Option 10.82
0.0100
0.0500%
NIPPON INDIA BANKING & PSU DEBT FUND - Direct Plan - QUARTERLY IDCW Option 10.88
0.0100
0.0500%
Nippon India Banking & PSU Debt Fund- Growth Plan- Growth Option 19.7
0.0100
0.0500%
NIPPON INDIA BANKING & PSU DEBT FUND - IDCW Option 19.7
0.0100
0.0500%
Nippon India Banking & PSU Debt Fund- Direct Plan-Growth Plan- Growth Option 20.4
0.0100
0.0500%
Nippon India Banking & PSU Debt Fund- Direct Plan-Growth Plan- Bonus Option 20.4
0.0100
0.0500%
NIPPON INDIA BANKING & PSU DEBT FUND - Direct Plan - IDCW Option 20.4
0.0100
0.0500%

Review Date: 19-11-2024

Nippon India Banking & Psu Debt Fund has shown average performance in the Banking and PSU Debt Fund category. The fund has rank of 9 out of 19 funds in the category. The fund has delivered return of 7.91% in 1 year, 5.76% in 3 years and 6.37% in 5 years. The category average for the same periods is 7.88%, 5.81% and 6.26% respectively, which shows good return performance of fund in the category. The fund has exhibited standard deviation of 1.17, VaR of -0.18, Average Drawdown of -0.4, Semi Deviation of 0.89 and Max Drawdown of -0.78. The category average for the same parameters is 1.3, -0.46, -0.65, 0.94 and -0.87 respectively. The fund has average risk in the category.

Key Points:

  1. An investment of ₹10,000 in Nippon India Banking & Psu Debt Fund direct growth option would have grown to ₹10834.0 in 1 year, ₹11985.0 in 3 years and ₹13930.0 in 5 years as of today (19-11-2024).
  2. An SIP of ₹1,000 per month in Nippon India Banking & Psu Debt Fund direct growth option would have grown to ₹10436.0 in 1 year, ₹38145.0 in 3 years and ₹65109.0 in 5 years as of today (19-11-2024).
  3. standard deviation of 1.17 and based on VaR one can expect to lose more than -0.18% of current value of fund in one year.
  4. Sharpe ratio of the fund is -0.85 which shows good performance of fund in the banking and psu debt fund category.


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KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
1M Return % 0.47
0.46
0.29 | 0.62 12 | 22 Good
3M Return % 1.89
1.93
1.73 | 2.19 13 | 22 Average
6M Return % 3.99
3.98
3.63 | 4.38 11 | 22 Good
1Y Return % 7.91
7.88
7.34 | 8.75 11 | 22 Good
3Y Return % 5.76
5.81
4.93 | 8.05 11 | 19 Average
5Y Return % 6.37
6.26
5.55 | 7.18 7 | 15 Good
7Y Return % 6.89
6.72
5.84 | 7.48 6 | 15 Good
1Y SIP Return % -23.37
-23.36
-23.79 | -22.79 11 | 22 Good
3Y SIP Return % 3.34
3.34
2.97 | 4.07 9 | 19 Good
5Y SIP Return % 2.77
2.78
2.27 | 3.83 8 | 15 Good
7Y SIP Return % 4.21
4.09
3.53 | 4.64 7 | 15 Good
Standard Deviation 1.17
1.30
0.76 | 3.22 12 | 19 Average
Semi Deviation 0.89
0.94
0.53 | 1.70 10 | 19 Good
Max Drawdown % -0.78
-0.87
-2.46 | 0.00 12 | 19 Average
VaR 1 Y % -0.18
-0.46
-2.69 | 0.00 11 | 19 Average
Average Drawdown % -0.40
-0.65
-1.85 | 0.00 6 | 19 Good
Sharpe Ratio -0.85
-0.84
-1.18 | 0.35 8 | 19 Good
Sterling Ratio 0.53
0.54
0.40 | 0.76 12 | 19 Average
Sortino Ratio -0.27
-0.25
-0.38 | 0.34 10 | 19 Good
Return data last Updated On : Nov. 19, 2024.
Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Oct. 31, 2024
KPIs: Key Performance Indicators

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KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
1M Return % 0.50 0.49 0.31 | 0.64 11 | 21
3M Return % 1.99 2.03 1.88 | 2.27 12 | 21
6M Return % 4.20 4.17 3.82 | 4.51 10 | 21
1Y Return % 8.34 8.28 7.75 | 9.01 9 | 21
3Y Return % 6.22 6.23 5.32 | 8.35 8 | 18
5Y Return % 6.85 6.70 5.97 | 7.39 5 | 14
7Y Return % 7.34 7.14 6.02 | 7.81 4 | 14
1Y SIP Return % -23.06 -23.07 -23.50 | -22.60 10 | 21
3Y SIP Return % 3.78 3.76 3.41 | 4.39 8 | 18
5Y SIP Return % 3.22 3.19 2.65 | 4.10 7 | 14
7Y SIP Return % 4.68 4.51 3.93 | 4.98 4 | 14
Standard Deviation 1.17 1.30 0.76 | 3.22 12 | 19
Semi Deviation 0.89 0.94 0.53 | 1.70 10 | 19
Max Drawdown % -0.78 -0.87 -2.46 | 0.00 12 | 19
VaR 1 Y % -0.18 -0.46 -2.69 | 0.00 11 | 19
Average Drawdown % -0.40 -0.65 -1.85 | 0.00 6 | 19
Sharpe Ratio -0.85 -0.84 -1.18 | 0.35 8 | 19
Sterling Ratio 0.53 0.54 0.40 | 0.76 12 | 19
Sortino Ratio -0.27 -0.25 -0.38 | 0.34 10 | 19
Return data last Updated On : Nov. 19, 2024.
Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Oct. 31, 2024
KPIs: Key Performance Indicators

Investment Period Regular Direct
Return % Current Value of ₹ 10000 Return % Current Value of ₹ 10000
1D 0.05 ₹ 10,005.00 0.05 ₹ 10,005.00
1W 0.08 ₹ 10,008.00 0.08 ₹ 10,008.00
1M 0.47 ₹ 10,047.00 0.50 ₹ 10,050.00
3M 1.89 ₹ 10,189.00 1.99 ₹ 10,199.00
6M 3.99 ₹ 10,399.00 4.20 ₹ 10,420.00
1Y 7.91 ₹ 10,791.00 8.34 ₹ 10,834.00
3Y 5.76 ₹ 11,831.00 6.22 ₹ 11,985.00
5Y 6.37 ₹ 13,620.00 6.85 ₹ 13,930.00
7Y 6.89 ₹ 15,940.00 7.34 ₹ 16,419.00
10Y ₹ ₹
15Y ₹ ₹

Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.

Investment Period Invested Amount Regular Direct
XIRR % Current Value of Invested Amount XIRR % Current Value of Invested Amount
1Y ₹ 12000 -23.37 ₹ 10,414.49 -23.06 ₹ 10,436.45
3Y ₹ 36000 3.34 ₹ 37,886.04 3.78 ₹ 38,144.84
5Y ₹ 60000 2.77 ₹ 64,366.26 3.22 ₹ 65,108.64
7Y ₹ 84000 4.21 ₹ 97,572.55 4.68 ₹ 99,211.48
10Y ₹ 120000 ₹ ₹
15Y ₹ 180000 ₹ ₹


Date Nippon India Banking & Psu Debt Fund NAV Regular Growth Nippon India Banking & Psu Debt Fund NAV Direct Growth
19-11-2024 19.7023 20.3982
18-11-2024 19.6924 20.3878
14-11-2024 19.6773 20.3712
13-11-2024 19.6835 20.3775
12-11-2024 19.6873 20.3812
11-11-2024 19.6895 20.3832
08-11-2024 19.6772 20.3699
07-11-2024 19.6638 20.3558
06-11-2024 19.6606 20.3523
05-11-2024 19.6595 20.3509
04-11-2024 19.654 20.345
31-10-2024 19.6449 20.3347
30-10-2024 19.6449 20.3345
29-10-2024 19.6311 20.32
28-10-2024 19.6223 20.3107
25-10-2024 19.6261 20.314
24-10-2024 19.6227 20.3103
23-10-2024 19.6142 20.3013
22-10-2024 19.6058 20.2924
21-10-2024 19.6097 20.2962

Fund Launch Date: 05/May/2015
Fund Category: Banking and PSU Fund
Investment Objective: Portfolio Duration will be maintained between 1.5 - 3.5 years. The fund will tactically use up to 10 years G-Secs/ SDLs/ AAA Bonds to generate alpha. Strategy is to capture opportunity on the desired part of yield curve depending on the interest rate expectations going forward.
Fund Description: An open ended debt scheme predominantly investing in Debt instruments of banks, Public Sector Undertakings, Public Financial Institutions and Municipal Bonds
Fund Benchmark: NIFTY Banking & PSU Debt Index
Source: Fund FactSheet

Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.