Navi Elss Tax Saver Fund Overview
Category ELSS (Tax Saving) Fund
BMSMONEY Rank 32
Rating
Growth Option 11-04-2025
NAV ₹26.26(R) +1.6% ₹30.97(D) +1.61%
Returns 1Y 3Y 5Y 7Y 10Y
Lumpsum Regular -0.42% 8.52% 19.05% 9.72% -%
Direct 1.48% 10.61% 21.34% 11.75% -%
Nifty 500 TRI 0.18% 11.74% 24.27% 13.48% 12.27%
SIP (XIRR) Regular -26.14% 6.36% 10.65% 10.81% -%
Direct -24.79% 8.53% 12.9% 12.97% -%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
0.2 0.12 0.35 -3.16% 0.03
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
14.16% -18.75% -18.1% 0.93 9.9%
Top ELSS (Tax Saving) Fund
Fund Name Rank Rating
Hdfc Taxsaver 1
Sbi Long Term Equity Fund 2
Parag Parikh ELSS Tax Saver Fund 3
DSP ELSS Tax Saver Fund 4
Quantum ELSS Tax Saver Fund 5
Taurus ELSS tax saver fund 6
Franklin India ELSS Tax Saver Fund 7
Motilal Oswal ELSS Tax Saver Fund 8

NAV Date: 11-04-2025

Scheme Name NAV Rupee Change Percent Change
Navi ELSS Tax Saver Fund - Regular Plan IDCW Payout 26.26
0.4100
1.6000%
Navi ELSS Tax Saver Fund- Regular Plan- Growth Option 26.26
0.4100
1.6000%
Navi ELSS Tax Saver Fund - Direct Plan IDCW Payout 30.59
0.4900
1.6100%
Navi ELSS Tax Saver Fund- Direct Plan- Growth Option 30.97
0.4900
1.6100%

Review Date: 11-04-2025

Beginning of Analysis

Navi ELSS Tax Saver Fund is the 32nd ranked fund in the ELSS (Tax Saving) Fund category. The category has total 35 funds. The 1 star rating shows a very poor past performance of the Navi ELSS Tax Saver Fund in ELSS (Tax Saving) Fund. The fund has a Jensen Alpha of -3.16% which is lower than the category average of 0.91%, showing poor performance. The fund has a Sharpe Ratio of 0.2 which is lower than the category average of 0.47.
The past performance of the fund may or may not be sustained in the future. The review is not investment advice nor is it a recommendation to buy or sell funds. The ranking is based on proprietary methodology developed by bmsmoney. The methodology is based on the past performance of the funds and does not guarantee future performance.
ELSS (Tax Saving) Mutual Funds are ideal for taxpayers seeking to save taxes under Section 80C while aiming for long-term wealth creation through equity investments. These funds offer a tax deduction of up to ₹1.5 lakh per financial year and have the shortest lock-in period of 3 years among all Section 80C options. However, being equity-oriented, they are subject to market risks and do not offer guaranteed returns. Investors should have a long-term investment horizon and a moderate to high risk tolerance to invest in ELSS funds. Additionally, the tax implications of long-term capital gains should be considered.

Navi ELSS Tax Saver Fund Return Analysis

  • The fund has given a return of 2.31%, -4.05 and -11.23 in last one, three and six months respectively. In the same period the category average return was 2.1%, -3.64% and -12.17% respectively.
  • Navi ELSS Tax Saver Fund has given a return of 1.48% in last one year. In the same period the Nifty 500 TRI return was 0.18%. The fund has given 1.3% more return than the benchmark return.
  • The fund has given a return of 10.61% in last three years and rank 30th out of 35 funds in the category. In the same period the Nifty 500 TRI return was 11.74%. The fund has given 1.13% less return than the benchmark return.
  • Navi ELSS Tax Saver Fund has given a return of 21.34% in last five years and category average returns is 24.64% in same period. The fund ranked 29th out of 33 funds in the category. In the same period the Nifty 500 TRI return was 24.27%. The fund has given 2.93% less return than the benchmark return.
  • The fund has given a SIP return of -24.79% in last one year whereas category average SIP return is -24.05%. The fund one year return rank in the category is 26th in 40 funds
  • The fund has SIP return of 8.53% in last three years and ranks 32nd in 35 funds. Sbi Long Term Equity Fund has given the highest SIP return (19.83%) in the category in last three years.
  • The fund has SIP return of 12.9% in last five years whereas category average SIP return is 16.38%.

Navi ELSS Tax Saver Fund Risk Analysis

  • The fund has a standard deviation of 14.16 and semi deviation of 9.9. The category average standard deviation is 14.55 and semi deviation is 10.36.
  • The fund has a Value at Risk (VaR) of -18.75 and a maximum drawdown of -18.1. The category average VaR is -18.5 and the maximum drawdown is -17.44. The fund has a beta of 0.93 which shows that fund is less volatile than the benchmark.

Standard deviation measures the fund's return volatility and Semi deviation focuses on downside volatility. Value at Risk (VaR) is a measure of the risk of investments. Maximum Drawdown is the maximum loss from a peak to a trough of a portfolio. Beta measures the volatility of the fund compared to the benchmark. A beta of 1 indicates that the fund will move in line with the benchmark. A beta of more than 1 indicates that the fund will be more volatile than the benchmark and vice versa.


  • Very Good Performance in ELSS (Tax Saving) Fund Category
  • Good Performance in ELSS (Tax Saving) Fund Category
  • Poor Performance in ELSS (Tax Saving) Fund Category
  • Very Poor Performance in ELSS (Tax Saving) Fund Category


    • Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.


    Date Navi Elss Tax Saver Fund NAV Regular Growth Navi Elss Tax Saver Fund NAV Direct Growth
    11-04-2025 26.2623 30.9744
    09-04-2025 25.8484 30.4832
    08-04-2025 25.9397 30.5892
    07-04-2025 25.5567 30.136
    04-04-2025 26.3251 31.0372
    03-04-2025 26.7698 31.5599
    02-04-2025 26.8145 31.611
    01-04-2025 26.5313 31.2755
    28-03-2025 26.7625 31.5415
    27-03-2025 26.9495 31.7603
    26-03-2025 26.7637 31.5397
    25-03-2025 26.9822 31.7955
    24-03-2025 27.1147 31.95
    21-03-2025 26.8252 31.6039
    20-03-2025 26.5757 31.3084
    19-03-2025 26.2635 30.939
    18-03-2025 25.9887 30.6137
    17-03-2025 25.5992 30.1533
    13-03-2025 25.5144 30.0472
    12-03-2025 25.5876 30.1319
    11-03-2025 25.71 30.2744

    Fund Launch Date: 09/Nov/2015
    Fund Category: ELSS (Tax Saving) Fund
    Investment Objective: The Scheme will seek to invest predominantly in a diversified portfolio of equity and equity relatedinstruments with the objective to provide investors with opportunities for capital appreciation andincome generation along with the benefit of income tax deduction (under Section 80 C of theIncome Tax Act, 1961) on their investments. Specified Investors in the Scheme are entitled todeductions of the amount invested in Units of the Scheme, subject to a maximum of Rs 1,50,000/-under and in terms of Section 80 C (2) (xiii) of the Income Tax Act, 1961. Investment in thisscheme would be subject to statutory lock-in period of 3 years from the date of allotment to beeligible for income tax benefit under section 80 C. There can be no assurance that the investmentobjective under the Scheme will be realized.
    Fund Description: An open ended equity linked saving scheme with astatutory lock in of 3 years and tax benefit
    Fund Benchmark: S&P BSE100 Total Return Index
    Source: Fund FactSheet

    Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.