Previously Known As : Lic Mf Government Securities Fund
Lic Mf Gilt Fund Overview
Category Gilt Fund
BMSMONEY Rank 17
BMSMONEY Rating
Gro. Opt. As On: 20-12-2024
NAV ₹57.46(R) -0.07% ₹63.07(D) -0.06%
Returns 1Y 3Y 5Y 7Y 10Y
LumpSum (R) 8.18% 5.41% 5.78% 6.7% 6.82%
LumpSum (D) 8.97% 6.17% 6.57% 7.51% 7.69%
SIP (R) -38.1% 1.38% 3.78% 5.34% 6.03%
SIP (D) -37.6% 2.17% 4.56% 6.14% 6.87%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
-0.69 -0.25 0.5 -% -
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
2.03% -1.48% -0.69% - 1.38%
Top Gilt Fund
Fund Name Rank Rating
DSP Gilt Fund 1
Sbi Magnum Gilt Fund 2
Axis Gilt Fund 3
Invesco India Gilt Fund 4
Bandhan Government Securities Fund - Investment Plan 5
Edelweiss Government Securities Fund 6
Icici Prudential Gilt Fund 7
Uti Gilt Fund 8
Aditya Birla Sun Life Government Securities Fund 9

NAV Date: 20-12-2024

Scheme Name NAV Rupee Change Percent Change
LIC MF Gilt Fund-Regular Plan-IDCW 16.56
-0.0100
-0.0700%
LIC MF Gilt Fund-Direct Plan-IDCW 18.17
-0.0100
-0.0600%
LIC MF Gilt Fund-PF Plan-IDCW 21.47
-0.0100
-0.0700%
LIC MF Gilt Fund-PF Plan-Growth 33.19
-0.0200
-0.0700%
LIC MF Gilt Fund-Regular Plan-Growth 57.46
-0.0400
-0.0700%
LIC MF Gilt Fund-Direct Plan-Growth 63.07
-0.0400
-0.0600%

Review Date: 20-12-2024

LIC MF Gilt Fund has exhibited poor performance in the Gilt Fund category. The fund has rank of 17 out of 19 funds in the category. The fund has delivered return of 8.18% in 1 year, 5.41% in 3 years, 5.78% in 5 years and 6.82% in 10 years. The category average for the same periods is 8.74%, 5.92%, 6.31% and 7.2% respectively, which shows average return performance of fund in the category. The fund has exhibited standard deviation of 2.03, VaR of -1.48, Average Drawdown of -0.38, Semi Deviation of 1.38 and Max Drawdown of -0.69. The category average for the same parameters is 2.28, -1.92, -0.63, 1.62 and -1.77 respectively. The fund has very low risk in the category.

Key Points:

  1. An investment of ₹10,000 in LIC MF Gilt Fund direct growth option would have grown to ₹10897.0 in 1 year, ₹11968.0 in 3 years and ₹13746.0 in 5 years as of today (20-12-2024).
  2. An SIP of ₹1,000 per month in LIC MF Gilt Fund direct growth option would have grown to ₹9382.0 in 1 year, ₹37220.0 in 3 years and ₹67350.0 in 5 years as of today (20-12-2024).
  3. standard deviation of 2.03 and based on VaR one can expect to lose more than -1.48% of current value of fund in one year.
  4. Sharpe ratio of the fund is -0.69 which shows poor performance of fund in the gilt fund category.


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KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
1M Return % 0.64
0.67
0.55 | 0.77 14 | 22 Average
3M Return % 0.59
0.76
0.21 | 1.42 14 | 22 Average
6M Return % 3.42
3.71
3.17 | 4.52 16 | 22 Average
1Y Return % 8.18
8.74
7.28 | 10.19 17 | 22 Average
3Y Return % 5.41
5.92
5.03 | 6.82 17 | 19 Poor
5Y Return % 5.78
6.31
5.17 | 7.29 15 | 19 Average
7Y Return % 6.70
6.77
5.31 | 7.78 11 | 19 Average
10Y Return % 6.82
7.20
5.93 | 8.10 12 | 17 Average
15Y Return % 6.75
10.21
6.21 | 45.56 13 | 15 Poor
1Y SIP Return % -38.10
-37.74
-38.29 | -36.95 20 | 21 Poor
3Y SIP Return % 1.38
2.09
0.81 | 2.74 17 | 18 Poor
5Y SIP Return % 3.78
4.42
3.35 | 5.10 17 | 18 Poor
7Y SIP Return % 5.34
5.81
4.61 | 6.66 14 | 18 Average
10Y SIP Return % 6.03
6.42
5.05 | 7.24 11 | 16 Average
15Y SIP Return % 6.65
9.97
6.03 | 46.64 14 | 15 Poor
Standard Deviation 2.03
2.28
1.56 | 3.21 4 | 25 Very Good
Semi Deviation 1.38
1.62
1.16 | 2.32 3 | 25 Very Good
Max Drawdown % -0.69
-1.77
-2.74 | -0.69 1 | 25 Very Good
VaR 1 Y % -1.48
-1.92
-4.62 | -1.19 4 | 25 Very Good
Average Drawdown % -0.38
-0.63
-1.10 | -0.32 3 | 25 Very Good
Sharpe Ratio -0.69
-0.43
-1.14 | -0.01 24 | 25 Poor
Sterling Ratio 0.50
0.50
0.44 | 0.63 9 | 25 Good
Sortino Ratio -0.25
-0.15
-0.36 | 0.00 24 | 25 Poor
Return data last Updated On : Dec. 20, 2024.
Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Nov. 29, 2024
KPIs: Key Performance Indicators

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KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
1M Return % 0.70 0.72 0.63 | 0.79 15 | 22
3M Return % 0.77 0.93 0.37 | 1.55 13 | 22
6M Return % 3.80 4.05 3.50 | 4.68 17 | 22
1Y Return % 8.97 9.46 7.84 | 10.88 17 | 22
3Y Return % 6.17 6.61 5.54 | 7.33 16 | 19
5Y Return % 6.57 7.01 5.68 | 7.88 14 | 19
7Y Return % 7.51 7.47 5.91 | 8.43 10 | 19
10Y Return % 7.69 7.92 6.69 | 8.80 11 | 17
1Y SIP Return % -37.60 -37.27 -37.60 | -36.73 21 | 21
3Y SIP Return % 2.17 2.80 1.35 | 3.38 17 | 18
5Y SIP Return % 4.56 5.13 3.87 | 5.70 17 | 18
7Y SIP Return % 6.14 6.53 5.15 | 7.29 14 | 18
10Y SIP Return % 6.87 7.13 5.69 | 7.86 9 | 16
Standard Deviation 2.03 2.28 1.56 | 3.21 4 | 25
Semi Deviation 1.38 1.62 1.16 | 2.32 3 | 25
Max Drawdown % -0.69 -1.77 -2.74 | -0.69 1 | 25
VaR 1 Y % -1.48 -1.92 -4.62 | -1.19 4 | 25
Average Drawdown % -0.38 -0.63 -1.10 | -0.32 3 | 25
Sharpe Ratio -0.69 -0.43 -1.14 | -0.01 24 | 25
Sterling Ratio 0.50 0.50 0.44 | 0.63 9 | 25
Sortino Ratio -0.25 -0.15 -0.36 | 0.00 24 | 25
Return data last Updated On : Dec. 20, 2024.
Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Nov. 29, 2024
KPIs: Key Performance Indicators

Investment Period Regular Direct
Return % Current Value of ₹ 10000 Return % Current Value of ₹ 10000
1D -0.07 ₹ 9,993.00 -0.06 ₹ 9,994.00
1W -0.47 ₹ 9,953.00 -0.46 ₹ 9,954.00
1M 0.64 ₹ 10,064.00 0.70 ₹ 10,070.00
3M 0.59 ₹ 10,059.00 0.77 ₹ 10,077.00
6M 3.42 ₹ 10,342.00 3.80 ₹ 10,380.00
1Y 8.18 ₹ 10,818.00 8.97 ₹ 10,897.00
3Y 5.41 ₹ 11,711.00 6.17 ₹ 11,968.00
5Y 5.78 ₹ 13,245.00 6.57 ₹ 13,746.00
7Y 6.70 ₹ 15,743.00 7.51 ₹ 16,604.00
10Y 6.82 ₹ 19,336.00 7.69 ₹ 20,985.00
15Y 6.75 ₹ 26,642.00 ₹

Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.

Investment Period Invested Amount Regular Direct
XIRR % Current Value of Invested Amount XIRR % Current Value of Invested Amount
1Y ₹ 12000 -38.10 ₹ 9,344.40 -37.60 ₹ 9,382.20
3Y ₹ 36000 1.38 ₹ 36,770.62 2.17 ₹ 37,220.33
5Y ₹ 60000 3.78 ₹ 66,024.90 4.56 ₹ 67,350.48
7Y ₹ 84000 5.34 ₹ 101,568.35 6.14 ₹ 104,521.87
10Y ₹ 120000 6.03 ₹ 163,517.28 6.87 ₹ 170,890.44
15Y ₹ 180000 6.65 ₹ 304,204.68 ₹


Date Lic Mf Gilt Fund NAV Regular Growth Lic Mf Gilt Fund NAV Direct Growth
20-12-2024 57.4581 63.0652
19-12-2024 57.4958 63.1054
18-12-2024 57.7148 63.3445
17-12-2024 57.6483 63.2702
16-12-2024 57.7425 63.3723
13-12-2024 57.7319 63.357
12-12-2024 57.6323 63.2464
11-12-2024 57.66 63.2755
10-12-2024 57.6839 63.3005
09-12-2024 57.6466 63.2582
06-12-2024 57.523 63.1189
05-12-2024 57.7195 63.3332
04-12-2024 57.6744 63.2825
03-12-2024 57.5551 63.1503
02-12-2024 57.557 63.1511
29-11-2024 57.3172 62.8843
28-11-2024 57.1926 62.7464
27-11-2024 57.198 62.751
26-11-2024 57.1535 62.7009
25-11-2024 57.1725 62.7206
22-11-2024 57.0666 62.6006
21-11-2024 57.0915 62.6266

Fund Launch Date: 15/Nov/1999
Fund Category: Gilt Fund
Investment Objective: The primary objective of the scheme is to generate credit risk free and reasonable returns for its investorsthrough investments in sovereign securities issued by the central and /or state Government and/or anysecurity unconditionally guaranteed by the central/ state government for repayment of Principal and interestand/or reverse repos in such securities as and when permitted by RBI. However, there is no assurance thatthe investment objective of the Schemes will be realized.
Fund Description: An open ended debt schemeinvesting in government securities across maturity.
Fund Benchmark: I-Sec Composite Index
Source: Fund FactSheet

Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.