Previously Known As : Lic Mf Government Securities Fund
Lic Mf Gilt Fund Overview
Category Gilt Fund
BMSMONEY Rank 17
BMSMONEY Rating
Gro. Opt. As On: 19-11-2024
NAV ₹57.17(R) +0.02% ₹62.71(D) +0.03%
Returns 1Y 3Y 5Y 7Y 10Y
LumpSum (R) 8.68% 5.27% 5.71% 6.49% 7.07%
LumpSum (D) 9.47% 6.03% 6.45% 7.3% 7.95%
SIP (R) -23.47% 3.14% 2.17% 3.74% 4.72%
SIP (D) -22.9% 3.92% 2.92% 4.52% 5.56%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
-0.67 -0.24 0.5 -% -
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
2.03% -1.48% -0.69% - 1.38%
Top Gilt Fund
Fund Name Rank Rating
DSP Gilt Fund 1
Sbi Magnum Gilt Fund 2
Axis Gilt Fund 3
Invesco India Gilt Fund 4
Bandhan Government Securities Fund - Investment Plan 5
Edelweiss Government Securities Fund 6
Icici Prudential Gilt Fund 7
Aditya Birla Sun Life Government Securities Fund 8
Uti Gilt Fund 9
Kotak Gilt Fund 10
Tata Gilt Securities Fund 11
Nippon India Gilt Securities Fund 12
Canara Robeco Gilt Fund 13

NAV Date: 19-11-2024

Scheme Name NAV Rupee Change Percent Change
LIC MF Gilt Fund-Regular Plan-IDCW 16.48
0.0000
0.0200%
LIC MF Gilt Fund-Direct Plan-IDCW 18.07
0.0000
0.0300%
LIC MF Gilt Fund-PF Plan-IDCW 21.37
0.0000
0.0200%
LIC MF Gilt Fund-PF Plan-Growth 33.02
0.0100
0.0200%
LIC MF Gilt Fund-Regular Plan-Growth 57.17
0.0100
0.0200%
LIC MF Gilt Fund-Direct Plan-Growth 62.71
0.0200
0.0300%

Review Date: 19-11-2024

LIC MF Gilt Fund has shown poor performance in the Gilt Fund category. The fund has rank of 17 out of 19 funds in the category. The fund has delivered return of 8.68% in 1 year, 5.27% in 3 years, 5.71% in 5 years and 7.07% in 10 years. The category average for the same periods is 9.27%, 5.74%, 6.18% and 7.43% respectively, which shows average return performance of fund in the category. The fund has exhibited standard deviation of 2.03, VaR of -1.48, Average Drawdown of -0.38, Semi Deviation of 1.38 and Max Drawdown of -0.69. The category average for the same parameters is 2.29, -1.93, -0.63, 1.63 and -1.81 respectively. The fund has very low risk in the category.

Key Points:

  1. An investment of ₹10,000 in LIC MF Gilt Fund direct growth option would have grown to ₹10947.0 in 1 year, ₹11921.0 in 3 years and ₹13669.0 in 5 years as of today (19-11-2024).
  2. An SIP of ₹1,000 per month in LIC MF Gilt Fund direct growth option would have grown to ₹10448.0 in 1 year, ₹38224.0 in 3 years and ₹64622.0 in 5 years as of today (19-11-2024).
  3. standard deviation of 2.03 and based on VaR one can expect to lose more than -1.48% of current value of fund in one year.
  4. Sharpe ratio of the fund is -0.67 which shows poor performance of fund in the gilt fund category.


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KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
1M Return % -0.05
0.05
-0.32 | 0.48 14 | 22 Average
3M Return % 1.32
1.41
1.04 | 1.88 10 | 22 Good
6M Return % 4.02
4.28
3.77 | 4.79 17 | 22 Average
1Y Return % 8.68
9.27
7.38 | 11.23 16 | 22 Average
3Y Return % 5.27
5.74
4.87 | 6.71 17 | 19 Poor
5Y Return % 5.71
6.18
4.99 | 7.31 15 | 19 Average
7Y Return % 6.49
6.54
4.95 | 7.54 11 | 19 Average
10Y Return % 7.07
7.43
6.19 | 8.40 12 | 17 Average
15Y Return % 6.64
10.16
6.24 | 45.50 13 | 15 Poor
1Y SIP Return % -23.47
-23.05
-23.73 | -22.21 17 | 21 Average
3Y SIP Return % 3.14
3.84
2.49 | 4.51 17 | 18 Poor
5Y SIP Return % 2.17
2.80
1.71 | 3.47 17 | 18 Poor
7Y SIP Return % 3.74
4.19
2.98 | 5.03 14 | 18 Average
10Y SIP Return % 4.72
5.11
3.73 | 5.94 11 | 16 Average
15Y SIP Return % 5.81
9.17
5.17 | 46.05 14 | 15 Poor
Standard Deviation 2.03
2.29
1.57 | 3.20 4 | 25 Very Good
Semi Deviation 1.38
1.63
1.16 | 2.33 3 | 25 Very Good
Max Drawdown % -0.69
-1.81
-2.74 | -0.69 1 | 25 Very Good
VaR 1 Y % -1.48
-1.93
-4.62 | -1.19 4 | 25 Very Good
Average Drawdown % -0.38
-0.63
-1.08 | -0.33 2 | 25 Very Good
Sharpe Ratio -0.67
-0.40
-1.17 | 0.03 24 | 25 Poor
Sterling Ratio 0.50
0.50
0.43 | 0.64 9 | 25 Good
Sortino Ratio -0.24
-0.14
-0.36 | 0.02 24 | 25 Poor
Return data last Updated On : Nov. 19, 2024.
Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Oct. 31, 2024
KPIs: Key Performance Indicators

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KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
1M Return % 0.00 0.10 -0.27 | 0.52 15 | 22
3M Return % 1.50 1.58 1.20 | 1.96 12 | 22
6M Return % 4.40 4.63 4.15 | 5.12 16 | 22
1Y Return % 9.47 9.99 7.93 | 11.92 17 | 22
3Y Return % 6.03 6.43 5.38 | 7.22 16 | 19
5Y Return % 6.45 6.88 5.50 | 7.90 12 | 19
7Y Return % 7.30 7.24 5.56 | 8.17 10 | 19
10Y Return % 7.95 8.15 6.95 | 9.05 11 | 17
1Y SIP Return % -22.90 -22.52 -23.24 | -21.92 18 | 21
3Y SIP Return % 3.92 4.54 3.02 | 5.14 17 | 18
5Y SIP Return % 2.92 3.48 2.20 | 4.04 17 | 18
7Y SIP Return % 4.52 4.89 3.51 | 5.64 13 | 18
10Y SIP Return % 5.56 5.81 4.36 | 6.54 9 | 16
Standard Deviation 2.03 2.29 1.57 | 3.20 4 | 25
Semi Deviation 1.38 1.63 1.16 | 2.33 3 | 25
Max Drawdown % -0.69 -1.81 -2.74 | -0.69 1 | 25
VaR 1 Y % -1.48 -1.93 -4.62 | -1.19 4 | 25
Average Drawdown % -0.38 -0.63 -1.08 | -0.33 2 | 25
Sharpe Ratio -0.67 -0.40 -1.17 | 0.03 24 | 25
Sterling Ratio 0.50 0.50 0.43 | 0.64 9 | 25
Sortino Ratio -0.24 -0.14 -0.36 | 0.02 24 | 25
Return data last Updated On : Nov. 19, 2024.
Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Oct. 31, 2024
KPIs: Key Performance Indicators

Investment Period Regular Direct
Return % Current Value of ₹ 10000 Return % Current Value of ₹ 10000
1D 0.02 ₹ 10,002.00 0.03 ₹ 10,003.00
1W -0.23 ₹ 9,977.00 -0.22 ₹ 9,978.00
1M -0.05 ₹ 9,995.00 0.00 ₹ 10,000.00
3M 1.32 ₹ 10,132.00 1.50 ₹ 10,150.00
6M 4.02 ₹ 10,402.00 4.40 ₹ 10,440.00
1Y 8.68 ₹ 10,868.00 9.47 ₹ 10,947.00
3Y 5.27 ₹ 11,665.00 6.03 ₹ 11,921.00
5Y 5.71 ₹ 13,197.00 6.45 ₹ 13,669.00
7Y 6.49 ₹ 15,529.00 7.30 ₹ 16,381.00
10Y 7.07 ₹ 19,799.00 7.95 ₹ 21,489.00
15Y 6.64 ₹ 26,234.00 ₹

Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.

Investment Period Invested Amount Regular Direct
XIRR % Current Value of Invested Amount XIRR % Current Value of Invested Amount
1Y ₹ 12000 -23.47 ₹ 10,407.41 -22.90 ₹ 10,448.27
3Y ₹ 36000 3.14 ₹ 37,772.75 3.92 ₹ 38,224.26
5Y ₹ 60000 2.17 ₹ 63,399.24 2.92 ₹ 64,621.62
7Y ₹ 84000 3.74 ₹ 95,944.55 4.52 ₹ 98,656.91
10Y ₹ 120000 4.72 ₹ 152,790.48 5.56 ₹ 159,570.48
15Y ₹ 180000 5.81 ₹ 284,007.24 ₹


Date Lic Mf Gilt Fund NAV Regular Growth Lic Mf Gilt Fund NAV Direct Growth
19-11-2024 57.1669 62.7069
18-11-2024 57.1537 62.6911
14-11-2024 57.1006 62.6279
13-11-2024 57.2462 62.7863
12-11-2024 57.2995 62.8435
11-11-2024 57.3374 62.8839
08-11-2024 57.2904 62.8286
07-11-2024 57.2188 62.7487
06-11-2024 57.2336 62.7637
05-11-2024 57.2573 62.7885
04-11-2024 57.2614 62.7918
31-10-2024 57.1892 62.7075
30-10-2024 57.2491 62.772
29-10-2024 57.1727 62.6869
28-10-2024 57.0779 62.5818
25-10-2024 57.1808 62.6909
24-10-2024 57.241 62.7556
23-10-2024 57.2663 62.782
22-10-2024 57.2182 62.7281
21-10-2024 57.1981 62.7048

Fund Launch Date: 15/Nov/1999
Fund Category: Gilt Fund
Investment Objective: The primary objective of the scheme is to generate credit risk free and reasonable returns for its investorsthrough investments in sovereign securities issued by the central and /or state Government and/or anysecurity unconditionally guaranteed by the central/ state government for repayment of Principal and interestand/or reverse repos in such securities as and when permitted by RBI. However, there is no assurance thatthe investment objective of the Schemes will be realized.
Fund Description: An open ended debt schemeinvesting in government securities across maturity.
Fund Benchmark: I-Sec Composite Index
Source: Fund FactSheet

Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.