Previously Known As : Lic Mf Tax Plan
Lic Mf Elss Tax Saver Overview
Category ELSS (Tax Saving) Fund
BMSMONEY Rank 13
BMSMONEY Rating
Gro. Opt. As On: 17-01-2025
NAV ₹147.43(R) -0.89% ₹167.32(D) -0.89%
Returns 1Y 3Y 5Y 7Y 10Y
LumpSum (R) 19.89% 11.94% 14.46% 11.92% 11.47%
LumpSum (D) 21.43% 13.21% 15.83% 13.23% 12.66%
SIP (R) 9.56% 18.51% 18.18% 15.98% 14.25%
SIP (D) 10.98% 19.89% 19.57% 17.31% 15.53%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
0.56 0.3 0.63 1.87% 0.09
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
12.83% -14.81% -13.32% 0.85 8.65%
Top ELSS (Tax Saving) Fund
Fund Name Rank Rating
Motilal Oswal ELSS Tax Saver Fund 1
Sbi Long Term Equity Fund 2
Hdfc Taxsaver 3
Hsbc Tax Saver Equity Fund 4
Taurus ELSS tax saver fund 5
Quantum ELSS Tax Saver Fund 6
Parag Parikh ELSS Tax Saver Fund 7

NAV Date: 17-01-2025

Scheme Name NAV Rupee Change Percent Change
LIC MF ELSS Tax Saver-Regular Plan-IDCW 30.86
-0.2800
-0.8900%
LIC MF ELSS Tax Saver-Direct Plan-IDCW 36.95
-0.3300
-0.8900%
LIC MF ELSS Tax Saver-Regular Plan-Growth 147.43
-1.3300
-0.8900%
LIC MF ELSS Tax Saver-Direct Plan-Growth 167.32
-1.5000
-0.8900%

Review Date: 17-01-2025

LIC MF ELSS Tax Saver has exhibited good performance in the ELSS (Tax Saving) Fund category. The fund has rank of 13 out of 33 funds in the category. The fund has delivered return of 19.89% in 1 year, 11.94% in 3 years, 14.46% in 5 years and 11.47% in 10 years. The category average for the same periods is 14.66%, 12.69%, 17.56% and 12.94% respectively, which shows average return performance of fund in the category. The fund has exhibited standard deviation of 12.83, VaR of -14.81, Average Drawdown of -5.89, Semi Deviation of 8.65 and Max Drawdown of -13.32. The category average for the same parameters is 13.18, -15.91, -5.63, 9.14 and -12.47 respectively. The fund has low risk in the category.

Key Points:

  1. An investment of ₹10,000 in LIC MF ELSS Tax Saver direct growth option would have grown to ₹12143.0 in 1 year, ₹14510.0 in 3 years and ₹20846.0 in 5 years as of today (17-01-2025).
  2. An SIP of ₹1,000 per month in LIC MF ELSS Tax Saver direct growth option would have grown to ₹12703.0 in 1 year, ₹48234.0 in 3 years and ₹97750.0 in 5 years as of today (17-01-2025).
  3. standard deviation of 12.83 and based on VaR one can expect to lose more than -14.81% of current value of fund in one year.
  4. Sharpe ratio of the fund is 0.56 which shows good performance of fund in the elss (tax saving) fund category.
  5. The fund has R-square of 0.82, Beta of 0.85 and Jensen's Alpha of 1.87% which exhibit good performance in the elss (tax saving) fund category .


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KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
1M Return % -5.84
-6.64
-11.37 | -4.27 15 | 40 Good
3M Return % -5.06
-6.90
-11.99 | -2.71 5 | 40 Very Good
6M Return % -2.39
-4.95
-14.75 | 4.93 9 | 40 Very Good
1Y Return % 19.89
14.66
0.15 | 32.77 7 | 40 Very Good
3Y Return % 11.94
12.69
5.53 | 21.57 17 | 34 Good
5Y Return % 14.46
17.56
10.85 | 29.40 27 | 33 Average
7Y Return % 11.92
12.76
7.88 | 20.01 20 | 30 Average
10Y Return % 11.47
12.94
9.45 | 19.29 19 | 23 Poor
15Y Return % 11.66
13.31
10.87 | 15.77 17 | 20 Poor
1Y SIP Return % 9.56
2.62
-12.35 | 17.42 5 | 40 Very Good
3Y SIP Return % 18.51
18.13
12.69 | 32.25 14 | 34 Good
5Y SIP Return % 18.18
19.39
12.61 | 27.82 22 | 33 Average
7Y SIP Return % 15.98
17.46
11.21 | 24.79 23 | 30 Average
10Y SIP Return % 14.25
15.58
10.82 | 22.16 17 | 23 Average
15Y SIP Return % 13.50
15.13
12.51 | 19.41 18 | 21 Average
Standard Deviation 12.83
13.18
10.05 | 16.99 10 | 33 Good
Semi Deviation 8.65
9.14
7.17 | 11.99 9 | 33 Very Good
Max Drawdown % -13.32
-12.47
-22.25 | -6.80 23 | 33 Average
VaR 1 Y % -14.81
-15.91
-23.69 | -11.90 11 | 33 Good
Average Drawdown % -5.89
-5.63
-8.24 | -3.12 21 | 33 Average
Sharpe Ratio 0.56
0.62
0.04 | 1.31 17 | 33 Good
Sterling Ratio 0.63
0.71
0.23 | 1.24 20 | 33 Average
Sortino Ratio 0.30
0.34
0.05 | 0.73 16 | 33 Good
Jensen Alpha % 1.87
2.70
-7.10 | 12.72 17 | 33 Good
Treynor Ratio 0.09
0.09
0.01 | 0.20 15 | 33 Good
Modigliani Square Measure % 15.50
16.14
6.52 | 25.68 17 | 33 Good
Alpha % -0.54
1.81
-8.52 | 11.50 22 | 33 Average
Return data last Updated On : Jan. 17, 2025.
Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Dec. 31, 2024
KPIs: Key Performance Indicators

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KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
1M Return % -5.75 -6.54 -11.24 | -4.17 14 | 41
3M Return % -4.77 -6.65 -11.74 | -2.32 5 | 41
6M Return % -1.75 -4.45 -14.29 | 5.56 9 | 41
1Y Return % 21.43 15.88 1.53 | 34.36 7 | 41
3Y Return % 13.21 13.94 6.36 | 23.05 18 | 34
5Y Return % 15.83 18.91 11.77 | 31.46 27 | 33
7Y Return % 13.23 13.99 8.67 | 21.69 18 | 30
10Y Return % 12.66 13.98 10.28 | 20.55 17 | 24
1Y SIP Return % 10.99 3.75 -11.39 | 18.88 5 | 41
3Y SIP Return % 19.89 19.44 13.89 | 33.85 13 | 34
5Y SIP Return % 19.57 20.77 13.51 | 29.38 21 | 33
7Y SIP Return % 17.31 18.72 12.13 | 26.67 21 | 30
10Y SIP Return % 15.53 16.61 11.79 | 23.68 17 | 24
Standard Deviation 12.83 13.18 10.05 | 16.99 10 | 33
Semi Deviation 8.65 9.14 7.17 | 11.99 9 | 33
Max Drawdown % -13.32 -12.47 -22.25 | -6.80 23 | 33
VaR 1 Y % -14.81 -15.91 -23.69 | -11.90 11 | 33
Average Drawdown % -5.89 -5.63 -8.24 | -3.12 21 | 33
Sharpe Ratio 0.56 0.62 0.04 | 1.31 17 | 33
Sterling Ratio 0.63 0.71 0.23 | 1.24 20 | 33
Sortino Ratio 0.30 0.34 0.05 | 0.73 16 | 33
Jensen Alpha % 1.87 2.70 -7.10 | 12.72 17 | 33
Treynor Ratio 0.09 0.09 0.01 | 0.20 15 | 33
Modigliani Square Measure % 15.50 16.14 6.52 | 25.68 17 | 33
Alpha % -0.54 1.81 -8.52 | 11.50 22 | 33
Return data last Updated On : Jan. 17, 2025.
Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Dec. 31, 2024
KPIs: Key Performance Indicators

Investment Period Regular Direct
Return % Current Value of ₹ 10000 Return % Current Value of ₹ 10000
1D -0.89 ₹ 9,911.00 -0.89 ₹ 9,911.00
1W -2.97 ₹ 9,703.00 -2.95 ₹ 9,705.00
1M -5.84 ₹ 9,416.00 -5.75 ₹ 9,425.00
3M -5.06 ₹ 9,494.00 -4.77 ₹ 9,523.00
6M -2.39 ₹ 9,761.00 -1.75 ₹ 9,825.00
1Y 19.89 ₹ 11,989.00 21.43 ₹ 12,143.00
3Y 11.94 ₹ 14,025.00 13.21 ₹ 14,510.00
5Y 14.46 ₹ 19,646.00 15.83 ₹ 20,846.00
7Y 11.92 ₹ 22,000.00 13.23 ₹ 23,865.00
10Y 11.47 ₹ 29,613.00 12.66 ₹ 32,931.00
15Y 11.66 ₹ 52,289.00 ₹

Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.

Investment Period Invested Amount Regular Direct
XIRR % Current Value of Invested Amount XIRR % Current Value of Invested Amount
1Y ₹ 12000 9.56 ₹ 12,613.33 10.99 ₹ 12,703.42
3Y ₹ 36000 18.51 ₹ 47,306.41 19.89 ₹ 48,234.46
5Y ₹ 60000 18.18 ₹ 94,483.08 19.57 ₹ 97,750.14
7Y ₹ 84000 15.98 ₹ 148,560.22 17.31 ₹ 155,771.03
10Y ₹ 120000 14.25 ₹ 252,859.80 15.53 ₹ 270,786.60
15Y ₹ 180000 13.50 ₹ 541,772.46 ₹


Date Lic Mf Elss Tax Saver NAV Regular Growth Lic Mf Elss Tax Saver NAV Direct Growth
17-01-2025 147.4281 167.3178
16-01-2025 148.7538 168.817
15-01-2025 148.1612 168.139
14-01-2025 148.2649 168.2512
13-01-2025 147.9582 167.8978
10-01-2025 151.9434 172.4034
09-01-2025 153.5524 174.2234
08-01-2025 154.8441 175.6833
07-01-2025 155.1481 176.0226
06-01-2025 154.3491 175.1105
03-01-2025 157.059 178.1676
02-01-2025 157.1564 178.2724
01-01-2025 153.9508 174.6304
31-12-2024 152.9179 173.4532
30-12-2024 152.5161 172.9918
27-12-2024 153.9709 174.6251
26-12-2024 153.3981 173.9699
24-12-2024 152.6675 173.1301
23-12-2024 152.427 172.8518
20-12-2024 151.3204 171.5804
19-12-2024 154.2028 174.8431
18-12-2024 155.5842 176.4037
17-12-2024 156.574 177.5202

Fund Launch Date: 11/Jan/1997
Fund Category: ELSS (Tax Saving) Fund
Investment Objective: To provide capital growth along with tax rebate and tax relief to our investors through prudent investments inthe stock markets. However, there is no assurance that the investment objective of the Schemes will berealized.
Fund Description: An open ended equity linkedsaving scheme with a statutory lock in of 3 yearsand tax benefit.
Fund Benchmark: Nifty 500 Total Return Index
Source: Fund FactSheet

Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.