Lic Mf Banking & Psu Debt Fund Overview
Category Banking and PSU Fund
BMSMONEY Rank 11
BMSMONEY Rating
Gro. Opt. As On: 28-10-2024
NAV ₹32.92(R) -0.02% ₹35.38(D) -0.01%
Returns 1Y 3Y 5Y 7Y 10Y
LumpSum (R) 8.1% 5.57% 5.67% 6.43% 6.59%
LumpSum (D) 8.65% 6.13% 6.24% 7.01% 7.19%
SIP (R) 8.18% 4.91% 5.16% 5.39% 5.63%
SIP (D) 8.72% 5.46% 5.72% 5.95% 6.22%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
-1.28 -0.39 0.53 -% -
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
1.07% -0.04% -0.33% - 0.76%
Top Banking and PSU Fund
Fund Name Rank Rating
UTI Banking & PSU Fund 1
Dsp Banking & Psu Debt Fund 2
Kotak Banking And Psu Debt Fund 3
ICICI Prudential Banking & PSU Debt Fund 4

NAV Date: 28-10-2024

Scheme Name NAV Rupee Change Percent Change
LIC MF Banking & PSU Fund-Direct Plan-Weekly IDCW 10.05
0.0000
-0.0100%
LIC MF Banking & PSU Fund-Regular Plan-Weekly IDCW 10.22
0.0000
-0.0200%
LIC MF Banking & PSU Fund-Regular Plan-Daily IDCW 11.13
0.0000
-0.0200%
LIC MF Banking & PSU Fund-Regular Plan-Monthly IDCW 12.32
0.0000
-0.0200%
LIC MF Banking & PSU Fund-Direct Plan-Monthly IDCW 13.33
0.0000
-0.0100%
LIC MF Banking & PSU Fund-Direct Plan-Daily IDCW 14.31
0.0000
-0.0100%
LIC MF Banking & PSU Fund-Regular Plan-Growth 32.92
-0.0100
-0.0200%
LIC MF Banking & PSU Fund-Direct Plan-Growth 35.38
0.0000
-0.0100%

Review Date: 28-10-2024

Lic Mf Banking & Psu Debt Fund has exhibited average performance in the Banking and PSU Debt Fund category. The fund has rank of 11 out of 19 funds in the category. The fund has delivered return of 8.1% in 1 year, 5.57% in 3 years, 5.67% in 5 years and 6.59% in 10 years. The category average for the same periods is 8.04%, 5.77%, 6.35% and 7.21% respectively, which shows average return performance of fund in the category. The fund has exhibited standard deviation of 1.07, VaR of -0.04, Average Drawdown of -0.24, Semi Deviation of 0.76 and Max Drawdown of -0.33. The category average for the same parameters is 1.33, -0.48, -0.58, 0.95 and -0.87 respectively. The fund has low risk in the category.

Key Points:

  1. An investment of ₹10,000 in Lic Mf Banking & Psu Debt Fund direct growth option would have grown to ₹10865.0 in 1 year, ₹11955.0 in 3 years and ₹13534.0 in 5 years as of today (28-10-2024).
  2. An SIP of ₹1,000 per month in Lic Mf Banking & Psu Debt Fund direct growth option would have grown to ₹12559.0 in 1 year, ₹39118.0 in 3 years and ₹69340.0 in 5 years as of today (28-10-2024).
  3. standard deviation of 1.07 and based on VaR one can expect to lose more than -0.04% of current value of fund in one year.
  4. Sharpe ratio of the fund is -1.28 which shows average performance of fund in the banking and psu debt fund category.


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KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
1M Return % 0.37
0.39
0.21 | 0.57 11 | 22 Good
3M Return % 2.02
1.94
1.74 | 2.38 6 | 22 Very Good
6M Return % 4.27
4.25
3.77 | 4.96 10 | 22 Good
1Y Return % 8.10
8.04
7.48 | 9.10 9 | 21 Good
3Y Return % 5.57
5.77
4.99 | 7.99 14 | 19 Average
5Y Return % 5.67
6.35
5.64 | 7.25 14 | 15 Poor
7Y Return % 6.43
6.70
5.83 | 7.44 12 | 15 Average
10Y Return % 6.59
7.21
6.44 | 7.70 11 | 12 Poor
15Y Return % 6.89
16.48
6.89 | 26.08 2 | 2 Good
1Y SIP Return % 8.18
8.11
7.47 | 9.25 8 | 21 Good
3Y SIP Return % 4.91
5.05
4.64 | 5.90 12 | 19 Average
5Y SIP Return % 5.16
5.59
5.06 | 6.72 14 | 15 Poor
7Y SIP Return % 5.39
5.84
5.27 | 6.38 14 | 15 Poor
10Y SIP Return % 5.63
6.02
5.47 | 6.37 11 | 13 Average
15Y SIP Return % 6.34
11.08
6.34 | 20.35 3 | 3 Average
Standard Deviation 1.07
1.33
0.79 | 3.23 7 | 19 Good
Semi Deviation 0.76
0.95
0.56 | 1.71 6 | 19 Good
Max Drawdown % -0.33
-0.87
-2.46 | 0.00 4 | 19 Very Good
VaR 1 Y % -0.04
-0.48
-2.69 | 0.00 6 | 19 Good
Average Drawdown % -0.24
-0.58
-1.67 | 0.00 4 | 19 Very Good
Sharpe Ratio -1.28
-1.02
-1.40 | 0.28 15 | 19 Average
Sterling Ratio 0.53
0.52
0.39 | 0.75 10 | 19 Good
Sortino Ratio -0.39
-0.30
-0.42 | 0.26 17 | 19 Poor
Return data last Updated On : Oct. 28, 2024.
Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Sept. 30, 2024
KPIs: Key Performance Indicators

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KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
1M Return % 0.41 0.42 0.23 | 0.60 11 | 21
3M Return % 2.15 2.03 1.84 | 2.44 3 | 21
6M Return % 4.53 4.44 3.96 | 5.09 8 | 21
1Y Return % 8.65 8.43 7.91 | 9.36 5 | 20
3Y Return % 6.13 6.19 5.38 | 8.28 9 | 18
5Y Return % 6.24 6.79 6.06 | 7.46 13 | 14
7Y Return % 7.01 7.12 6.01 | 7.76 12 | 14
10Y Return % 7.19 7.59 6.95 | 8.04 10 | 12
1Y SIP Return % 8.72 8.50 7.88 | 9.51 5 | 20
3Y SIP Return % 5.46 5.46 5.12 | 6.22 9 | 18
5Y SIP Return % 5.72 6.00 5.44 | 6.99 11 | 14
7Y SIP Return % 5.95 6.26 5.68 | 6.72 13 | 14
10Y SIP Return % 6.22 6.44 5.89 | 6.78 10 | 12
Standard Deviation 1.07 1.33 0.79 | 3.23 7 | 19
Semi Deviation 0.76 0.95 0.56 | 1.71 6 | 19
Max Drawdown % -0.33 -0.87 -2.46 | 0.00 4 | 19
VaR 1 Y % -0.04 -0.48 -2.69 | 0.00 6 | 19
Average Drawdown % -0.24 -0.58 -1.67 | 0.00 4 | 19
Sharpe Ratio -1.28 -1.02 -1.40 | 0.28 15 | 19
Sterling Ratio 0.53 0.52 0.39 | 0.75 10 | 19
Sortino Ratio -0.39 -0.30 -0.42 | 0.26 17 | 19
Return data last Updated On : Oct. 28, 2024.
Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Sept. 30, 2024
KPIs: Key Performance Indicators

Investment Period Regular Direct
Return % Current Value of ₹ 10000 Return % Current Value of ₹ 10000
1D -0.02 ₹ 9,998.00 -0.01 ₹ 9,999.00
1W 0.07 ₹ 10,007.00 0.07 ₹ 10,007.00
1M 0.37 ₹ 10,037.00 0.41 ₹ 10,041.00
3M 2.02 ₹ 10,202.00 2.15 ₹ 10,215.00
6M 4.27 ₹ 10,427.00 4.53 ₹ 10,453.00
1Y 8.10 ₹ 10,810.00 8.65 ₹ 10,865.00
3Y 5.57 ₹ 11,767.00 6.13 ₹ 11,955.00
5Y 5.67 ₹ 13,177.00 6.24 ₹ 13,534.00
7Y 6.43 ₹ 15,464.00 7.01 ₹ 16,066.00
10Y 6.59 ₹ 18,927.00 7.19 ₹ 20,029.00
15Y 6.89 ₹ 27,180.00 ₹

Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.

Investment Period Invested Amount Regular Direct
XIRR % Current Value of Invested Amount XIRR % Current Value of Invested Amount
1Y ₹ 12000 8.18 ₹ 12,524.84 8.72 ₹ 12,559.24
3Y ₹ 36000 4.91 ₹ 38,795.08 5.46 ₹ 39,117.53
5Y ₹ 60000 5.16 ₹ 68,370.18 5.72 ₹ 69,339.72
7Y ₹ 84000 5.39 ₹ 101,735.93 5.95 ₹ 103,807.45
10Y ₹ 120000 5.63 ₹ 160,213.68 6.22 ₹ 165,213.84
15Y ₹ 180000 6.34 ₹ 296,596.62 ₹


Date Lic Mf Banking & Psu Debt Fund NAV Regular Growth Lic Mf Banking & Psu Debt Fund NAV Direct Growth
28-10-2024 32.9183 35.3825
25-10-2024 32.924 35.3871
24-10-2024 32.9182 35.3804
23-10-2024 32.9066 35.3675
22-10-2024 32.8909 35.3502
21-10-2024 32.8969 35.3561
18-10-2024 32.908 35.3666
17-10-2024 32.9152 35.3738
16-10-2024 32.9219 35.3806
15-10-2024 32.9174 35.3753
14-10-2024 32.912 35.3689
11-10-2024 32.8762 35.329
10-10-2024 32.8658 35.3172
09-10-2024 32.851 35.301
08-10-2024 32.8102 35.2566
07-10-2024 32.7831 35.2269
04-10-2024 32.7868 35.2295
03-10-2024 32.8071 35.2509
01-10-2024 32.8059 35.2486
30-09-2024 32.7956 35.2371

Fund Launch Date: 28/May/2007
Fund Category: Banking and PSU Fund
Investment Objective: The primary investment objective of the Scheme is to seek to generate income and capital appreciation by primarily investing in a portfolio of high quality debt and money market securities that are issued by banks, public sector undertakings, public financial institutions and Municipal Bonds. There is no assurance that the investment objective of the Scheme will be realized.
Fund Description: An open ended debt scheme predominantly investing in debt instruments of banks, public sector undertakings, public financial institutions and municipal bonds.
Fund Benchmark: Nifty Banking and PSU Debt Index
Source: Fund FactSheet

Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.