Lic Mf Banking & Psu Debt Fund Overview
Category Banking and PSU Fund
BMSMONEY Rank 14
BMSMONEY Rating
Gro. Opt. As On: 20-12-2024
NAV ₹33.19(R) -0.04% ₹35.7(D) -0.04%
Returns 1Y 3Y 5Y 7Y 10Y
LumpSum (R) 7.74% 5.71% 5.65% 6.46% 6.55%
LumpSum (D) 8.29% 6.27% 6.22% 7.03% 7.16%
SIP (R) -37.8% 1.37% 3.97% 5.21% 5.96%
SIP (D) -37.46% 1.94% 4.54% 5.79% 6.56%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
-1.06 -0.34 0.55 -% -
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
1.04% -0.04% -0.33% - 0.75%
Top Banking and PSU Fund
Fund Name Rank Rating
UTI Banking & PSU Fund 1
Dsp Banking & Psu Debt Fund 2
ICICI Prudential Banking & PSU Debt Fund 3
Kotak Banking And Psu Debt Fund 4

NAV Date: 20-12-2024

Scheme Name NAV Rupee Change Percent Change
LIC MF Banking & PSU Fund-Direct Plan-Weekly IDCW 10.04
0.0000
-0.0400%
LIC MF Banking & PSU Fund-Regular Plan-Weekly IDCW 10.21
0.0000
-0.0400%
LIC MF Banking & PSU Fund-Regular Plan-Daily IDCW 11.12
0.0000
-0.0400%
LIC MF Banking & PSU Fund-Regular Plan-Monthly IDCW 12.42
-0.0100
-0.0400%
LIC MF Banking & PSU Fund-Direct Plan-Monthly IDCW 13.44
-0.0100
-0.0400%
LIC MF Banking & PSU Fund-Direct Plan-Daily IDCW 14.3
-0.0100
-0.0400%
LIC MF Banking & PSU Fund-Regular Plan-Growth 33.19
-0.0100
-0.0400%
LIC MF Banking & PSU Fund-Direct Plan-Growth 35.7
-0.0200
-0.0400%

Review Date: 20-12-2024

Lic Mf Banking & Psu Debt Fund has shown poor performance in the Banking and PSU Debt Fund category. The fund has rank of 14 out of 19 funds in the category. The fund has delivered return of 7.74% in 1 year, 5.71% in 3 years, 5.65% in 5 years and 6.55% in 10 years. The category average for the same periods is 7.77%, 5.87%, 6.3% and 7.16% respectively, which shows average return performance of fund in the category. The fund has exhibited standard deviation of 1.04, VaR of -0.04, Average Drawdown of -0.24, Semi Deviation of 0.75 and Max Drawdown of -0.33. The category average for the same parameters is 1.3, -0.46, -0.65, 0.94 and -0.87 respectively. The fund has low risk in the category.

Key Points:

  1. An investment of ₹10,000 in Lic Mf Banking & Psu Debt Fund direct growth option would have grown to ₹10829.0 in 1 year, ₹12001.0 in 3 years and ₹13520.0 in 5 years as of today (20-12-2024).
  2. An SIP of ₹1,000 per month in Lic Mf Banking & Psu Debt Fund direct growth option would have grown to ₹9393.0 in 1 year, ₹37087.0 in 3 years and ₹67318.0 in 5 years as of today (20-12-2024).
  3. standard deviation of 1.04 and based on VaR one can expect to lose more than -0.04% of current value of fund in one year.
  4. Sharpe ratio of the fund is -1.06 which shows average performance of fund in the banking and psu debt fund category.


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KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
1M Return % 0.41
0.48
0.38 | 0.65 18 | 22 Average
3M Return % 1.43
1.53
1.39 | 1.85 19 | 22 Poor
6M Return % 3.88
3.88
3.54 | 4.18 12 | 22 Good
1Y Return % 7.74
7.77
7.19 | 8.61 13 | 22 Average
3Y Return % 5.71
5.87
4.96 | 8.13 13 | 19 Average
5Y Return % 5.65
6.30
5.59 | 7.21 13 | 15 Poor
7Y Return % 6.46
6.79
5.91 | 7.54 12 | 15 Average
10Y Return % 6.55
7.16
6.41 | 7.58 11 | 12 Poor
15Y Return % 6.90
16.50
6.90 | 26.10 2 | 2 Good
1Y SIP Return % -37.80
-37.77
-38.10 | -37.38 14 | 22 Average
3Y SIP Return % 1.37
1.55
1.17 | 2.14 13 | 19 Average
5Y SIP Return % 3.97
4.40
3.88 | 5.48 14 | 15 Poor
7Y SIP Return % 5.21
5.69
5.10 | 6.20 14 | 15 Poor
10Y SIP Return % 5.96
6.35
5.79 | 6.70 11 | 13 Average
15Y SIP Return % 6.54
11.03
6.54 | 19.80 3 | 3 Average
Standard Deviation 1.04
1.30
0.75 | 3.22 7 | 19 Good
Semi Deviation 0.75
0.94
0.53 | 1.69 6 | 19 Good
Max Drawdown % -0.33
-0.87
-2.46 | 0.00 4 | 19 Very Good
VaR 1 Y % -0.04
-0.46
-2.69 | 0.00 6 | 19 Good
Average Drawdown % -0.24
-0.65
-1.85 | 0.00 4 | 19 Very Good
Sharpe Ratio -1.06
-0.84
-1.15 | 0.37 13 | 19 Average
Sterling Ratio 0.55
0.54
0.39 | 0.77 10 | 19 Good
Sortino Ratio -0.34
-0.25
-0.37 | 0.35 16 | 19 Poor
Return data last Updated On : Dec. 20, 2024.
Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Nov. 29, 2024
KPIs: Key Performance Indicators

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KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
1M Return % 0.45 0.51 0.40 | 0.68 17 | 21
3M Return % 1.56 1.62 1.48 | 1.94 15 | 21
6M Return % 4.14 4.07 3.74 | 4.34 6 | 21
1Y Return % 8.29 8.18 7.60 | 8.89 7 | 21
3Y Return % 6.27 6.30 5.34 | 8.42 9 | 18
5Y Return % 6.22 6.74 6.01 | 7.43 13 | 14
7Y Return % 7.03 7.22 6.09 | 7.87 12 | 14
10Y Return % 7.16 7.54 6.90 | 7.94 10 | 12
1Y SIP Return % -37.46 -37.52 -37.84 | -37.21 10 | 21
3Y SIP Return % 1.94 1.97 1.65 | 2.45 10 | 18
5Y SIP Return % 4.54 4.82 4.27 | 5.75 11 | 14
7Y SIP Return % 5.79 6.12 5.52 | 6.56 13 | 14
10Y SIP Return % 6.56 6.78 6.23 | 7.13 10 | 12
Standard Deviation 1.04 1.30 0.75 | 3.22 7 | 19
Semi Deviation 0.75 0.94 0.53 | 1.69 6 | 19
Max Drawdown % -0.33 -0.87 -2.46 | 0.00 4 | 19
VaR 1 Y % -0.04 -0.46 -2.69 | 0.00 6 | 19
Average Drawdown % -0.24 -0.65 -1.85 | 0.00 4 | 19
Sharpe Ratio -1.06 -0.84 -1.15 | 0.37 13 | 19
Sterling Ratio 0.55 0.54 0.39 | 0.77 10 | 19
Sortino Ratio -0.34 -0.25 -0.37 | 0.35 16 | 19
Return data last Updated On : Dec. 20, 2024.
Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Nov. 29, 2024
KPIs: Key Performance Indicators

Investment Period Regular Direct
Return % Current Value of ₹ 10000 Return % Current Value of ₹ 10000
1D -0.04 ₹ 9,996.00 -0.04 ₹ 9,996.00
1W -0.06 ₹ 9,994.00 -0.05 ₹ 9,995.00
1M 0.41 ₹ 10,041.00 0.45 ₹ 10,045.00
3M 1.43 ₹ 10,143.00 1.56 ₹ 10,156.00
6M 3.88 ₹ 10,388.00 4.14 ₹ 10,414.00
1Y 7.74 ₹ 10,774.00 8.29 ₹ 10,829.00
3Y 5.71 ₹ 11,813.00 6.27 ₹ 12,001.00
5Y 5.65 ₹ 13,164.00 6.22 ₹ 13,520.00
7Y 6.46 ₹ 15,494.00 7.03 ₹ 16,094.00
10Y 6.55 ₹ 18,867.00 7.16 ₹ 19,965.00
15Y 6.90 ₹ 27,209.00 ₹

Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.

Investment Period Invested Amount Regular Direct
XIRR % Current Value of Invested Amount XIRR % Current Value of Invested Amount
1Y ₹ 12000 -37.80 ₹ 9,367.03 -37.46 ₹ 9,392.95
3Y ₹ 36000 1.37 ₹ 36,768.13 1.94 ₹ 37,087.16
5Y ₹ 60000 3.97 ₹ 66,353.16 4.54 ₹ 67,317.60
7Y ₹ 84000 5.21 ₹ 101,098.54 5.79 ₹ 103,210.97
10Y ₹ 120000 5.96 ₹ 162,924.12 6.56 ₹ 168,123.72
15Y ₹ 180000 6.54 ₹ 301,282.92 ₹


Date Lic Mf Banking & Psu Debt Fund NAV Regular Growth Lic Mf Banking & Psu Debt Fund NAV Direct Growth
20-12-2024 33.1875 35.6978
19-12-2024 33.2021 35.713
18-12-2024 33.2268 35.739
17-12-2024 33.214 35.7248
16-12-2024 33.21 35.7201
13-12-2024 33.2082 35.7166
12-12-2024 33.2022 35.7097
11-12-2024 33.2109 35.7185
10-12-2024 33.2155 35.723
09-12-2024 33.2021 35.7081
06-12-2024 33.178 35.6807
05-12-2024 33.2046 35.7088
04-12-2024 33.1833 35.6854
03-12-2024 33.1661 35.6665
02-12-2024 33.1521 35.6509
29-11-2024 33.102 35.5956
28-11-2024 33.0664 35.5568
27-11-2024 33.0634 35.5531
26-11-2024 33.0583 35.5471
25-11-2024 33.0544 35.5424
22-11-2024 33.0337 35.5187
21-11-2024 33.0521 35.538

Fund Launch Date: 28/May/2007
Fund Category: Banking and PSU Fund
Investment Objective: The primary investment objective of the Scheme is to seek to generate income and capital appreciation by primarily investing in a portfolio of high quality debt and money market securities that are issued by banks, public sector undertakings, public financial institutions and Municipal Bonds. There is no assurance that the investment objective of the Scheme will be realized.
Fund Description: An open ended debt scheme predominantly investing in debt instruments of banks, public sector undertakings, public financial institutions and municipal bonds.
Fund Benchmark: Nifty Banking and PSU Debt Index
Source: Fund FactSheet

Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.