Kotak Savings Fund Overview
Category Ultra Short Duration Fund
BMSMONEY Rank 11
BMSMONEY Rating
Gro. Opt. As On: 14-01-2025
NAV ₹41.43(R) +0.01% ₹43.31(D) +0.01%
Returns 1Y 3Y 5Y 7Y 10Y
LumpSum (R) 7.11% 6.17% 5.49% 6.1% 6.6%
LumpSum (D) 7.59% 6.63% 5.96% 6.54% 7.03%
SIP (R) 6.95% 2.72% 3.11% 4.57% 5.57%
SIP (D) 7.43% 3.16% 3.57% 5.03% 6.02%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
-1.54 -0.43 0.61 -% -
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
0.46% 0.0% 0.0% - 0.37%
Top Ultra Short Duration Fund
Fund Name Rank Rating
Aditya Birla Sun Life Savings Fund 1
Mirae Asset Ultra Short Duration Fund 2
Baroda BNP Paribas Ultra Short Duration Fund 3
Bandhan Ultra Short Term Fund 4
Icici Prudential Ultra Short Term Fund 5

NAV Date: 14-01-2025

Scheme Name NAV Rupee Change Percent Change
Kotak Savings Fund -Monthly Payout of Income Distribution cum capital withdrawal option 10.71
-0.0500
-0.5100%
Kotak Savings Fund-Monthly Payout of Income Distribution cum capital withdrawal option - Direct 18.67
0.0000
0.0100%
Kotak Savings Fund -Growth 41.43
0.0000
0.0100%
Kotak Savings Fund-Growth - Direct 43.31
0.0100
0.0100%

Review Date: 14-01-2025

Kotak Savings Fund has shown average performance in the Ultra Short Duration Fund category. The fund has rank of 11 out of 22 funds in the category. The fund has delivered return of 7.11% in 1 year, 6.17% in 3 years, 5.49% in 5 years and 6.6% in 10 years. The category average for the same periods is 7.02%, 6.03%, 5.39% and 6.25% respectively, which shows good return performance of fund in the category. The fund has exhibited standard deviation of 0.46. The category average for the same parameter is 0.47 The fund has average risk in the category.

Key Points:

  1. An investment of ₹10,000 in Kotak Savings Fund direct growth option would have grown to ₹10759.0 in 1 year, ₹12125.0 in 3 years and ₹13354.0 in 5 years as of today (14-01-2025).
  2. An SIP of ₹1,000 per month in Kotak Savings Fund direct growth option would have grown to ₹12478.0 in 1 year, ₹37786.0 in 3 years and ₹65681.0 in 5 years as of today (14-01-2025).
  3. Sharpe ratio of the fund is -1.54 which shows good performance of fund in the ultra short duration fund category.


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KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
1M Return % 0.47
0.48
0.42 | 0.54 18 | 23 Average
3M Return % 1.60
1.60
1.36 | 1.82 14 | 23 Average
6M Return % 3.36
3.35
2.85 | 3.73 13 | 23 Average
1Y Return % 7.11
7.02
5.95 | 7.72 12 | 23 Good
3Y Return % 6.17
6.03
5.16 | 6.59 10 | 23 Good
5Y Return % 5.49
5.39
4.42 | 6.21 10 | 19 Good
7Y Return % 6.10
5.62
2.78 | 6.66 4 | 10 Good
10Y Return % 6.60
6.25
3.78 | 7.19 4 | 10 Good
15Y Return % 7.26
20.63
6.62 | 45.75 4 | 7 Good
1Y SIP Return % 6.95
6.89
5.83 | 7.64 13 | 23 Average
3Y SIP Return % 2.72
2.61
1.73 | 3.19 11 | 23 Good
5Y SIP Return % 3.11
3.06
2.12 | 3.66 10 | 19 Good
7Y SIP Return % 4.57
4.34
2.89 | 5.15 5 | 10 Good
10Y SIP Return % 5.57
5.24
3.13 | 6.16 4 | 10 Good
15Y SIP Return % 6.43
17.86
5.78 | 42.04 4 | 7 Good
Standard Deviation 0.46
0.47
0.41 | 0.54 7 | 22 Good
Semi Deviation 0.37
0.38
0.34 | 0.42 6 | 22 Very Good
Max Drawdown % 0.00
0.00
-0.01 | 0.00 20 | 22 Poor
Average Drawdown % 0.00
0.00
-0.01 | 0.00 20 | 22 Poor
Sharpe Ratio -1.54
-1.80
-4.04 | -0.64 11 | 22 Good
Sterling Ratio 0.61
0.60
0.51 | 0.66 11 | 22 Good
Sortino Ratio -0.43
-0.46
-0.77 | -0.20 10 | 22 Good
Return data last Updated On : Jan. 14, 2025.
Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Dec. 31, 2024
KPIs: Key Performance Indicators

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KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
1M Return % 0.50 0.53 0.46 | 0.56 22 | 23
3M Return % 1.71 1.74 1.55 | 1.88 16 | 23
6M Return % 3.59 3.62 3.19 | 3.84 16 | 23
1Y Return % 7.59 7.57 6.56 | 7.94 13 | 23
3Y Return % 6.63 6.57 5.77 | 6.99 13 | 23
5Y Return % 5.96 5.89 4.95 | 7.04 8 | 19
7Y Return % 6.54 6.08 3.20 | 7.01 3 | 10
10Y Return % 7.03 6.71 4.23 | 7.80 4 | 10
1Y SIP Return % 7.43 7.45 6.48 | 7.87 16 | 23
3Y SIP Return % 3.16 3.13 2.33 | 3.46 15 | 23
5Y SIP Return % 3.57 3.56 2.71 | 4.47 10 | 19
7Y SIP Return % 5.03 4.82 3.41 | 5.44 4 | 10
10Y SIP Return % 6.02 5.72 3.61 | 6.57 3 | 10
Standard Deviation 0.46 0.47 0.41 | 0.54 7 | 22
Semi Deviation 0.37 0.38 0.34 | 0.42 6 | 22
Max Drawdown % 0.00 0.00 -0.01 | 0.00 20 | 22
Average Drawdown % 0.00 0.00 -0.01 | 0.00 20 | 22
Sharpe Ratio -1.54 -1.80 -4.04 | -0.64 11 | 22
Sterling Ratio 0.61 0.60 0.51 | 0.66 11 | 22
Sortino Ratio -0.43 -0.46 -0.77 | -0.20 10 | 22
Return data last Updated On : Jan. 14, 2025.
Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Dec. 31, 2024
KPIs: Key Performance Indicators

Investment Period Regular Direct
Return % Current Value of ₹ 10000 Return % Current Value of ₹ 10000
1D 0.01 ₹ 10,001.00 0.01 ₹ 10,001.00
1W 0.08 ₹ 10,008.00 0.09 ₹ 10,009.00
1M 0.47 ₹ 10,047.00 0.50 ₹ 10,050.00
3M 1.60 ₹ 10,160.00 1.71 ₹ 10,171.00
6M 3.36 ₹ 10,336.00 3.59 ₹ 10,359.00
1Y 7.11 ₹ 10,711.00 7.59 ₹ 10,759.00
3Y 6.17 ₹ 11,967.00 6.63 ₹ 12,125.00
5Y 5.49 ₹ 13,064.00 5.96 ₹ 13,354.00
7Y 6.10 ₹ 15,131.00 6.54 ₹ 15,584.00
10Y 6.60 ₹ 18,951.00 7.03 ₹ 19,725.00
15Y 7.26 ₹ 28,624.00 ₹

Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.

Investment Period Invested Amount Regular Direct
XIRR % Current Value of Invested Amount XIRR % Current Value of Invested Amount
1Y ₹ 12000 6.95 ₹ 12,447.88 7.43 ₹ 12,478.36
3Y ₹ 36000 2.72 ₹ 37,531.19 3.16 ₹ 37,785.85
5Y ₹ 60000 3.11 ₹ 64,932.24 3.57 ₹ 65,680.74
7Y ₹ 84000 4.57 ₹ 98,822.39 5.03 ₹ 100,469.46
10Y ₹ 120000 5.57 ₹ 159,659.52 6.02 ₹ 163,481.76
15Y ₹ 180000 6.43 ₹ 298,781.64 ₹


Date Kotak Savings Fund NAV Regular Growth Kotak Savings Fund NAV Direct Growth
14-01-2025 41.4257 43.3072
13-01-2025 41.4208 43.3015
10-01-2025 41.4043 43.2826
09-01-2025 41.3945 43.2719
08-01-2025 41.3922 43.269
07-01-2025 41.3915 43.2677
06-01-2025 41.3871 43.2625
03-01-2025 41.3655 43.2383
02-01-2025 41.361 43.2332
01-01-2025 41.3522 43.2234
31-12-2024 41.3411 43.2113
30-12-2024 41.3203 43.189
27-12-2024 41.2981 43.1642
26-12-2024 41.2893 43.1544
24-12-2024 41.2755 43.139
23-12-2024 41.2724 43.1352
20-12-2024 41.2587 43.1193
19-12-2024 41.2516 43.1113
18-12-2024 41.2474 43.1064
17-12-2024 41.2414 43.0996
16-12-2024 41.2329 43.0902

Fund Launch Date: 07/Oct/2008
Fund Category: Ultra Short Duration Fund
Investment Objective: The investment objective of the Scheme is to generate returns through investments in debt and money market instruments with a view to reduce the interest rate risk. However, there is no assurance or guarantee that the investment objective of the scheme will be achieved
Fund Description: An open-ended ultra-short term debt scheme investing in instruments such that the High macaulay duration of the portfolio is between 3 months and 6 months
Fund Benchmark: NIFTY Ultra Short Duration Debt Index
Source: Fund FactSheet

Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.