Kotak Savings Fund Overview
Category Ultra Short Duration Fund
BMSMONEY Rank 11
BMSMONEY Rating
Gro. Opt. As On: 02-12-2024
NAV ₹41.13(R) +0.06% ₹42.98(D) +0.06%
Returns 1Y 3Y 5Y 7Y 10Y
LumpSum (R) 7.19% 6.07% 5.46% 6.07% 6.62%
LumpSum (D) 7.67% 6.54% 5.93% 6.51% 7.05%
SIP (R) 7.15% 6.74% 5.91% 5.49% 5.76%
SIP (D) 7.63% 7.2% 6.37% 5.95% 6.2%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
-1.55 -0.43 0.61 -% -
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
0.47% 0.0% 0.0% - 0.37%
Top Ultra Short Duration Fund
Fund Name Rank Rating
Aditya Birla Sun Life Savings Fund 1
Baroda BNP Paribas Ultra Short Duration Fund 2
Mirae Asset Ultra Short Duration Fund 3
Icici Prudential Ultra Short Term Fund 4
Bandhan Ultra Short Term Fund 5

NAV Date: 02-12-2024

Scheme Name NAV Rupee Change Percent Change
Kotak Savings Fund -Monthly Payout of Income Distribution cum capital withdrawal option 10.75
0.0100
0.0600%
Kotak Savings Fund-Monthly Payout of Income Distribution cum capital withdrawal option - Direct 18.53
0.0100
0.0600%
Kotak Savings Fund -Growth 41.13
0.0200
0.0600%
Kotak Savings Fund-Growth - Direct 42.98
0.0300
0.0600%

Review Date: 02-12-2024

Kotak Savings Fund has shown average performance in the Ultra Short Duration Fund category. The fund has rank of 11 out of 22 funds in the category. The fund has delivered return of 7.19% in 1 year, 6.07% in 3 years, 5.46% in 5 years and 6.62% in 10 years. The category average for the same periods is 7.08%, 5.94%, 5.37% and 6.27% respectively, which shows good return performance of fund in the category. The fund has exhibited standard deviation of 0.47. The category average for the same parameter is 0.48 The fund has high risk in the category.

Key Points:

  1. An investment of ₹10,000 in Kotak Savings Fund direct growth option would have grown to ₹10767.0 in 1 year, ₹12092.0 in 3 years and ₹13336.0 in 5 years as of today (02-12-2024).
  2. An SIP of ₹1,000 per month in Kotak Savings Fund direct growth option would have grown to ₹12490.0 in 1 year, ₹40152.0 in 3 years and ₹70479.0 in 5 years as of today (02-12-2024).
  3. Sharpe ratio of the fund is -1.55 which shows good performance of fund in the ultra short duration fund category.


Not able to see in mobile!!! save the chart by clicking on camera icon.

KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
1M Return % 0.50
0.50
0.43 | 0.55 12 | 23 Good
3M Return % 1.74
1.72
1.41 | 1.92 13 | 23 Average
6M Return % 3.47
3.43
2.93 | 3.74 12 | 23 Good
1Y Return % 7.19
7.08
6.01 | 7.72 11 | 23 Good
3Y Return % 6.07
5.94
5.05 | 6.46 11 | 22 Good
5Y Return % 5.46
5.37
4.40 | 6.23 10 | 19 Good
7Y Return % 6.07
5.59
2.76 | 6.61 4 | 10 Good
10Y Return % 6.62
6.27
3.79 | 7.19 5 | 10 Good
15Y Return % 7.25
20.62
6.60 | 45.72 4 | 7 Good
1Y SIP Return % 7.15
7.05
5.96 | 7.73 12 | 23 Good
3Y SIP Return % 6.74
6.64
5.68 | 7.18 11 | 22 Good
5Y SIP Return % 5.91
5.84
4.88 | 6.49 10 | 19 Good
7Y SIP Return % 5.49
5.31
3.84 | 6.04 5 | 10 Good
10Y SIP Return % 5.76
5.48
3.39 | 6.32 4 | 10 Good
15Y SIP Return % 6.29
18.00
5.64 | 42.88 4 | 7 Good
Standard Deviation 0.47
0.48
0.42 | 0.54 6 | 22 Very Good
Semi Deviation 0.37
0.39
0.34 | 0.42 6 | 22 Very Good
Max Drawdown % 0.00
0.00
-0.01 | 0.00 20 | 22 Poor
Average Drawdown % 0.00
0.00
-0.01 | 0.00 20 | 22 Poor
Sharpe Ratio -1.55
-1.80
-3.93 | -0.71 11 | 22 Good
Sterling Ratio 0.61
0.59
0.50 | 0.64 11 | 22 Good
Sortino Ratio -0.43
-0.46
-0.76 | -0.23 10 | 22 Good
Return data last Updated On : Dec. 2, 2024.
Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Nov. 29, 2024
KPIs: Key Performance Indicators

Rotate the phone! Best viewed in landscape mode on mobile.
KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
1M Return % 0.54 0.54 0.47 | 0.57 14 | 23
3M Return % 1.85 1.86 1.60 | 1.97 16 | 23
6M Return % 3.70 3.70 3.26 | 3.85 17 | 23
1Y Return % 7.67 7.62 6.62 | 7.96 13 | 23
3Y Return % 6.54 6.45 5.66 | 6.92 11 | 22
5Y Return % 5.93 5.87 4.92 | 7.06 8 | 19
7Y Return % 6.51 6.05 3.18 | 6.97 3 | 10
10Y Return % 7.05 6.73 4.24 | 7.82 4 | 10
1Y SIP Return % 7.63 7.61 6.62 | 7.95 14 | 23
3Y SIP Return % 7.20 7.15 6.31 | 7.51 13 | 22
5Y SIP Return % 6.37 6.35 5.49 | 7.32 10 | 19
7Y SIP Return % 5.95 5.77 4.36 | 6.34 5 | 10
10Y SIP Return % 6.20 5.94 3.85 | 6.74 4 | 10
Standard Deviation 0.47 0.48 0.42 | 0.54 6 | 22
Semi Deviation 0.37 0.39 0.34 | 0.42 6 | 22
Max Drawdown % 0.00 0.00 -0.01 | 0.00 20 | 22
Average Drawdown % 0.00 0.00 -0.01 | 0.00 20 | 22
Sharpe Ratio -1.55 -1.80 -3.93 | -0.71 11 | 22
Sterling Ratio 0.61 0.59 0.50 | 0.64 11 | 22
Sortino Ratio -0.43 -0.46 -0.76 | -0.23 10 | 22
Return data last Updated On : Dec. 2, 2024.
Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Nov. 29, 2024
KPIs: Key Performance Indicators

Investment Period Regular Direct
Return % Current Value of ₹ 10000 Return % Current Value of ₹ 10000
1D 0.06 ₹ 10,006.00 0.06 ₹ 10,006.00
1W 0.12 ₹ 10,012.00 0.13 ₹ 10,013.00
1M 0.50 ₹ 10,050.00 0.54 ₹ 10,054.00
3M 1.74 ₹ 10,174.00 1.85 ₹ 10,185.00
6M 3.47 ₹ 10,347.00 3.70 ₹ 10,370.00
1Y 7.19 ₹ 10,719.00 7.67 ₹ 10,767.00
3Y 6.07 ₹ 11,935.00 6.54 ₹ 12,092.00
5Y 5.46 ₹ 13,047.00 5.93 ₹ 13,336.00
7Y 6.07 ₹ 15,102.00 6.51 ₹ 15,552.00
10Y 6.62 ₹ 18,984.00 7.05 ₹ 19,757.00
15Y 7.25 ₹ 28,578.00 ₹

Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.

Investment Period Invested Amount Regular Direct
XIRR % Current Value of Invested Amount XIRR % Current Value of Invested Amount
1Y ₹ 12000 7.15 ₹ 12,459.42 7.63 ₹ 12,489.68
3Y ₹ 36000 6.74 ₹ 39,872.02 7.20 ₹ 40,151.92
5Y ₹ 60000 5.91 ₹ 69,666.18 6.37 ₹ 70,479.24
7Y ₹ 84000 5.49 ₹ 102,123.84 5.95 ₹ 103,790.74
10Y ₹ 120000 5.76 ₹ 161,227.92 6.20 ₹ 164,994.00
15Y ₹ 180000 6.29 ₹ 295,257.24 ₹


Date Kotak Savings Fund NAV Regular Growth Kotak Savings Fund NAV Direct Growth
02-12-2024 41.1311 42.9763
29-11-2024 41.1071 42.9497
28-11-2024 41.0979 42.9396
27-11-2024 41.092 42.9328
26-11-2024 41.0867 42.9268
25-11-2024 41.0802 42.9194
22-11-2024 41.059 42.8957
21-11-2024 41.0519 42.8878
19-11-2024 41.0408 42.8751
18-11-2024 41.033 42.8664
14-11-2024 41.0047 42.8347
13-11-2024 40.9963 42.8255
12-11-2024 40.9882 42.8165
11-11-2024 40.9811 42.8086
08-11-2024 40.9573 42.7821
07-11-2024 40.9501 42.7741
06-11-2024 40.9413 42.7643
05-11-2024 40.9331 42.7552
04-11-2024 40.9255 42.7468

Fund Launch Date: 07/Oct/2008
Fund Category: Ultra Short Duration Fund
Investment Objective: The investment objective of the Scheme is to generate returns through investments in debt and money market instruments with a view to reduce the interest rate risk. However, there is no assurance or guarantee that the investment objective of the scheme will be achieved
Fund Description: An open-ended ultra-short term debt scheme investing in instruments such that the High macaulay duration of the portfolio is between 3 months and 6 months
Fund Benchmark: NIFTY Ultra Short Duration Debt Index
Source: Fund FactSheet

Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.