Kotak Gilt Fund Overview
Category Gilt Fund
BMSMONEY Rank 15
BMSMONEY Rating
Gro. Opt. As On: 20-12-2024
NAV ₹92.94(R) -0.14% ₹104.91(D) -0.13%
Returns 1Y 3Y 5Y 7Y 10Y
LumpSum (R) 8.19% 5.8% 6.62% 7.05% 7.26%
LumpSum (D) 9.3% 6.91% 7.73% 8.16% 8.42%
SIP (R) -37.99% 1.93% 4.41% 5.9% 6.5%
SIP (D) -37.3% 3.08% 5.54% 7.04% 7.64%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
-0.46 -0.17 0.48 -% -
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
2.32% -2.2% -1.95% - 1.65%
Top Gilt Fund
Fund Name Rank Rating
DSP Gilt Fund 1
Sbi Magnum Gilt Fund 2
Axis Gilt Fund 3
Invesco India Gilt Fund 4
Bandhan Government Securities Fund - Investment Plan 5
Edelweiss Government Securities Fund 6
Icici Prudential Gilt Fund 7
Uti Gilt Fund 8
Aditya Birla Sun Life Government Securities Fund 9

NAV Date: 20-12-2024

Scheme Name NAV Rupee Change Percent Change
Kotak Gilt-Investment Provident Fund and Trust-Payout of Income Distribution cum capital withdrawal option 11.99
-0.0200
-0.1400%
Kotak Gilt-Investment Regular-Payout of Income Distribution cum capital withdrawal option 18.16
-0.0200
-0.1400%
Kotak Gilt-Investment Regular-Payout of Income Distribution cum capital withdrawal option - Direct 23.69
-0.0300
-0.1300%
Kotak Gilt-Investment Regular-Growth 92.94
-0.1300
-0.1400%
Kotak Gilt-Investment Provident Fund and Trust-Growth 95.08
-0.1300
-0.1400%
Kotak Gilt-Investment Regular-Growth - Direct 104.91
-0.1400
-0.1300%
Kotak Gilt-Investment Provident Fund and Trust-Growth - Direct 107.45
-0.1400
-0.1300%

Review Date: 20-12-2024

Kotak Gilt Fund has shown poor performance in the Gilt Fund category. The fund has rank of 15 out of 19 funds in the category. The fund has delivered return of 8.19% in 1 year, 5.8% in 3 years, 6.62% in 5 years and 7.26% in 10 years. The category average for the same periods is 8.74%, 5.92%, 6.31% and 7.2% respectively, which shows good return performance of fund in the category. The fund has exhibited standard deviation of 2.32, VaR of -2.2, Average Drawdown of -0.84, Semi Deviation of 1.65 and Max Drawdown of -1.95. The category average for the same parameters is 2.28, -1.92, -0.63, 1.62 and -1.77 respectively. The fund has low risk in the category.

Key Points:

  1. An investment of ₹10,000 in Kotak Gilt Fund direct growth option would have grown to ₹10930.0 in 1 year, ₹12221.0 in 3 years and ₹14511.0 in 5 years as of today (20-12-2024).
  2. An SIP of ₹1,000 per month in Kotak Gilt Fund direct growth option would have grown to ₹9405.0 in 1 year, ₹37738.0 in 3 years and ₹69036.0 in 5 years as of today (20-12-2024).
  3. standard deviation of 2.32 and based on VaR one can expect to lose more than -2.2% of current value of fund in one year.
  4. Sharpe ratio of the fund is -0.46 which shows average performance of fund in the gilt fund category.


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KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
1M Return % 0.66
0.67
0.55 | 0.77 10 | 22 Good
3M Return % 0.48
0.76
0.21 | 1.42 18 | 22 Average
6M Return % 3.39
3.71
3.17 | 4.52 18 | 22 Average
1Y Return % 8.19
8.74
7.28 | 10.19 16 | 22 Average
3Y Return % 5.80
5.92
5.03 | 6.82 11 | 19 Average
5Y Return % 6.62
6.31
5.17 | 7.29 8 | 19 Good
7Y Return % 7.05
6.77
5.31 | 7.78 9 | 19 Good
10Y Return % 7.26
7.20
5.93 | 8.10 9 | 17 Good
15Y Return % 7.69
10.21
6.21 | 45.56 8 | 15 Good
1Y SIP Return % -37.99
-37.74
-38.29 | -36.95 16 | 21 Average
3Y SIP Return % 1.93
2.09
0.81 | 2.74 13 | 18 Average
5Y SIP Return % 4.41
4.42
3.35 | 5.10 9 | 18 Good
7Y SIP Return % 5.90
5.81
4.61 | 6.66 8 | 18 Good
10Y SIP Return % 6.50
6.42
5.05 | 7.24 9 | 16 Average
15Y SIP Return % 7.31
9.97
6.03 | 46.64 9 | 15 Average
Standard Deviation 2.32
2.28
1.56 | 3.21 11 | 25 Good
Semi Deviation 1.65
1.62
1.16 | 2.32 13 | 25 Good
Max Drawdown % -1.95
-1.77
-2.74 | -0.69 12 | 25 Good
VaR 1 Y % -2.20
-1.92
-4.62 | -1.19 23 | 25 Poor
Average Drawdown % -0.84
-0.63
-1.10 | -0.32 23 | 25 Poor
Sharpe Ratio -0.46
-0.43
-1.14 | -0.01 18 | 25 Average
Sterling Ratio 0.48
0.50
0.44 | 0.63 12 | 25 Good
Sortino Ratio -0.17
-0.15
-0.36 | 0.00 18 | 25 Average
Return data last Updated On : Dec. 20, 2024.
Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Nov. 29, 2024
KPIs: Key Performance Indicators

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KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
1M Return % 0.74 0.72 0.63 | 0.79 9 | 22
3M Return % 0.73 0.93 0.37 | 1.55 15 | 22
6M Return % 3.92 4.05 3.50 | 4.68 13 | 22
1Y Return % 9.30 9.46 7.84 | 10.88 12 | 22
3Y Return % 6.91 6.61 5.54 | 7.33 5 | 19
5Y Return % 7.73 7.01 5.68 | 7.88 4 | 19
7Y Return % 8.16 7.47 5.91 | 8.43 4 | 19
10Y Return % 8.42 7.92 6.69 | 8.80 7 | 17
1Y SIP Return % -37.30 -37.27 -37.60 | -36.73 11 | 21
3Y SIP Return % 3.08 2.80 1.35 | 3.38 5 | 18
5Y SIP Return % 5.54 5.13 3.87 | 5.70 5 | 18
7Y SIP Return % 7.04 6.53 5.15 | 7.29 6 | 18
10Y SIP Return % 7.64 7.13 5.69 | 7.86 6 | 16
Standard Deviation 2.32 2.28 1.56 | 3.21 11 | 25
Semi Deviation 1.65 1.62 1.16 | 2.32 13 | 25
Max Drawdown % -1.95 -1.77 -2.74 | -0.69 12 | 25
VaR 1 Y % -2.20 -1.92 -4.62 | -1.19 23 | 25
Average Drawdown % -0.84 -0.63 -1.10 | -0.32 23 | 25
Sharpe Ratio -0.46 -0.43 -1.14 | -0.01 18 | 25
Sterling Ratio 0.48 0.50 0.44 | 0.63 12 | 25
Sortino Ratio -0.17 -0.15 -0.36 | 0.00 18 | 25
Return data last Updated On : Dec. 20, 2024.
Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Nov. 29, 2024
KPIs: Key Performance Indicators

Investment Period Regular Direct
Return % Current Value of ₹ 10000 Return % Current Value of ₹ 10000
1D -0.14 ₹ 9,986.00 -0.13 ₹ 9,987.00
1W -0.55 ₹ 9,945.00 -0.53 ₹ 9,947.00
1M 0.66 ₹ 10,066.00 0.74 ₹ 10,074.00
3M 0.48 ₹ 10,048.00 0.73 ₹ 10,073.00
6M 3.39 ₹ 10,339.00 3.92 ₹ 10,392.00
1Y 8.19 ₹ 10,819.00 9.30 ₹ 10,930.00
3Y 5.80 ₹ 11,843.00 6.91 ₹ 12,221.00
5Y 6.62 ₹ 13,778.00 7.73 ₹ 14,511.00
7Y 7.05 ₹ 16,108.00 8.16 ₹ 17,315.00
10Y 7.26 ₹ 20,160.00 8.42 ₹ 22,451.00
15Y 7.69 ₹ 30,366.00 ₹

Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.

Investment Period Invested Amount Regular Direct
XIRR % Current Value of Invested Amount XIRR % Current Value of Invested Amount
1Y ₹ 12000 -37.99 ₹ 9,352.68 -37.30 ₹ 9,405.24
3Y ₹ 36000 1.93 ₹ 37,085.51 3.08 ₹ 37,738.44
5Y ₹ 60000 4.41 ₹ 67,085.70 5.54 ₹ 69,036.12
7Y ₹ 84000 5.90 ₹ 103,604.59 7.04 ₹ 107,923.62
10Y ₹ 120000 6.50 ₹ 167,637.96 7.64 ₹ 177,943.80
15Y ₹ 180000 7.31 ₹ 321,161.22 ₹


Date Kotak Gilt Fund NAV Regular Growth Kotak Gilt Fund NAV Direct Growth
20-12-2024 92.9386 104.9122
19-12-2024 93.0661 105.0533
18-12-2024 93.4139 105.4428
17-12-2024 93.3619 105.3813
16-12-2024 93.4706 105.501
13-12-2024 93.455 105.4747
12-12-2024 93.2716 105.2647
11-12-2024 93.3804 105.3846
10-12-2024 93.3972 105.4006
09-12-2024 93.3391 105.3322
06-12-2024 93.0827 105.034
05-12-2024 93.4597 105.4565
04-12-2024 93.4229 105.4121
03-12-2024 93.1838 105.1393
02-12-2024 93.2025 105.1575
29-11-2024 92.8018 104.6968
28-11-2024 92.5567 104.4174
27-11-2024 92.5619 104.4202
26-11-2024 92.4681 104.3115
25-11-2024 92.512 104.3582
22-11-2024 92.2949 104.1047
21-11-2024 92.3263 104.1372

Fund Launch Date: 02/Jan/2000
Fund Category: Gilt Fund
Investment Objective: The objective of the Plan is to generate risk-free returns through investments in sovereign securities issued by the Central Government... and/or State Government(s) and/or any security unconditionally guaranteed by the Government of India, and/or reverse repos in such securities as and when permitted by RBI. A portion of the fund may be invested in Reverse repo, CBLO and/or other similar instruments as may be notified to meet the day-to-day liquidity requirements of the Plan. To ensure total safety of Unit holders' funds, the Plan does not invest in any other securities such as shares, debentures or bonds issued by any other entity. The Fund will seek to underwrite issuance of Government Securities if and to the extent permitted by SEBI/RBI and subject to the prevailing rules and regulations specified in this respect and may also participate in their auction from time to time. Subject to the maximum amount permitted from time to time, the Plan may invest in securities abroad, in the manner allowed by SEBI/RBI in conformity with the guidelines, rules and regulations in this respect. There is no assurance that the investment objective of the Plan will be achieved. It is however........... emphasized, that investments under the Plan are made in Government Securities, where there is no risk of default of payment in principal or interest amount
Fund Description: An open-ended debt scheme investing in government securities across maturity
Fund Benchmark: Nifty All Duration G-Sec Index
Source: Fund FactSheet

Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.