Previously Known As : Kotak Tax Saver Fund
Kotak Elss Tax Saver Fund Overview
Category ELSS (Tax Saving) Fund
BMSMONEY Rank 12
BMSMONEY Rating
Gro. Opt. As On: 20-01-2025
NAV ₹110.42(R) +0.5% ₹128.63(D) +0.51%
Returns 1Y 3Y 5Y 7Y 10Y
LumpSum (R) 16.35% 14.2% 18.02% 14.21% 13.43%
LumpSum (D) 17.75% 15.66% 19.55% 15.64% 14.91%
SIP (R) -27.66% 14.85% 19.0% 17.9% 16.07%
SIP (D) -26.68% 16.37% 20.6% 19.41% 17.53%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
0.74 0.38 0.82 3.64% 0.11
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
12.43% -14.79% -10.27% 0.87 8.91%
Top ELSS (Tax Saving) Fund
Fund Name Rank Rating
Motilal Oswal ELSS Tax Saver Fund 1
Sbi Long Term Equity Fund 2
Hdfc Taxsaver 3
Hsbc Tax Saver Equity Fund 4
Taurus ELSS tax saver fund 5
Quantum ELSS Tax Saver Fund 6
Parag Parikh ELSS Tax Saver Fund 7

NAV Date: 20-01-2025

Scheme Name NAV Rupee Change Percent Change
Kotak ELSS Tax Saver Fund-Payout of Income Distribution cum capital withdrawal option 41.32
0.2100
0.5100%
Kotak ELSS Tax Saver Fund-Payout of Income Distribution cum capital withdrawal option - Direct 53.88
0.2700
0.5100%
Kotak ELSS Tax Saver Fund-Growth 110.42
0.5500
0.5000%
Kotak ELSS Tax Saver Fund-Growth - Direct 128.63
0.6600
0.5100%

Review Date: 20-01-2025

Kotak ELSS Tax Saver Fund has exhibited good performance in the ELSS (Tax Saving) Fund category. The fund has rank of 12 out of 33 funds in the category. The fund has delivered return of 16.35% in 1 year, 14.2% in 3 years, 18.02% in 5 years and 13.43% in 10 years. The category average for the same periods is 14.4%, 13.76%, 17.85% and 12.89% respectively, which shows good return performance of fund in the category. The fund has exhibited standard deviation of 12.43, VaR of -14.79, Average Drawdown of -3.96, Semi Deviation of 8.91 and Max Drawdown of -10.27. The category average for the same parameters is 13.18, -15.91, -5.63, 9.14 and -12.47 respectively. The fund has very low risk in the category.

Key Points:

  1. An investment of ₹10,000 in Kotak ELSS Tax Saver Fund direct growth option would have grown to ₹11775.0 in 1 year, ₹15472.0 in 3 years and ₹24417.0 in 5 years as of today (20-01-2025).
  2. An SIP of ₹1,000 per month in Kotak ELSS Tax Saver Fund direct growth option would have grown to ₹10181.0 in 1 year, ₹45893.0 in 3 years and ₹100212.0 in 5 years as of today (20-01-2025).
  3. standard deviation of 12.43 and based on VaR one can expect to lose more than -14.79% of current value of fund in one year.
  4. Sharpe ratio of the fund is 0.74 which shows good performance of fund in the elss (tax saving) fund category.
  5. The fund has R-square of 0.92, Beta of 0.87 and Jensen's Alpha of 3.64% which exhibit good performance in the elss (tax saving) fund category .


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KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
1M Return % -4.07
-3.28
-7.52 | -0.48 31 | 40 Poor
3M Return % -6.71
-5.99
-11.01 | -1.30 27 | 40 Average
6M Return % -5.54
-3.45
-13.38 | 7.06 29 | 40 Average
1Y Return % 16.35
14.40
0.45 | 32.30 14 | 40 Good
3Y Return % 14.20
13.76
6.95 | 22.57 15 | 34 Good
5Y Return % 18.02
17.85
11.12 | 29.61 15 | 33 Good
7Y Return % 14.21
12.76
7.93 | 20.11 9 | 30 Good
10Y Return % 13.43
12.89
9.45 | 19.23 9 | 23 Good
15Y Return % 13.27
13.41
10.99 | 15.81 11 | 20 Average
1Y SIP Return % -27.66
-26.11
-37.28 | -13.69 24 | 40 Average
3Y SIP Return % 14.85
15.59
9.90 | 30.11 17 | 34 Good
5Y SIP Return % 19.00
18.86
11.87 | 27.51 14 | 33 Good
7Y SIP Return % 17.90
17.28
10.90 | 24.67 12 | 30 Good
10Y SIP Return % 16.07
15.53
10.70 | 22.13 9 | 23 Good
15Y SIP Return % 15.32
15.15
12.48 | 19.43 10 | 21 Good
Standard Deviation 12.43
13.18
10.05 | 16.99 8 | 33 Very Good
Semi Deviation 8.91
9.14
7.17 | 11.99 13 | 33 Good
Max Drawdown % -10.27
-12.47
-22.25 | -6.80 7 | 33 Very Good
VaR 1 Y % -14.79
-15.91
-23.69 | -11.90 10 | 33 Good
Average Drawdown % -3.96
-5.63
-8.24 | -3.12 4 | 33 Very Good
Sharpe Ratio 0.74
0.62
0.04 | 1.31 12 | 33 Good
Sterling Ratio 0.82
0.71
0.23 | 1.24 11 | 33 Good
Sortino Ratio 0.38
0.34
0.05 | 0.73 12 | 33 Good
Jensen Alpha % 3.64
2.70
-7.10 | 12.72 14 | 33 Good
Treynor Ratio 0.11
0.09
0.01 | 0.20 12 | 33 Good
Modigliani Square Measure % 18.30
16.14
6.52 | 25.68 11 | 33 Good
Alpha % 1.34
1.81
-8.52 | 11.50 16 | 33 Good
Return data last Updated On : Jan. 20, 2025.
Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Dec. 31, 2024
KPIs: Key Performance Indicators

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KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
1M Return % -3.98 -3.17 -7.43 | -0.38 32 | 41
3M Return % -6.44 -5.73 -10.76 | -0.91 28 | 41
6M Return % -4.98 -2.94 -12.91 | 7.70 30 | 41
1Y Return % 17.75 15.62 1.82 | 33.89 14 | 41
3Y Return % 15.66 15.02 7.79 | 24.06 14 | 34
5Y Return % 19.55 19.20 12.04 | 31.67 14 | 33
7Y Return % 15.64 13.98 8.78 | 21.80 9 | 30
10Y Return % 14.91 13.92 10.28 | 20.42 8 | 24
1Y SIP Return % -26.68 -25.21 -36.52 | -12.51 25 | 41
3Y SIP Return % 16.37 16.93 11.22 | 31.74 18 | 34
5Y SIP Return % 20.60 20.27 12.79 | 29.09 14 | 33
7Y SIP Return % 19.41 18.56 11.82 | 26.56 11 | 30
10Y SIP Return % 17.53 16.57 11.68 | 23.65 7 | 24
Standard Deviation 12.43 13.18 10.05 | 16.99 8 | 33
Semi Deviation 8.91 9.14 7.17 | 11.99 13 | 33
Max Drawdown % -10.27 -12.47 -22.25 | -6.80 7 | 33
VaR 1 Y % -14.79 -15.91 -23.69 | -11.90 10 | 33
Average Drawdown % -3.96 -5.63 -8.24 | -3.12 4 | 33
Sharpe Ratio 0.74 0.62 0.04 | 1.31 12 | 33
Sterling Ratio 0.82 0.71 0.23 | 1.24 11 | 33
Sortino Ratio 0.38 0.34 0.05 | 0.73 12 | 33
Jensen Alpha % 3.64 2.70 -7.10 | 12.72 14 | 33
Treynor Ratio 0.11 0.09 0.01 | 0.20 12 | 33
Modigliani Square Measure % 18.30 16.14 6.52 | 25.68 11 | 33
Alpha % 1.34 1.81 -8.52 | 11.50 16 | 33
Return data last Updated On : Jan. 20, 2025.
Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Dec. 31, 2024
KPIs: Key Performance Indicators

Investment Period Regular Direct
Return % Current Value of ₹ 10000 Return % Current Value of ₹ 10000
1D 0.50 ₹ 10,050.00 0.51 ₹ 10,051.00
1W 1.81 ₹ 10,181.00 1.83 ₹ 10,183.00
1M -4.07 ₹ 9,593.00 -3.98 ₹ 9,602.00
3M -6.71 ₹ 9,329.00 -6.44 ₹ 9,356.00
6M -5.54 ₹ 9,446.00 -4.98 ₹ 9,502.00
1Y 16.35 ₹ 11,635.00 17.75 ₹ 11,775.00
3Y 14.20 ₹ 14,894.00 15.66 ₹ 15,472.00
5Y 18.02 ₹ 22,894.00 19.55 ₹ 24,417.00
7Y 14.21 ₹ 25,344.00 15.64 ₹ 27,655.00
10Y 13.43 ₹ 35,245.00 14.91 ₹ 40,152.00
15Y 13.27 ₹ 64,799.00

Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.

Investment Period Invested Amount Regular Direct
XIRR % Current Value of Invested Amount XIRR % Current Value of Invested Amount
1Y ₹ 12000 -27.66 ₹ 10,110.36 -26.68 ₹ 10,180.94
3Y ₹ 36000 14.85 ₹ 44,907.77 16.37 ₹ 45,892.51
5Y ₹ 60000 19.00 ₹ 96,396.36 20.60 ₹ 100,212.18
7Y ₹ 84000 17.90 ₹ 159,075.59 19.41 ₹ 167,885.68
10Y ₹ 120000 16.07 ₹ 278,757.96 17.53 ₹ 301,575.12
15Y ₹ 180000 15.32 ₹ 634,783.50


Date Kotak Elss Tax Saver Fund NAV Regular Growth Kotak Elss Tax Saver Fund NAV Direct Growth
20-01-2025 110.418 128.63
17-01-2025 109.864 127.972
16-01-2025 110.419 128.614
15-01-2025 109.832 127.928
14-01-2025 109.528 127.569
13-01-2025 108.453 126.314
10-01-2025 111.429 129.767
09-01-2025 112.505 131.016
08-01-2025 113.466 132.131
07-01-2025 114.014 132.765
06-01-2025 113.725 132.424
03-01-2025 116.097 135.173
02-01-2025 116.923 136.131
01-01-2025 115.86 134.89
31-12-2024 115.365 134.309
30-12-2024 115.087 133.98
27-12-2024 115.282 134.195
26-12-2024 115.247 134.151
24-12-2024 115.38 134.296
23-12-2024 115.476 134.404
20-12-2024 115.103 133.958

Fund Launch Date: 29/Sep/2005
Fund Category: ELSS (Tax Saving) Fund
Investment Objective: The investment objective of the scheme isto generate long-term capital appreciationfrom a diversified portfolio of equity andequity related securities and enableinvestors to avail the income tax rebate, aspermitted from time to time however, thereis no assurance that the objective of thescheme will be realized
Fund Description: An open-ended equity linked saving scheme with a statutory lock in of 3 years and tax benefits
Fund Benchmark: Nifty 500 Total Return Index
Source: Fund FactSheet

Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.