Kotak Banking And Psu Debt Fund Overview
Category Banking and PSU Fund
BMSMONEY Rank 4
BMSMONEY Rating
Gro. Opt. As On: 19-11-2024
NAV ₹62.14(R) +0.05% ₹64.61(D) +0.05%
Returns 1Y 3Y 5Y 7Y 10Y
LumpSum (R) 8.07% 5.96% 6.52% 7.04% 7.51%
LumpSum (D) 8.5% 6.41% 6.95% 7.45% 7.9%
SIP (R) -23.16% 3.55% 2.97% 4.36% 5.41%
SIP (D) -22.86% 4.0% 3.4% 4.79% 5.83%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
-0.74 -0.25 0.56 -% -
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
1.1% 0.0% -0.62% - 0.83%
Top Banking and PSU Fund
Fund Name Rank Rating
UTI Banking & PSU Fund 1
Dsp Banking & Psu Debt Fund 2
ICICI Prudential Banking & PSU Debt Fund 3
Kotak Banking And Psu Debt Fund 4

NAV Date: 19-11-2024

Scheme Name NAV Rupee Change Percent Change
Kotak Banking and PSU Debt Direct - Monthly Payout of Income Distribution cum capital withdrawal option 10.26
0.0100
0.0500%
Kotak Banking and PSU Debt - Monthly Payout of Income Distribution cum capital withdrawal option 11.68
0.0100
0.0500%
Kotak Banking and PSU Debt - Growth 62.14
0.0300
0.0500%
Kotak Banking and PSU Debt Direct - Growth 64.61
0.0300
0.0500%

Review Date: 19-11-2024

Kotak Banking And Psu Debt Fund has exhibited good performance in the Banking and PSU Debt Fund category. The fund has rank of 4 out of 19 funds in the category. The fund has delivered return of 8.07% in 1 year, 5.96% in 3 years, 6.52% in 5 years and 7.51% in 10 years. The category average for the same periods is 7.88%, 5.81%, 6.26% and 7.18% respectively, which shows very good return performance of fund in the category. The fund has exhibited standard deviation of 1.1, VaR of 0.0, Average Drawdown of -0.62, Semi Deviation of 0.83 and Max Drawdown of -0.62. The category average for the same parameters is 1.3, -0.46, -0.65, 0.94 and -0.87 respectively. The fund has low risk in the category.

Key Points:

  1. An investment of ₹10,000 in Kotak Banking And Psu Debt Fund direct growth option would have grown to ₹10850.0 in 1 year, ₹12048.0 in 3 years and ₹13993.0 in 5 years as of today (19-11-2024).
  2. An SIP of ₹1,000 per month in Kotak Banking And Psu Debt Fund direct growth option would have grown to ₹10451.0 in 1 year, ₹38270.0 in 3 years and ₹65412.0 in 5 years as of today (19-11-2024).
  3. standard deviation of 1.1 and based on VaR one can expect to lose more than 0.0% of current value of fund in one year.
  4. Sharpe ratio of the fund is -0.74 which shows very good performance of fund in the banking and psu debt fund category.


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KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
1M Return % 0.53
0.46
0.29 | 0.62 2 | 22 Very Good
3M Return % 2.00
1.93
1.73 | 2.19 8 | 22 Good
6M Return % 4.17
3.98
3.63 | 4.38 3 | 22 Very Good
1Y Return % 8.07
7.88
7.34 | 8.75 5 | 22 Very Good
3Y Return % 5.96
5.81
4.93 | 8.05 4 | 19 Very Good
5Y Return % 6.52
6.26
5.55 | 7.18 4 | 15 Very Good
7Y Return % 7.04
6.72
5.84 | 7.48 3 | 15 Very Good
10Y Return % 7.51
7.18
6.41 | 7.62 3 | 12 Very Good
1Y SIP Return % -23.16
-23.36
-23.79 | -22.79 4 | 22 Very Good
3Y SIP Return % 3.55
3.34
2.97 | 4.07 4 | 19 Very Good
5Y SIP Return % 2.97
2.78
2.27 | 3.83 4 | 15 Very Good
7Y SIP Return % 4.36
4.09
3.53 | 4.64 3 | 15 Very Good
10Y SIP Return % 5.41
5.05
4.49 | 5.41 1 | 13 Very Good
Standard Deviation 1.10
1.30
0.76 | 3.22 8 | 19 Good
Semi Deviation 0.83
0.94
0.53 | 1.70 8 | 19 Good
Max Drawdown % -0.62
-0.87
-2.46 | 0.00 10 | 19 Good
VaR 1 Y % 0.00
-0.46
-2.69 | 0.00 5 | 19 Very Good
Average Drawdown % -0.62
-0.65
-1.85 | 0.00 13 | 19 Average
Sharpe Ratio -0.74
-0.84
-1.18 | 0.35 5 | 19 Very Good
Sterling Ratio 0.56
0.54
0.40 | 0.76 7 | 19 Good
Sortino Ratio -0.25
-0.25
-0.38 | 0.34 5 | 19 Very Good
Return data last Updated On : Nov. 19, 2024.
Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Oct. 31, 2024
KPIs: Key Performance Indicators

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KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
1M Return % 0.56 0.49 0.31 | 0.64 2 | 21
3M Return % 2.10 2.03 1.88 | 2.27 7 | 21
6M Return % 4.36 4.17 3.82 | 4.51 4 | 21
1Y Return % 8.50 8.28 7.75 | 9.01 5 | 21
3Y Return % 6.41 6.23 5.32 | 8.35 4 | 18
5Y Return % 6.95 6.70 5.97 | 7.39 4 | 14
7Y Return % 7.45 7.14 6.02 | 7.81 2 | 14
10Y Return % 7.90 7.56 6.91 | 7.97 4 | 12
1Y SIP Return % -22.86 -23.07 -23.50 | -22.60 5 | 21
3Y SIP Return % 4.00 3.76 3.41 | 4.39 3 | 18
5Y SIP Return % 3.40 3.19 2.65 | 4.10 3 | 14
7Y SIP Return % 4.79 4.51 3.93 | 4.98 3 | 14
10Y SIP Return % 5.83 5.47 4.92 | 5.83 1 | 12
Standard Deviation 1.10 1.30 0.76 | 3.22 8 | 19
Semi Deviation 0.83 0.94 0.53 | 1.70 8 | 19
Max Drawdown % -0.62 -0.87 -2.46 | 0.00 10 | 19
VaR 1 Y % 0.00 -0.46 -2.69 | 0.00 5 | 19
Average Drawdown % -0.62 -0.65 -1.85 | 0.00 13 | 19
Sharpe Ratio -0.74 -0.84 -1.18 | 0.35 5 | 19
Sterling Ratio 0.56 0.54 0.40 | 0.76 7 | 19
Sortino Ratio -0.25 -0.25 -0.38 | 0.34 5 | 19
Return data last Updated On : Nov. 19, 2024.
Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Oct. 31, 2024
KPIs: Key Performance Indicators

Investment Period Regular Direct
Return % Current Value of ₹ 10000 Return % Current Value of ₹ 10000
1D 0.05 ₹ 10,005.00 0.05 ₹ 10,005.00
1W 0.10 ₹ 10,010.00 0.11 ₹ 10,011.00
1M 0.53 ₹ 10,053.00 0.56 ₹ 10,056.00
3M 2.00 ₹ 10,200.00 2.10 ₹ 10,210.00
6M 4.17 ₹ 10,417.00 4.36 ₹ 10,436.00
1Y 8.07 ₹ 10,807.00 8.50 ₹ 10,850.00
3Y 5.96 ₹ 11,898.00 6.41 ₹ 12,048.00
5Y 6.52 ₹ 13,712.00 6.95 ₹ 13,993.00
7Y 7.04 ₹ 16,097.00 7.45 ₹ 16,538.00
10Y 7.51 ₹ 20,624.00 7.90 ₹ 21,383.00
15Y ₹ ₹

Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.

Investment Period Invested Amount Regular Direct
XIRR % Current Value of Invested Amount XIRR % Current Value of Invested Amount
1Y ₹ 12000 -23.16 ₹ 10,429.76 -22.86 ₹ 10,451.05
3Y ₹ 36000 3.55 ₹ 38,010.53 4.00 ₹ 38,269.98
5Y ₹ 60000 2.97 ₹ 64,696.44 3.40 ₹ 65,411.82
7Y ₹ 84000 4.36 ₹ 98,100.24 4.79 ₹ 99,615.18
10Y ₹ 120000 5.41 ₹ 158,331.36 5.83 ₹ 161,836.80
15Y ₹ 180000 ₹ ₹


Date Kotak Banking And Psu Debt Fund NAV Regular Growth Kotak Banking And Psu Debt Fund NAV Direct Growth
19-11-2024 62.1445 64.6063
18-11-2024 62.1143 64.5743
14-11-2024 62.063 64.5183
13-11-2024 62.0791 64.5345
12-11-2024 62.0814 64.5363
11-11-2024 62.0835 64.5378
08-11-2024 62.0464 64.4973
07-11-2024 62.0049 64.4535
06-11-2024 61.9897 64.437
05-11-2024 61.996 64.443
04-11-2024 61.9804 64.4261
31-10-2024 61.9475 64.3893
30-10-2024 61.939 64.3799
29-10-2024 61.8911 64.3294
28-10-2024 61.8764 64.3135
25-10-2024 61.8767 64.3118
24-10-2024 61.858 64.2917
23-10-2024 61.8388 64.2712
22-10-2024 61.7954 64.2254
21-10-2024 61.8152 64.2454

Fund Launch Date: 02/Jan/2000
Fund Category: Banking and PSU Fund
Investment Objective: To generate income by predominantly investing in debt & money market securities issued by Banks, Public Sector Undertaking (PSUs), Public Financial Institutions (PFI), Municipal Bonds and Reverse repos in such securities, sovereign securities issued by the Central Government & State Governments, and / or any security unconditionally......... guaranteed by the Govt. of India. There is no assurance that or guarantee that the investment objective of the scheme will be achieved.
Fund Description: An open-ended debt scheme predominantly investing in debt instruments of banks, public sector undertakings, public financial institutions and municipal bonds
Fund Benchmark: CRISIL Banking and PSU Debt Index
Source: Fund FactSheet

Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.