Kotak Banking And Psu Debt Fund Overview
Category Banking and PSU Fund
BMSMONEY Rank 4
BMSMONEY Rating
Gro. Opt. As On: 17-01-2025
NAV ₹62.75(R) +0.01% ₹65.27(D) +0.01%
Returns 1Y 3Y 5Y 7Y 10Y
LumpSum (R) 7.9% 6.22% 6.5% 7.14% 7.46%
LumpSum (D) 8.32% 6.66% 6.93% 7.55% 7.85%
SIP (R) -8.78% 5.35% 5.77% 5.63% 6.16%
SIP (D) -8.45% 5.79% 6.21% 6.06% 6.58%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
-0.68 -0.22 0.58 -% -
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
1.09% 0.0% -0.62% - 0.84%
Top Banking and PSU Fund
Fund Name Rank Rating
ICICI Prudential Banking & PSU Debt Fund 1
UTI Banking & PSU Fund 2
Dsp Banking & Psu Debt Fund 3
Kotak Banking And Psu Debt Fund 4

NAV Date: 17-01-2025

Scheme Name NAV Rupee Change Percent Change
Kotak Banking and PSU Debt Direct - Monthly Payout of Income Distribution cum capital withdrawal option 10.27
0.0000
0.0100%
Kotak Banking and PSU Debt - Monthly Payout of Income Distribution cum capital withdrawal option 11.79
0.0000
0.0100%
Kotak Banking and PSU Debt - Growth 62.75
0.0100
0.0100%
Kotak Banking and PSU Debt Direct - Growth 65.27
0.0100
0.0100%

Review Date: 17-01-2025

Kotak Banking And Psu Debt Fund has exhibited good performance in the Banking and PSU Debt Fund category. The fund has rank of 4 out of 19 funds in the category. The fund has delivered return of 7.9% in 1 year, 6.22% in 3 years, 6.5% in 5 years and 7.46% in 10 years. The category average for the same periods is 7.69%, 6.05%, 6.28% and 7.11% respectively, which shows very good return performance of fund in the category. The fund has exhibited standard deviation of 1.09, VaR of 0.0, Average Drawdown of -0.62, Semi Deviation of 0.84 and Max Drawdown of -0.62. The category average for the same parameters is 1.29, -0.45, -0.58, 0.94 and -0.87 respectively. The fund has low risk in the category.

Key Points:

  1. An investment of ₹10,000 in Kotak Banking And Psu Debt Fund direct growth option would have grown to ₹10832.0 in 1 year, ₹12136.0 in 3 years and ₹13982.0 in 5 years as of today (17-01-2025).
  2. An SIP of ₹1,000 per month in Kotak Banking And Psu Debt Fund direct growth option would have grown to ₹11443.0 in 1 year, ₹39316.0 in 3 years and ₹70215.0 in 5 years as of today (17-01-2025).
  3. standard deviation of 1.09 and based on VaR one can expect to lose more than 0.0% of current value of fund in one year.
  4. Sharpe ratio of the fund is -0.68 which shows very good performance of fund in the banking and psu debt fund category.


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KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
1M Return % 0.43
0.42
0.15 | 0.51 11 | 22 Good
3M Return % 1.45
1.41
1.05 | 1.72 7 | 22 Good
6M Return % 3.81
3.68
3.42 | 3.88 3 | 22 Very Good
1Y Return % 7.90
7.69
7.15 | 8.42 4 | 22 Very Good
3Y Return % 6.22
6.05
5.39 | 8.26 3 | 19 Very Good
5Y Return % 6.50
6.28
5.60 | 7.22 5 | 15 Good
7Y Return % 7.14
6.83
5.95 | 7.57 3 | 15 Very Good
10Y Return % 7.46
7.11
6.32 | 7.47 4 | 12 Good
1Y SIP Return % -8.78
-8.96
-9.28 | -8.77 2 | 22 Very Good
3Y SIP Return % 5.35
5.16
4.82 | 5.62 4 | 19 Very Good
5Y SIP Return % 5.77
5.60
5.11 | 6.64 3 | 15 Very Good
7Y SIP Return % 5.63
5.38
4.83 | 5.85 4 | 15 Very Good
10Y SIP Return % 6.16
5.82
5.28 | 6.16 1 | 13 Very Good
Standard Deviation 1.09
1.29
0.73 | 3.21 8 | 19 Good
Semi Deviation 0.84
0.94
0.52 | 1.70 8 | 19 Good
Max Drawdown % -0.62
-0.87
-2.46 | 0.00 10 | 19 Good
VaR 1 Y % 0.00
-0.45
-2.69 | 0.00 6 | 19 Good
Average Drawdown % -0.62
-0.58
-1.67 | 0.00 13 | 19 Average
Sharpe Ratio -0.68
-0.80
-1.12 | 0.38 5 | 19 Very Good
Sterling Ratio 0.58
0.55
0.41 | 0.77 7 | 19 Good
Sortino Ratio -0.22
-0.24
-0.36 | 0.36 5 | 19 Very Good
Return data last Updated On : Jan. 17, 2025.
Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Dec. 31, 2024
KPIs: Key Performance Indicators

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KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
1M Return % 0.46 0.46 0.18 | 0.55 12 | 21
3M Return % 1.55 1.51 1.13 | 1.81 7 | 21
6M Return % 4.00 3.88 3.62 | 4.06 4 | 21
1Y Return % 8.32 8.09 7.55 | 8.70 4 | 21
3Y Return % 6.66 6.48 5.78 | 8.56 4 | 18
5Y Return % 6.93 6.72 6.01 | 7.44 4 | 14
7Y Return % 7.55 7.25 6.13 | 7.90 2 | 14
10Y Return % 7.85 7.49 6.81 | 7.88 3 | 12
1Y SIP Return % -8.45 -8.63 -8.95 | -8.45 1 | 21
3Y SIP Return % 5.79 5.57 5.27 | 5.92 3 | 18
5Y SIP Return % 6.21 6.00 5.49 | 6.90 3 | 14
7Y SIP Return % 6.06 5.79 5.23 | 6.19 3 | 14
10Y SIP Return % 6.58 6.24 5.71 | 6.58 1 | 12
Standard Deviation 1.09 1.29 0.73 | 3.21 8 | 19
Semi Deviation 0.84 0.94 0.52 | 1.70 8 | 19
Max Drawdown % -0.62 -0.87 -2.46 | 0.00 10 | 19
VaR 1 Y % 0.00 -0.45 -2.69 | 0.00 6 | 19
Average Drawdown % -0.62 -0.58 -1.67 | 0.00 13 | 19
Sharpe Ratio -0.68 -0.80 -1.12 | 0.38 5 | 19
Sterling Ratio 0.58 0.55 0.41 | 0.77 7 | 19
Sortino Ratio -0.22 -0.24 -0.36 | 0.36 5 | 19
Return data last Updated On : Jan. 17, 2025.
Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Dec. 31, 2024
KPIs: Key Performance Indicators

Investment Period Regular Direct
Return % Current Value of ₹ 10000 Return % Current Value of ₹ 10000
1D 0.01 ₹ 10,001.00 0.01 ₹ 10,001.00
1W 0.10 ₹ 10,010.00 0.11 ₹ 10,011.00
1M 0.43 ₹ 10,043.00 0.46 ₹ 10,046.00
3M 1.45 ₹ 10,145.00 1.55 ₹ 10,155.00
6M 3.81 ₹ 10,381.00 4.00 ₹ 10,400.00
1Y 7.90 ₹ 10,790.00 8.32 ₹ 10,832.00
3Y 6.22 ₹ 11,985.00 6.66 ₹ 12,136.00
5Y 6.50 ₹ 13,701.00 6.93 ₹ 13,982.00
7Y 7.14 ₹ 16,203.00 7.55 ₹ 16,647.00
10Y 7.46 ₹ 20,528.00 7.85 ₹ 21,291.00
15Y ₹ ₹

Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.

Investment Period Invested Amount Regular Direct
XIRR % Current Value of Invested Amount XIRR % Current Value of Invested Amount
1Y ₹ 12000 -8.78 ₹ 11,420.94 -8.45 ₹ 11,442.68
3Y ₹ 36000 5.35 ₹ 39,057.62 5.79 ₹ 39,315.56
5Y ₹ 60000 5.77 ₹ 69,442.62 6.21 ₹ 70,215.30
7Y ₹ 84000 5.63 ₹ 102,639.35 6.06 ₹ 104,203.85
10Y ₹ 120000 6.16 ₹ 164,713.92 6.58 ₹ 168,344.04
15Y ₹ 180000 ₹ ₹


Date Kotak Banking And Psu Debt Fund NAV Regular Growth Kotak Banking And Psu Debt Fund NAV Direct Growth
17-01-2025 62.7482 65.2724
16-01-2025 62.7414 65.2647
15-01-2025 62.6437 65.1625
14-01-2025 62.6016 65.118
13-01-2025 62.6004 65.116
10-01-2025 62.6853 65.2025
09-01-2025 62.6777 65.1939
08-01-2025 62.6766 65.1921
07-01-2025 62.6846 65.1998
06-01-2025 62.642 65.1548
03-01-2025 62.6041 65.1134
02-01-2025 62.5805 65.0882
01-01-2025 62.5817 65.0888
31-12-2024 62.5826 65.0891
30-12-2024 62.547 65.0514
27-12-2024 62.5235 65.0251
26-12-2024 62.4958 64.9956
24-12-2024 62.4882 64.9864
23-12-2024 62.5053 65.0035
20-12-2024 62.447 64.9409
19-12-2024 62.4463 64.9396
18-12-2024 62.5018 64.9966
17-12-2024 62.4808 64.9741

Fund Launch Date: 02/Jan/2000
Fund Category: Banking and PSU Fund
Investment Objective: To generate income by predominantly investing in debt & money market securities issued by Banks, Public Sector Undertaking (PSUs), Public Financial Institutions (PFI), Municipal Bonds and Reverse repos in such securities, sovereign securities issued by the Central Government & State Governments, and / or any security unconditionally......... guaranteed by the Govt. of India. There is no assurance that or guarantee that the investment objective of the scheme will be achieved.
Fund Description: An open-ended debt scheme predominantly investing in debt instruments of banks, public sector undertakings, public financial institutions and municipal bonds
Fund Benchmark: CRISIL Banking and PSU Debt Index
Source: Fund FactSheet

Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.