Kotak Banking And Psu Debt Fund Overview
Category Banking and PSU Fund
BMSMONEY Rank 4
BMSMONEY Rating
Gro. Opt. As On: 20-12-2024
NAV ₹62.45(R) 0.0% ₹64.94(D) 0.0%
Returns 1Y 3Y 5Y 7Y 10Y
LumpSum (R) 8.04% 6.03% 6.53% 7.12% 7.48%
LumpSum (D) 8.47% 6.47% 6.96% 7.54% 7.87%
SIP (R) -37.6% 1.76% 4.59% 5.96% 6.7%
SIP (D) -37.34% 2.21% 5.04% 6.4% 7.13%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
-0.69 -0.23 0.57 -% -
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
1.09% 0.0% -0.62% - 0.83%
Top Banking and PSU Fund
Fund Name Rank Rating
UTI Banking & PSU Fund 1
Dsp Banking & Psu Debt Fund 2
ICICI Prudential Banking & PSU Debt Fund 3
Kotak Banking And Psu Debt Fund 4

NAV Date: 20-12-2024

Scheme Name NAV Rupee Change Percent Change
Kotak Banking and PSU Debt Direct - Monthly Payout of Income Distribution cum capital withdrawal option 10.25
0.0000
0.0000%
Kotak Banking and PSU Debt - Monthly Payout of Income Distribution cum capital withdrawal option 11.73
0.0000
0.0000%
Kotak Banking and PSU Debt - Growth 62.45
0.0000
0.0000%
Kotak Banking and PSU Debt Direct - Growth 64.94
0.0000
0.0000%

Review Date: 20-12-2024

Kotak Banking And Psu Debt Fund has shown good performance in the Banking and PSU Debt Fund category. The fund has rank of 4 out of 19 funds in the category. The fund has delivered return of 8.04% in 1 year, 6.03% in 3 years, 6.53% in 5 years and 7.48% in 10 years. The category average for the same periods is 7.77%, 5.87%, 6.3% and 7.16% respectively, which shows very good return performance of fund in the category. The fund has exhibited standard deviation of 1.09, VaR of 0.0, Average Drawdown of -0.62, Semi Deviation of 0.83 and Max Drawdown of -0.62. The category average for the same parameters is 1.3, -0.46, -0.65, 0.94 and -0.87 respectively. The fund has low risk in the category.

Key Points:

  1. An investment of ₹10,000 in Kotak Banking And Psu Debt Fund direct growth option would have grown to ₹10847.0 in 1 year, ₹12071.0 in 3 years and ₹14003.0 in 5 years as of today (20-12-2024).
  2. An SIP of ₹1,000 per month in Kotak Banking And Psu Debt Fund direct growth option would have grown to ₹9402.0 in 1 year, ₹37242.0 in 3 years and ₹68162.0 in 5 years as of today (20-12-2024).
  3. standard deviation of 1.09 and based on VaR one can expect to lose more than 0.0% of current value of fund in one year.
  4. Sharpe ratio of the fund is -0.69 which shows very good performance of fund in the banking and psu debt fund category.


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KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
1M Return % 0.48
0.48
0.38 | 0.65 13 | 22 Average
3M Return % 1.56
1.53
1.39 | 1.85 7 | 22 Good
6M Return % 3.99
3.88
3.54 | 4.18 6 | 22 Very Good
1Y Return % 8.04
7.77
7.19 | 8.61 4 | 22 Very Good
3Y Return % 6.03
5.87
4.96 | 8.13 5 | 19 Very Good
5Y Return % 6.53
6.30
5.59 | 7.21 5 | 15 Good
7Y Return % 7.12
6.79
5.91 | 7.54 3 | 15 Very Good
10Y Return % 7.48
7.16
6.41 | 7.58 4 | 12 Good
1Y SIP Return % -37.60
-37.77
-38.10 | -37.38 3 | 22 Very Good
3Y SIP Return % 1.76
1.55
1.17 | 2.14 4 | 19 Very Good
5Y SIP Return % 4.59
4.40
3.88 | 5.48 3 | 15 Very Good
7Y SIP Return % 5.96
5.69
5.10 | 6.20 3 | 15 Very Good
10Y SIP Return % 6.70
6.35
5.79 | 6.70 1 | 13 Very Good
Standard Deviation 1.09
1.30
0.75 | 3.22 8 | 19 Good
Semi Deviation 0.83
0.94
0.53 | 1.69 8 | 19 Good
Max Drawdown % -0.62
-0.87
-2.46 | 0.00 10 | 19 Good
VaR 1 Y % 0.00
-0.46
-2.69 | 0.00 5 | 19 Very Good
Average Drawdown % -0.62
-0.65
-1.85 | 0.00 13 | 19 Average
Sharpe Ratio -0.69
-0.84
-1.15 | 0.37 5 | 19 Very Good
Sterling Ratio 0.57
0.54
0.39 | 0.77 7 | 19 Good
Sortino Ratio -0.23
-0.25
-0.37 | 0.35 5 | 19 Very Good
Return data last Updated On : Dec. 20, 2024.
Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Nov. 29, 2024
KPIs: Key Performance Indicators

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KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
1M Return % 0.51 0.51 0.40 | 0.68 12 | 21
3M Return % 1.65 1.62 1.48 | 1.94 8 | 21
6M Return % 4.18 4.07 3.74 | 4.34 5 | 21
1Y Return % 8.47 8.18 7.60 | 8.89 3 | 21
3Y Return % 6.47 6.30 5.34 | 8.42 4 | 18
5Y Return % 6.96 6.74 6.01 | 7.43 4 | 14
7Y Return % 7.54 7.22 6.09 | 7.87 2 | 14
10Y Return % 7.87 7.54 6.90 | 7.94 4 | 12
1Y SIP Return % -37.35 -37.52 -37.84 | -37.21 2 | 21
3Y SIP Return % 2.21 1.97 1.65 | 2.45 4 | 18
5Y SIP Return % 5.04 4.82 4.27 | 5.75 3 | 14
7Y SIP Return % 6.40 6.12 5.52 | 6.56 3 | 14
10Y SIP Return % 7.13 6.78 6.23 | 7.13 1 | 12
Standard Deviation 1.09 1.30 0.75 | 3.22 8 | 19
Semi Deviation 0.83 0.94 0.53 | 1.69 8 | 19
Max Drawdown % -0.62 -0.87 -2.46 | 0.00 10 | 19
VaR 1 Y % 0.00 -0.46 -2.69 | 0.00 5 | 19
Average Drawdown % -0.62 -0.65 -1.85 | 0.00 13 | 19
Sharpe Ratio -0.69 -0.84 -1.15 | 0.37 5 | 19
Sterling Ratio 0.57 0.54 0.39 | 0.77 7 | 19
Sortino Ratio -0.23 -0.25 -0.37 | 0.35 5 | 19
Return data last Updated On : Dec. 20, 2024.
Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Nov. 29, 2024
KPIs: Key Performance Indicators

Investment Period Regular Direct
Return % Current Value of ₹ 10000 Return % Current Value of ₹ 10000
1D 0.00 ₹ 10,000.00 0.00 ₹ 10,000.00
1W -0.02 ₹ 9,998.00 -0.01 ₹ 9,999.00
1M 0.48 ₹ 10,048.00 0.51 ₹ 10,051.00
3M 1.56 ₹ 10,156.00 1.65 ₹ 10,165.00
6M 3.99 ₹ 10,399.00 4.18 ₹ 10,418.00
1Y 8.04 ₹ 10,804.00 8.47 ₹ 10,847.00
3Y 6.03 ₹ 11,920.00 6.47 ₹ 12,071.00
5Y 6.53 ₹ 13,721.00 6.96 ₹ 14,003.00
7Y 7.12 ₹ 16,185.00 7.54 ₹ 16,629.00
10Y 7.48 ₹ 20,568.00 7.87 ₹ 21,328.00
15Y ₹ ₹

Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.

Investment Period Invested Amount Regular Direct
XIRR % Current Value of Invested Amount XIRR % Current Value of Invested Amount
1Y ₹ 12000 -37.60 ₹ 9,382.22 -37.35 ₹ 9,401.62
3Y ₹ 36000 1.76 ₹ 36,985.79 2.21 ₹ 37,242.18
5Y ₹ 60000 4.59 ₹ 67,389.78 5.04 ₹ 68,161.74
7Y ₹ 84000 5.96 ₹ 103,830.72 6.40 ₹ 105,477.96
10Y ₹ 120000 6.70 ₹ 169,417.56 7.13 ₹ 173,235.48
15Y ₹ 180000 ₹ ₹


Date Kotak Banking And Psu Debt Fund NAV Regular Growth Kotak Banking And Psu Debt Fund NAV Direct Growth
20-12-2024 62.447 64.9409
19-12-2024 62.4463 64.9396
18-12-2024 62.5018 64.9966
17-12-2024 62.4808 64.9741
16-12-2024 62.4813 64.974
13-12-2024 62.46 64.9499
12-12-2024 62.4511 64.9401
11-12-2024 62.4665 64.9554
10-12-2024 62.4636 64.9517
09-12-2024 62.4405 64.9271
06-12-2024 62.3918 64.8745
05-12-2024 62.4543 64.9388
04-12-2024 62.441 64.9243
03-12-2024 62.4017 64.8828
02-12-2024 62.3803 64.8599
29-11-2024 62.2745 64.748
28-11-2024 62.2009 64.6708
27-11-2024 62.1678 64.6357
26-11-2024 62.1728 64.6403
25-11-2024 62.1624 64.6288
22-11-2024 62.1189 64.5816
21-11-2024 62.1481 64.6114

Fund Launch Date: 02/Jan/2000
Fund Category: Banking and PSU Fund
Investment Objective: To generate income by predominantly investing in debt & money market securities issued by Banks, Public Sector Undertaking (PSUs), Public Financial Institutions (PFI), Municipal Bonds and Reverse repos in such securities, sovereign securities issued by the Central Government & State Governments, and / or any security unconditionally......... guaranteed by the Govt. of India. There is no assurance that or guarantee that the investment objective of the scheme will be achieved.
Fund Description: An open-ended debt scheme predominantly investing in debt instruments of banks, public sector undertakings, public financial institutions and municipal bonds
Fund Benchmark: CRISIL Banking and PSU Debt Index
Source: Fund FactSheet

Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.