Kotak Asset Allocator Fund

Review Date: 07-03-2025

A review of the different performance parameters of the fund is as follows:

1. Returns: It indicates the appreciation in the investment's value within the investment period, represented as a percentage or a specific amount of money. We conducted an analysis of the six return parameters of this fund to assess their performance. To assess performance, we have segmented the return parameters into three groups: the top 25%, parameters below the top 25% but still above average, and parameters below average. The results are provided below.
   1. Top 25%: Two return parameters of the Kotak Asset Allocator Fund are in the top 25% in the category, as shown below:
      
      • 3Y Return %
      • 5Y Return %
   2. Above Average Below the Top 25%: The fund does not have any return parameter which is above average but below the top 25%.
   3. Below Average: Kotak Asset Allocator Fund has four return parameters that are below average in the category, which are listed below:
      
      • 1Y Return %
      • 6M Return %
      • 1M Return %
      • 3M Return %
2. Risk: The threat of not realizing projected profits or even facing financial loss due to different issues is known as risk. For Kotak Asset Allocator Fund, we have analyzed two risk parameters and divided them into three groups the lowest 25%, below average but above the lowest 25%, and above average, which are described below.
   1. Lowest 25%: Kotak Asset Allocator Fund does not have any risk parameters in the lowest 25% of the category. It means high risk compared to other funds in the category.
   2. Below Average but Above the Lowest 25%: Kotak Asset Allocator Fund has two risk parameters that are below average but above the lowest 25% in the category. These are:
      • Standard Deviation: It is a measure of the dispersion of a set of data from its mean. It is calculated as the square root of variance by determining the variation between each data point relative to the mean. The higher the standard deviation, the greater the risk. The standard deviation of the fund is 9.18 %.
      • Semi-Deviation: It is a measure of the dispersion of a set of data from its mean. It is calculated as the square root of variance by determining the variation between each data point relative to the mean. The higher the semi-deviation, the greater the risk. The semi-deviation of the fund is 6.76 %.
   3. Above Average: Kotak Asset Allocator Fund does not have any risk parameters above average; which is a good sign.
3. Risk Adjusted Performance Parameters: Risk-adjusted performance parameters in mutual funds are parameters that assess the return on investments based on the risks involved. These parameters provide a platform for investors to compare various investments, by considering both profits and the risks involved. For Kotak Asset Allocator Fund, we have evaluated four risk-adjusted performance parameters.
   1. Top 25% Risk Adjusted Performance Parameters: Kotak Asset Allocator Fund has four risk-adjusted performance parameters of the fund that are in the top 25% of the category.
      • Sharpe Ratio: Kotak Asset Allocator Fund has a Sharpe Ratio of 0.98 compared to the category average of 0.47.
      • Sterling Ratio: Kotak Asset Allocator Fund has a Sterling Ratio of 0.88 compared to the category average of 0.68.
      • Sortino Ratio: Kotak Asset Allocator Fund has a Sortino Ratio of 0.48 compared to the category average of 0.26.
      • Treynor Ratio: Kotak Asset Allocator Fund has a Treynor Ratio of 0.15 compared to the category average of -0.04.
   2. Above Average Below Top 25% Risk Adjusted Performance Parameters: The fund does not have any risk-adjusted performance parameters that are in the above average but below top 25% of the category.
   3. Below Average Risk Adjusted Performance Parameters: The fund does not have any risk-adjusted performance parameters that are in the above average but below top 25% of the category.

Date	Kotak Asset Allocator Fund NAV Regular Growth	Kotak Asset Allocator Fund NAV Direct Growth
07-03-2025	210.821	226.328
06-03-2025	211.141	226.667
04-03-2025	207.302	222.538
03-03-2025	207.185	222.407
28-02-2025	207.06	222.262
27-02-2025	210.334	225.771
25-02-2025	211.768	227.302
24-02-2025	212.375	227.95
21-02-2025	213.57	229.22
20-02-2025	214.802	230.537
19-02-2025	214.163	229.848
18-02-2025	213.015	228.611
17-02-2025	213.435	229.058
14-02-2025	214.124	229.784
13-02-2025	215.701	231.472
12-02-2025	215.809	231.583
11-02-2025	216.056	231.844
10-02-2025	218.943	234.938
07-02-2025	219.944	235.999