Previously Known As : Jm Tax Gain Fund
Jm Elss Tax Saver Fund Overview
Category ELSS (Tax Saving) Fund
BMSMONEY Rank 8
BMSMONEY Rating
Gro. Opt. As On: 17-01-2025
NAV ₹46.79(R) -0.41% ₹53.1(D) -0.41%
Returns 1Y 3Y 5Y 7Y 10Y
LumpSum (R) 21.51% 15.43% 19.75% 15.71% 14.86%
LumpSum (D) 23.03% 16.64% 20.87% 16.74% 16.13%
SIP (R) 5.4% 22.92% 22.86% 20.36% 17.96%
SIP (D) 6.73% 24.31% 24.12% 21.48% 19.09%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
0.77 0.42 0.75 4.12% 0.11
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
14.53% -15.55% -14.89% 0.98 9.83%
Top ELSS (Tax Saving) Fund
Fund Name Rank Rating
Motilal Oswal ELSS Tax Saver Fund 1
Sbi Long Term Equity Fund 2
Hdfc Taxsaver 3
Hsbc Tax Saver Equity Fund 4
Taurus ELSS tax saver fund 5
Quantum ELSS Tax Saver Fund 6
Parag Parikh ELSS Tax Saver Fund 7

NAV Date: 17-01-2025

Scheme Name NAV Rupee Change Percent Change
JM ELSS Tax Saver Fund (Regular) - IDCW 46.79
-0.1900
-0.4100%
JM ELSS Tax Saver Fund (Regular) - Growth option 46.79
-0.1900
-0.4100%
JM ELSS Tax Saver Fund (Direct) - IDCW 51.8
-0.2100
-0.4100%
JM ELSS Tax Saver Fund (Direct) - Growth Option 53.1
-0.2200
-0.4100%

Review Date: 17-01-2025

JM ELSS Tax Saver Fund has exhibited good performance in the ELSS (Tax Saving) Fund category. The fund has rank of 8 out of 33 funds in the category. The fund has delivered return of 21.51% in 1 year, 15.43% in 3 years, 19.75% in 5 years and 14.86% in 10 years. The category average for the same periods is 14.66%, 12.69%, 17.56% and 12.94% respectively, which shows very good return performance of fund in the category. The fund has exhibited standard deviation of 14.53, VaR of -15.55, Average Drawdown of -6.1, Semi Deviation of 9.83 and Max Drawdown of -14.89. The category average for the same parameters is 13.18, -15.91, -5.63, 9.14 and -12.47 respectively. The fund has average risk in the category.

Key Points:

  1. An investment of ₹10,000 in JM ELSS Tax Saver Fund direct growth option would have grown to ₹12303.0 in 1 year, ₹15871.0 in 3 years and ₹25804.0 in 5 years as of today (17-01-2025).
  2. An SIP of ₹1,000 per month in JM ELSS Tax Saver Fund direct growth option would have grown to ₹12433.0 in 1 year, ₹51280.0 in 3 years and ₹109111.0 in 5 years as of today (17-01-2025).
  3. standard deviation of 14.53 and based on VaR one can expect to lose more than -15.55% of current value of fund in one year.
  4. Sharpe ratio of the fund is 0.77 which shows good performance of fund in the elss (tax saving) fund category.
  5. The fund has R-square of 0.85, Beta of 0.98 and Jensen's Alpha of 4.12% which exhibit good performance in the elss (tax saving) fund category .


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KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
1M Return % -6.70
-6.64
-11.37 | -4.27 23 | 40 Average
3M Return % -8.25
-6.90
-11.99 | -2.71 32 | 40 Poor
6M Return % -4.88
-4.95
-14.75 | 4.93 20 | 40 Good
1Y Return % 21.51
14.66
0.15 | 32.77 6 | 40 Very Good
3Y Return % 15.43
12.69
5.53 | 21.57 5 | 34 Very Good
5Y Return % 19.75
17.56
10.85 | 29.40 8 | 33 Very Good
7Y Return % 15.71
12.76
7.88 | 20.01 2 | 30 Very Good
10Y Return % 14.86
12.94
9.45 | 19.29 4 | 23 Very Good
15Y Return % 13.01
13.31
10.87 | 15.77 14 | 20 Average
1Y SIP Return % 5.40
2.62
-12.35 | 17.42 12 | 40 Good
3Y SIP Return % 22.92
18.13
12.69 | 32.25 4 | 34 Very Good
5Y SIP Return % 22.86
19.39
12.61 | 27.82 5 | 33 Very Good
7Y SIP Return % 20.36
17.46
11.21 | 24.79 5 | 30 Very Good
10Y SIP Return % 17.96
15.58
10.82 | 22.16 4 | 23 Very Good
15Y SIP Return % 16.60
15.13
12.51 | 19.41 4 | 21 Very Good
Standard Deviation 14.53
13.18
10.05 | 16.99 30 | 33 Poor
Semi Deviation 9.83
9.14
7.17 | 11.99 27 | 33 Average
Max Drawdown % -14.89
-12.47
-22.25 | -6.80 28 | 33 Poor
VaR 1 Y % -15.55
-15.91
-23.69 | -11.90 18 | 33 Good
Average Drawdown % -6.10
-5.63
-8.24 | -3.12 23 | 33 Average
Sharpe Ratio 0.77
0.62
0.04 | 1.31 11 | 33 Good
Sterling Ratio 0.75
0.71
0.23 | 1.24 13 | 33 Good
Sortino Ratio 0.42
0.34
0.05 | 0.73 10 | 33 Good
Jensen Alpha % 4.12
2.70
-7.10 | 12.72 12 | 33 Good
Treynor Ratio 0.11
0.09
0.01 | 0.20 9 | 33 Very Good
Modigliani Square Measure % 17.65
16.14
6.52 | 25.68 12 | 33 Good
Alpha % 4.38
1.81
-8.52 | 11.50 10 | 33 Good
Return data last Updated On : Jan. 17, 2025.
Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Dec. 31, 2024
KPIs: Key Performance Indicators

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KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
1M Return % -6.61 -6.54 -11.24 | -4.17 24 | 41
3M Return % -7.99 -6.65 -11.74 | -2.32 33 | 41
6M Return % -4.32 -4.45 -14.29 | 5.56 20 | 41
1Y Return % 23.03 15.88 1.53 | 34.36 6 | 41
3Y Return % 16.64 13.94 6.36 | 23.05 5 | 34
5Y Return % 20.87 18.91 11.77 | 31.46 8 | 33
7Y Return % 16.74 13.99 8.67 | 21.69 3 | 30
10Y Return % 16.13 13.98 10.28 | 20.55 3 | 24
1Y SIP Return % 6.73 3.75 -11.39 | 18.88 12 | 41
3Y SIP Return % 24.31 19.44 13.89 | 33.85 4 | 34
5Y SIP Return % 24.12 20.77 13.51 | 29.38 5 | 33
7Y SIP Return % 21.48 18.72 12.13 | 26.67 5 | 30
10Y SIP Return % 19.09 16.61 11.79 | 23.68 3 | 24
Standard Deviation 14.53 13.18 10.05 | 16.99 30 | 33
Semi Deviation 9.83 9.14 7.17 | 11.99 27 | 33
Max Drawdown % -14.89 -12.47 -22.25 | -6.80 28 | 33
VaR 1 Y % -15.55 -15.91 -23.69 | -11.90 18 | 33
Average Drawdown % -6.10 -5.63 -8.24 | -3.12 23 | 33
Sharpe Ratio 0.77 0.62 0.04 | 1.31 11 | 33
Sterling Ratio 0.75 0.71 0.23 | 1.24 13 | 33
Sortino Ratio 0.42 0.34 0.05 | 0.73 10 | 33
Jensen Alpha % 4.12 2.70 -7.10 | 12.72 12 | 33
Treynor Ratio 0.11 0.09 0.01 | 0.20 9 | 33
Modigliani Square Measure % 17.65 16.14 6.52 | 25.68 12 | 33
Alpha % 4.38 1.81 -8.52 | 11.50 10 | 33
Return data last Updated On : Jan. 17, 2025.
Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Dec. 31, 2024
KPIs: Key Performance Indicators

Investment Period Regular Direct
Return % Current Value of ₹ 10000 Return % Current Value of ₹ 10000
1D -0.41 ₹ 9,959.00 -0.41 ₹ 9,959.00
1W -1.69 ₹ 9,831.00 -1.67 ₹ 9,833.00
1M -6.70 ₹ 9,330.00 -6.61 ₹ 9,339.00
3M -8.25 ₹ 9,175.00 -7.99 ₹ 9,201.00
6M -4.88 ₹ 9,512.00 -4.32 ₹ 9,568.00
1Y 21.51 ₹ 12,151.00 23.03 ₹ 12,303.00
3Y 15.43 ₹ 15,379.00 16.64 ₹ 15,871.00
5Y 19.75 ₹ 24,627.00 20.87 ₹ 25,804.00
7Y 15.71 ₹ 27,777.00 16.74 ₹ 29,542.00
10Y 14.86 ₹ 39,952.00 16.13 ₹ 44,629.00
15Y 13.01 ₹ 62,625.00 ₹

Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.

Investment Period Invested Amount Regular Direct
XIRR % Current Value of Invested Amount XIRR % Current Value of Invested Amount
1Y ₹ 12000 5.40 ₹ 12,348.54 6.73 ₹ 12,433.28
3Y ₹ 36000 22.92 ₹ 50,308.42 24.31 ₹ 51,280.24
5Y ₹ 60000 22.86 ₹ 105,849.24 24.12 ₹ 109,111.38
7Y ₹ 84000 20.36 ₹ 173,670.00 21.48 ₹ 180,734.06
10Y ₹ 120000 17.96 ₹ 308,771.76 19.09 ₹ 328,122.84
15Y ₹ 180000 16.60 ₹ 709,718.22 ₹


Date Jm Elss Tax Saver Fund NAV Regular Growth Jm Elss Tax Saver Fund NAV Direct Growth
17-01-2025 46.7936 53.1048
16-01-2025 46.9856 53.321
15-01-2025 46.6893 52.9831
14-01-2025 46.4554 52.7161
13-01-2025 45.9839 52.1794
10-01-2025 47.5989 54.0071
09-01-2025 48.4891 55.0154
08-01-2025 48.857 55.4311
07-01-2025 49.103 55.7086
06-01-2025 48.573 55.1055
03-01-2025 49.6988 56.3775
02-01-2025 49.9251 56.6324
01-01-2025 49.3258 55.9509
31-12-2024 48.8839 55.4479
30-12-2024 48.764 55.3103
27-12-2024 49.0058 55.5794
26-12-2024 48.8898 55.4462
24-12-2024 48.808 55.35
23-12-2024 48.6903 55.2148
20-12-2024 48.5587 55.0605
19-12-2024 49.4671 56.0888
18-12-2024 49.7373 56.3934
17-12-2024 50.1536 56.8637

Fund Launch Date: 24/Dec/2007
Fund Category: ELSS (Tax Saving) Fund
Investment Objective: To generate long-term capital growth from a diversified and actively managed portfolio of equity and equity related securities and to enable investors a deduction from total income, as permitted under the Income Tax Act, 1961 from time to time.
Fund Description: Open Ended Equity ELSS
Fund Benchmark: S&P BSE 500 Total Return Index Index
Source: Fund FactSheet

Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.