Iti Banking & Psu Debt Fund Overview
Category Banking and PSU Fund
BMSMONEY Rank 11
BMSMONEY Rating
Gro. Opt. As On: 14-01-2025
NAV ₹12.52(R) +0.03% ₹12.82(D) +0.03%
Returns 1Y 3Y 5Y 7Y 10Y
LumpSum (R) 7.38% 6.05% -% -% -%
LumpSum (D) 7.98% 6.64% -% -% -%
SIP (R) 6.94% 2.69% -% -% -%
SIP (D) 7.55% 3.25% -% -% -%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
-1.11 -0.36 0.6 -% -
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
0.73% 0.0% 0.0% - 0.52%
Top Banking and PSU Fund
Fund Name Rank Rating
ICICI Prudential Banking & PSU Debt Fund 1
UTI Banking & PSU Fund 2
Dsp Banking & Psu Debt Fund 3
Kotak Banking And Psu Debt Fund 4

NAV Date: 14-01-2025

Scheme Name NAV Rupee Change Percent Change
ITI Banking & PSU Debt Fund - Regular Plan - IDCW Option 12.52
0.0000
0.0300%
ITI Banking & PSU Debt Fund - Regular Plan - Growth Option 12.52
0.0000
0.0300%
ITI Banking & PSU Debt Fund - Direct Plan - Growth Option 12.82
0.0000
0.0300%
ITI Banking & PSU Debt Fund - Direct Plan - IDCW Option 12.82
0.0000
0.0300%

Review Date: 14-01-2025

ITI Banking & PSU Debt Fund has exhibited average performance in the Banking and PSU Debt Fund category. The fund has rank of 11 out of 19 funds in the category. The fund has delivered return of 7.38% in 1 year and 6.05% in 3 years. The category average for the same periods is 7.52% and 5.98% respectively, which shows poor return performance of fund in the category. The fund has exhibited standard deviation of 0.73, VaR of 0.0, Average Drawdown of 0.0, Semi Deviation of 0.52 and Max Drawdown of 0.0. The category average for the same parameters is 1.29, -0.45, -0.58, 0.94 and -0.87 respectively. The fund has very low risk in the category.
  • standard deviation of 0.73 and based on VaR one can expect to lose more than 0.0% of current value of fund in one year.
  • Sharpe ratio of the fund is -1.11 which shows poor performance of fund in the banking and psu debt fund category.


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    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % 0.36
    0.23
    		-0.05 | 0.41 3 | 22 Very Good
    3M Return % 1.42
    1.22
    		0.91 | 1.56 4 | 22 Very Good
    6M Return % 3.45
    3.60
    		3.39 | 3.75 20 | 22 Poor
    1Y Return % 7.38
    7.52
    		7.04 | 8.21 16 | 22 Average
    3Y Return % 6.05
    5.98
    		5.24 | 8.21 6 | 19 Good
    1Y SIP Return % 6.94
    7.15
    		6.86 | 7.41 20 | 22 Poor
    3Y SIP Return % 2.69
    2.82
    		2.48 | 3.32 13 | 19 Average
    Standard Deviation 0.73
    1.29
    		0.73 | 3.21 1 | 19 Very Good
    Semi Deviation 0.52
    0.94
    		0.52 | 1.70 1 | 19 Very Good
    Max Drawdown % 0.00
    -0.87
    		-2.46 | 0.00 1 | 19 Very Good
    VaR 1 Y % 0.00
    -0.45
    		-2.69 | 0.00 6 | 19 Good
    Average Drawdown % 0.00
    -0.58
    		-1.67 | 0.00 1 | 19 Very Good
    Sharpe Ratio -1.11
    -0.80
    		-1.12 | 0.38 18 | 19 Poor
    Sterling Ratio 0.60
    0.55
    		0.41 | 0.77 3 | 19 Very Good
    Sortino Ratio -0.36
    -0.24
    		-0.36 | 0.36 19 | 19 Poor
    Return data last Updated On : Jan. 14, 2025.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Dec. 31, 2024
    KPIs: Key Performance Indicators

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    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % 0.41 0.26 -0.01 | 0.44 3 | 21
    3M Return % 1.56 1.32 0.99 | 1.65 2 | 21
    6M Return % 3.74 3.80 3.59 | 3.96 15 | 21
    1Y Return % 7.98 7.92 7.44 | 8.50 10 | 21
    3Y Return % 6.64 6.40 5.62 | 8.51 3 | 18
    1Y SIP Return % 7.55 7.55 7.31 | 7.76 12 | 21
    3Y SIP Return % 3.25 3.21 2.93 | 3.60 7 | 18
    Standard Deviation 0.73 1.29 0.73 | 3.21 1 | 19
    Semi Deviation 0.52 0.94 0.52 | 1.70 1 | 19
    Max Drawdown % 0.00 -0.87 -2.46 | 0.00 1 | 19
    VaR 1 Y % 0.00 -0.45 -2.69 | 0.00 6 | 19
    Average Drawdown % 0.00 -0.58 -1.67 | 0.00 1 | 19
    Sharpe Ratio -1.11 -0.80 -1.12 | 0.38 18 | 19
    Sterling Ratio 0.60 0.55 0.41 | 0.77 3 | 19
    Sortino Ratio -0.36 -0.24 -0.36 | 0.36 19 | 19
    Return data last Updated On : Jan. 14, 2025.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Dec. 31, 2024
    KPIs: Key Performance Indicators

    Investment Period Regular Direct
    Return % Current Value of ₹ 10000 Return % Current Value of ₹ 10000
    1D 0.03 ₹ 10,003.00 0.03 ₹ 10,003.00
    1W -0.01 ₹ 9,999.00 0.01 ₹ 10,001.00
    1M 0.36 ₹ 10,036.00 0.41 ₹ 10,041.00
    3M 1.42 ₹ 10,142.00 1.56 ₹ 10,156.00
    6M 3.45 ₹ 10,345.00 3.74 ₹ 10,374.00
    1Y 7.38 ₹ 10,738.00 7.98 ₹ 10,798.00
    3Y 6.05 ₹ 11,927.00 6.64 ₹ 12,126.00
    5Y ₹ ₹
    7Y ₹ ₹
    10Y ₹ ₹
    15Y ₹ ₹

    Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.

    Investment Period Invested Amount Regular Direct
    XIRR % Current Value of Invested Amount XIRR % Current Value of Invested Amount
    1Y ₹ 12000 6.94 ₹ 12,447.60 7.55 ₹ 12,486.06
    3Y ₹ 36000 2.69 ₹ 37,515.42 3.25 ₹ 37,835.24
    5Y ₹ 60000 ₹ ₹
    7Y ₹ 84000 ₹ ₹
    10Y ₹ 120000 ₹ ₹
    15Y ₹ 180000 ₹ ₹


    Date Iti Banking & Psu Debt Fund NAV Regular Growth Iti Banking & Psu Debt Fund NAV Direct Growth
    14-01-2025 12.5207 12.8162
    13-01-2025 12.5166 12.8118
    10-01-2025 12.523 12.8177
    09-01-2025 12.5206 12.815
    08-01-2025 12.519 12.8133
    07-01-2025 12.5214 12.8155
    06-01-2025 12.5177 12.8115
    03-01-2025 12.5091 12.8021
    02-01-2025 12.5056 12.7984
    01-01-2025 12.5041 12.7966
    31-12-2024 12.5046 12.797
    30-12-2024 12.4978 12.7898
    27-12-2024 12.4895 12.7808
    26-12-2024 12.4866 12.7776
    24-12-2024 12.4829 12.7734
    23-12-2024 12.4821 12.7724
    20-12-2024 12.4743 12.7638
    19-12-2024 12.4738 12.7631
    18-12-2024 12.478 12.7672
    17-12-2024 12.4747 12.7637
    16-12-2024 12.4756 12.7644

    Fund Launch Date: 22/Oct/2020
    Fund Category: Banking and PSU Fund
    Investment Objective: The investment objective of the Scheme is to generate income / capital appreciation through investments in debt and money market instruments consisting predominantly of securities issued by entities such as Scheduled Commercial Banks(SCBs), Public Sector undertakings(PSUs), Public Financial Institutions(PFIs) and Municipal Bonds. However, there can be no assurance or guarantee that the investment objective of the scheme would be achieved
    Fund Description: An open ended scheme investing in arbitrage opportunities
    Fund Benchmark: Crisil Banking & PSU Debt Index
    Source: Fund FactSheet

    Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.